The document analyzes medical and prescription drug deductibles of plans in 38 states' health insurance marketplaces in 2016. It shows that the majority of bronze and silver plans combined the medical and prescription drug deductibles, while most gold and platinum plans separated them. Bronze plans had the highest average deductible amounts, while platinum plans had the lowest. Deductible amounts varied significantly depending on the plan's metal tier and whether deductibles were combined or separate.