Midterm_evaluation_CCK_2016

EWHA Social Service
Midterm Evaluation (Nov, 2015- April, 2016) for Cow Bank Project
Community Organization and Rural Development
By: Miss. PHENG Sreyneang
Program Manager
September, 2015
Miss. PHENG Sreyneang
Program Manager

2. Work promotion status (Process)
1) Resource mobilization status with Local authorities, Communities and NGOs
No Agency/Name Process / Contents Plan Result Note
1
Local
Authority
meeting
This local authority meeting is a meeting which is
important to help the project going well in term of
cooperation and communication. This meeting can
somehow help to get the information which we want
to know or to access all the information which we
want to provide to the target people, especially to
vulnerable people who are living with local
authorities in the same area. Local authority meeting
is also a part of our sub-project to contribute to other
sub-projects such as monitoring, assessments and
case management, cattle husbandry and cooperative
training. The information is updated which is related
to the clients and their livestock through meeting.
Chief of village or chief of commune play the
important roles to observe client’s behaviors toward
raising the cattle and their changes after being
supported by Ewha. Generally, I, project manager,
propose the meeting at least one in every month
based on annual plan in order that access updated
information involved in clients. Those local
authorities are regarded as our partnership to help
the disable people as well as community.
Meanwhile, there many themes which we, each chief
of village and I, have discussed in the meeting such
as, the conditions of old and new clients, simply how
their standard of living has been changing after they
got the services, and their livestock. In addition, cow
bank project can basically get disable people or poor
people effectively to be cow bank clients through
local authorities’ suggestions. Moreover, there are
also some solutions along the way in the meeting to
solve the problems which the previous clients
90p 55p
Through this meeting,
we can see that there
are some concerns
related to clients. To
the point that several
previous clients have
run away from their
village. To prevent this
kind of problem, I get
the idea to solve it. I
want to create another
agency to cooperate
well with chief of
village in each village.
The agency here is
referred to the people
who are living next to
our clients. They are
the people who can see
the behavior of our
clients surely than
chief of village.
By the way, I still want
local authority meeting
to be our sub-project of
cow bank project since
it benefits a lots to our
Cow Bank Project.
Simply, it is to keep
good communication
and cooperation with
5t 2t
10hrs 4hrs

created or faced. In several months ago, there were
some issues relevant to old clients in 2013 such as,
the challenges of clients to get baby cow though they
have spent time 2 years already to raise the female
cow, the escaping of two or three clients from the
village since their family problem ( debt). In fact,
this meeting is such a beneficial meeting to take part
of cow bank project in the whole. Local authorities
are also a significant people to contribute the
important ideas as well as a good partnership that we
need to produce the suitable result.
chief of village.
2 VHSG meeting
This is another meeting to take part of cow bank
project. Actually, the previous activities we have not
included them to take some actions in this cow bank
project, but obviously we see that they are a
potential people whom we should ask for. They are
basically very active in health program, they help
with their willingness to help health program
without any allowance. They are regarded as focal
people in community. In other word, they can
cooperate with local authorities through cooperative
project. In the meantime, I proposed to have meeting
with them to talk and discuss about the cooperative
training. In this context, they can encourage
villagers, especially poor people and our clients
indeed to participate in cooperative.
32p 21p
In general, I want these
people, simple VHSG
volunteers to cooperate
well with each chief of
village in Cow Bank
Project. They can be
part of cooperative
project or of case
monitoring. Of course,
a few people from
VHSG volunteer have
helped facilitating in
Cooperative training so
far. They are from
Pong Ror village and
Srang Village. They
are pretty active, which
we should let them get
involved more with
Cow Bank Project.
3t 2t
4hrs 4hrs

3) Performing status based on the planned schedule
Period
Content
Plan 2015
Nov
2015
Dec
2016
Jan
2016
Feb
2016
Mar
2016
AprResult
Network / Developing
Cooperative
Plan
Result
Cooperative/Cattle husbandry
training
Plan
Result
Case management / Basic
education
Plan
Result
Loan / monitoring
Plan
Result
4) Advertising status
4-1) Advertising status
Target Plan Result Media
Cooperative
group
I plan to advertise this program
into some social media so that
this program will be promoted
and to spread in worldwide
based on the apps such as
Facebook, LinkedIn, and
Twitter.
This program will be known
and attracted the other
stakeholders who are managing
on this program. Or our project
can be interested and will be
cooperated from other NGOs
which are working on that. Of
course, we, Ewha, can have
other partners to cooperate in
this project.
Facebook/LinkedIn/Twitter
https://www.linkedin.com/
https://twitter.com/
Cattle
Husbandry
I also plan to access this program
into web. The reason is that I
want to get well known of our
Cow Bank Project to other
NGOs.
It will be useful to show other
relevant people such as
governments or other
stakeholders to know, and we,
Ewha, might have some fund
from the government.
Monitoring
I also plan to spread this kind of
activity to other NGOs.
This activity can be known and
be promoted to other NGOs.

Community
development
I plan to set it into the webs.
Probably it is just the ideas to
make or to call other cooperated
NGOs who used to work on that.
We can attract other
stakeholders to see this new
activity. They might interest in
this project. If so, we can
actually get cooperation.
Health
education
I will insert all kind of health
activities into the web. This can
be shown to outsiders that Ewha
centre or Cow Bank Project
mainly, has supported or
accessed health education on
poor people.
In order to get encourages or
other fund from other sources
such as governmental sides or
private sectors who want to
contribute some amount of
money. Of course, poor people
lack of health access so they
need some more services. If we
broadcast it out by some webs
which are popular like
Facebook or LinkedIn. That
might be effective to get
promote.
4-2) Advertising program activities
1
Cooperative group/Saving
group
2 Cattle Husbandry Education 3 Network Meeting

Monitoring/Case Management
4 Monitoring/ Cow checking 5 Monitoring/Additional Supports 6
Case Management/Home
visiting
7 Pumped wells support
Health Program
8 Health check up 9 Health education
4-3) Advertising materials / publication
Cooperative’s education materials
1 Saving book 2 Loan book 3 cash management monthly book

Cattle Husbandry’s education materials
4
Cattle husbandry manual
book_ Cow
5
Cattle husbandry manual book_
chicken
6
Cattle husbandry manual book_
Pig
Health Program
7 Emergency care 8 Health check up 9 Health education

3. Work promotion status (Quantitative performance / Achievement)
1) Quantitative performance of each program
Objective 1. Developing Cooperatives (Joining 60% of all Cts)
Program
Committee meeting to develop cooperative at least 5times
consulting at least 4times
Community development activity at least 4times
Division Plan and Performance Total(annual)
Division
2015
Nov
2015
Dec
2016
Jan
2016
Feb
2016
Mar
2016
Apr
Total(annual)
Division Plan Result Plan Result Plan Result Plan Result Plan Result Plan Result Plan Result
Time
Hours(h)
1t
(4h)
1t
(3,30h)
1t
(4h)
3t
(12h)
1t
(4h)
2t
(5h)
1t
(4h)
3t
(10h)
1t
(4h)
3t
(16h)
1t
(4h)
1t
(6h)
14t
(56h)
13h
(52.3h)
Numberof
Participants
Accumulated(hea
d)
45
(45)
15
(15)
45
(45)
54
(52)
45
(45)
40
(40)
45
(45)
106
(106)
45
(45)
95
(95)
45
(45)
45
(45)
630
(45)
486
(130)
Date 20-Nov
03,17-
Dec, 22-
Dec
30-Jan,
22-Jan
04-Feb,
10,23-
Feb
06,08-March,
22-March
24-Apr
Expense
Process/
Contents
Process

Process/
Contents
Our project, Cow Bank Project, has been trying to develop the
cooperative in community, especially Srang Commune where many
poor people are living in according to the research. To do this, I am
the manager of project has spent one month to access the content of
the cooperative. I have met the local authorities as well as VHSG’s
volunteers at least 2 or 3 times to let them understand some about
cooperative before conducting the cooperative. After meeting with
them for several times, I stepped on the cooperative training by invited
the expert who are expertise on the cooperative from Cooperative
Association of Cambodia (CAC) with training fee given. Of course,
we have spent about a month to make our clients and each chief of
village understand the important of the cooperative. Of course, to let
them join the cooperative group, firstly we need to access all the
significant information which related to the cooperative to them to
understand deeply.
Since we want to create more
cooperative groups in the community,
we have made the cooperative meeting
or cooperative orientation in some
villages. Indeed, before we conducted
the cooperative orientations to
villagers, we have created some
meeting again with chief of village and
health volunteers to make sure with
them about the cooperative orientation.
After the meeting, we still contacted
them along the way by phone calling
about the cooperative meeting with
villagers since we want to make sure
the available time to conduct the
cooperative meeting.
After, cooperative meeting finished in
two villages as a plan, we contacted
them again to make sure when they
wanted us go to create the saving group
for them.
After Khmer New year finish, I plan
to create one more cooperative group,
simply saving group in Srang village
where the trainer and I already did the
orientation. The date will be on weekend
as their available time.
Another important point is that
Community development. I plan to
process two kinds of activities in this
new period. There are Cooperative
Cattle and the other one is Community
Development Cooperative. The first
activity is Cooperative Cattle. We will
insert the cattle husbandry program into
cooperative; simply it means we will
provide the loan service by cooperative
way. The poor people can actually join
the saving group and they can also get
the loan service by the agreement of the
whole cooperative group. The important
thing is that the other poor people will
get another loan service after the first
client in the group terminates their loan.
The second one is Community
Development Cooperative. We will
choose one saving group to be a model

in this new Community Development
project. In fact, I will choose one saving
group from Tro Peang Trach, where the
saving group firstly was created. In this
Community Development, we will
create new activities to develop the
community especially to improve and
increase the income of our clients and
also the villagers in the community. We
will propose the idea with the
committees and the chief of village to
grow some vegetables or raise animal
such pigs or chicken by supporting from
Ewha.
Process/
Contents
Main Contents
Process/
Contents
Of course, the trainer has taught them about the concept of the
cooperative, the main reasons why those communities need to create
cooperative group in villages. In the meantime they join the
cooperative, what kind of benefits they will get. Along the way, we
allow those chief of village and VHSG volunteers to ask whatever
they wanted to know. We did so since we wanted them release all the
concerns they would be worried to make the cooperative the
community. In the meantime, the trainer and I tried to rest the good
examples relevant to the cooperative groups in other provinces where
people or the members of the group got successful when they joined
The trainer and I went to two
different villages to do the cooperative
orientation. There are Srang village
and Pong Ror village. The expert has
told those villagers about the purpose
to create saving groups or mainly
cooperative groups in community
where they are living. In this time for
new villages, firstly we just let them
know what is cooperative so that they
The saving group will be generating
during this time by joining from our
villagers in Srang village. We will help
them to process the cooperative group by
doing the first registration of their name
into the saving group.
In the meantime, we teach them how to
control their money, loan services,
interest and the rules of loan as well.

the cooperative. This is kind of good motivations to our local
authorities and health volunteer.
can have some interest in that. One
more thing, the reason we went to each
village because it can help those
villagers are able to join our
cooperative meeting easily, simply
near and saving their time.
For Cooperative Cattle
Husbandry, I will have a meeting with
the trainer who is the expert of this
program since he used to be a guider to
the other NGOs of this program, and the
other one is meeting with our
committees in the saving group and also
the chief of village. The thing is that we
will discuss how to process these kind of
new activities related to Cattle
Husbandry.
The other one is Community
Development Cooperative, we will also
discuss with the chief of village and the
committees from the saving group.
Actually, we will let them make plan for
their community for themselves. After
that, we will take a look their plan so that
we can help them to process this project.
Reasonfor
differencesbetween
planandresult
Actually, during the cooperative meeting, I have informed to our
partnerships such as local authorities and VHSG volunteers, but the
number of their coming to the meeting was not exactly full as I have
expected in monthly that I proposed the meeting. The main reason is
that the period when we had meeting was the busy their busy time to
harvest rice. Of course, the ones who came to join were free at that
This time the result is a bit bigger than
the plan we have set. Basically, this
time is a good period that I want to
propose more on the cooperative,
which is why I make the meeting two
times.

time.
Achievement
Suggestions for
improvement
Main Achievement
Achievement
Suggestions for
improvement
After spending almost a month to access the concept of
cooperative, at least we got 2 groups of the cooperative, simply
villager group from Tro Peang Trach village and clients group
including old and new clients. The first group from Tro Peang Trach
village, we got around 19 members in the first saving group which
supported by our chief of village. The second saving group is included
our previous clients and new clients, and we got 17 members in this
group.
In each cooperative orientation, we
got a suitable number of the
participants from each group. In fact,
we got 48 villagers coming to join our
cooperative meeting in chief of
village’s house in Srang village. The
second group is around 24 participants
from Pong Ror village.
As a result, we could create one more
saving group in Pong Ror village. In
the first saving, we got 31 members
for new cooperative group.
The important point is that they have
understood how the significant of the
cooperative is.
We will have another new saving
group in different village in Srang.
Simply, there will be having around 25
members in new saving group.
For the Cooperative Cattle
Husbandry, we will be successful in the
cooperating with the saving group rather
individual people or clients.
For the Community Development
Cooperative, we can make another
main project to improve the standard of
poor people living through the
cooperative way. This also can prevent
the migration from the village to the city
and other country like Thailand. They
basically can create jobs in their own
community in the peaceful way without

any forcing from outsiders. In the future,
we can step to the whole Srang
commune.
Achievement
Suggestions for
improvement
Suggestions for improvement
Achievement
Suggestions for
improvement
According to the time, all the saving groups always want to meet only weekend only like Sunday so it is quite hard to divide the time for each
cooperative. Of course, what I want to suggest or propose the idea here is that I want to be strengthening the 2 previous saving groups and the last one
that we plan to create in the next April. In fact, I want to make three saving be successful and be the best model to the other villages.
Moreover, in the Cooperative Cattle Husbandry, I need to cooperate well and need help from the expert CAC, and Community Development project,
we have to access some more water usage in community so that the project will be run well.
Objective
2. Knowledge improvement (Cooperative training and Cattle Husbandry)
average 7point out of 10 point
Program
s CTs,
20 new CTs and community residences
Division
2015
Nov
2015
Dec
2016
Jan
2016
Feb
2016
Mar
2016
Apr
Total(annual)

Time
Hours(h)
1t
(8h)
5t
(30h)
1t
(8h)
4t
(24h)
1t
(8h)
2t
(12h)
1t
(8h)
4t
(24h)
1t
(8h)
4t
(24h)
1t
(8h)
2t
(8h)
14t
(112h)
21
(122h)
Numberof
Participants
Accumulated(hea
d)
50
(50)
96
(41)
50
(50)
87
(48)
50
(50)
47
(47)
50
(50)
128
(100)
75
(75)
154
(130)
75
(75)
71
(71)
775
(75)
512
(146)
Date
1,7,8,14,
15-Nov
12,13,20,
27-Dec
10,11-Jan
6,7,14,21-
Feb
6,8,13,20-
Mar
20,24-Apr
Expense
Process/
Contents
Process
Process/
Contents
The two kinds of training, simply about
the cooperative training and cattle
husbandry training are the very important
training which is needed to provide to the
clients so that they basically can start from
the very basic knowledge to continue to
make skills for their daily life. During this
time, we have just created the cooperative
groups in the community, and we want to
spread the cooperative groups into more
than one village. Of course, we have trained
the villagers, chief of village and the clients
to understand the concept of the
cooperative. Actually, we firstly want them
understand what is the cooperative and why
In this month, the
trainer and I tried to
make cooperative to
be strengthening in
community especially
for the group who is
already created. We
specifically focus on
the process of saving
money and the
lessons simply about
the principles which
they need to learn.
In this month, we
have changed
activities a bit
related to clients by
doing home visiting
to some clients to
know more about
how they make their
living in their daily
like. The reason is
that we want to
know their
challenges and we
might have some
solutions for them.
This time is a good
season to develop
more cooperative
groups (saving
groups) in more
villages in Srang
commune.
The orientation of the
cooperative is started
in new villages to
promote cooperative.
However, I have
delayed the clients
group since we have
some concerned on
This period of time, we have spent
sometimes on the Khmer New Year so
some times are reduced. However, this
time or this month is also a good time
which I want to create one more saving
group in the other village.

we want their community creates the
cooperative. In addition, after the training,
we have done the post-test and their
satisfactions toward the training. We want
to measure their understanding based on the
lessons which they have learned.
Consequently, their result on post-test and
their satisfaction toward the whole training
are pretty good.
Moreover, related to
the villager’s group,
they have reflected
themselves toward
the cooperative that
they are happy to
see that they can
actually join this
kind of program.
Their understanding
based on the
cooperative is
seemed more
rigorous right away.
They understand the
significant parts of
the saving group.
this saving group. Of
course, they are from
different villages and
it seems like they do
not know each other
well, which is why in
need to suspend the
time, and wait until I
go to make the saving
group in their village.
Process/
Contents
Main Contents
Process/
Contents
After the expertise trainer from CAC
trained them about some concept of the
cooperative almost a month. Then we
started to propose the idea to generate the
saving group of their community. At that
time, the trainer and I tried to encourage
In the cooperative
period, we have
helped record all the
saving money which
clients group and
villagers group are
Because of home
visiting, we can
help access some
helps to clients to
improve their living
based on their small
Basically,
cooperative is needed
to spread because the
villagers especially
our clients can’t
actually know what is
One more village is Srang village
where we can get one more saving
group. Basically, the trainer and I
will creating along the way and also
choose the committees for managing
the new saving group as well if there

them to make saving group in their village,
but it is hard to provoke them since they
used to be fear by the other private sectors
who attempted to cheat them. Luckily, we
have created two saving so far. First is client
saving group and the second is villagers
saving group.
Moreover, the trainers have taught the
members of the saving group especially the
committee from each group to understand
the principles of the cooperative. We taught
them how to manage their money especially
their each of their money, how to manage
the loan, the interest, how to prevent the
loan with paying money back, and how to
communicate well among members in the
group.
needed to save
monthly.
business. We
propose the idea to
create another
cooperative group
related to their
small business.
(Villagers’ group),
from their
perceptions,
cooperative can
help them during
their aging time,
their children’s
study, and their
family’s concerns
somehow.
cooperative and why
we need create the
cooperative in the
community.
In particularly, the
cooperative training
(orientation about the
cooperative) is
conducted in two
different villages in
Srang Commune;
they are Pong Ror
village and Srang
village. We actually
tried to encourage
them in a better way
to join the
cooperative group.
have several good people to be a
representative to be a committees in
the group. Meanwhile, the trainer
might teach them some lessons about
the loan, and interest.
Reason for
differences between
planandresult
According to the plan, we set up only a time per month on the cooperative meeting or training, but the result is more than that. The reasons are that
we try to conduct the training and meeting as much as possible in the same time that each chief of village and the villagers agree to make cooperative
group in their community. It is a good chance which we need to catch so that the saving groups will be increased. In addition, the number of
participants joining the cooperative meeting or training is being increased; simply it means that we are starting be successful to insert the knowledge
or concepts of the cooperative to those villagers as well as chief of village.
Achievement
Suggestions for
Main Achievement

improvement
Achievement
Suggestions for
improvement
At the very first time, clients’ saving
group can save around 135,000 riel, which
we have, 17 members including old clients
and new clients.
Second group can save around 200,000
riel and we have 19 villagers came to join.
Importantly, we have chosen the
committees from each group already. There
are mainly five people to manage the whole
saving group.
The other important thing is that each
group can make their own principles or rules
to manage the whole saving group; it is
simply about the principles which they all
agree together during meeting.
Moreover, they have learned about
meeting rules, saving rules, withdrawn rules,
loan rules, structures and management, the
division of money, and so on.
Later on, we could
see that the money in
each group has been
increasing. Basically,
each member can get
loan service by
borrowing the money
from the saving
group. They are no
longer in debt of the
bank anymore. They
can solve the family’s
problem by getting
loan from community
group to save their
life. One more thing,
when they borrow the
money from the
saving group, the
interest is also come
into the group and
being increased as the
way members of the
group get more loan.
Those members
are very
cooperative in the
group. They help
one another.
In the meantime, at
the half of this
monthly saving, the
number of
members in saving
group is increasing;
it reaches around 46
people.
The number of
people who joined
the cooperative
training is around 72
people including
Pong Ror village (24
villagers) and Srang
village (48 villagers).
This is the first time
that we stepped to
their village to
promote about the
cooperative, but the
number of
participants is pretty
much.
Moreover, after the
orientation was
finished, the second
saving group is
created in Pong Ror,
which around 31
members in this new
saving group.
In short, people are
Ewha centre, especially Cow Bank
Project can absolutely get another new
saving group. It is very useful for our
previous and new clients joining this
kind of project so that it can be helped
them as well.
Importantly, we will get the 3 saving
group in three different villages.

more like to
understand what is
cooperative and how
are the benefits of the
cooperative (based
on satisfaction
level).
Interestingly, the
amount of money
from the previous
saving group is being
increased more in
time; it’s around
2,400,000 riel.
More interestingly,
the amount of money
of second saving
group in Pong Ror is
around 392,000 riel
in the very first time.
Achievement
Suggestions for
improvement

Achievement
Suggestions for
improvement
Of course, to improve this kind of project, simply cooperative in community, we need to cooperate well with the trainer more, which mean that we
need to keep conducting cooperative training and meeting more so that each saving group will be strong and sustain since each cooperative group is
need to learn many things such as rules or the principles of the cooperative, how to manage the cooperative group well. In addition, keeping in touch
with local authorities and VHSG volunteers is also the main thing lead to be successful of our cooperative in community. Last point which I want to
mention here is that Srang Commune is a hard place to develop since that place has many problems such gambling, alcoholics, widow hardship, and
violence. Indeed, we, be a manager of the project, need to spend much time to solve all these kind of problems, and need more funds and long period
of running project to make sustainable in this kind of community.
Objective 3. Income improvement (20% increase than before joining program)
Program
Division
2015
Nov
2015
Dec
2016
Jan
2016
Feb
2016
Mar
2016
Apr
Total(annual)
Time
Hours(h)
1t
(8h)
1t
(4h)
1t
(8h)
4t
(22h)
1t
(8h)
1t
(6h)
1t
(8h)
0
1t
(8h)
2t
(12h)
1t
(8h)
3t
(18h)
12t
(96h)
11t
( 62h)
Numberof
Participants
Accumulated(hea
d)
15
(15)
19
(19)
15
(15)
39
(39)
10
(10)
31
(31)
25
(25)
0
25
(25)
21
(21)
25
(25)
32
(32)
265
(75)
110
(61)
Date 26-Nov 4,7,8, 17 -Dec 30-Jan
17-18-
Mar
26,27,28-
Apr
Expense

Process/
Contents
Process
Process/
Contents
Target 2015 2016 Plan
Loan
One of the most important among all
sub-projects in Cow Bank is Loan.
Loan is to give the loan service to
poor people who become as our
clients. They can get the loan service
from Ewha centre for 2 year to buy
the livestock such as cow, pigs, and
chicken to raise for two years without
any interests at all. Cow bank project
has supported many poor families in
Srang commune. Meanwhile, they
have to return to our centre after 2
years. Mainly, this project is set up to
help to improve poor people standard
of living. In addition, before they get
the loan, we have basic skill related to
cattle husbandry to provide to them
so that they can have knowledge to
lead their cow raising going well.
New clients Previous clients in 2013
In 2016 Cow Bank Project also choose 20 more
clients to support the loan service. The recruitment is
based on Ewha policy, especially cow bank project,
which mean that we choose the poor people helped by
each chief of village. After that, I will do the
assessment to measure their standard of living. In
addition, those new clients will be provided
knowledge related to cattle husbandry. It is to make
sure that they have basic skills to raise their cow well.
After Khmer New Year is passed, I
will go to Srang area to check some
loan for the previous clients. To alert
them about the time that they need to
return money back to our Ewha
centre.
Monitoring In order to check the condition of our Previous clients in 2015 & 2013 Previous clients in 2015 & 2013

clients, I have been doing the
monitoring case, which is a way to
check our clients’livestock as well as
their living condition. Moreover, this
monitoring can help project manager
get enough information and can manage
all the information which is related to
our clients and their livestock.
Through the monitoring, I still do the home visiting our
previous clients so that I can see the changes of their
livestock and their standard of their living.
By the way, to do this kind of activities I am needed to
cooperate well with each chief of village to know some
information related to clients and their lived. Local
authorities’information is also important to contribute to
monitoring. In addition, monitoring case is needed to
inform to our clients based on the process of the project.
Of course, I am manager of the project also keep in touch
with local authorities.
I will do home visiting include clients
in 2013 and clients in 2015 to check
their livestock’s condition. The
monitoring will be processed by
cooperating with each local authority.
Process/
Contents
Main Contents
Process/
Contents
Loan
Of course, we have provided the loan
supports to 32 families in 2013 and
27 poor families in 2015. We have
expected that all the family can
actually improve their standard of
living.
New clients in 2016
The main things are that Cow Bank
Project, simply project manager is
able to get the money back from our
previous clients in 2013.
To help 20 poor families to improve their standard of
living by proving the loan to them. The loan service will
provide based on the bank account.
In addition, it also help them to access the other activities
such as literacy program, health program, cooperative
program, and the other programs which will be accessed
to them when they become to Cow Bank Project.
Monitoring After got the loan, those clients and Previous client in 2013, 2015

their lives are needed to check monthly.
We actually want to follow up the
conditions of livestock or cattle whether
it is good. In fact, monitoring can help
to know all the situations or concerns or
the achievement of the clients. To know
more about clients changes so that we
need to do home visiting, it is really
important to update all the information
related to clients during their raising.
I also discussed with them about how to increase their
income through joining the cooperative or the idea of
growing some vegetables. I could check more on their
condition changes according the monitoring.
The monitoring case will be supported
by some chief of village since recently
some of our previous clients have
made some problems due to their
family problem. We need all
networks get to know all information
which related to clients since this
project is conducted in their
community.
For our clients in 2015, I am a project
manager will do home visiting same
as usual.
Reasonfor
differencesbetween
planandresult
As we could see from the plan and the result, it is a bit different since I did home visiting including all our
previous clients because some of our clients still has some problem related to returning back loan to Ewha.
This is because we want to know more the situations and condition of clients and their livestock. This is
helpful to our cow bank project.
Achievement
Suggestions for
improvement
Main Achievement
Achievement Loan After we have supported the poor New clients in 2016

Suggestions for
improvement
families for two years. Some of our
previous clients have returned the
amount of money which they have
borrowed from Ewha to improve their
living. Around 10 clients are full paid,
and 3 clients are half paid during this
period.
The 20 poor families can improve their living
condition through raising the cow and cooperative, their
knowledge on cattle husbandry, be literacy, and be
healthy. Importantly, it can reduce some hardships which
used to appear in their living such as disease, debt and so
on.
Of course, we are able to get some
money from our clients in 2013, and
can update the information related to
clients.
Monitoring
Through the monitoring, I can say that
some of our previous clients who
already returned to us, they actually can
have their own cow. They not only
already paid for the loan, but also can
get the baby cow one or until 3 baby
cows. In addition, after i finished the
evaluation report in year 2014 and the
monitoring monthly, I could see some
of the clients’ achievements. Some of
them can paid all the debts which they
borrowed from the private banks, and
some can support to build the new
house by selling one of their cow when
their cow already released one cow.
In this year, monitoring is more important than the
previous year since we have to manage more clients
include clients in 2013 and in 2015. Along the way,
the project manager is also needed to solve some
issues which happen with our clients.
This new month, I am able to get
more information related to previous
clients. We also have more ideas or
some solutions to solve our old clients
in case they have some problem. This
is really important to know all the
information.
Previous clients in 2015
Our previous clients in 2015, I could
see their improvement of raising the

cow. Some of their cow already
released one baby cow based on home
visiting, and some of their cows are
getting pregnant.
I am sure that they will get the baby
cow during the first year.
Achievement
Suggestions for
improvement
Achievement
Suggestions for
improvement
Through the activities we have done, and the result we got, we could see that monitoring is needed cooperate well with local authorities to get
updated information. Only cooperating with chief of village is not enough, we need more agency like villagers agency or team leader of the clients to
follow up and observe clients’ behavior. According to monitoring I have done, I could see some concerns which are related to our old clients in
2013. They actually not cooperate well and follow our rules of the Cow Bank well. Of course, we need to adjust some plan or policy toward the
particular activity. Based on what I have discussed with the trainer from CAC, I want to update and adjust some activities related to Loan. I will
insert Loan service into Cooperative program. (According to Future Plan I have set)
Objective 3. Income improvement (20% increase than before joining program)
Program residences
imes(meeting, supervision, publishing)
Division
2015
Nov
2015
Dec
2016
Jan
2016
Feb
2016
Mar
2016
Apr
Total(annual)

Time
Hours(h)
1t
(8h)
5t
(57h)
1t
(8h)
9t
(42h)
2t
(10h) 0
2t
(10h)
19t
(90h)
2t
(10h)
9t
(72h)
2t
(10h)
1t
(2h)
20t
43t
(263h)
Numberof
Participants
Accumulated(he
ad)
300
(300)
509
( 509)
300
(300)
99
(99)
305
(305)
0
305
(305)
298
( 298)
305
(305)
2080
(2080)
305
(305)
200
(200)
3050
(305)
2986
(2300)
Date
1,7,8,14,15,
-Nov
4,5,15,
18,19,21,25
,26,28- Dec
1,2,4,8,9,11
,15,16,18,
23,25,29, &
21,22,25,26
-Feb,
25,26,29-
Feb
5,6,8,14,
15, 16,18,
19,20,22-
March
Expense
Process/
Contents
Process
Process/
Contents
Case management or simply about basic education on health is also the main sub-project among the other
sub-projects in Cow Bank Project. It can access helping people who are living in community, especially poor
people or our cow bank project. This program also cooperates with VHSG and School teachers related to
emergency first aid. Moreover, the owner of the project also goes to access the information and health
education in each village, simply 18 villages in Srang Commune. Actually, VHSG and School teachers are the
focal person in health access. VHSG plays the important roles to help villagers who get injured accidentally
with any charge. In the meantime, school teachers can access the health information or health education to the
students so that the young children and young adult will know the way to take care themselves. Furthermore,
the health coordinator as the manager of the project plays the significant roles to provide the educations related
In this period, program coordinator
and health centre will go to other
different villages, around four villages
in this month.

to health protection.
Process/
Contents
Main Contents
Process/
Contents
In particular, the health education or health information will be provided to all kind of people and based on
the plan as well. Firstly, we provided the health education to VSHG volunteers; basically they are the
important and active people to help access health curing to poor villagers and especially our clients who are
disable people. In case, one of our clients get injured or sick, and then they can get health service with any
payment. In addition, school teachers are also the focal people to teach children how to protect their health.
They basically teach about how to recognize poisonous foods in their community, how to protect their eyes
and hands, how to choose healthy foods, emergency first aid, and how to manage the temperature inside body.
Among those children, there also have our children’s clients. As a result, those educations might be spread to
their mother as well. Another activity is conducted in each village directly by the program coordinator who is
a nurse. She teaches the villagers and also our previous or new clients about how to prevent themselves from
all kind of diseases. She also teaches about the important of drinking hygiene water, and she also access
checking health of villagers and cow bank’s clients free of charge. Importantly, she also provides the
information about health access centre where is free of charge for poor people.
Program coordinator and health
centre will teach our clients and
villagers about health education in
villages where have not accessed the
information of health protection yet.
They will help checking villagers’
health such measure blood pressure, test
amount of sugar in body, and
temperature measurement.
Reasonfor
differences
betweenplanand
result
Actually, this health program has not been conducted in the previous month such as November, December,
and January because the program did not have fund to run project at that time, which why the manger of this
project is needed to delay the training till February.
Achievement
Suggestions for
Main Achievement

improvement
Achievement
Suggestions for
improvement
The important things are that our clients who are in poor condition can improve their way of living with
healthy. They actually can save some money from accessing on health, which mean they acknowledge of
health protection. Unlike before they are poor at health protection; they lived in poor condition, lived with
diseases, ate unhealthy foods, and drank uncooked water. Theses has leaded their lives down; they have to
spend some amount of money to cure their health, but then they start understand how to prevent themselves
from diseases. Moreover, those poor people can go to health access centre without paying.
Those villagers can check up their
health without paying. At least, they can
know about their health condition
whether good or bad. They can actually
know how to take care of their health
after checking.
By the way, there will be around 50 to
70 participants come to join the
education.
Achievement
Suggestions for
improvement
Achievement
Suggestions for
improvement
Through the program has been conducting, we could see some challenges during health education training.
Though we, Ewha centre, have supported some medicines to those poor people, but it is still not enough
because the number of needs is more than the number of medicines access. In addition, poor accessing water
or the limited of water usage. Actually, they need accessing of hygiene water in their community. Importantly,
they are mostly elderly people and illiteracy people, so their remembering is poor. Of course, we need to
access the education regularly.

Ⅲ. Future plan
Main Program Duration Contents Note
Cooperative Cattle
Husbandry
From April
- We will insert the cattle
husbandry program into
cooperative; simply it means we
will provide the loan service by
cooperative way. The poor people
can actually join the saving group
and they can also get the loan
service by the agreement of the
whole cooperative group. The
important thing is that the other
poor people will get another loan
service after the first client in the
group terminates their loan.
- In addition, I will have a meeting
with the trainer who is the expert
of this program since he used to
guide to the other NGOs of this
program, and the other one is
meeting with our committees in
the saving group and also the
chief of village. The thing is that
we will discuss how to process
these kind of new activities
related to Cattle Husbandry.
- We will be successful in the
cooperating with the saving
group rather individual people
or clients.
Community Development
Cooperative
From April
- We will choose one saving group
to a model in this new
Community Development
project. In fact, I will choose one
saving group from Tro Peang
Trach, where the saving group
firstly was created. In this
Community Development, we
will create new activities to
develop the community
- We can make another main
project to improve the standard
of poor people living through
the cooperative way. This also
can prevent the migration from
the village to the city and other
country like Thailand. They

especially to improve and
increase the income of our clients
and also the villagers in the
community. We will propose the
idea with the committees and the
chief of village to grow some
vegetables or raise animal such
pigs or chicken by supporting
from Ewha.
- We will also discuss with the chief
of village and the committees
from the saving group. Actually,
we will let them make plan for
their community for themselves.
After that, we will take a look
their plan so that we can help
them to process this project,
basically can create job in their
own community in the
peaceful way with any forcing
from outsiders. In the future,
we can step to the whole Srang
commune.
Villagers Agency From May
- I plan to create another activity,
simply about villagers agency
in each village. We can have
them to help supporting us by
observation clients’ behavior
toward cow raising. Only chief
of villager cannot control all the
behaviors of our clients. Each
chief of village has their own
obligation in each village. We
can choose one or two villagers
agency who is living nearby our
clients to observe our clients
‘behavior. In case, they have
bad intention to sell the cow
without inform to chief of
village.
- This can prevent any bad
habits from our clients who
have the intentions to make
the problems or concerns to
us.

Midterm_evaluation_CCK_2016

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