This document provides a checklist of documents needed to apply for a home loan. It lists required documents such as pay stubs, tax returns, bank statements, personal identification, and additional documents that may be relevant depending on an applicant's specific financial situation, such as divorce decrees or bankruptcy paperwork. The checklist separates the documents into categories of employment verification, assets, personal information, and additional items. It emphasizes being thorough and providing complete information to avoid delays in the loan closing process.

1. Team Rabih Simplifying the Mortgage Maze
Rabih Chamseddine Sente Mortgage | 1616 S. Voss, Suite 500 | Houston, TX 77057 |
Mortgage Banker Main 281.657.0472| Direct 832.408.0806 | Fax
866.519.0845
NMLS 208135 Rabih@TeamRabih.com | www.TeamRabih.com
Information Technology Solutions
Filling out a loan
application
°To fill out a loan application
you can visit TeamRabih.com
and click on Apply for a Loan.
This will take you to our secured
site where you can enter all your
information securely.
° You can also call us to provide
your information over the phone.
Your guide for the home loan process
LOAN DOCUMENTS CHECKLIST
Employment
° Paystubs for the 30 days with year to date earnings
° Contact information for Verification of employment.
° W-2’s for the past two years.
° Tax returns for the last two years. Confirm page 2 is signed.
° If you own 25% or more of any business, please provide last 2 years business
tax returns and K1
Assets
° Checking, Savings, and investment statements (ALL pages) for the last two
months
° 401K statement from the last quarter ALL pages
Personal information
° Copy of a picture ID and Social Security Card
° Green Card or US visa if not US citizen
Additional Items (if relevant to your situation)
° Divorce decree
° Bankruptcy and Bankruptcy discharge papers
° Mortgage statement, property tax and insurance statement, HOA statement for
any owned real estate
° If you own a property free and clear, please provide us a copy of release of
lien or HUD statement from your closing to reflect the property paid with
cash
Purchasing a Home
° All pages of fully executed (signed by both parties) copy of the purchase con-
tract
° Contact information for Realtor and Title company
° Homeowners Insurance carrier contact information
What else?
° Today’s credit world is very intense and detailed. Missing or incomplete infor-
mation can easily create delays in closing. Please use this form as your
checklist for items as you send them.
° More documents might be required once we get into the details of the loan