AKUTta bilinçlendirici seminer verebileceğimizin teklifini aldığımız sunumumu bu konuda bilinçlenmek ve bilinçlendirmeniz adına sizlerle de paylaşıyorum ki paylaşabilirsiniz.
AKUTta bilinçlendirici seminer verebileceğimizin teklifini aldığımız sunumumu bu konuda bilinçlenmek ve bilinçlendirmeniz adına sizlerle de paylaşıyorum ki paylaşabilirsiniz.
Digitalization in Insurance From Theory to Practice - Yalçın Terlemezsigortatatbikatcilari
This document discusses Aksigorta's digitalization efforts in three key areas: artificial intelligence and advanced analytics, robotics, and mobile apps. It provides details on Aksigorta's use of machine learning for fraud detection and predictive modeling. It also describes Aksigorta's digital assistant "ADA" which uses natural language processing and robotic process automation to help employees and agencies. Finally, it outlines Aksigorta's digital sales management platform which provides location services, sales channel management, and insights generated through advanced analytics to support the sales process.
- Doktar provides digital agricultural services including crop monitoring via sensors and satellites, early warning systems for risks like diseases, and risk modeling using historical climate data.
- These services can benefit insurance companies by enabling early risk assessments, more accurate claims handling using satellite imagery to verify crop health/damage, and reducing costs through streamlined claims processes and fewer false claims.
- Specifically, Doktar's apps and dashboards provide localized early warnings to farmers, while its image recognition capabilities allow insurers to evaluate claims by comparing current satellite images to historical ones for verification.
TechSiN is a business consultancy and tech company that provides software solutions to help optimize sales processes and performance management for insurance companies. One of TechSiN's solutions, Optimatch, uses data and analytics to provide more accurate information to salespeople than traditional methods. Optimatch also helps address issues with referrals-based direct sales, like high costs per referral and sales reps ignoring marketing leads or giving up after one follow up, through propensity modeling and workflow optimization. Implementing Optimatch can result in benefits like increased sales and decreased costs through greater sales efficiency and conversion, improved data-driven strategy setting, and technological advancements like increased analytics capabilities and cross-selling opportunities.
The document discusses how technology is impacting the insurance sector. It begins with an introduction of Chedid Re, a reinsurance broker, and how they utilize technology. It then covers global trends in insurance technology, including blockchain and how it can improve processes. Artificial intelligence is discussed as it applies to claims processing, marketing and underwriting. The Internet of Things is presented and how it will generate data to impact pricing, distribution and underwriting. Regulations regarding technology are also mentioned.
This document summarizes an insurance conference on climate change. It begins with an agenda covering general topics on climate change effects, (re)insurance implications, and catastrophe modeling. It then defines key terms like weather, climate change, and global warming. The document discusses how climate change has occurred naturally in the past through ice ages and warmer periods. It outlines projections from climate change models on expected temperature increases. Finally, it discusses how the insurance industry can help address climate change through practices like risk-based pricing and investing in risk mitigation.
This document discusses the development of parametric risk transfer products as an alternative solution for natural catastrophe risk.
It notes that while insurance penetration is high for some perils like fire and wind in developed markets, there remains an "protection gap" between insured and total economic losses, especially for floods, earthquakes, and emerging markets. Parametric products aim to address issues like basis risk, lack of products/capacity, and delayed payouts by tying payments to measurable triggers like modeled losses within a specified area.
The document presents examples of earthquake parametric trigger products developed for Iran and Central Asia based on high-resolution hazard and exposure models. It argues these "intensity in a box" products can help minimize capital
This document discusses parametric (NatCat) insurance products. It explains that parametric products use defined triggers like wind speed or rainfall to pay out rather than requiring an assessment of actual losses. This allows for quicker payouts. Parametric products are increasingly used in developing markets and by corporations. The document provides examples of how parametric earthquake products for Turkey could work, defining geographic areas and magnitude thresholds for payout. Potential buyers identified include municipalities, banks, tourism industry, and those wanting coverage of non-physical losses or deductibles.
Digitalization in Insurance From Theory to Practice - Yalçın Terlemezsigortatatbikatcilari
This document discusses Aksigorta's digitalization efforts in three key areas: artificial intelligence and advanced analytics, robotics, and mobile apps. It provides details on Aksigorta's use of machine learning for fraud detection and predictive modeling. It also describes Aksigorta's digital assistant "ADA" which uses natural language processing and robotic process automation to help employees and agencies. Finally, it outlines Aksigorta's digital sales management platform which provides location services, sales channel management, and insights generated through advanced analytics to support the sales process.
- Doktar provides digital agricultural services including crop monitoring via sensors and satellites, early warning systems for risks like diseases, and risk modeling using historical climate data.
- These services can benefit insurance companies by enabling early risk assessments, more accurate claims handling using satellite imagery to verify crop health/damage, and reducing costs through streamlined claims processes and fewer false claims.
- Specifically, Doktar's apps and dashboards provide localized early warnings to farmers, while its image recognition capabilities allow insurers to evaluate claims by comparing current satellite images to historical ones for verification.
TechSiN is a business consultancy and tech company that provides software solutions to help optimize sales processes and performance management for insurance companies. One of TechSiN's solutions, Optimatch, uses data and analytics to provide more accurate information to salespeople than traditional methods. Optimatch also helps address issues with referrals-based direct sales, like high costs per referral and sales reps ignoring marketing leads or giving up after one follow up, through propensity modeling and workflow optimization. Implementing Optimatch can result in benefits like increased sales and decreased costs through greater sales efficiency and conversion, improved data-driven strategy setting, and technological advancements like increased analytics capabilities and cross-selling opportunities.
The document discusses how technology is impacting the insurance sector. It begins with an introduction of Chedid Re, a reinsurance broker, and how they utilize technology. It then covers global trends in insurance technology, including blockchain and how it can improve processes. Artificial intelligence is discussed as it applies to claims processing, marketing and underwriting. The Internet of Things is presented and how it will generate data to impact pricing, distribution and underwriting. Regulations regarding technology are also mentioned.
This document summarizes an insurance conference on climate change. It begins with an agenda covering general topics on climate change effects, (re)insurance implications, and catastrophe modeling. It then defines key terms like weather, climate change, and global warming. The document discusses how climate change has occurred naturally in the past through ice ages and warmer periods. It outlines projections from climate change models on expected temperature increases. Finally, it discusses how the insurance industry can help address climate change through practices like risk-based pricing and investing in risk mitigation.
This document discusses the development of parametric risk transfer products as an alternative solution for natural catastrophe risk.
It notes that while insurance penetration is high for some perils like fire and wind in developed markets, there remains an "protection gap" between insured and total economic losses, especially for floods, earthquakes, and emerging markets. Parametric products aim to address issues like basis risk, lack of products/capacity, and delayed payouts by tying payments to measurable triggers like modeled losses within a specified area.
The document presents examples of earthquake parametric trigger products developed for Iran and Central Asia based on high-resolution hazard and exposure models. It argues these "intensity in a box" products can help minimize capital
This document discusses parametric (NatCat) insurance products. It explains that parametric products use defined triggers like wind speed or rainfall to pay out rather than requiring an assessment of actual losses. This allows for quicker payouts. Parametric products are increasingly used in developing markets and by corporations. The document provides examples of how parametric earthquake products for Turkey could work, defining geographic areas and magnitude thresholds for payout. Potential buyers identified include municipalities, banks, tourism industry, and those wanting coverage of non-physical losses or deductibles.
Küresel İklim Değişikliği / Hidro-Meteorolojik Afetler - Prof. Dr. Mikdat Kadıoğlu
1. Prof. Dr. Mikdat KADIOĞLU
İTÜ Meteoroloji Müh. Bölümü ve Afet
Yönetimi Merkezi
Öğretim Üyesi
@Mikdatca
Küresel
İklim Değişikliği:
Hidro-Meteorolojik Afetler
5. Future Simulation (A2 [2071-2100] minus RF [1961-1990]): Temperature
Doç.Dr. Barış ÖNOL, 2007. İTÜ Meteoroloji Müh. Bölümü
2100,
Sıcaklıkta
Değişim
En yüksek sıcaklık
artışları Güneydoğu,
Ege ve Akdeniz
bölgelerinde meydana
gelecek şekilde
Türkiye’de hava
sıcaklıkları en kötü
iklim senaryosuna göre
2100 yılına kadar yaz
aylarında 4-7 C
aralığında artacak
6. Future Simulation (A2 minus RF): Precipitation2100,
Yağışta
Değişim
Toplam yağış̧
miktarlarında, Karadeniz
Bölgesindeki 150 mm
civarındaki küçük artış
hariç, 2050’den itibaren
özellikle kış aylarında
250-300 mm’ye varacak
olan önemli azalmalar
yüzünden Ege ve
Akdeniz kıyılarında,
Güneydoğu ve Doğu
bölgelerinde yağış
eksikliği/kuraklık
öngörülmekte
Doç.Dr. Barış ÖNOL, 2007. İTÜ Meteoroloji Müh. Bölümü
12. MPI-ESM-MR Modeli RCP8.5 Senaryosuna göre 30 yıllık Çok Sıcak Gün (TX35) İklim İndisi
değerlerinin belirtilen periyot içerisindeki yıllık ortalamaları (gün).
13. MPI-ESM-MR Modeli RCP8.5 Senaryosuna göre 30 yıllık Donlu Günler (FD0) İklim
İndisi değerlerinin belirtilen periyot içerisindeki yıllık ortalamaları (gün) (SYGM, 2016).
14. Solar Access
Refers to the ability of one property to
continue to receive sunlight across
property lines without obstruction
from another’s property (buildings,
foliage or other impediment).
Solar Rights
Refers to the ability to install solar energy systems
on residential and commercial property that are
subject to private restrictions, i.e., covenants,
conditions, restrictions, bylaws, condominium
declarations as well as local government ordinances
Solar Rights and Solar Access Laws:
15. Solar Access
Güneş (ışığına erişim) hakkı:
“Bir mülk sahibinin kendi
parselinde belirli bir miktarda
güneş ışığının tadını çıkarması
veya kullanması ve bu hakkı
diğer mülk sahiplerine karşı
savunması”.
Solar Rights
Güneş enerjisi kullanma hakkı:
Özel kısıtlamalara tabi olan konut
ve ticari mülklerde güneş enerjisi
sistemlerini kurma kabiliyetini
ifade eder, yani, sözleşmeler,
koşullar, kısıtlamalar, tüzükler, kat
mülkiyeti beyannameleri ve yerel
yönetim düzenlemeleri kapsar.
The Solar Access Act, Chapter
354, Laws of 1981.
The Solar Rights Act (CA Civil
Code 714), enacted in 1978.
Çevre ve Yenilenebilir Enerji Hakları
18. Kuraklık
28° 32° 36° 40° 44°
40°
36°
44°40°36°32°28°
0
50
100
150
200
250
km
36°
40°
KAD
MAR
AKD
KİAN
KAKD
KDAN
AKDG
FLORYA
GÖZTEPE
BURDUR
GAZİANTEPADANA
ADIYAMAN
AFYON
AGRI
AKHISAR
AKSARAY
ALANYA
AMASYA
ANKARA
ANTAKYA
ANTALYA
ARDAHAN
AYDIN
BANDIRMA
BAYBURTBILECIK
BODRUM
BOLU
BURDUR
BURSA
CANAKKALE
CIZRE
CORLU
CORUM
DIKILI
DIYARBAKIR
EDIRNE
EDREMIT
ELAZIG
ERZINCAN
ESKISEHIR
FETHIYE
FLORYA
GAZIANTEP
GIRESUN
GOZTEPE
GUMUSHANE
HINIS
IGDIR
ILGIN
ISKENDERUN
ISLAHIYE
ISPARTA
IZMIR
KAHRAMANMARAS
KARAMAN
KARS
KASTAMONU
KAYSERI
KILIS
KIRKLARELI
KIRSEHIR
KOCAELI
KONYA
KUTAHYA
LULEBURGAZ
MALATYA
MANAVGAT
MANISA
MARDIN
MERSIN
MERZIFON
MUGLA
MUS
NIGDE
POLATLI
RIZE
SAKARYA
SALIHLI
SAMSUN
SANLIURFA
SARIKAMIS
SEBINKARAHISAR
SIIRT
SILE
SILIFKE
SIMAV
SINOP
SIVAS
SIVEREK
SIVRIHISAR
TEKIRDAG
TOKAT
ULUKISLA
USAK
VAN
YOZGAT
ZONGULDAK
-7 to -2.58
-2.58 to -1.96
-1.96 to -0.01
0 to 0
0.01 to 1.96
1.96 to 2.58
2.58 to 7
Standardize Kış
Yağış Eğilimi u(t)
1 9 40 - 2 0 0 6
Türkiye kış standardize yağış
-2
-1
0
1
2
3
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
Karadeniz kış standardize yağış
-2
-1
0
1
2
3
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
Akdeniz kış standardize yağış
-3
-2
-1
0
1
2
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
Akdeniz geçiş kış standardize yağış
-2
-1
0
1
2
3
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
Karasal İç Anadolu kış standardize yağış
-3
-2
-1
0
1
2
3
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
AKD
KAD
KİAN
AKDG
Karasal Akdeniz kış standardize yağış
-2
-1
0
1
2
3
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
KAKD
Karasal Doğu Anadolu kış standardize yağış
-2
-1
0
1
2
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
KDAN
Marmara kış standardize yağış
-2
-1
0
1
2
3
1941
1946
1951
1956
1961
1966
1971
1976
1981
1986
1991
1996
2001
2006
Yıl
Standardizeanomali
MAR
20. * Şuan SU STRESİnde olan Türkiye
* 2030 yılında SU SIKINTISI ve
* 2050 yılından sonra SU FAKİRİ
olmaya aday.
DSİ’ye göre Türkiye’nin şu an net kullanılabilir tatlı su
kaynağı: 112 milyar m3 /yıl
Artan nüfus, iklim değişikliği ve azalan su
kaynakları nedeniyle Türkiye’de kişi başına
kullanılabilir yıllık su miktarının ~1.000 m3’ün
altına inmesi ile “su fakiri” olması beklenmekte
26. Oluşma yerleri bakımından seller:
1. Dere ve Nehir Selleri (taşkınlar),
2. Dağlık Alan (Kuru Vadi) Selleri
3. Kent Selleri
4. Kıyı Selleri
5. Baraj Selleri.
Selin Çeşitleri
AB Sel Direktifi: Madde 10.
29. Türkiye’de şiddetli dolu hadiseleri ve şiddetli dolu yağışlı günler, 1925-2014
Kaynak: (Kahraman, Tilev-Tanriover, Kadioglu, Schultz, & Markowski, Severe hail climatology of Turkey, 2015)
36. Türkiye’de 1 Ekim 2011-30 Eylül 2013 tarihleri arasında gözlemlenen yıldırımlar
yıllık salınımı
günlük salınımı
yaralı ve ölüm sayıları
Kaynak: (Tilev-Tanrıöver, Kahraman, Kadioğlu, & Schultz, 2014)
41. İklim ile ilişkili Ekstremlerin Sosyo-Ekonomik Etkileri
Hızla Artıyor!
Şiddet
Sıklık
Sıcak Hava Dalgası
Şiddetli Yağış/Sel
Kuvvetli Rüzgar
Su Kaynakları
Toplum Tarım
Enerji
Kentler
Çok-sektörlü risk
yönetimine ihtiyaç var
Kuraklık
UlaşımAfetler biçok
sektörü etkiler!
Tehlike, savunmazsızlık,
maruziyet ve risk artıyor
IPCC 4AR
Maryam Golnaraghi, Ph.D.
Chief of Disaster Risk Reduction Programme, WMO Istanbul, 11-12
October 2010