The document describes an instructional strategy for reducing college student loan debt through a web-based educational program. The program aims to teach students about different types of financial aid like grants, loans, scholarships, and work study. It would help students calculate costs of attendance at different college types and identify affordable "bargain" colleges. Assessment questions would test knowledge of topics like popular aid types, bankruptcy and loan repayment, and eligibility for federal aid. The program would be accessible online for students to use outside of school and leverage existing instructional materials on the web.