This document proposes a partnership between CENT.ai and MoonPay to help transfer ownership and control of personal data back to users. CENT.ai would build a portfolio of personal data assets by sourcing data ethically from users, then package and sell clean data to ad exchanges while distributing compensation to users, partners, and itself. By integrating with MoonPay's wallet system and 10 million users, CENT.ai could generate an estimated $30 million annually in data revenue through this model while providing transparency, control, and monetization of personal data to users.