- Hospitals provide emergency care 24/7 for serious injuries and illnesses like heavy bleeding or surgery. Clinics offer walk-in care for minor issues like colds and injuries. Doctors' offices are for ongoing primary or specialty care. - The Firebird international student health plan provides more generous coverage than a basic US plan, including higher maximum benefits and coverage in the student's home country. - Students should enroll each quarter during registration and pay $258.75 to get coverage from the first day of classes through the end of the break between quarters.

1. MEDICAL ASSISTANCE & What do you
INTERNATIONAL do when you
get sick or
injured?
INSURANCE

2. HOSPITAL, CLINIC OR
DOCTOR’S OFFICE?
What are the
differences?

3. HOSPITAL
Emergency
Care (24/7) in
your
Emergency care
Neighborhood
• Admitted by ambulance
• Heavy bleeding & uncontrollable pain N o r t h we s t
• Care needed outside normal business hours H o s pit a l &
M e di c al Ce n te r
Major Surgery/operation
H a rbo r v iew
ICU (Intensive Care Unit) – up to $30,000 per day M e di c al Ce n te r
Swe di s h M e di c a l
Ce n te r

4. CLINIC (URGENT CARE)
Clinics in your
Neighborhood
Day time and Weekend visit by *walk -in
C a re P l u s M e dic al
 Minor injuries (scrapes, cuts, rash) C e n ter
( S h o relin e)
 Minor sickness (cold, flu etc.)
U W M e d icine
*walk-in = no appointment necessary ( S h o relin e C l i n ic )
U S H e a lt h wo rk s
M e dica l G ro u p o f
Wa s h in gto n

5. DOCTOR’S OFFICE
Doctors in
 Primar y Care Physician = General Doctor your
• Initial diagnosis on your sickness or injury neighborhood
• Provide referrals to see a specialist
Use “DocFind”
 Specialized Doctors feature on
Firebird
• Physical therapist, Podiatrist, Acupuncturist, International
Dermatology etc. Insurance
website

6. SAMPLE COST FOR
SICKNESS & INJURY
 Broken legs – $3,000
 Skin Allergy - $500 for multiple tests and
$100 or more per medication
 Asthma - $200 for diagnosis and $100 or
more per medication
 Childbirth - $18,000 or more

7. HOW INSURANCE WORKS:
VISITING A DOCTOR
Visit a doctor, Pay $15 ($50 at
hospital) Complete a
hospital or a
clinic in PPO COPAYMENT CLAIM
Network per FORM
sickness/injury

8. HOW INSURANCE WORKS:
BUYING MEDICINES
Bring your Complete a
PRESCRIPTION Pay your
prescription PRESCRIPTION
ORDER to a local medicines.
pharmacy. FORM
 Prescription medicines are covered at 50% for
outpatient care and 100% for inpatient care (if
admitted to the hospital.

9. COMPARISON CHART
Maximum Medical Repatriation
Benefit Evacuation of remains
U.S. $100,000 $25,000 $25,000
Standard
for Int’l Stu
Firebird $250,000 $50,000 $50,000
Insurance
Company

10. SAMPLE PLAN FROM
OTHER COUNTRIES

11. Appx. $32,000 U.S.
Dollars

12. No medical or sickness
coverage at all!

13. No coverage in case you die
in the U.S.

14. HOW TO ENROLL
INSURANCE
Sign up when Start using
you register when a quarter The coverage
classes by starts. It covers
starts from
adding Z020 during your
quarter the first day
for item
number BREAK. of quarter
through a
quarter break .
Pay
$258.75
when you pay
your tuition.

15. COVERAGE TERM
 First day of classes through the day before the next
quarter begins including a school break .
For example: January 7 – March 31 , 2013
(Spring quarter begins on April 2, 2013)

16. Sign up for International Insurance like a
class EVERY QUARTER through your
Registration Form or register online!
Item number: Z020

17. FIREBIRD INTERNATIONAL
INSURANCE GROUP

18. WHO DO I CALL IF I HAVE ANY
QUESTIONS?
 Firebird is available to answer any questions or other
issues you have 24 hours a day, 7 days a week.
 Local WA Phone #: 206-909-8550
 Toll Free Phone #: 1-800-899-4233
 E-Mail: admin@fiig-insurance.com
 Website: www.fiig-insurance.com
* This information is also on the back cover of the insurance
booklet.

19. WILL THE FIREBIRD PLAN COVER ME IN
MY HOME COUNTRY?
 The Firebird plan will cover you anywhere in the world
including your home country if you are required to pay
for your health care.

20. YOUR INSURANCE ID CARD
PLEASE KEEP IT IN YOUR WALLET
 In about 3-4 weeks, you will receive a permanent ID card
with your name printed and new medical ID number.

21. SAMPLE SERVICES THAT ARE
NOT COVERED
Examples Include:
 Eye Exam for prescription eyeglasses or contact lenses.
 Routine Dental visits such as x -rays, teeth cleaning, teeth
extraction, cavity fillings, etc.
 Routine physical exams.
 Immunizations or vaccinations.
A full list of exclusions is available in the insurance booklet
under “General Policy Exclusions ” or visit http://fiig-
insurance.com/pdf/shoreline_cc.pdf

22. SERVICES THAT ARE COVERED
UNDER THE FIREBIRD PLAN
Examples Include:
 Doctor visits, surger y, emergency room, hospital, lab, x -rays, all
related to the treatment of an illness or injur y.
A full list of benefits is available in the Schedule of Benefits
in the insurance booklet or visit http://fiig-
insurance.com/pdf/shoreline_cc.pdf

23. HOW DO I FIND A DOCTOR ON THE
FIREBIRD WEBSITE?
 A step-by-step guide on finding a
doctor is available in the
insurance booklet.

24. THANK YOU & STAY
HEALTHY!