Rafael Montero Monfiel has taken out multiple loans from the SSS. The most recent loan was on July 23, 2010 for 24,000 pesos to be paid back over 2 months at 1,050 pesos per month. He works for Marchem Industrial Sales and his loan application was processed at their Makati branch. He has taken out previous loans in 2008 and 2005 as well.