The document discusses financial planning fundamentals such as starting investments early, choosing the right asset classes, and purchasing term life insurance. It provides examples showing that investments made earlier generate the highest returns due to the power of compound interest. It recommends investing via systematic investment plans and choosing assets that match your investment horizon and risk tolerance."
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This is a custom media dashboard I've developed for a previous Digital campaign (ROI initiative). It is composed of all pertinent metrics illustrated in a clear transparent format that any client would be enamored.
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Week Gone by: Markets extend losing streak for fourth straight week. NSE adds Rs 11,270 crore to its market cap despite bearishness all around. Trade Union strike affected economic activites on domestic front while Fed MOM shook the markets worldwide. Gold dipped belwo 30K. INR weakened against USD but appreciated against Euro….& More… http://lnkd.in/4FqM34
DAILY EQUITY REPORT BY EPIC RESEARCH- 13 DECEMBER 2012Epic Research
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Hi everyone, This is calculation of profit and spread commission for you to understand more about the concept of T1FX, customized for investor who invest $150,000. The concept is matching with the current and future trend! everything is automated, thus, making money can be automated too! to learn more about how to make passive profit and passive income automatically, kindly view the slideshare and contact me if you have any questions! Welcome to the brand new world -Making money is automatic!
Hi everyone, This is a calculation sheet for you to understand more about the concept of T1FX, customized for investor who invest $30,000. the concept is matching with the current and future trend! everything is automated, thus, making money can be automated too! to learn more about how to make passive profit and passive income automatically, kindly view the slideshare and contact me if you have any questions! Welcome to the brand new world -Making money is automatic!
Money CapitalHeight Research Pvt Ltd is a leading Stock Advisory Company, having a strong hold in providing most authentic and accurate Equity Tips as well as Commodity Tips.
We are a team of highly qualified and experienced analysts, who deliver their expertise in providing stock market calls for traders which include tips like Stock Tips, Commodity Tips, MCX Tips, Equity Tips and Intraday Tips. All services are provided through SMS and Instant Messenger.
Our research is based around these services:
• Stock Tips
• Commodity Tips
• Equity Tips
• Intraday Tips
• NCDEX Tips
For 2 Days Free Trial, please visit our site at http://www.capitalheight.com or please call our 24/7 Customer Care Support us at +91 9993066624, 0731 - 4295 - 950 Or email us at: contact@capitalheight.com
This is a custom media dashboard I've developed for a previous Digital campaign (ROI initiative). It is composed of all pertinent metrics illustrated in a clear transparent format that any client would be enamored.
-- Jason Brown
Week Gone by: Markets extend losing streak for fourth straight week. NSE adds Rs 11,270 crore to its market cap despite bearishness all around. Trade Union strike affected economic activites on domestic front while Fed MOM shook the markets worldwide. Gold dipped belwo 30K. INR weakened against USD but appreciated against Euro….& More… http://lnkd.in/4FqM34
DAILY EQUITY REPORT BY EPIC RESEARCH- 13 DECEMBER 2012Epic Research
Epic Research is a leading financial services provider with presence in Indian and other global capital markets. Provides Stock Tips, Forex Tips, Commodity Tips, MCX Tips, Equity Tips, Intraday Tips, NSE Tips, BSE Tips, COMEX Tips, PCG Pack and NCDEX Tips. We provide services in equity, commodity and Forex market.
Hi everyone, This is calculation of profit and spread commission for you to understand more about the concept of T1FX, customized for investor who invest $150,000. The concept is matching with the current and future trend! everything is automated, thus, making money can be automated too! to learn more about how to make passive profit and passive income automatically, kindly view the slideshare and contact me if you have any questions! Welcome to the brand new world -Making money is automatic!
Hi everyone, This is a calculation sheet for you to understand more about the concept of T1FX, customized for investor who invest $30,000. the concept is matching with the current and future trend! everything is automated, thus, making money can be automated too! to learn more about how to make passive profit and passive income automatically, kindly view the slideshare and contact me if you have any questions! Welcome to the brand new world -Making money is automatic!
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
7. “Compound interest is the 8th wonder of the world”
“He who understands it, earns it ... he who doesn't ... pays it.”
8. Salary 50000
Investment 5000
Rate of return 14%
Years 20
Total investment 12,00,000
Portfolio value 65,81,731
9. Salary 50000
Investment 5000
Rate of return 14%
Years 10
Total investment 6,00,000
Portfolio value 13,10,456
10. Investing Early - example 1
Rs. 3246 p.m. @ 12%
vijay 1 crore
30 yrs 11.7 lacs
Rs. 10871 p.m. @ 12%
Ajay 1 crore
Its way too early 20 yrs 26 lacs
for me to save
Rs. 44636 p.m. @ 12%
Sanjay 1 crore
Its way too early I will save when 10 yrs 26 lacs
for me to save I have less expenses
14. Investing Early
No. of years of
contribution at the end % of corpus generated Total corpus
of 30 yr. period
0 100.0% 1.76 crores
5 97.6% 1.72 crores
10 93.4% 1.65 crores
15 85.7% 1.51 crores
20 71.7% 1.26 crores
25 46.2% 0.81 crores
Rs. 5000 @ 12%
It doesn’t matter much if you don’t invest in
later years
15. Investing Early - example 4
26 yrs old 30 yrs 3.5 crore
50000
1 5000
15000
10 yrs 10 yrs 10 yrs
10000
2
30 yrs
14000 no investment
3
10 yrs 20 yrs
17. Investing Early
Years without
Amount required per % increase in investment
contribution at the end
month to reach the same corpus
of tenure
0 5000 0.00%
5 5120 2.41%
10 5350 7.01%
15 5830 16.6%
20 6980 39.6%
25 10830 116%
29 43100 762%
Save a few more bucks early
18. SIP of Rs. 1000 p.m.
Last few years contribute the most
Choice of investment asset matters a lot
22. AVOID THESE
ULIPs
Whole life insurance plans
Money back insurance plans
Pension/retirement plans
Child future plans
Any insurance cum investment product
28. INVESTING
Ultra-short Time Horizon (< 1 Year)
- Cash on Hand
- Bank Savings Accounts
- Liquid & Ultra-short term debt funds
Short Time Horizon ( 1- 3 Years)
- Short term Debt Mutual Funds
- Bank Fixed Deposits
Medium Time Horizon (3-5 Years)
- Bank Fixed Deposits
- Debt Mutual Funds
- Medium term Gilt Funds
Long Time Horizon (> 5 Years)
- Gold
- Equity (Stocks)
- Equity Mutual Funds
- Real Estate
29. Different Asset Classes
Asset type Returns post inflation Taxable Pros Cons
Cash -6% No Liquid. Safe No growth
Saving a/c -2 to 0% Above 10,000 Liquid. Safe. No growth. Taxable
Fixed deposit 1 - 3% Above 10,000 Hedge against inflation. Safe Lock-in. Taxable
7 years lock-in, partial
PPF 2.6% No Extremely safe
withdrawal
8.7 or 6 years lock-in.
KVP or NSC 2.16% No Safe
Offline
Debt MFs 1-3% Yes Liquid. Better than FD. No growth. Taxable
As good as liquid. Safe. Non Returns only in long
Gold -1 to 4% No. Gold ETF - Yes
taxable. term
Non-liquid. Fixed.
Real estate 6-9% Yes High returns. Maintenance costs.
Taxes.
Liquid. Best for long term
Equity 8-9% > 1 yr. - No
wealth creation.
Unsafe in short run
44. Misconceptions related to Real estate
Real estate prices always rise
It gives better returns than any other form of asset
45.
46. Reality vs. Equity
Long term real estate returns are 14% CAGR
(valid for Mumbai).
If you add rental yield of 2-3%, then the total returns are 16-17% CAGR. 20% tax after indexation
The Sensex returned 18% from base 100 in 1978.
If you add dividend yield of 1.5%, then you get 19.5% CAGR
5000 p.m. 17% 19.5%
20 yrs 84 lacs 1.44 cr
30 yrs 4.2 cr 10.2 cr
49. How to go about investing in equity?
Invest in Equity MFs
Invest via SIP
Don’t be a MF collector
50. Investing in MFs
2 Large cap funds
1 Large + Mid cap fund
1 Equity tax planning
1 debt fund
Top stock Top sector Top 3 sector Large cap +
Funds Top 10 stocks Large Cap
exposure exposure exposure Mid cap
96% money in 85% in 49
2 funds 5.52% 24.5% 52.8% 37% 74 stocks stocks
97% money in 81% in 59
5 funds 4.67% 21.07% 46% 34% 111 stocks stocks
98% money in 80% in 60
10 funds 5.7% 21% 46.5% 37% 131 stocks stocks
53. Buying an MF
- KYC compliance (PAN, POI, POA)
- fundsindia.com
- Approach the AMC
- Open a Demat account
54. Few tips about saving and investing
Start with goals in mind
Short term - upgrade to sedan in 2 years
Long term - start a restaurant after 20 years
Save first spend later
Automate
55. Automate
30% 10%
Future goals Salary account Retirement
Setup SIP in mutual fund
Goal 1 Goal 2 60%
Goal 3
Expense account
All your regular
expenses
56. Don’ts
Get into wrong products for Tax saving
Keep paying for endowment/ULIPs
Not have emergency funds
Buy stocks on the basis of tips given by others
Shop for things you don’t need
57. If you were to take away single thing from this presentation
Start investing early
58. Two sites you should refer to:
www.jagoinvestor.com/archives
www.investmentyogi.com
Example taken from this book
Jagoinvestor - Changing your relationship with money