An overview of housing in Pakistan with a focus on the demand and supply side issues linked with the limited penetration of mortgage industry in the country. We also discuss the performance of Naya Pakistan Housing Scheme to date and how it might not be enough to achieve the vision of 5 million homes by 2023.

1. F O R C I R C U L AT I O N
How has inadequate housing affected
Pakistanis?
Macro Pakistani

2. 2
Spend on housing and utilities in Pakistan has been on a consistent rise
Source: Pakistan Household Integrated Economic Surveys 2013-2019

3. 3
Housing inflation has disproportionately burdened the poor in recent times
Source: Pakistan Bureau of Statistics

4. 4
Mortgage industry has stagnated below 1% of GDP, well below regional peers
Source: State Bank of Pakistan, MP Analysis