The document discusses the benefits of saving money in a wise and balanced manner. It recommends saving for desires, future needs like retirement and education, emergencies, replacing utilities, business investments, and good works. Specifically, it suggests saving for leisure travel, home improvements, retirement, healthcare costs, college tuition, funeral expenses, sickness, job loss, appliances, vehicles, business capital, and becoming rich toward God. The main message is that saving little by little allows money to grow over time, while being foolish is spending all that one has without regard for the future.

1. Saving is so, so wise!

2. I. Obedience
a man that is obedient to God
II. Humility
a man that is Humble before God
III. Generosity
a man that is Generous to share
IV. Balanced Hard work
a man that is Hardworking/ Passionate for work
V. Prayerful
a man that prays desperately for God’s Blessing
The Man that God Prospers!

3. “CLHCC United is a holistic and balanced
church promoting 7 important areas of
growth and development.”

4. 1. Spiritual. Faith in God and Passion for God.
2. Character. Christ-like character
3. Relationships. Good Relational Skills to all types of
Personality. DISC (Family, Friends and Disciples, etc.)
4. Health. Good Mental, Emotional and physical health.
5. Finances. Good Financial Skill and Financial Success
6. Skills and Craftsmanship.
7. God called us to do Life's Mission. Fruitful Soul-
winning and Discipleship

5. Saving is so, so wise!

7. Jeremiah 29:11
For I know the plans I have for you,”
declares the LORD, “plans to prosper you
and not to harm you, plans to give you
hope and a future.

8. Proverbs 13:11
Dishonest money dwindles away, but
whoever gathers money little by little
makes it grow.

9. Proverbs 6:6-8
6 Go to the ant, you sluggard;
consider its ways and be wise! 7 It
has no commander, no overseer or
ruler, 8 yet it stores its provisions in
summer and gathers its food at
harvest.

10. Proverbs 21:20
The wise store up choice food and
olive oil, but fools gulp theirs down.

11. I. Saving for heart’s desires
a. Leisure and pleasure travels.
b. Upgrading

12. Psalms 37:4
4 Delight yourself in the LORD and he
will give you the desires of your
heart.

13. II. Saving for the future needs
a. Retirement Pension Plans
b. Medical health Plans
c. Educational Plans
d. Funeral Plans

14. III. Saving for emergencies
a. Sickness
b. Laid off

15. IV. Saving for Replacing Important Utilities
a. Appliances
b. Car

16. V. Saving for Business Capital and Investments

17. VI. Saving for Good works becoming
rich toward God.

18. Luke 12:16-21
16 And he told them this parable: “The
ground of a certain rich man yielded an
abundant harvest. 17 He thought to
himself, ‘What shall I do? I have no place
to store my crops.’

19. Luke 12:16-21
18 “Then he said, ‘This is what I’ll do. I will
tear down my barns and build bigger
ones, and there I will store my surplus
grain. 19 And I’ll say to myself, “You have
plenty of grain laid up for many years.
Take life easy; eat, drink and be merry.”’

20. Luke 12:16-21
20 “But God said to him, ‘You fool! This
very night your life will be demanded from
you. Then who will get what you have
prepared for yourself?’
21 “This is how it will be with whoever
stores up things for themselves but is not
rich toward God.”