This document discusses Islamic perspectives on wealth. It begins by introducing the members of the research group. It then provides definitions of wealth ("al-ghina") and being wealthy ("al-ghaniyu") in Arabic and quotes Quranic verses describing God as self-sufficient. The document outlines those who have a primary and secondary right to wealth according to Islam. It explains that Zakat is the primary category through which wealth is redistributed to the poor and needy as a matter of right. The document emphasizes that from an Islamic view, all wealth ultimately belongs to God.
The literal and simple meaning of Zakaah is purity. As a technical term, the word designates the amount in which Muslims with means must distribute annually among the poor.
The So-Called ‘Islamic State of ’Irāq and Shām’ [ISIS/ISIL] – Part 2Om Muktar
Shaykh ’Ali bin Hasan al-Halabī al-Atharī (hafidhahullāh) on the so-called “Islamic State of ’Irāq and Shām” [ISIS/ISIL]
A result of the process of organisation to “Jihād” to pledging allegiance and then to annpincement of a “State” (!)
Divinely legislated foundations and realistic points to bring to attention
This document provides an overview of key concepts in Islamic finance based on Shariah principles. It discusses the Shariah framework including ibadah (acts of worship), muamalat (civil transactions), and criminal law. It then covers the philosophy of Islamic finance based on concepts like tauhid (monotheism), purification, accountability on judgement day, and human stewardship. Finally, it outlines characteristics of Shariah-compliant finance and prohibitions like riba (interest), gharar (uncertainty), and maisir (gambling).
Questions (teaching of ISL) Dr. zaman UOG EDU 13023901-016
There is no inherent conflict between Islamic teachings and established scientific facts. While some may perceive apparent disagreements in areas such as evolution, cosmology or medicine, Islamic scholars have resolved such issues using several approaches:
1. Reconciling verses with established science using textual analysis and historical context. For example, Quranic verses on creation refer to God as initiator, not timeframes.
2. Distinguishing between religious truths and scientific facts. Religion addresses spiritual guidance not scientific minutiae.
3. Considering the continuous progress of science. Earlier interpretations may require revisiting in light of new evidence. Islam encourages seeking knowledge at all times.
As a teacher of Islamic studies, I would emphasize
Out of the box ekonomi kreatif berbasis syariah by syifamukrimaaSifa Siti Mukrimah
Buku ini membahas tentang sejarah perkembangan pemikiran ekonomi Islam sejak masa Rasulullah saw hingga masa Khulafaur Rasyidin. Pada masa Rasulullah saw, kebijakan ekonomi diambil berdasarkan al-Qur'an dan al-Hadist, termasuk pembagian harta rampasan perang. Di masa khalifah, perkembangan ekonomi terus dilakukan, seperti pembangunan infrastruktur irigasi, pengaturan perdagangan dan perpaj
Belajar Ilmu tentang Kritik Hadist membuat pengetahuan semakin luas, yang mana di dalamnya membahas tentang perkembangan hadist, kriteria seorang sahabat menurut Imam Syuhudi, dan lain sebagainya
The document discusses the principles of Islamic entrepreneurship, noting that Islam prohibits interest but allows for profit, encourages trade and business as occupations, and that entrepreneurship is considered an act of worship. It outlines eight principles of Islamic entrepreneurship focused on developing prosperity through legitimate means within the boundaries of Islamic economic systems and ethics. The success formula in Islam for entrepreneurship involves pursuing lawful livelihoods, being content with earnings, asking Allah for blessing and guidance, seeking spiritual happiness, and using worldly success as a means to ultimate success in the afterlife.
Fiqh Bisnis Islami ~ Pengusaha Hijrah 12 November 2015Suryono .
Dokumen tersebut membahas tentang hijrah dalam arti luas yaitu berpindah dari kondisi dosa menuju taat kepada Allah, serta kewajiban pengusaha muslim untuk berhijrah dari bisnis konvensional ke bisnis syariah. Pengusaha hijrah diharapkan mendapat keberkahan dan hidup yang lebih baik, namun perlu juga mempertimbangkan nasib umat Islam secara keseluruhan.
The literal and simple meaning of Zakaah is purity. As a technical term, the word designates the amount in which Muslims with means must distribute annually among the poor.
The So-Called ‘Islamic State of ’Irāq and Shām’ [ISIS/ISIL] – Part 2Om Muktar
Shaykh ’Ali bin Hasan al-Halabī al-Atharī (hafidhahullāh) on the so-called “Islamic State of ’Irāq and Shām” [ISIS/ISIL]
A result of the process of organisation to “Jihād” to pledging allegiance and then to annpincement of a “State” (!)
Divinely legislated foundations and realistic points to bring to attention
This document provides an overview of key concepts in Islamic finance based on Shariah principles. It discusses the Shariah framework including ibadah (acts of worship), muamalat (civil transactions), and criminal law. It then covers the philosophy of Islamic finance based on concepts like tauhid (monotheism), purification, accountability on judgement day, and human stewardship. Finally, it outlines characteristics of Shariah-compliant finance and prohibitions like riba (interest), gharar (uncertainty), and maisir (gambling).
Questions (teaching of ISL) Dr. zaman UOG EDU 13023901-016
There is no inherent conflict between Islamic teachings and established scientific facts. While some may perceive apparent disagreements in areas such as evolution, cosmology or medicine, Islamic scholars have resolved such issues using several approaches:
1. Reconciling verses with established science using textual analysis and historical context. For example, Quranic verses on creation refer to God as initiator, not timeframes.
2. Distinguishing between religious truths and scientific facts. Religion addresses spiritual guidance not scientific minutiae.
3. Considering the continuous progress of science. Earlier interpretations may require revisiting in light of new evidence. Islam encourages seeking knowledge at all times.
As a teacher of Islamic studies, I would emphasize
Out of the box ekonomi kreatif berbasis syariah by syifamukrimaaSifa Siti Mukrimah
Buku ini membahas tentang sejarah perkembangan pemikiran ekonomi Islam sejak masa Rasulullah saw hingga masa Khulafaur Rasyidin. Pada masa Rasulullah saw, kebijakan ekonomi diambil berdasarkan al-Qur'an dan al-Hadist, termasuk pembagian harta rampasan perang. Di masa khalifah, perkembangan ekonomi terus dilakukan, seperti pembangunan infrastruktur irigasi, pengaturan perdagangan dan perpaj
Belajar Ilmu tentang Kritik Hadist membuat pengetahuan semakin luas, yang mana di dalamnya membahas tentang perkembangan hadist, kriteria seorang sahabat menurut Imam Syuhudi, dan lain sebagainya
The document discusses the principles of Islamic entrepreneurship, noting that Islam prohibits interest but allows for profit, encourages trade and business as occupations, and that entrepreneurship is considered an act of worship. It outlines eight principles of Islamic entrepreneurship focused on developing prosperity through legitimate means within the boundaries of Islamic economic systems and ethics. The success formula in Islam for entrepreneurship involves pursuing lawful livelihoods, being content with earnings, asking Allah for blessing and guidance, seeking spiritual happiness, and using worldly success as a means to ultimate success in the afterlife.
Fiqh Bisnis Islami ~ Pengusaha Hijrah 12 November 2015Suryono .
Dokumen tersebut membahas tentang hijrah dalam arti luas yaitu berpindah dari kondisi dosa menuju taat kepada Allah, serta kewajiban pengusaha muslim untuk berhijrah dari bisnis konvensional ke bisnis syariah. Pengusaha hijrah diharapkan mendapat keberkahan dan hidup yang lebih baik, namun perlu juga mempertimbangkan nasib umat Islam secara keseluruhan.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
Apa yang mesti dimiliki oleh seorang enterpreneur agar bisa menjalankan usahanya dengan baik dan akhirnya berbuah keberhasilan dan perkembangan bisnis yang siknifikan?
ayo lumat presentasi ini...
enjoy..
Adi Jepris Sitohang
Rumah Presentasi
This document discusses Islamic business management. It outlines the key principles, philosophy, and objectives of Islamic management, which include establishing clear values and ethics based on Islamic principles. Management aims to develop high moral character among employees and use systems and practices that are fair and aligned with Islamic law. The document also compares Islamic management to traditional Western management, noting Islamic management aims to achieve organizational goals while also considering spiritual well-being and broader societal benefits.
Teks tersebut membahas pentingnya melakukan amal dengan ilmu dan terus menerus untuk mendapatkan pahala yang lebih besar. Seseorang memberikan contoh tentang sedekah seribu rupiah yang menghasilkan bayaran makan siang senilai 10 ribu rupiah, namun orang tersebut tidak menyadari hubungan antara keduanya karena kurang ilmu. Tulisan ini menekankan bahwa amal yang dilakukan dengan ilmu dan secara terus mener
8 rahasia agar rezeki lancar, barakah dan lancarRUMAH PRESENTASI
Rezeki yang berlimpah dan berkah adalah harapan semua orang. bagaimana caranya agar itu bisa kita raih...?
simak presentasi berikut ini...
Salam Adi jepris sitohang
Rumah presentasi
Islamic entrepreneurship is an integral part of the Islamic religion. The document discusses several key concepts regarding Islamic entrepreneurship, including that Muslims have a responsibility as "khalifah" to develop prosperity through business as an act of worship ("ibadah"). Additionally, success in Islam is measured not just by outcomes but also the means used to achieve them. The document provides guiding principles and ethics for Muslim entrepreneurs based on the Quran, Hadith, and example of the Prophet Muhammad.
Penting bagi kita, terutama pekerja untuk memahami hakikat rezeki. Agar kita tidak terjebak oleh rutinitas dunia kerja dan melupakan pintu rezeki lain yang belum kita buka. Allah telah karuniakan rezeki yang berlimpah, tugas kitalah menjemputnya.
Allah swt yang menyempitkan dan meluaskan rezeki bagi hambanya. Jauhilah perbuatan maksiat agar rezeki tidak sempit. Mulailah membuka pintu rezeki yang utama melalui bisnis. Materi ini akan memberikan langkah-langkahnya.
Jika materi ini bermanfaat, silakan LIKE, SHARE & berikan KOMENTAR.
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Sebuah mindset bagaimana merintis usaha berkah dan menghindari 7 kesalahan fatal pengusaha pemula yang sering luput karena saking semangatnya terjun dalam bisnis
Dokumen tersebut membahas sejarah kejayaan peradaban Islam pada masa lalu, termasuk penaklukan Konstantinopel dan kemajuan ilmu pengetahuan di bawah kekhalifahan Islam. Dokumen ini mendorong pembaca untuk belajar lebih dalam tentang Islam agar masa depan menjadi lebih cerah.
This document discusses Islamic entrepreneurship and business. It states that entrepreneurship is an integral part of Islam, and that Muslim entrepreneurs are responsible for developing prosperity through business as a form of worship. The document outlines several principles of Islamic business, including prohibitions against riba (usury), the importance of honesty, mutual respect, and fulfilling obligations. It also discusses factors of production, functions of business, types of businesses, and challenges in Islamic business such as corruption and gharar (uncertainty). Overall, the document provides an overview of key concepts and principles regarding entrepreneurship and business from an Islamic perspective.
Mudah Mengelola Bisnis Dengan Business Model CanvasWahyu Putra
Bisnis model canvas membantu menganalisis bisnis secara sistematis dengan membagi elemen-elemen bisnis ke dalam 9 blok. Blok-blok tersebut meliputi segmen pelanggan, proposisi nilai, saluran, hubungan pelanggan, arus pendapatan, aktivitas kunci, sumber daya kunci, mitra kunci, dan struktur biaya. Canvas ini memungkinkan penyesuaian model bisnis terhadap perubahan lingkungan secara dinamis.
Dokumen tersebut membahas tentang konsep dasar rumah sakit syariah. Rumah sakit syariah dioperasikan berdasarkan prinsip-prinsip syariah Islam seperti kewajiban, kebutuhan primer, sekunder, dan tersier manusia. Dokumen ini juga membahas tentang pengelolaan keuangan, lingkungan, dan pelayanan rumah sakit syariah secara profesional sesuai aturan syariah.
Dokumen tersebut membahas tentang kewirausahaan dan wirausaha. Secara singkat, dokumen menjelaskan bahwa kewirausahaan adalah kemampuan kreatif dan inovatif untuk melihat peluang dan memanfaatkannya guna mencapai kesuksesan, sedangkan wirausaha adalah orang yang memiliki karakteristik berani mengambil risiko dan memiliki semangat kepemimpinan. Dokumen juga menyoroti pentingnya p
Beberapa tokoh yang berhasil membangun usaha sukses meliputi Bill Gates (pendiri Microsoft), Mark Zuckerberg (pendiri Facebook), Andrew Darwis (pendiri Kaskus), Habibi Afsyah (penulis e-book), Reza Nurhilman (pengusaha keripik singkong), Elang Gumilang (pengusaha properti), Tung Desem Waringin (motivator), dan Soichiro Honda (pendiri Honda). Mereka memulai usaha dari modal kecil namun berani berinovasi dan bekerja keras sehingga ber
Ayat pendek memberikan pesan besar tentang pentingnya memanfaatkan waktu dengan baik untuk meningkatkan iman dan amal shaleh melalui dakwah. Waktu yang terbuang sia-sia akan berkurang dan merugikan di akhirat.
This document provides an overview of Islamic finance and banking principles derived from the Quran and hadith. It discusses ten key principles: 1) God as the ultimate owner of wealth; 2) humanity's role as stewards of wealth; 3) equitable access to resources; 4) prohibitions against interest and gambling; 5) encouragement of trade, business, and wealth accumulation; 6) mandatory charitable donations (zakat); 7) debt obligations; 8) permissible economic activities; 9) risk sharing; and 10) maximizing societal and individual benefit. The document explains each principle and its scriptural basis, showing how Islamic finance aims to prevent injustice and promote shared prosperity.
Distribution of Wealth in Islam
By Mufti Muhammad Shafi Usmani
Note From Author: In the present study, we propose to state as clearly as possible the point of view of Islam in this matter, such as we have been able to deduce from the Holy Qur'an, the Sunnah, and the writings of the "Thinkers" (to use a current idiom) in the Islamic tradition. The time and space at our disposal being short, it would not be possible to discuss the subject in detail so as to cover all aspects. We shall, however, try to set down the essential and fundamental points in a concise but comprehensive manner.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
Apa yang mesti dimiliki oleh seorang enterpreneur agar bisa menjalankan usahanya dengan baik dan akhirnya berbuah keberhasilan dan perkembangan bisnis yang siknifikan?
ayo lumat presentasi ini...
enjoy..
Adi Jepris Sitohang
Rumah Presentasi
This document discusses Islamic business management. It outlines the key principles, philosophy, and objectives of Islamic management, which include establishing clear values and ethics based on Islamic principles. Management aims to develop high moral character among employees and use systems and practices that are fair and aligned with Islamic law. The document also compares Islamic management to traditional Western management, noting Islamic management aims to achieve organizational goals while also considering spiritual well-being and broader societal benefits.
Teks tersebut membahas pentingnya melakukan amal dengan ilmu dan terus menerus untuk mendapatkan pahala yang lebih besar. Seseorang memberikan contoh tentang sedekah seribu rupiah yang menghasilkan bayaran makan siang senilai 10 ribu rupiah, namun orang tersebut tidak menyadari hubungan antara keduanya karena kurang ilmu. Tulisan ini menekankan bahwa amal yang dilakukan dengan ilmu dan secara terus mener
8 rahasia agar rezeki lancar, barakah dan lancarRUMAH PRESENTASI
Rezeki yang berlimpah dan berkah adalah harapan semua orang. bagaimana caranya agar itu bisa kita raih...?
simak presentasi berikut ini...
Salam Adi jepris sitohang
Rumah presentasi
Islamic entrepreneurship is an integral part of the Islamic religion. The document discusses several key concepts regarding Islamic entrepreneurship, including that Muslims have a responsibility as "khalifah" to develop prosperity through business as an act of worship ("ibadah"). Additionally, success in Islam is measured not just by outcomes but also the means used to achieve them. The document provides guiding principles and ethics for Muslim entrepreneurs based on the Quran, Hadith, and example of the Prophet Muhammad.
Penting bagi kita, terutama pekerja untuk memahami hakikat rezeki. Agar kita tidak terjebak oleh rutinitas dunia kerja dan melupakan pintu rezeki lain yang belum kita buka. Allah telah karuniakan rezeki yang berlimpah, tugas kitalah menjemputnya.
Allah swt yang menyempitkan dan meluaskan rezeki bagi hambanya. Jauhilah perbuatan maksiat agar rezeki tidak sempit. Mulailah membuka pintu rezeki yang utama melalui bisnis. Materi ini akan memberikan langkah-langkahnya.
Jika materi ini bermanfaat, silakan LIKE, SHARE & berikan KOMENTAR.
Like >> https://facebook.com/Hafidz341.Page
Follow >> https://twitter.com/Hafidz341
Sebuah mindset bagaimana merintis usaha berkah dan menghindari 7 kesalahan fatal pengusaha pemula yang sering luput karena saking semangatnya terjun dalam bisnis
Dokumen tersebut membahas sejarah kejayaan peradaban Islam pada masa lalu, termasuk penaklukan Konstantinopel dan kemajuan ilmu pengetahuan di bawah kekhalifahan Islam. Dokumen ini mendorong pembaca untuk belajar lebih dalam tentang Islam agar masa depan menjadi lebih cerah.
This document discusses Islamic entrepreneurship and business. It states that entrepreneurship is an integral part of Islam, and that Muslim entrepreneurs are responsible for developing prosperity through business as a form of worship. The document outlines several principles of Islamic business, including prohibitions against riba (usury), the importance of honesty, mutual respect, and fulfilling obligations. It also discusses factors of production, functions of business, types of businesses, and challenges in Islamic business such as corruption and gharar (uncertainty). Overall, the document provides an overview of key concepts and principles regarding entrepreneurship and business from an Islamic perspective.
Mudah Mengelola Bisnis Dengan Business Model CanvasWahyu Putra
Bisnis model canvas membantu menganalisis bisnis secara sistematis dengan membagi elemen-elemen bisnis ke dalam 9 blok. Blok-blok tersebut meliputi segmen pelanggan, proposisi nilai, saluran, hubungan pelanggan, arus pendapatan, aktivitas kunci, sumber daya kunci, mitra kunci, dan struktur biaya. Canvas ini memungkinkan penyesuaian model bisnis terhadap perubahan lingkungan secara dinamis.
Dokumen tersebut membahas tentang konsep dasar rumah sakit syariah. Rumah sakit syariah dioperasikan berdasarkan prinsip-prinsip syariah Islam seperti kewajiban, kebutuhan primer, sekunder, dan tersier manusia. Dokumen ini juga membahas tentang pengelolaan keuangan, lingkungan, dan pelayanan rumah sakit syariah secara profesional sesuai aturan syariah.
Dokumen tersebut membahas tentang kewirausahaan dan wirausaha. Secara singkat, dokumen menjelaskan bahwa kewirausahaan adalah kemampuan kreatif dan inovatif untuk melihat peluang dan memanfaatkannya guna mencapai kesuksesan, sedangkan wirausaha adalah orang yang memiliki karakteristik berani mengambil risiko dan memiliki semangat kepemimpinan. Dokumen juga menyoroti pentingnya p
Beberapa tokoh yang berhasil membangun usaha sukses meliputi Bill Gates (pendiri Microsoft), Mark Zuckerberg (pendiri Facebook), Andrew Darwis (pendiri Kaskus), Habibi Afsyah (penulis e-book), Reza Nurhilman (pengusaha keripik singkong), Elang Gumilang (pengusaha properti), Tung Desem Waringin (motivator), dan Soichiro Honda (pendiri Honda). Mereka memulai usaha dari modal kecil namun berani berinovasi dan bekerja keras sehingga ber
Ayat pendek memberikan pesan besar tentang pentingnya memanfaatkan waktu dengan baik untuk meningkatkan iman dan amal shaleh melalui dakwah. Waktu yang terbuang sia-sia akan berkurang dan merugikan di akhirat.
This document provides an overview of Islamic finance and banking principles derived from the Quran and hadith. It discusses ten key principles: 1) God as the ultimate owner of wealth; 2) humanity's role as stewards of wealth; 3) equitable access to resources; 4) prohibitions against interest and gambling; 5) encouragement of trade, business, and wealth accumulation; 6) mandatory charitable donations (zakat); 7) debt obligations; 8) permissible economic activities; 9) risk sharing; and 10) maximizing societal and individual benefit. The document explains each principle and its scriptural basis, showing how Islamic finance aims to prevent injustice and promote shared prosperity.
Distribution of Wealth in Islam
By Mufti Muhammad Shafi Usmani
Note From Author: In the present study, we propose to state as clearly as possible the point of view of Islam in this matter, such as we have been able to deduce from the Holy Qur'an, the Sunnah, and the writings of the "Thinkers" (to use a current idiom) in the Islamic tradition. The time and space at our disposal being short, it would not be possible to discuss the subject in detail so as to cover all aspects. We shall, however, try to set down the essential and fundamental points in a concise but comprehensive manner.
1) The Islamic economic system is based on several key principles: Allah owns all things and humans are merely trustees; everything was created for humans' service and use; the concepts of halal (lawful) and haram (unlawful) govern production and consumption; and a system of zakat and sadaqat ensures equitable distribution of wealth.
2) Some other features include: Allah provides sustenance to all and expands or restricts livelihood; humans have limited ownership rights as trustees of wealth bestowed by Allah; interest, hoarding of wealth, and monopolies are prohibited.
3) The system aims for justice, welfare, and moderation by ensuring the basic needs of the
This document provides an introduction to Islamic economics and finance. It begins by outlining the objectives of understanding key principles like Islamic vs. modern economics and Islamic vs. conventional finance. It then discusses the two primary sources of Islamic law - the Quran and Sunnah. Several principles of Islamic economics are described, including Allah as the true owner, humanity's role as trustees of resources, permissible ways of earning and distributing wealth, prohibitions against interest and uncertainty. The document provides an overview of the foundations and guidelines for economic activities in Islam.
The document discusses Islamic principles related to wealth distribution and prohibitions on riba (interest or usury). It provides classifications of riba according to different Islamic scholars. Riba is generally prohibited in Islam as it can lead to injustice and oppression. There are two main types of riba: Riba al-Nasiyah (interest on loans) and Riba al-Fadl (excess received in exchange of commodities). Scholars differ on the exact definition of commodities covered under Riba al-Fadl.
1. Islamic economic system aims to achieve socio-economic justice and fair distribution of wealth through its elaborate system of Zakat and Sadaqat.
2. It establishes brotherhood and unity among Muslims while also discouraging hoarding and ensuring constant circulation of wealth.
3. The system eliminates exploitation and aims to provide basic necessities of life for all citizens through principles of permissible (halal) and impermissible (haram) means as well as moderation in production, consumption, and spending.
The document discusses the principles of the Islamic economic system. It states that the primary focus of Islam is on the spiritual system and testing believers' taqwa (piety). The legal system provides safeguards for basic human rights, but accumulating excess wealth spiritually is detested. Keeping wealth and generating income from it is legally permitted but not encouraged spiritually. Usury is strictly prohibited, while trade and business are permitted forms of earning a livelihood. Zakat and charity are obligatory to help the poor and needy. Overall the system aims to balance rights and responsibilities across society in a sustainable manner.
The Islamic economic system aims to establish justice and human welfare through principles rather than interests. It is based on spiritual, natural, social and economic sciences. The key principles are that Allah has made humans successors on Earth and tests them through varying levels of provision. Wealth is a test from Allah, and He has made some excel others in it. The focus is to stop the lust for possession and pleasure, which are responsible for harming humanity.
The document discusses concepts and strategies of Shariah economics in overcoming serious economic issues. It provides definitions of key concepts in Shariah economics such as prohibiting riba (usury or interest) and emphasizing cooperation and community ownership over accumulation of wealth by few. It also discusses Shariah economic system's role in poverty alleviation by focusing on social welfare and justice rather than maximum profits. The system aims to share burdens of losses and profits between capital owners and maintainers in a way that stabilizes the economy and controls inflation.
The document is a speech given in 1945 by Hadrat Khalifatul-Masih II on the economic system of Islam. It begins by explaining that Islam's economic system is based on the foundational principle that sovereignty and ownership belong only to God. It discusses several Quranic verses that establish this, and state that authority given to humans is a trust from God which must be used justly. The speech then outlines some basic precepts of governance in Islam, including that authority comes through elections, authority is a trust not a right, and the goal of government is to protect citizens' lives, honour and property through impartial justice. It emphasizes that rulers will be held accountable before God.
The document discusses Islamic perspectives on wealth creation, management, and purification compared to conventional approaches. It notes that in Islam, all wealth belongs to Allah and humans are trustees of wealth. It outlines permissible and prohibited types of wealth accumulation and business practices in Islam. The document also discusses the importance of spending wealth on others through voluntary charity and compulsory zakat as a means of wealth purification in Islamic wealth planning.
The document discusses Islamic banking and economics. It begins by defining Islamic banking as banking based on Islamic law derived from the Quran and hadith. It then discusses different economic systems and contrasts the Islamic economic system with capitalism. Some key differences are that in Islam, profit instead of interest is paid on capital, labor and capital are the only primary factors of production, and wealth distribution aims to establish fair access and prevent concentration. The document also defines and discusses the two types of riba prohibited in Islam: Riba an-Nasiyah (interest on loans) and Riba al-Fadl (inequality in exchange of specific commodities).
The document discusses several key concepts and principles of the Islamic economic system, including:
1. Allah is the sustainer who provides for all and resources are meant for mankind's benefit, not for accumulation of wealth.
2. God owns all things and people are merely trustees, responsible for proper use of resources.
3. The concepts of halal (permissible) and haram (prohibited) govern both production and consumption in the Islamic economic system.
4. Other principles discussed include prohibition of interest, hoarding of wealth, and emphasis on moderation, equity and fairness.
This document discusses Zakah, the third pillar of Islam related to mandatory charitable contributions. It covers the major aspects of Zakah according to Islamic jurisprudence, including what types of wealth and income are subject to Zakah, the conditions for an item to be subject to Zakah, and how the proceeds should be distributed. The document is divided into four sections, with Section One providing an overview of the main fiqhi (jurisprudence) aspects of Zakah such as its obligation, items subject to it, conditions for subjection, and distribution categories.
The document discusses non-Muslims' rights in Islamic society. It notes that the Quran established principles of freedom of religion, equality, and fairness over 14 centuries ago. It provides examples of verses promoting tolerance and prohibiting compulsion in religion. The document also outlines foundations of Islamic law including tolerance, universality, consideration of people's interests, and equality between all people regardless of beliefs.
This document provides an overview of Islamic banking, including its foundations and operations. Some key points:
- Islamic banking is based on Islamic principles including prohibitions on riba (interest) and gharar (excessive uncertainty). It aims to be just and share risks/rewards between financiers and users of funds.
- Common Islamic financing modes include profit/loss sharing arrangements, trade-based modes like murabaha and ijara, and leasing. Funds are mobilized from deposits and utilized through various Sharia-compliant investments and projects.
- Islamic banks first emerged in the 1970s and have grown significantly since. They operate similarly to conventional banks but use Islamic financing structures. The Islamic
This document provides an introduction to the study of the economics of Zakah. It discusses major fiqhi (Islamic jurisprudence) aspects of Zakah, including its obligation, items subject to it, conditions for subjecting items, and distribution of proceeds. The introduction covers 4 sections - the main fiqhi aspects, current implementation, an overview of included papers, and areas for further research. It aims to give readers a general framework for understanding the economics of Zakah based on its foundations in the Quran, hadiths, and rulings of Islamic scholars.
Islam miraculous nature of legislation in the quranArab Muslim
The document discusses the miraculous nature of legislation in the Quran. It notes that the Quran provides perfect guidance for all human needs and contains rules that can handle people's affairs in this life and the afterlife. The legislation in the Quran establishes principles like freedom of religion, fair dealings, personal laws, and criminal laws. It is based on foundations like tolerance, universality, legalizing concessions, few obligations, gradation, and considering people's interests. The Quran established human rights and principles of justice over 14 centuries ago.
This document is an e-book about the significance of sadaqah (charity) and zakah in Islam. It consists of 4 chapters that discuss various Quranic verses and hadith related to spending in the way of Allah. The first chapter explains that all provision comes from Allah alone and Muslims should spend from what Allah has provided them. It highlights the importance, rewards, and types of spending for the sake of Allah. The document provides commentary and lessons for readers to learn, remember, and practice related to concepts like rizq, infaq, and pleasing Allah through charitable deeds.
Principles of Islamic Economics In The Light Of the Holy Quran and Sunnahinventionjournals
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ISLAMIC PROSPECTIVE IN BUSINESS
1. IN THE NAME OF ALLAH WHO IS THE
MOST BENEFICIENT AND THE MOST
MERCIFULL
2. Group members
Zulfiqar Abid
Eihtisham Malik
Haris Mehmood
Usama Rehman
Bilal Ahmed khan
3. Wealth in Arabic term is known as 'al-ghina', which
means 'no needs or needs less' and wealthy is known as
'al-ghaniyu' means 'self-sufficient', which is one of
attributes of God.
As Allah says,
"To Him belongs all that is in the heaven and on the
heart: for verily God - He is free of all wants, worthy of all
prices" (Qur'an: 22:64)
and in another verse, Allah says,
"Thy Lord is self-sufficient, full of mercy…" (Qur'an:
6:133,)..
4. The Qur’anic verses (2:86, 3:14, 3:117, 104:1 – 9)
explain that all of life’s acquisitions existing in
material form and having value, comprise wealth.
However, the verses also give precise moral
injunctions as to what are, and are not acceptable
kinds of wealth.
They point out how individual preferences on
wealth formation ought to be utilized within the
social meaning.
Islam has a unique dispensation on the theme of
wealth, its ownership, distribution and social
relationship.
5. Difference b/w Islamic Economic:
all materialist ones is that that economic well-
being is not viewed in Islam as the ultimate
end of human life and cannot be the true
purpose of life. Economic endeavors become a
delusion if human beings lose sight of the real
purpose in their pursuit. Instead Islam insists
on the concept of human Welfare that has both
a material and spiritual dimensions.
6. In the Islamic perspective, there are people
who acquire wealth by engaging in the
production process and others who have an
indirect access to wealth in the form of Zakat,
Waqf , inheritance, etc. which are given to the
poor, the needy and later generations .
7. From the above verses, basically wealthy in Islam
consists of two elements of life; physical and
spiritual. The first dimension depicts the
possession of materials which is known as
'Mal' 'amwaal' in its plural form, which basically
means 'property, assets or whatever mankind
posses'. The latter indicates spiritual dimension
such as knowledge and virtue that reside in their
souls
8. What makes us a Poor ?
The trial of lack of provisions and wealth
afflicted upon a Muslim might be caused by
several causes, such as:
1. Punishment/recompense of sins and
transgresses he committed.
Allah the Exalted decreed:
اَم َوْمُكَباَصَأْنِمْةَبي ِصُماَمِبَفْتَبَسَكْيَأْمُكيِِدوُفعَي َوْنَعْيرِثَك
“And whatever strikes you of disaster -it is for
what your hands have earned; but He pardons
much.” (Ash Shuura/the Consultation: 30)
9. ْنَمَْلِمَعاًحِلاَصِْهِسَفنِلَفْنَم َوَْءاَسَأَْعَفاَهيَلْمُثىَلِإْمُكِِّب َرُْعَجرُتَْون
“Whoever does a good deed – it is for himself;
and whoever does evil, it is against it (i.e. the
self or soul). Then to your Lord you will be
returned.” (Al Jathiyyah/The Crouching: 15)
ْنَمَْلِمَعاًحِلاَصِْهِسَفنِلَفْنَم َوَْءاَسَأَْعَفاَهيَلاَم َوَْكُّب َرْالمَظِبِْبَعلِلِِْدي
“Whoever does righteousness – it is for his
(own) soul; and whoever does evil, (does so)
against it. And your Lord is not ever unjust to
His servants.” (Fussilat/Explained in detail: 46)
10. ْمُكن َوُلَبنَل َوْءيَشِبَْنِمِْفَوخالِْوعُجال َوَْن َوٍْْقَْنِمِْلا َواألمِْسُفاألن َوَْرَمالث َوِْتا
ِْرِِّشَب َوَْين ِرِباالص
“And we will surely test you with something of fear
and hunger and a loss of wealth and lives and fruits,
but give good tidings to the patient.” (Al Baqara/the
Cow: 155)
واُمَلاع َواَمنَأْمُكُلا َومَأْمُكُِدالوَأ َوَْةنتِفْنَأ َوَْاَللُْهَِدنِعْرجَأْيمِظَع
“And know that your properties and your children
are but a trial and that Allah has with Him a great
reward.” (Al Anfaal/The Spoils of war: 28)
11. There are still numerous verses in the Qur’an
that explain about the wealth, properties, and
sweetness of this world, business, and others
from the chapter of muamalat (social
engagements). But at least, by the enlightenment
from the previous verses, we could view the
status of wealth, properties, and worldly joys in a
righteous perspective, comprehensively.
The universe and its contents belong to Allah
the Exalted, for the sake of human being. This
includes wealth and properties.
12. (a) The establishment of a practical system of
economy:
. That is why Islam does admit these factors. A
comprehensive indication of this principle is to be
found in the following verse: –
We have distributed their livelihood among them in
worldly life, and have raised some above others in the
matter of social degrees, so that some of them may
utilize the services of others in their work. - 43:32
13. (b) Enabling everyone to get what is rightfully
due to him:
Distribution of Wealth
And the Holy Qur’an makes it quite
explicit that in doing so they would not be obliging
the poor and the needy in any way, but only
discharging their obligation, for the poor and the
needy are entitled to a share in wealth as a matter of
right. Says the Holy Qur’an:
In their wealth there is a known right for
those who ask for it and those who have need for it.
- 70:24-25
14. (c) Eradicating the concentration of wealth:
Distribution of Wealth
Allah says in Q uran
‘’So that this wealth should
not become confined only to the rich amongst
you’’ (59:7)
15. From the Islamic point of view, there are two kinds of people
who have a right to wealth:
Primary right –
That is to say, those who have a right to
wealth directly in consequence of a participation in the process of
production. In other words, it is those very―factors of production‖
which have taken a part in the process of producing some kind of
wealth.
Secondary right –
That is to say, those who have not taken
a direct part in the process of production, but it has been enjoined
upon the producers to make them co-sharers in their wealth. We shall
discuss in some detail these two groups of people who have a right to
wealth.
16. As indicated above the primary right to wealth
is enjoyed by ―the factors of production. But
―the factors of production‖ are not specified or
technically defined, nor is their share in wealth
determined in exactly the same way as is done
under the Capitalist system of economy. In fact,
the two ways are quite distinct. From the
Islamic point of view, the actual factors are
three, instead of being four: -
17. Those means of production
which cannot be used in the process of production
until and unless during this process they are
either wholly consumed or completely altered in
form, and which, therefore, cannot be let or leased
Example :
liquid money or food stuffs etc.
18. That is, those means of production
which are so used in the process of production
that their original and external form remains
unaltered, and which can hence be let or leased.
For Example :
lands, houses, machines etc.
19. Any person who work for daily wages
three factors would be primarily distributed
over these three in this manner:
One share of it would go to capital in the form
of profit (and not in the form of interest);
Second share would go to land in the form of
rent, and the third share would be given to
labor in the form of wages.
20. A significant characteristic of the Islamic theory
of the distribution of wealth is that, in order to
strengthen the weaker elements of society and
to make those who have no work to do capable
of useful work.
It has prescribed, beside the factors of
Production, a long list of those who have a
secondary right to wealth, and has laid down a
regular system for gaining this objective.
21. Wealth is the property of Allah Himself that He
is the real creator of wealth, and it is He who
has bestowed upon man the right of ownership
over it. Man is, no doubt, the owner of the
reward which he gets in return for his
endeavor, but it is Allah who, in His grace,
gives him the ability to make this endeavor and
it is He who has created wealth.
22. The first and the widest of these heads is Zakat., the
Holy Qur’an has this to say:
َْينِذِّلا َوَْونُزِنكَيَْبَهِّذالَْةِّضِفال َول َوَْنوُْقِفنُياَهيِفِْليِبَسمُهرِّشَبَفِهِّلالَْذَعِبْاب
َْموَييمِلَأىَمحُياَهيَلَعيِفَِْارنَْمِّنَهَجى َوكُتَفاَهِبْمُهُهاَب ِجْمُهُورُهُظ َومُهُبنوُج َوَْهاَذ
اَمْمُتَزنَكْمُكِسُفَنلْواُقوُذَفاَمْمُتنُكَْونُزِنَكت
“Those who treasure up gold and silver, and
do not spend them in the way of Allah – give them
tidings of painful chastisement, the day this (wealth)
shall be heated in the fire of Hell, and their foreheads,
their sides, and their backs shall be branded with it.
(It will be said to them,) ‘This is what you had
treasured up for yourselves; now taste of what you
23. ’Ushr is in fact a form of Zakat which is levied
on land produce. But, since human labor is
comparatively less involved in this kind of
production, the rate of the levy here is 10%, or
in some cases 20% instead of 2.5%. This levy is
due only on the produce of those lands which,
according to the expositions of the Fiqh, come
under the special category of ‘Ushri lands.
‘Ushr is spent on the same items as Zakat.
24. Islam has prescribed another regular mode of
transmitting wealth to hundreds of individuals in
a society - and that is the mode of “Kaffarat”
(expiation money).
Example :
If someone breaks his fast during
Ramadan without a proper excuse, or kills another
Muslim unintentionally,
25. Besides this, it has been made compulsory for
those whose possessions come up to a certain
specified quantity that on the occasion of the
‘Id-ul-Fitr they should, before going to the
prayers, distribute among the needy, the poor,
orphans and widows, wheat or its price at the
rate of 1 3/4 seers per number of the family.
26. Islam has placed on everyone the
responsibility of supporting his close relatives, some
of these relatives are such as must be supported in
any case compulsorily, whether one is well-to-do or
poor does not matter - among such relatives
For example,
one’s wife and minor children. Then, there
are other relatives who have to be supported only if
one possesses the means to do so. The Islamic law
provides a long list of such relatives. This injunction
gives rise to a very fine arrangement for the
maintenance of the helpless and weak members of a
family.
27. The Islamic system of inheritance has a basic
importance in the Islamic system of the
distribution of wealth.
It is not really necessary to expatiate upon the
inequity produced in the distribution of wealth
by the restricted forms of inheritance
28. The Holy Qur’an says:
ِْلاَجِّلرِّلْبِيَصناِّمِّمَْك ََرتِْانَِدِلا َوالَْرَْالق َوَْونُباءَسِّنلِل َوْيب َِصناِّمِّم
َْك ََرتِْانَِدِلا َوالَْونُب َرَْالق َواِّمِمِّْلَقُْهنِمْوَأَْرُثَكاًبي َِصناًضوُرفِّم
“There is a share for men from what is left by
parents and kinsmen, and there is a share for
women from what is left by parents and
kinsmen, whether it be little or much- and it is
a determinate share.” - 4:7
29. The Holy Qur’an says:
ْمُكُؤآَبآْمُكُؤبناَأ َولَْونُرَِدتْمُهِّيَأُْبَرقَأَْلْمُكعاَفنًْةَضي ِرَفَْنِّمِْ ِّاَلل
“You do not know which one of them, among
your fathers and your sons, is nearer in profit
to you. This is the law laid down by Allah.” -
4:11
30. Beside the above categories, there are two more which
require the owners of wealth to pay a part of it to the
government of the country - one is “Khiraj” (tribute)
and the other is “Jizyah.”
Khiraj is a kind of levy on land which is imposed only
on those lands which come under the category of
Khiraji according to the expositions of the Fiqh, and the
government can spend it on community projects.
Jizyah, on the other hand, is received from those non-
Muslims who are citizens of an Islamic state and the
protection of whose life, property, and honor is the
responsibility of the state, and also from those non-
Muslim states with which peace has been made on the
condition of their paying the Jizyah. This sum as well is
to be spent by the state on projects of collective unity.
31. Besides these categories, there are, in the Qur’an and the
Sunnah, exhortations to spend wealth on the poor and the
helpless and for the collective good of the Muslims. Says the
Holy Qur’an:
ََْكنوُلَأسَياَذاَمَْونُْقِفنُيِْلُقَْوفَعال
“They ask you as to what they should spend. Say ‘What is
left over.’” -2:219
This verse makes it clear that what is commendable in the
eyes of Allah is that a man should not confine himself to
spending only as much as he is under an obligation to
spend, but should consider it to be a great blessing for
himself to give everything that exceeds his own needs to
those members of his society who are destitute of wealth.
The Holy Qur’an and the Traditions of the Prophet are full
of exhortations on the subject of “spending in the way of
Allah.”