Money itself is neutral and can be used for both good and evil purposes. Like other powerful tools, it depends on how it is used. When shared generously, money can flow and benefit many, but it can also be blocked and cause problems if not shared. Each spending choice, such as what companies to invest in, can make a positive difference. True financial wisdom is not just about how much one makes but also how much one keeps, gives, and manages money to achieve great things for oneself and community through wise spending.