⢠What is the company offering consumers by launching this product? What segment and
target are served? What needs are covered?
⢠What variables have been used for market segmentation? Is there any niche?
⢠Is something extremely different in the new product or just an improvement of a
previous one? Is there any negative attribute that the product is introducing to the
market? Why?
⢠Is the brand showing/communicating its competitive advantage to consumers? How?
⢠In your opinion, what are the key aspects that made the launch a success?
⢠When a new service or product succeeds, competitors react by launching similar
products or services. In this case, do you think that entry barriers for new competitors are
high or low? Why? Analyze competitorsâ reactions.
⢠Go further: What other marketing initiatives could be implemented?
⢠What is the company offering consumers by launching this product? What segment and
target are served? What needs are covered?
⢠What variables have been used for market segmentation? Is there any niche?
⢠Is something extremely different in the new product or just an improvement of a
previous one? Is there any negative attribute that the product is introducing to the
market? Why?
⢠Is the brand showing/communicating its competitive advantage to consumers? How?
⢠In your opinion, what are the key aspects that made the launch a success?
⢠When a new service or product succeeds, competitors react by launching similar
products or services. In this case, do you think that entry barriers for new competitors are
high or low? Why? Analyze competitorsâ reactions.
⢠Go further: What other marketing initiatives could be implemented?
Design Thinking and Innovation at Apple IncSHREYANSH VATS
Â
The following presentation is based on a case on Apple Inc about how Apple goes about implementing innovation and design thinking at their firm, and how there's a shift with the arrival of Tim Cook. The case was a part of our course called BusinessInnovation in New Environment (BINE)
We are pleased to offer you this review of Apple Inc. (NASDAQ: AAPL). This review provides an overview of the post-Jobs era, a period during which Apple has become the worldâs most valuable by market capitalization. The review also discusses the challenges for and changes by CEO Tim Cook at Apple since he took the helm in 2011 ...
Apple has been able to triumph through staggering growth and the broad vision of its founder to create a comprehensive and closed ecosystem that imposes its own industrial standards. This has resulted in an extremely powerful brand. However, with its founder gone just over five years ago, can it remain the Apple in the eye of the consumer?
CASE 16 APPLE INC. STILL TAKING A BITE OUT OF THE COMPETIT.docxjasoninnes20
Â
CASE 16 :: APPLE INC.: STILL TAKING A BITE OUT OF THE COMPETITION? C117
CASES
CASE 16
APPLE INC.: STILL TAKING A BITE OUT OF THE COMPETITION?*
On February 11, 2015, Apple Inc. made history by becom-
ing the first U.S. publicly traded company to close above
$700 billion in market value. This put Appleâs value nearly
double that of the next three largest companies in the S&P
500 Index,1 and it firmly established expectations for future
performance. Appleâs market value had grown more than
50,600 percent since its initial public offering in December
1980.2 To satisfy investors, consumers, and company enthu-
siasts, Apple would have to continue to deliver, and doing so
might not be easy. As Apple had grown, the pace of innova-
tion had slowed. There were still opportunities, but would
Apple be the company to see them through to fruition?
The year 2015 was not the first time Apple had wowed
investors. In September 2012 Apple stock had hit a price
high of $702.10, at that time making Apple the most valu-
able company in the world, but the company had not been
able to sustain that lofty valuation. September 2012 had also
marked Tim Cookâs first full year as CEO and the first full
year since the death of Appleâs visionary founder, Steve
Jobs. Although most Apple watchers had mourned Steve
Jobsâs death on October 5, 2011, most also realized that
Jobsâs appointed successor, Tim Cook, came to the position
as CEO with an impressive track record. Cook had contin-
ued to grow the company, and the 2012 year-end numbers
showed continued financial success across almost all prod-
uct lines. However, expectations were still very high, and
rumors of a reduction in Asian supplier component orders
for the iPhone for 2013 led investors to worry about a drop-
off in demand for the companyâs flagship product. This
worry led to a subsequent drop in Appleâs stock price of
nearly 24 percent.3
CEO Cook subsequently defused concerns over supply
chain issues, but that didnât stop analysts and media watch-
ers from wondering whether Apple had lost its luster.4 This
posed yet again the unavoidable question that had loomed
large over the then 35-year-old Apple: What happens to a
modern company whose innovations and inspirations are
so closely tied to the vision of one leader when that lead-
erâs influence is no longer present?5 By 2015, that question
appeared to have been definitively answered: Apple, under
CEO Cook, was not only the most valuable company in
the world but was poised to grow even more (see Exhibits
1 and 2).
Apple, Fortune magazineâs âworldâs most admired
companyâ since 2008,6 had distinguished itself by excel-
ling over the years not only in product innovation but also
in revenue and margins (since 2006 Apple had consistently
reported gross margins of over 30 percent). Founded as
a computer company in 1976 and known early on for its
intuitive adaptation of the graphical user interface, or GUI
(via the first mouse and ...
The presentation tells the story of an iPad. It identifies the key social issues about the product and outlines key recommendations for the manufacturer & the governments and policy makers.
It is related to apple Inc. Vision & Mission Statement:
Â
There are no official or written statements of vision or mission on apple website but different statements of CEO or press release may be the vision or mission of Apple. There is no specific area for vision and mission as there are no clarifications about the vision and mission.
Â
VISION STATEMENT : (Future positon ideas)
 We strive to provide users of Apple products the best experiences possible though innovative product designs and software
MISSION STATEMENT:
Not all market shares are equal, and Apple has never been about the most; we are about being the best.
We believe that we are on the face of the earth to make great products and thatâs not changing.
We are constantly focusing on innovating.
We believe in the simple not the complex. (only selected initial 3 statement by Tim)SWOT ANALYSIS:
STRENGTHS:
Safety of personal data.
Pioneer in the personal desktop computer.
Max market capitalization.
High performance production line with products like iphone, ipad, ipd, mac computer.
WEAKNESS:
15% global market show.
Significantly expensive.
Not compatible with many software and windows machine
Late production of Larger screen in smart phone.
Â
OPPERTUNITIES:
Apple pays finger prints
In-house credit system
Product diversification
Formation of strategic partnerships
Â
Â
THREATS
Patent infringement
Reverse packaging
Quality problems with negative effects on sales and Apple brand image
Intense competition like Samsung, Lenovo, Chinese companies in smart phone. Dell, Sony and Toshiba in PCs.
Rising popularity of Google Android may affect its market share.
Presentation #1 â Discussion Questions (each question must be an.docxharrisonhoward80223
Â
Presentation #1 â Discussion Questions (each question must be answered in at least two paragraphs each)
1. With the inventions of the iPhone, iPod, iPad, AppleTV, and now the Apple Watch, where can Apple go from here? In what ways can they increase market share?
2. Although Samsung is a direct competitor, Apple uses Samsung-manufactured parts in its iPhones. Could Apple benefit from partnering with other competitors, like Facebook?
3. The Cult of Apple has allowed Apple to become one of the most valuable brands in the last two decades, what other intangible resources have allowed Apple to surpass the veteran technology giants?
Presentation #2 â Discussion Questions (each question must be answered in at least two paragraphs each)
1. Currently, there is a controversy surrounding Apple. FBI and Courts wants Apple to unlock a terror accusedâs iPhone to gather evidence and also to thwart possible future attacks. So far Apple has declined to do so citing privacy reasons and fear of setting wrong precedence. Which side of the argument do you come in? How does Appleâs position impact its Triple Bottom Line strategy?
2. Patent infringement can be killer blow to a companyâs competitive position. Apple has been both victim and aggressor in several lawsuits. How much of an impact (if any) has patent infringement had on Appleâs competitive advantage?
3. How would Appleâs recent move away from radical innovation to incremental innovation affect its future competitive advantage?
Apple (in 2013): How to Sustain a Competitive Advantage?
History of Apple
Apple SWOT 2013
Performance
Appleâs greater economic value creation due to superior product differentiation.
Superior quality and user friendly features. 78% of the iPhone owners cannot imagine owning a different phone.
Brand appeal. 59% confessed to blind loyalty to Appleâs product, Another anecdotal evidence is the long lines in front of Apple stores to get its latest products.
Performance
Appleâs integrated ecosystem, end-to-end strategy gives it a competitive advantage.
Performance
Between 2011 and 2012 gross value for Apple increased by 200% due to higher perceived value by customers as well as efficient supply chain.
Apple Revenue And Compounded Growth ratio (CAGR) 2002-2009
Appleâs Revenue in Billions
U.S Dollars
Triple Bottom Line
Triple Bottom Line
Measurement Index
Economic Measures:
Economic variables measures bottom line and flow of money
Personal income
Cost of underemployment
Establishment churn
Job growth
Revenue by sector contributing to gross state product
Environmental Measures
Environmental variables represent measurements of natural resources and reflect potential influences to its viability.
It incorporate air and water quality, energy consumption, natural resources, solid and toxic waste, and land use/land cover.
Fossil fuel consumption.
Selected priority pollutan.
Appleincpresentatioinslideshare by qusai shaban(2 am)phpapp022Qusai Shaban
Â
THIS PRESENTATION WAS MADE BY ME AND MY FRIEND, HOPE U LIKE IT
I MADE IT LAST YEAR, BUT I USE IT YESTERDAY I UPLOAD IT IN OTHER NAME (2AM) LAST YEAR
TO Dr.Mosdaq in ARAB AMERICAN UNIVERSITY , AMIDEAST
In todayâs business environment, there is constant need to look for new opportunities. The risk of doing business as usual means failure. How can we take advantage of new emerging technologies? We get overload of new products and services, but it is not easy to see the real trends.
In this lecture we look at how to spot trends and how to recognize shift in peopleâs behaviour. We also explore some tactics we can apply to find new business models.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
Â
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new productâit signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Â
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Design Thinking and Innovation at Apple IncSHREYANSH VATS
Â
The following presentation is based on a case on Apple Inc about how Apple goes about implementing innovation and design thinking at their firm, and how there's a shift with the arrival of Tim Cook. The case was a part of our course called BusinessInnovation in New Environment (BINE)
We are pleased to offer you this review of Apple Inc. (NASDAQ: AAPL). This review provides an overview of the post-Jobs era, a period during which Apple has become the worldâs most valuable by market capitalization. The review also discusses the challenges for and changes by CEO Tim Cook at Apple since he took the helm in 2011 ...
Apple has been able to triumph through staggering growth and the broad vision of its founder to create a comprehensive and closed ecosystem that imposes its own industrial standards. This has resulted in an extremely powerful brand. However, with its founder gone just over five years ago, can it remain the Apple in the eye of the consumer?
CASE 16 APPLE INC. STILL TAKING A BITE OUT OF THE COMPETIT.docxjasoninnes20
Â
CASE 16 :: APPLE INC.: STILL TAKING A BITE OUT OF THE COMPETITION? C117
CASES
CASE 16
APPLE INC.: STILL TAKING A BITE OUT OF THE COMPETITION?*
On February 11, 2015, Apple Inc. made history by becom-
ing the first U.S. publicly traded company to close above
$700 billion in market value. This put Appleâs value nearly
double that of the next three largest companies in the S&P
500 Index,1 and it firmly established expectations for future
performance. Appleâs market value had grown more than
50,600 percent since its initial public offering in December
1980.2 To satisfy investors, consumers, and company enthu-
siasts, Apple would have to continue to deliver, and doing so
might not be easy. As Apple had grown, the pace of innova-
tion had slowed. There were still opportunities, but would
Apple be the company to see them through to fruition?
The year 2015 was not the first time Apple had wowed
investors. In September 2012 Apple stock had hit a price
high of $702.10, at that time making Apple the most valu-
able company in the world, but the company had not been
able to sustain that lofty valuation. September 2012 had also
marked Tim Cookâs first full year as CEO and the first full
year since the death of Appleâs visionary founder, Steve
Jobs. Although most Apple watchers had mourned Steve
Jobsâs death on October 5, 2011, most also realized that
Jobsâs appointed successor, Tim Cook, came to the position
as CEO with an impressive track record. Cook had contin-
ued to grow the company, and the 2012 year-end numbers
showed continued financial success across almost all prod-
uct lines. However, expectations were still very high, and
rumors of a reduction in Asian supplier component orders
for the iPhone for 2013 led investors to worry about a drop-
off in demand for the companyâs flagship product. This
worry led to a subsequent drop in Appleâs stock price of
nearly 24 percent.3
CEO Cook subsequently defused concerns over supply
chain issues, but that didnât stop analysts and media watch-
ers from wondering whether Apple had lost its luster.4 This
posed yet again the unavoidable question that had loomed
large over the then 35-year-old Apple: What happens to a
modern company whose innovations and inspirations are
so closely tied to the vision of one leader when that lead-
erâs influence is no longer present?5 By 2015, that question
appeared to have been definitively answered: Apple, under
CEO Cook, was not only the most valuable company in
the world but was poised to grow even more (see Exhibits
1 and 2).
Apple, Fortune magazineâs âworldâs most admired
companyâ since 2008,6 had distinguished itself by excel-
ling over the years not only in product innovation but also
in revenue and margins (since 2006 Apple had consistently
reported gross margins of over 30 percent). Founded as
a computer company in 1976 and known early on for its
intuitive adaptation of the graphical user interface, or GUI
(via the first mouse and ...
The presentation tells the story of an iPad. It identifies the key social issues about the product and outlines key recommendations for the manufacturer & the governments and policy makers.
It is related to apple Inc. Vision & Mission Statement:
Â
There are no official or written statements of vision or mission on apple website but different statements of CEO or press release may be the vision or mission of Apple. There is no specific area for vision and mission as there are no clarifications about the vision and mission.
Â
VISION STATEMENT : (Future positon ideas)
 We strive to provide users of Apple products the best experiences possible though innovative product designs and software
MISSION STATEMENT:
Not all market shares are equal, and Apple has never been about the most; we are about being the best.
We believe that we are on the face of the earth to make great products and thatâs not changing.
We are constantly focusing on innovating.
We believe in the simple not the complex. (only selected initial 3 statement by Tim)SWOT ANALYSIS:
STRENGTHS:
Safety of personal data.
Pioneer in the personal desktop computer.
Max market capitalization.
High performance production line with products like iphone, ipad, ipd, mac computer.
WEAKNESS:
15% global market show.
Significantly expensive.
Not compatible with many software and windows machine
Late production of Larger screen in smart phone.
Â
OPPERTUNITIES:
Apple pays finger prints
In-house credit system
Product diversification
Formation of strategic partnerships
Â
Â
THREATS
Patent infringement
Reverse packaging
Quality problems with negative effects on sales and Apple brand image
Intense competition like Samsung, Lenovo, Chinese companies in smart phone. Dell, Sony and Toshiba in PCs.
Rising popularity of Google Android may affect its market share.
Presentation #1 â Discussion Questions (each question must be an.docxharrisonhoward80223
Â
Presentation #1 â Discussion Questions (each question must be answered in at least two paragraphs each)
1. With the inventions of the iPhone, iPod, iPad, AppleTV, and now the Apple Watch, where can Apple go from here? In what ways can they increase market share?
2. Although Samsung is a direct competitor, Apple uses Samsung-manufactured parts in its iPhones. Could Apple benefit from partnering with other competitors, like Facebook?
3. The Cult of Apple has allowed Apple to become one of the most valuable brands in the last two decades, what other intangible resources have allowed Apple to surpass the veteran technology giants?
Presentation #2 â Discussion Questions (each question must be answered in at least two paragraphs each)
1. Currently, there is a controversy surrounding Apple. FBI and Courts wants Apple to unlock a terror accusedâs iPhone to gather evidence and also to thwart possible future attacks. So far Apple has declined to do so citing privacy reasons and fear of setting wrong precedence. Which side of the argument do you come in? How does Appleâs position impact its Triple Bottom Line strategy?
2. Patent infringement can be killer blow to a companyâs competitive position. Apple has been both victim and aggressor in several lawsuits. How much of an impact (if any) has patent infringement had on Appleâs competitive advantage?
3. How would Appleâs recent move away from radical innovation to incremental innovation affect its future competitive advantage?
Apple (in 2013): How to Sustain a Competitive Advantage?
History of Apple
Apple SWOT 2013
Performance
Appleâs greater economic value creation due to superior product differentiation.
Superior quality and user friendly features. 78% of the iPhone owners cannot imagine owning a different phone.
Brand appeal. 59% confessed to blind loyalty to Appleâs product, Another anecdotal evidence is the long lines in front of Apple stores to get its latest products.
Performance
Appleâs integrated ecosystem, end-to-end strategy gives it a competitive advantage.
Performance
Between 2011 and 2012 gross value for Apple increased by 200% due to higher perceived value by customers as well as efficient supply chain.
Apple Revenue And Compounded Growth ratio (CAGR) 2002-2009
Appleâs Revenue in Billions
U.S Dollars
Triple Bottom Line
Triple Bottom Line
Measurement Index
Economic Measures:
Economic variables measures bottom line and flow of money
Personal income
Cost of underemployment
Establishment churn
Job growth
Revenue by sector contributing to gross state product
Environmental Measures
Environmental variables represent measurements of natural resources and reflect potential influences to its viability.
It incorporate air and water quality, energy consumption, natural resources, solid and toxic waste, and land use/land cover.
Fossil fuel consumption.
Selected priority pollutan.
Appleincpresentatioinslideshare by qusai shaban(2 am)phpapp022Qusai Shaban
Â
THIS PRESENTATION WAS MADE BY ME AND MY FRIEND, HOPE U LIKE IT
I MADE IT LAST YEAR, BUT I USE IT YESTERDAY I UPLOAD IT IN OTHER NAME (2AM) LAST YEAR
TO Dr.Mosdaq in ARAB AMERICAN UNIVERSITY , AMIDEAST
In todayâs business environment, there is constant need to look for new opportunities. The risk of doing business as usual means failure. How can we take advantage of new emerging technologies? We get overload of new products and services, but it is not easy to see the real trends.
In this lecture we look at how to spot trends and how to recognize shift in peopleâs behaviour. We also explore some tactics we can apply to find new business models.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
Â
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new productâit signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Â
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
Â
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a âRoaring Twentiesâ? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. governmentâs aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
âIn order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,â says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Introduction to Indian Financial System ()Avanish Goel
Â
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to sell pi coins in South Korea profitably.DOT TECH
Â
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The European Unemployment Puzzle: implications from population agingGRAPE
Â
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Â
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
The secret way to sell pi coins effortlessly.DOT TECH
Â
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
Â
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
⢠The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
⢠The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
⢠The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
⢠Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and assetâs value is determined by companyâs performance. There are two major types of equity securities: common stock and preferred stock.
ď Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the companyâs board of director or the business decisions to be made.
ď Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for companyâs growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
2. Introduction
Founded by Steve Jobs and Steve
Wozniak in 1976, Apple Inc. is the
worldâs first trillion-dollar company.
The company offers a wide range of
products and services including
smartphones, personal computers,
tablets, wearables, accessories, and a
variety of other related services.
Headquartered in Cupertino,
CA, Apple serves a global
marketplace.
8. Demand: Consumerâs Income
⢠Current average consumer annual income:
$85k
⢠Current median price for an iPhone: $800
⢠Current median price for a MacBook Pro:
$1500
9. Demand: Related Goods
Substitute Product:
⢠Landline: $400 / month
Complimentary Products:
⢠Apple TV: $200
⢠Apple Music: $100 / year
⢠Apple Movies: $5.00 - $25.00 / purchase
11. Demand: Expectations
⢠Uncertainty due to COVID-19
⢠Potential slow in willingness to purchase
non-essentials
⢠Consumers hesitant to purchase large-ticket
items
12. Demand: Number of Buyers
⢠Hardware sales down
⢠Software updates contribute to longevity of
hardware
⢠Shifting focus to subscription services
13. Demand: Elasticity
⢠Millennials with disposable income
⢠Fear of âmissing outâ stronger than desire to
save money
⢠Seamless interaction between product lines
encourages brand loyalty
14. Supply: Input Prices
⢠Cost to manufacture MacBook Air: $718
⢠Cost to manufacture iPhone: $490
⢠Current Chinese minimum wage: $3.15 /
hour
15. Supply: Technology
⢠Improvements to MacBook Pro in response
to criticisms
⢠AirPods to include noise cancellation
⢠Augmented Reality / Virtual Reality headsets
16. Supply: Expectations
⢠Stock expected to increase 18.72% in the
next 12 months
⢠Need to successfully offset slow-down in
hardware purchases
⢠Positive outlook for future growth
19. Effect of COVID-19
⢠Work from home increased sales of
hardware
⢠Apple TV and Apple Music turned to as
means of safe entertainment
⢠Vertically integrated business model proved
beneficial
20. References:
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Apple Inc. (2021, September 24). MarketLine Company Profile: Apple Inc. EBSCO HOST. https://web-b-ebscohost-com.oclc.fullsail.edu/ehost/detail/detail?vid=5&sid=f9939f91-ffdf-4021-a065-68
Brown, R. (2021, May 19). The cost of making an iphone. Investopedia. Retrieved October 9, 2021, from https://www.investopedia.com/financial-edge/0912/the-cost-of-making-an-iphone.aspx.
Cable News Network. (n.d.). AAPL. CNNMoney. Retrieved October 9, 2021, from https://money.cnn.com/quote/forecast/forecast.html?symb=AAPL.
Clover, J. (2021, October 7). Apple's 2021 event plans: New Products and software coming in 2021. MacRumors. Retrieved October 9, 2021, from https://www.macrumors.com/guide/apple-even
Comscore.(2014) iPhone Users Earn Higher Income, Engage More on Apps than Android Users./ https://www.comscore.com/ita/Public-Relations/Infographics/iPhone-Users-Earn-Higher-Incom
Downey, L. (2021, August 20). How COVID Affects Apple. Investopedia. https://www.investopedia.com/how-covid-affects-apple-aapl-5198334
Gurman, M. (2021, September 22). Apple Store Workers to Get Bonuses of Up to $1,000 in Rare Move. Bloomberg. https://web-b-ebscohost-com.oclc.fullsail.edu/ehost/detail/detail?vid=7&sid=f
Hayes, A. (2021, September 27). What are current examples of oligopolies? Investopedia. Retrieved October 10, 2021, from https://www.investopedia.com/ask/answers/121514/what-are-some-cu
Jones, C. (2021, January 27). Expectations are running high for Apple. Forbes. Retrieved October 9, 2021, from https://www.forbes.com/sites/chuckjones/2021/01/27/expectations-are-running-h
Josephson,A. (2020, December 15). The Average Salary by Age for Americans. https://www.comscore.com/ita/Public-Relations/Infographics/iPhone-Users-Earn-Higher-Income-Engage-More-on
21. References, cont.:
Linton, I. (2019, February 11). What is Apple's competitive advantage in its industry? Bizfluent. Retrieved October 9, 2021, from https://bizfluent.com/info-8734236-apples-competitive-advantage
Lovejoy.B (2018). Appleâs iPhone X Strategy Has Been A Huge Success. https://9to5mac.com/2018/08/01/average-selling-price-iphone-x/
Martin,A. (2020). How Much Does An iPhone Cost To Make. https://www.itpro.com/mobile/34617/how-much-does-an-iphone-cost-to-make
Meyer,P.(2019, June 5). Apple Inc.âs Generic Strategy & Intensive Growth Strategies. http://panmore.com/apple-inc-generic-strategy-intensive-growth-strategie
McCarthy, N. (2021, May 14). 20 Years On: The Global Apple Store Empire. Forbes. https://www.forbes.com/sites/niallmccarthy/2021/05/14/20-years-on-the-global-apple-store-empire-infographic
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Editor's Notes
In 1976, Apple was founded by Steve Jobs and Steve Wozniak in the Jobs family garage. Since then, the company has brought a variety of innovations to the market. In 2001, the company unveiled the iMac and opened their first retail store. 2001 also saw the launch fo the iPod and Apple Music, forever changing the way the world purchases and consumes music. In 2007 they unveiled the first iPhone which to this day continues to provide main revenue stream for the company. Three years later, they brought tablet computers into the main stream with iPad. Since then they have also unveiled innovations in the realm of wearables and accessories with the Apple Watch in 2013 and AirPods in 2016.
While there are multitude of laptops, smartphones, and wearables. Appleâs top competitors for 2021 are Dell and Samsung. The Dell XPS 13 is considered the top alternative for the MacBook Pro. Apple and Samsung have been long time competitors for the smartphone market. This rivalry continues with the Samsung Galaxy Ultra 5G and the iPhone 12.
Appleâs revenue streams come from a variety of sources including hardware such as the iPhone, Mac, iPad, and a variety of wearables and accessories such as the Apple Watch. They also provide services like as Apple Music, a subscription streaming service. Their main source of revenue comes from the iPhone.
Appleâs revenue streams come from a variety of sources including hardware such as the iPhone, Mac, iPad, and a variety of wearables and accessories such as the Apple Watch. They also provide services like as Apple Music, a subscription streaming service. Their main source of revenue comes from the iPhone.
Apple operates is a prime example of an oligopoly. They operate in a market with a small number of companies that seem to almost collude rather than compete. Prices are relatively fixed across competition. The best example of this is the iPhone and the iPhoneâs main competitor the Android constantly holding the top spots in the smartphone market.
If Apple were to see financial growth in its customersâ income, IOS users would buy products more rapidly (Average Apple Consumer income is $85,000 a year). They would also be able to increase the average price of their products (Median price of an apple product is an iPhone for $800). On the other hand, if the average Apple product consumersâ income were to drop, Apple could face a problem where they would have to potentially lower their prices or risk losing a mass number of customers.
The only real substitute product for Apple would be a Landline instead of a smartphone. Landlines range in price but average at about $400.00 (Paid monthly). Unfortunately for landlines, thereâs not much that they can do to acquire more customers unless they drop their prices extremely. Even then, a price change to landlines would not affect Appleâs products and services positively or negatively. Complementary products of Apple include Apple T.V (approximately $200.00), music (approximately $100.00/year), and movies (between $5.00 and $25.00). Whether the change of price of these compliments are increased or decreased, the demand for the products will be increased.
Appleâs strategy is known as broad differentiation. This focuses on features on their products to separate them from competitors. Apple focuses on product design and features of their competitors so they can create designs and features that, not only compete, but makes Apple stand out among their competitors.
Due to the Pandemic and shutdown of 2020, consumers are now more reserved and a little less likely to spend large sums of money on anything that is considered non-essential. Because of this, their buying decisions are more calculated and may not spend a large amount of money on any products and services in fear of the COVID-19 affecting the consumers financially again. This could potentially slow sales.
The increasing quality of Apple phones and iOS will ultimately lead to less sales on hardware (iPhones, Macs, iPads, etc). In the case of the iPhone, sales have gone down steadily over the past 5 years. While the number of iPhone users have gone up, this is partially due to people holding onto their iPhones for longer. Instead of upgrading every year, consumers are waiting 2-3 years before their next iPhone. They are able to do this because of the IOS updates, which they support onto models up to 7 years old. However, this does increase long term customers, which is why Apple has started to focus more on their subscription services and increasing the overall user experience of their devices. Due to this Apple subscription services have been increasing in revenue over the past couple years and are continuing to ascend.
Increasing the price of Apple products would have minimal effect on the business. One of Appleâs biggest target markets is millennials with above-average and disposable incomes, the fear of missing out would drive them to the stores. At the same time Apple boasts one of the most loyal consumer bases in the market and they will pay for anything that has Apple on it. Even if they know they can get a cheaper alternative elsewhere. A lot of that is due Apple doing a great job in marrying their products and having them connect and build on one another, while simultaneously making them easy to use. Not many companies can say that their products connect and interact with each other as seamlessly as Apple products.
Apple products are currently manufactured in China by a company called Foxconn. While the current minimum wage in China is only $3.15 an hour, Apple is currently looking at options for moving operations to even cheaper markets. Locations such as India or Vietnam provide even cheaper labor. This move likely wouldnât lower the cost of Apple product as much as it would prevent a rise in costs for consumers.
Apple is currently working on several new products and upgrades to respond to market expectations. In response to the complaints over lack of ports, Apple is currently working on 14-16 inch MacBook Pro models with more ports and a return to fully functioning keys rather than a touch bar. The AirPod 3 will be the first AirPod to offer noice cancellation. Finally, in response to the current trends in AR (Augmented Reality and VR (Virtual Reality) they are working on a AR/VR headset expected to launch in 2022 or 2023.
The expectation is that Apple stock will continue to increase. The company is expecting an 18.72% increase in stock prices within the next 12 months. Historically Apple has crushed Wall Streetâs projection and will continue to as long as they can offset the slowing of the purchase of hardware.
When entering this market as a competitor a company would need the ability to develop innovative products that appeal to customers, have a strong and integrated supply chain, as well as have a premium pricing strategy. Factors that would make a company exit this market include; products that donât appeal to customers, poor product placement, and pricing wars. Any company going head-to-head with Apple will require a very unique product to compete with their brand loyalty.
Apple employs 147,000 people worldwide while having 271 retail stores and 10 corporate offices in the United States.
Overall, COVID proved to be good for Apple. COVID did force the slowing down in services being provided in the retail stores, and in turn some jobs were lost. As well, the process in which products were created and released to the consumer was hindered due to a lot of manufacturing happening in China. Despite all of this, iPads and Macs saw an increase in sales. And revenue from the various subscription services increased significantly. With more people working from home and creating home offices the ease of use with Apple products proved invaluable. And with all the extra down time being stuck in the house, Apple TV and Apple Music started to look a lot more and more appealing. COVID allowed the vertically integrated business model of Apple to thrive.