(1) Motor Club of America (MCA) provides roadside assistance, travel security, and peace of mind for travelers in the United States and Canada.
(2) MCA membership includes roadside assistance, travel assistance reimbursement, legal fees, bail bonds, and other services to protect members.
(3) Total Security membership for $19.95/month provides the most comprehensive benefits, including $50,000 accidental death coverage and up to $54,750 in daily hospital benefits.
2. Motor Club of America (MCA) is “Your Friend on the
Open Road” – providing travel security and roadside
assistance for people, and families, on the go. A
membership in MCA delivers peace of mind so travelers
can enjoy their driving experience with less worry.
A TRUSTED NAME
SINCE 1926
MEMBERSHIP COVERS DRIVERS IN THE
UNITED STATES & CANADA
This is not an automobile liability insurance contract and does not comply with any financial responsibility law.
3. Members receive emergency roadside assistance. If you
have a flat tire, lock your keys in your car, have a dead
battery or break down on the road — call MCA 24 hours
a day and we will handle the situation.
ROADSIDE ASSISTANCE
24/7 “sign & drive” dispatch service with towing up to 100 miles
to the destination of your choice.
– OR –
Call the provider of your choice for up to $100 reimbursement.
4. Roadside assistance ALSO covers RVs, boat trailers, motorcycles,
live stock trailers or dually pick-up trucks over one ton for up to
$100 in services.
ROADSIDE ASSISTANCE
18-wheeled vehicles are covered by dispatch only.
5. If members have an auto accident, MCA pays for a rental car for up to $500 and not exceeding seven days. For
accidents occurring more than 50 miles away from home, membership provides $500 in travel assistance for
meals, lodging or transportation home.
TRAVEL ASSISTANCE
MCA ensures members are never stranded away
from home.
6. MCA provides planning and travel reservations for members, plus our experts save you time and money. We
schedule trips, provide detailed routings and maps, book airline reservations and offer hotel discounts.
TRIP PLANNING
Professional travel services anywhere in the United States and Canada.
7. If members are stopped for a moving violation and charged, we provide a $500 cash appearance bond for you.
ARREST BONDS
MCA membership cards are accepted as a cash
appearance bond when involved in traffic violations.
Not available in California.
8. MCA will pay the fee for a $25,000 bail bond if a
member is charged with a covered criminal violation
resulting from a traffic accident, including vehicular
manslaughter and negligent homicide.
$25,000 BAIL BOND
See membership contract for details. NOT applicable when charged with any drug or alcohol-related matter;
driving without a valid operator’s permit, license or tag; a felony; leaving the scene; past-due citations;
parking or environmental charges; appeals or warrants.
9. MCA provides up to $2,000 in legal fees to defend
members for over 100 moving violations.
$2,000 FOR ATTORNEY FEES
Up to $200 for covered moving violations and up to $2,000 for
criminal charges of negligent homicide or manslaughter arising
from a covered traffic accident.
Any fines or court costs are member’s responsibility. NOT applicable when charged with any drug or alcohol-
related matter; driving without a valid operator’s permit, license or tag; a felony; leaving the scene; past-due
citations; parking or environmental charges; appeals or warrants.
10. $1,000 FOR ATTORNEY FEES
MCA provides up to $1,000 in legal fees for an attorney
to help members collect damages after an accident.
Up to $500 to recover personal injury from an auto accident &
up to $500 to recover vehicle damages from an auto accident.
Any fines or court costs are member’s responsibility. NOT applicable when charged with any drug or alcohol-
related matter; driving without a valid operator’s permit, license or tag; a felony; leaving the scene; past-due
citations; parking or environmental charges; appeals or warrants.
11. $5,000 STOLEN VEHICLE
REWARD
If someone steals your vehicle, MCA offers a $5,000
reward for information resulting in the conviction of the
person who stole it.
Reward will be paid to the individual responsible for
information leading to the arrest and conviction of the thief.
(Will not be paid to the member or their relatives.)
12. MCA provides up to $1,000 in protection for lost or stolen credit cards. (Not available in Texas.)
$1,000 CREDIT CARD PROTECTION
And, FREE credit card registration.
13. Membership provides $500 reward for information leading to the arrest and conviction of individuals who steal
livestock, stock trailer, tack or any farm equipment.
Reward will be paid to the individual responsible for information leading
to the arrest and conviction of the thief.
(Will not be paid to member or relatives.)
$500 FARM PROTECTION
14. Go to www.wellcardhealth.com - Click on Get Started - Enter User ID = TVCM
Not available in Canada. This WellCard is FREE to keep as our gift to you.
DISCLAIMER FOR WELLCARD HEALTH:
This is Not Insurance. It is a discount medical program. It does not replace COBRA or any other medical insurance program nor is it a Medicare Part D prescription
drug plan. WellCard Health does not qualify for essential coverage under the affordable Care Act (ACA-ObamaCare). Cardholders are responsible for paying the
discounted cost at the time of services from participating providers. WellCard Health has no membership fee nor is participation in any organization or purchase
of any good or service required to obtain or use WellCard Health. WellCard Health will not share or sell your personal information. This discount plan organization
is Access One Consumer health, Inc., (not affiliated with AccessOne Medcard), 84 Villa Road, Greenville, SC, 29615, www.accessonedmpo.com. This program is
not available to residents of Montana, but may be used by non-residents at participating Montana providers. Other state residents: visit www.WellCardHealth.com
for full disclosure statement. Not available in Canada. The DMPO does make available a list of all program providers which include their name, city and state and
medical specialty prior to purchase, upon request.
FREE WELLCARD HEALTH PROGRAM
Up to 50% Instant Savings
On Prescriptions
Average Saving of 50% On
Frames, Perscription Lenses,
Contacts, Sunglasses and Lasik
Up to 40% off Nearly All
General Dental Fees
See membership contract for more information about member benefits.
15. MCA Members are covered 24 hours a day if hospitalized as a result of injuries from a covered accident.
EMERGENCY COVERAGE
– At Home
– At Work
– In Town
Underwritten by Individual Assurance Company.
– Around the Corner
– In Another State
16. MCA pays up to $500 in emergency cash directly to members for emergency room or trauma center costs,
resulting from a covered accident.
$500 EMERGENCY CASH
– Up to $100 for ER Facility
– Up to $100 for Anesthesia
– Up to $100 for X-Rays
Underwritten by Individual Assurance Company.
– Up to $100 for Ambulance Service
– Up to $100 for Casts or Splints
17. MCA will pay up to $54,750 when you are hospitalized as a result of a covered accident. Member receives $150 per
day for up to one year for hospital room and board . Benefits are paid directly to members, not the hospital.
HOSPITAL BENEFITS
Underwritten by Individual Assurance Company.
18. If a member dies within 90 days of injuries resulting from a covered accident, MCA pays $10,000 accidental death
benefit to the estate.
ACCIDENTAL DEATH BENEFIT
Underwritten by Individual Assurance Company.
19. ACCIDENTAL DEATH COVERAGE
Members may enroll in one of three accident AD&D coverages:
Total security members can opt-in for an alternate $50,000 accidental death
coverage at not additional cost.
*See description of coverage for qualifications and restrictions.
Option 1: $50,000 principal sum for the named member
Option 2: $25,000 principal sum each for named member and spouse
Option 3: $30,000 principal sum for named member, $15,000 for spouse and $3,500 for each child
• Up to $1,500 per year for qualified daycare of dependent children under the age of 13 (up to four
consecutive years)
• Up to $1,500 per year for each dependent child enrolled in a qualified institution of higher education or
dependent children in the 12th grade (up to four consecutive years)
• Up to $3,000 to retrain a surviving spouse to enter the job market
20. Members have access to a worldwide travel assistance program. If you are 100 miles or more away from home and
have any kind of medical emergency, MCA will help with:
TRAVEL PROTECTION
– Medical Consultation
– Care for Minors
– Prescription Assistance
– Medical Repatriation
– Return of Mortal Remains
– Emergency Evacuation
– Hospital Admission Guarantee
– Legal Referrals
– Medical Evaluation
– Plus Much More
21. TOTAL SECURITY
Vehicle Emergency
Roadside Assistance
Boat Trailer
Emergency Roadside
Assistance
RV Emergency
Roadside Assistance
Motorcycle
Emergency Roadside
Assistance
Dually (Over 1 Ton)
Emergency Roadside
Assistance
Livestock Trailer
Emergency Roadside
Assistance
Up to $500 Travel
Assistance
Reimbursement
Trip Planning & Travel
Discounts
Up to $25,000 Bail
Bond
Up to $2,000 Legal
Fee
$5,000 Stolen Vehicle
Reward
$1,000 Credit Card
Protection
$500 Farm Equipment
Reward
Up to $500
Emergency Benefits
Travel Assistance
Program
$50,000 Accidental
Death Coverage
$10,000 Accidental
Death Benefit
Up to $54,750 Daily
Hospital Benefits
All accidents: at work, at home or at play.
Membership Includes:
22. TOTAL SECURITY
Only $19.95 per month!
It’s simple to join. MCA only needs your first and last month’s dues. Beginning one month from the effective date,
dues are automatically paid through your bank account or credit card.
NUMBER OF
MEMBERS
MONTHLY
DUES
TOTAL
TODAY
1 $19.95 $39.90
2 $39.90 $79.80
3 $59.85 $119.70
4 $79.80 $159.60
5 $99.75 $199.50
As a member, you are always in control of your membership. Call anytime 1-800-227-6459.
23. SECURITY PLUS
$14.95/Month Membership Includes:
4-Wheeled Vehicle
Emergency Roadside
Assistance with Local
Tow
Up to $500 Travel
Assistance
Reimbursement
Trip Planning & Travel
Discounts
Up to $25,000 Bail
Bond
Up to $2,000 Legal
Fee
$5,000 Stolen Vehicle
Reward
$1,000 Credit Card
Protection
$500 Farm Equipment
Reward
Up to $500
Emergency Benefits
Travel Assistance
Program
$10,000 Accidental
Death Benefit
Up to $54,750 Daily
Hospital Benefits
All accidents: at work, at home or at play.
24. SECURITY
$9.95/Month Membership Includes:
4-Wheeled Vehicle
Emergency Roadside
Assistance with Local
Tow
Up to $500 Travel
Assistance
Reimbursement
Trip Planning & Travel
Discounts
Up to $25,000 Bail
Bond
Up to $2,000 Legal
Fee
$5,000 Stolen Vehicle
Reward
$1,000 Credit Card
Protection
$500 Farm Equipment
Reward
Up to $500
Emergency Benefits
Travel Assistance
Program
$10,000 Accidental
Death Benefit
Up to $54,750 Daily
Hospital Benefits
Auto accidents only.