Introduction presentation to Voyant's Goal-based, Financial Planning & Wealth Management Solution for Broker-Dealers, Wealth Firms, Banks, RIA's, IFA's and more.

1. www.planwithvoyant.com
GOAL-BASED, FINANCIAL
PLANNING & WEALTH
MANAGEMENT SOFTWARE

2. VOYANT
• Provide an integrated goal-based, financial planning & wealth management
software platform for adviser-client engagement
• Our solution is designed to fit every client segment from private banking,
wealth management firms, Broker-Dealers, Registered Investment Advisors
(RIA) & Individual Financial Advisors (IFA), to workforce pension & employer
benefit
• Over 2,000+ customers worldwide that manage over $70 billion in total client
investments
• Available for USA, Canada, United Kingdom, and Ireland markets
• HQ in Austin, Texas with offices in United Kingdom & Ireland

3. THE PRINCIPLES BEHIND LIFESTYLE PLANNING
• Enables interactive & collaborative discussion
between Advisors & their clients
• “A picture is worth a thousand words”
• Helps to answer the three core questions that
typically engage the interest of clients…

4. “Will we be alright?” “Can we afford…?” “What happens if…?”
THE THREE QUESTIONS

5. VOYANT’S HOLISTIC APPROACH
Retirement Cash Flow Investments Legacy
Education Protection Estate & Inheritance Taxes

6. VOYANT FEATURES
Goal Planning
Users are able to create any
number of categorized goals in
their financial plan. Goals are
unlimited and can include lifestyle
goals such as basic needs during
retirement, as well as milestone
goals such as purchasing a home.
The combinations are endless.
Cash Flow Planning
Voyant is a market leader and
innovator in cash flow planning.
Voyant’s calculation engine,
business logic, interactive charts,
and visual solutions allow for a
robust cash flow experience,
whether planning for college,
retirement or transition of wealth.
Seamless Journey
Voyant products are designed for
seamless collaboration so a plan
created in one platform can be
reviewed and edited in another.
Presenting a financial strategy to
clients with is easier than ever with
market-leading charting elements.
Voyant also works well with screen
sharing systems such as Join.Me and
WebEx, making it an excellent tool for
remote presentations.

7. VOYANT FEATURES (cont.)
Retirement Planning
The most effective type of
retirement planning tells the
client’s story, and Voyant excels at
this type of story-telling. The story
is told using full calculations
including tax, interactive charts,
simulations that test for potential
plan weaknesses, and the ability
to create contingency “what-if”
plans for comparison.
Tax Wrapper Optimization
Voyant includes full taxation
calculations for all of the most
commonly used and some not so
commonly used tax wrappers.
This powerful infrastructure allows
Voyant to present options for
which account types a user might
invest into a liquidate from to
achieve tax efficiency.
Customizable Interfaces
Voyant can be customized to meet a
wide variety of brand standards and
color schemes. White label packages
are available for Adviser and
AdviserGo and all Blocks solutions are
completely customizable. Voyant
works extensively with branding teams
to ensure that all solutions meet
enterprise standards.

8. VOYANT FEATURES (cont.)
Portfolio Construction
Voyant integrates with best of
breed data providers that provide
detailed market data and asset
allocation information for use in
portfolio construction. Users are
able to select investments and
construct portfolios to match risk
profiles and risk need analysis.
Portfolio Comparison
Using data provided from third
parties, Voyant is able to provide
portfolio comparisons and present
the potential future effects on the
long-term plan of selecting one
portfolio over another.
Proposal & Suitability Report
Construction
Our solutions include the ability to
create proposals and reports. This
functionality includes the ability to
create custom suitability reports as
well as an form of proposal. Voyant is
able to customize these solutions to
meet enterprise specific requirements.

9. VOYANT FEATURES (cont.)
Investment Advice Planning
Voyant includes calculations to
determine the market return
needed to fully achieve all plan
goals. This is known as the market
need simulator. Combined with a
risk profile score, this annual
percentage can be used to
determine a starting point for a
suitable investment strategy.
Debt & Mortgage
Voyant features step-by-step
process for adding mortgages and
associated properties (includes
linking expenses and incomes for
buy to let properties.) Calculations
are available to determine the
number of years needed to pay off
a mortgage based on the current
payment amount, as well as
determining the amount of payment
needed to pay off a mortgage in a
specific number of years.
Tax Analysis Tools
Voyant includes full tax calculations
and includes specific visualizations of
potential taxation detailed analysis of
potential estate inheritance taxes.
Voyant’s ability to create numerous
“what if” plans for comparison allow
users to do detailed tax analysis and
create tax optimized solutions.

10. VOYANT FEATURES (cont.)
Insurance Needs
Voyant includes a variety of
interactive needs analyses for life
cover, disability, and long term
care. Results are presented in a
visual manner to educate clients
about the potentially disastrous
impact of an unplanned
emergency.

11. HOW IT WORKS
Build
Easily create and update plans
using our intuitive interface and
importable fact find.
Visualize
Forecast your client’s income,
assets and liabilities throughout
their lifetime, showing the impact
of small changes.
Prepare
Anticipate bumps in the road and
“what-if” scenarios, visualizing
their impact on future goals.
Collaborate
Connect with clients and other
financial team members, working
in tandem to plan for the future.
Customize
Provide a more personalized client
experience, with customized tools,
services or branding.
Secure
Share plans with clients and
adviser teams without sacrificing
the security of your data.

12. EXAMPLE FINANCIAL PLANNING SCENARIOS
• Advisor and/or Client creates a Base Plan: “the world as it is now”
• Assess and analyze needs, goals, aspirations & fears
• Advisor and/or Client create “What If” Plans like:
• Retire early / late
• Take pension now / later
• Take more / less risk
• Live longer / die earlier
• Run simulations to help quantify:
• Lump sum needs (“the number”)
• Regular savings needs
• Return needs
• Protection needs
• And more!

13. • Expert-User Module
• Develop detailed financial plans and risk profiles for
retirement, education, gifting and tax-efficient transfer
of wealth
• Real-time Snapshots
• Review current financial status and simulate the
impact of “what-if” scenarios on forward-looking plans
• Third-Party Integration
• Integrate with third-party tools and systems to provide
a more complete financial planning solution
• White Labelling
• Customize product interfaces to align with brand-
specific goals and client needs
ROBUST TOOLS FOR FINANCIAL ADVISERS

14. • Collaborative Platform
• Enables advisors to enter and review data for more
convenient plan creation and decision-making,
leverages the same plan as Voyant Adviser
• Receive email updates when a client runs a ”what-if”
scenario or adds new information to their plan
• Intuitive User Interface
• At-a-glance views provide just the right level of
financial information, easily accessible from any web-
browser (desktop, mobile, etc.)
• Responsive Design
• Mobile-friendly platform works for any end-user with
customized settings for a particular group like Wealth
or in the Bank (Retail)
LIGHTWEIGHT PLANNING FOR ADVISERS

15. • Collaborative Platform
• Enables clients to enter and review data for more
convenient plan creation and decision-making, focus on
what’s most important and whether their plan is still on
track
• Intuitive User Interface
• At-a-glance views provide just the right level of
financial information, easily accessible from any web-
browser (desktop, mobile, etc.)
• Run “what-if” scenarios to see the impact on their plan
like retire early and lifestyle changes
• Responsive Design
• Mobile-friendly platform works for any end-user device
LIGHTWEIGHT PLANNING FOR CLIENTS

16. • Institution Integration
• We utilize Yodlee to easily and securely import
investments and holdings like stocks, IRA’s,
ETF’s, etc. from multiple sources
• Voyant Go Integration
• Seamlessly integrated with Voyant Go so a
client can check how you they are doing against
their “Plan” at any time
• Secure
• Accessible from your computer or any mobile
device securely using 2-Step Authentication with
Google or a 3rd party device
CLIENT FINANCIAL SNAPSHOT

17. CUSTOM SOLUTIONS FOR LARGE ENTERPRISES
• Modular Solution
• Plug and play features provide extreme flexibility
to mix and match tools and services without
product re-engineering
• Interactive Features
• Encourage clients to engage and collaborate
more closely with advisors, or work
independently as needed
• Custom Branding
• Enables enterprises to promote unique brand
attributes, values and services, while ensuring a
consistent user interface
• Example
• Lloyds Bank Private Banking Retirement Planner

18. • “What-If” Scenarios
• REST API for integration
• Morningstar data
• Yodlee integration
• Secure, 2-Step Authentication
• Deployed in Cloud and on Desktop
• Calculations & Market Assumptions
• Clients & Client Plans
VOYANT IS A FULLY INTEGRATED SOLUTION
Enables interactive & collaborative discussion between Advisors & Clients
Advisor Experience Client
Experience

19. A FEW POINTERS – LESSONS LEARNED
• Many successful Voyant users embed the software into their FUNDAMENTAL
client process rather than offer it as an “optional extra”
• It is more than “cash flow” – it is the clients’ “Financial Master Plan”
• It is a presentation platform – use it collaboratively and interactively with the
client; prepare by creating “What If’s” appropriate to the client’s needs, goals and
aspirations
• The REAL value doesn’t reside in a printed Financial Report – no one is going to
be “wowed” by a 60 page PDF of charts and lists

20. “Voyant has transformed the way we work with our
clients and the way they think about the future.”
Richard Anderson, Head of Lloyds Wealth Planning & Advice
VOYANT CUSTOMERS
Over 2,000 Financial Institutions & Human Capital Management firms

21. MORE INFORMATION
Brian Krpec
VP, North America Sales & Client Success
Phone: (512) 342-0079 x 1600
Email: bkrpec@planwithvoyant.com
Web: www.planwithvoyant.com
• Schedule a Call, Meeting or Demo
• Start Your Free 30 Day Trial