Jenny Smith, Tina Johnson, and Cheryl Coleman are presenting on Habitat for Humanity's mission to eliminate substandard housing and improve neighborhoods by partnering with economically disadvantaged families to help them achieve and maintain home ownership. Habitat builds and rehabilitates simple, decent homes using volunteer labor and donations. Applicants must complete a certain number of "sweat equity" hours working on their home and other Habitat projects to qualify for a no-interest mortgage.