This document is a seminar paper written by a student named Husejinović Elvis for the subject "Monetary and Public Finances". The paper's topic is "The Historical Development of Money". It was written in November 2008 for Professor Žarko Ristić at the Faculty of Business Studies in Banja Luka, Bosnia and Herzegovina. The paper received a grade between 5.6-10. The document also contains advertisements for free seminar papers, diploma works, and other educational materials available on various websites.