The Finnish Youth Housing Association (NAL) works to prevent youth homelessness through initiatives like increased housing availability and supported living services for individuals under 30. The Youth Homelessness Prevention Project (2012-2015) aims to address the issue by collaborating with municipalities, focusing on housing first principles, and providing various support services. Despite progress, there is a noted increase in homelessness among youth, driven by factors such as rising housing costs and unstable incomes, highlighting the need for continued prevention efforts and improved housing solutions.

1. Youth homelessness in Finland - a preventative perspective
Kaisa Tuuteri
The Finnish Youth Housing Association
Youth Homelessness Prevention Project (2012-2015) in Finland
Investing in young people to prevent a lost generation in Europe: key policy and practice in addressing youth homelessness
8th November 2013, Prague, Czech Republic

2. Youth Housing Association – NAL in short
The Finnish Youth Housing Association (Nuorisoasuntoliitto), in short NAL, provides nationwide services for and oversees the interests of young people in need of housing.
NAL was established in 1971 as a national interest organisation for the youth housing policy.
We are a non-governmental, non-profit organisation independent of any political and denominational affiliation.

3. NAL – umbrella organization for 27 regional associations
Espoo
Helsinki
Heinola
Hyvinkää
Hämeenlinna
Joensuu
Jyväskylä
Kankaanpää
Keski-Uusimaa
Kiiminki
Kirkkonummi
Kuopio
Lahti
Lempäälä
Lohja
Nokia&Pirkkala
Oulu
Pattijoki
Porvoo
Riihimäki
Rovaniemi
Savonlinna
Tampere
Turku
Valkeakoski
Vantaa
Ylöjärvi

4. What do we do?
We rent and construct apartments for people under 30 years of age, working or looking for work.
We provide housing advice/ guidance and supported housing.
We oversee the interests of young people in need of housing.
We research and distribute information about and for young people.

5. Jätkäsaari, 180 NAL Apartments in Helsinki

6. NAL apartments
NAL has over 3700 apartments in 31 localities. About 600 in Helsinki.
We have over 4000 residents
We receive over 12 000 housing applications a year.

7. The Finnish National Programme to Reduce Long- term Homelessness
In Finland, the Government has approved a national programme to reduce homelessness and eliminate long-term homelessness by 2015.
First part of the programme was carried out 2008-2011, then focus was on reducing the long-term homelessness and for example change all traditional short-term shelters into supported housing units that facilitate independent living.
The new Government decided to continue the programme and second part started in 2012 (-2015). Now the focus is more on preventing homelessness, scattered independent housing and floating support as an option to congregate housing complexes.

8. Youth Homelessness Prevention Project (2012- 2015) in Finland
Housing First:
Appropriate accommodation is a precondition for solving other social and health problems; option to traditional staircase approach
The goal of Housing First is to provide a permanent housing solution for homeless people as quickly as possible, combined with flexible social support based on their needs
The programme is based on a partnership between central government and the country’s ten largest municipalities affected by homelessness. It is carried out in Helsinki, Espoo, Vantaa, Lahti, Oulu, Joensuu, Kuopio, Tampere, Turku and Jyväskylä.
Youth Homelessness Prevention Project is coordinated by the Finnish Youth Housing Association (NAL) and is funded by Finland’s Slot Machine Association (RAY). The project aims to prevent and reduce youth homelessness in Finland

9. Youth Homelessness Prevention Project (2012- 2015) in Finland
Main goals:
To increase the amount of apartments with 600
To increase the amount, availability and quality of services for being able to lead an independent life (housing guidance, advice and supported housing)
How to do this:
1.We work in a multi-professional groups of expertise, take initiatives and carry out statements to achieve more apartments and services to young people (structural goal)
2.We assist employees to support the skills of young adults to become independent
3.We advance the multidisciplinary work in municipalities
4.We offer the information about youth housing and homelessness

10. Background
In Finland, the average age for moving out from the childhood home and become independent is lower than in many other European countries.
In Finland the median age to become independent is 21 years.
Only 16 % of Finnish young adults (ages between 25−29) are living with their parents
Compare  minimum 50% in many EU-countries live with their parents!

11. Increase in youth homelessness 45 % (2011-2012) (increase among all homeless people +4 %)
Source: The Housing Finance and Development Centre of Finland (ARA)
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
All homeless in Finland
9561
8186
7651
7430
7399
7533
7955
8153
7877
7 572
7 852
Homeless youth
(under 25 years)
1644
1558
1424
1368
1399
1328
1319
1498
1375
1 409
2 049

12. Homeless youth (under 25 years) in 2010-2012

13. Points of youth homelessness in Finland
According to statistics
every 4th homeless person is under 25 years old, over 50 % of youth homelessness is situated in Helsinki
there are approximately 400 young adults, whose situation can be defined as long-term homelessness (has lasted over one year or been constant during three years)
Youth homelessness is usually temporary and unexpected, concerns often unsettled stage of life and and the stage when becoming independent
Usually the homeless young adults live temporarily with family or friends
There are also young people who do not have any place to go – amount is increasing especially in Helsinki

14. Points of youth homelessness in Finland
Lack of reasonable priced housing in Helsinki and some other big cities
Young people have low and unstable income
Increasing youth unemployment
The combination of low income and the lack of affordable housing has increased the amount of debts and payment defaults
356 000 people with payment defaults and 35 % of them under 30 year
40 % of the payment defaults related to unpaid rents concern people under 30 years
Most of the lessors require “clean” credit data and if a person has a payment default it´s very difficult to receive an apartment  this also applies to the home insurance.

15. Facts that can predict homelessness in further life (at the age of 16)
Depression
Behaviour disorders
(Massive) physical disorders
Substance abuse
Unstable family situation
(Source: Fröjd, Marttunen, Kaltiala & Heino: Nuorten aikuisten asunnottomuutta ennustavat tekijät peruskoulun viimeisellä luokalla. Sosiaalilääketieteellinen aikakauslehti, vol 49, nro 3 (2012)).

16. Prevention is a key to solve youth homelessness
1.More reasonable priced housing, especially in the metropolitan area
2.Range of individual services and support to young people who need help – consequence of coordination
1.Information about housing
2.Housing advice
3.Supported housing (floating support)

17. 1. Information about housing
Producing information to all young people about housing and becoming independent – for example about the rights and duties as a resident, what do you have to think about before moving out from your childhood home, how to balance your budget, and how to find help if the need arises
web-pages (www.asumisenabc.com), other materials and guides
Distributing the information in cooperation with schools, Finnish defence forces, parents – “lessons of housing” and housing infos
Educating employees working with young adults
“Courses of housing” for the homeless young adults to receive and to keep an apartment.

18. 2. Housing advice
Appropriate and prompt method to support young adults housing
Housing advisors:
assist residents to solve their problems with their living, usually financial problems and unpaid rents  make payment plans  focus is on housing
encourage to find further help if needed
can work in the field of the Social services, in housing companies or in associations (for example in the regional associations of NAL)
There is evidence that housing advice prevents evictions
over 100 evictions/year less in 2012 than in 2008 in Helsinki
more effective the earlier the intervention is done
cost-effective in every operator´s point of view

19. 3. Supported housing - floating support
Support for independent living, for example those
who have been homeless, child welfare youth, are underaged, have young families, are rehabilitating from mental illness or substance abuse (but don´t have an acute problem), are young immigrants
The support consists of periods
from heavy to light (heavier in the beginning and lighter when a client is becoming more independent)
It´s more extensive than housing advice: the main focus is on housing but it also concentrates on other parts of client´s life (education, work)

20. 3. Supported housing - floating support
There is a 'case manager‘ whose function is to provide practical and social support to clients and help them to become independent.
Manager assists young adults comprehensively (for example to find proper services in the field of Social Services and Health Care, if needed).
The support is floating and it´s provided at the environment that is the most suitable for the young adult, the support is flexible and based on the special needs of a client.
The supported housing is based on the idea of normal living and integration – young adults are residents like everyone else.
The main idea is that after the support the young adult can stay and continue the living in the same apartment
Scattered housing: 15 % of residents in one youth housing complex can be supported at the time

21. 3. Supported housing - floating support
Year
Number of clients
Average age
Average duration (in months)
Succes rate
2012
178
19
8,5
81,5 %
2013
(1.1.-31.8.)
176
19
8,8
88,6 %
Source: NAL Palvelut ltd, the company owned by NAL and three regional associations

22. Conclusion: What is still needed?
More small and affordable housing!
Crisis accommodation for young adults  the need of some temporary options for those who do not have any place to go (young working people shouldn’t stay in a place for heavy drug and alcohol abusers)
Focus on prevention: more floating support, housing advice, supported housing, outreach work, economic and debt counselling
Better co-ordination of structure for support services
More multi-professional, multidisciplinary work – we have a lot of services and assistance for young adults, but the structure of services should be better organized and co-ordinated

23. Thank you!
Contact Information:
Kaisa Tuuteri
kaisa.tuuteri@nal.fi
+35840 726 1982