Target suffered a major data breach in 2013 that compromised over 70 million customer payment records. Hackers were able to infiltrate Target's network through an HVAC system and install malware on cashier systems to steal credit card data. Target was alerted multiple times by security firm FireEye that malware was present but failed to act, allowing the breach to continue. In response, Target implemented new security measures like credit cards with chips, security training for employees, and an incident response plan to prevent future breaches.
Intro to Information AssuranceModule 3Chaston Carter0417.docxnormanibarber20063
The document summarizes Target Corporation's 2013 data breach where hackers stole payment card details of up to 70 million customers. It discusses how Target failed to act on warnings from security firm FireEye about malware on its systems, which allowed hackers to install programs that stole credit card data from cash registers in stores. As a result of the breach, Target faced lawsuits, lost customers, and its CEO resigned. The document then provides recommendations for improving Target's security, including implementing EMV chip cards, security training for employees, and an alert system to detect suspicious account activity.
Cyber risks troubling organisations
The document discusses data breaches, how they occur, and common types like insider leaks and payment card fraud. It provides a case study on Anthem, a large US health insurer that suffered a major data breach in 2015 affecting 80 million customers. Anthem ultimately paid $115 million to settle lawsuits. The document concludes with lessons learned from the Anthem breach and recommendations for preventing data breaches like maintaining system documentation, having an IT security framework, and conducting continuous auditing.
Cyber threat intelligence aims to help companies understand and address cybersecurity threats. It involves collecting and analyzing information on current and potential cyber attacks from sources like malware analysis and human intelligence. There are three main types of threat intelligence: strategic intelligence for executives, tactical intelligence for IT professionals, and operational intelligence from active attacks. Uncovering threats through cyber threat intelligence can help identify security issues like malware infections and prevent costly data breaches and ransomware attacks. The intelligence gathering process typically involves four phases: planning, data collection, threat analysis, and responding to threats.
Before the Breach: Using threat intelligence to stop attackers in their tracks- Mark - Fullbright
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
Identity Theft ResponseYou have successfully presented an expaLizbethQuinonez813
The CEO has tasked you with developing an identity theft response plan for your financial organization. This plan will outline procedures for responding to potential cyberattacks involving theft or compromise of customers' personally identifiable information (PII). You will need to consider responses to both internal incidents, like a rogue employee accessing records, and external incidents, such as a hacker breaching systems. The plan will need to address regulatory compliance, communication with leadership and authorities, and recovery of operations should PII be stolen. It will also help the organization avoid damages to its reputation and legal liability in the event of an identity theft incident.
The document discusses cybersecurity and Techwave's approach. It notes that cyber attacks are a threat to businesses and their privacy. Techwave provides cybersecurity tools and technologies to help organizations stay protected. Their solutions include a defense-in-depth strategy with multiple security layers, digital certificates for authentication, and comprehensive security assessments and plans. Techwave aims to maintain data security, manage risks, avoid breaches, and ensure compliance.
Cyber-attacks are an alarming threat to all types of businesses & organizations.The risk of a cyber-attack is not just a risk to your company but also to your privacy.Hence, cybersecurity is crucial for every business. Cybersecurity protects critical data from cyber attackers. This includes sensitive data, governmental and industry information, personal information, personally identifiable information (PII), intellectual property, and protected health information (PHI). If you are looking for tools to fight against cyber threats, then Techwave’s tools & technologies with adequate controls will help your organization stay protected.
Intro to Information AssuranceModule 3Chaston Carter0417.docxnormanibarber20063
The document summarizes Target Corporation's 2013 data breach where hackers stole payment card details of up to 70 million customers. It discusses how Target failed to act on warnings from security firm FireEye about malware on its systems, which allowed hackers to install programs that stole credit card data from cash registers in stores. As a result of the breach, Target faced lawsuits, lost customers, and its CEO resigned. The document then provides recommendations for improving Target's security, including implementing EMV chip cards, security training for employees, and an alert system to detect suspicious account activity.
Cyber risks troubling organisations
The document discusses data breaches, how they occur, and common types like insider leaks and payment card fraud. It provides a case study on Anthem, a large US health insurer that suffered a major data breach in 2015 affecting 80 million customers. Anthem ultimately paid $115 million to settle lawsuits. The document concludes with lessons learned from the Anthem breach and recommendations for preventing data breaches like maintaining system documentation, having an IT security framework, and conducting continuous auditing.
Cyber threat intelligence aims to help companies understand and address cybersecurity threats. It involves collecting and analyzing information on current and potential cyber attacks from sources like malware analysis and human intelligence. There are three main types of threat intelligence: strategic intelligence for executives, tactical intelligence for IT professionals, and operational intelligence from active attacks. Uncovering threats through cyber threat intelligence can help identify security issues like malware infections and prevent costly data breaches and ransomware attacks. The intelligence gathering process typically involves four phases: planning, data collection, threat analysis, and responding to threats.
Before the Breach: Using threat intelligence to stop attackers in their tracks- Mark - Fullbright
All information, data, and material contained, presented, or provided on is for educational purposes only.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners.
It is not to be construed or intended as providing legal advice.
Company names mentioned herein are the property of, and may be trademarks of, their respective owners and are for educational purposes only.
17 U.S. Code § 107 - Limitations on exclusive rights: Fair use
Notwithstanding the provisions of sections 106 and 106A, the fair use of a copyrighted work, including such use by reproduction in copies or phonorecords or by any other means specified by that section, for purposes such as criticism, comment, news reporting, teaching (including multiple copies for classroom use), scholarship, or research, is not an infringement of copyright.
Identity Theft ResponseYou have successfully presented an expaLizbethQuinonez813
The CEO has tasked you with developing an identity theft response plan for your financial organization. This plan will outline procedures for responding to potential cyberattacks involving theft or compromise of customers' personally identifiable information (PII). You will need to consider responses to both internal incidents, like a rogue employee accessing records, and external incidents, such as a hacker breaching systems. The plan will need to address regulatory compliance, communication with leadership and authorities, and recovery of operations should PII be stolen. It will also help the organization avoid damages to its reputation and legal liability in the event of an identity theft incident.
The document discusses cybersecurity and Techwave's approach. It notes that cyber attacks are a threat to businesses and their privacy. Techwave provides cybersecurity tools and technologies to help organizations stay protected. Their solutions include a defense-in-depth strategy with multiple security layers, digital certificates for authentication, and comprehensive security assessments and plans. Techwave aims to maintain data security, manage risks, avoid breaches, and ensure compliance.
Cyber-attacks are an alarming threat to all types of businesses & organizations.The risk of a cyber-attack is not just a risk to your company but also to your privacy.Hence, cybersecurity is crucial for every business. Cybersecurity protects critical data from cyber attackers. This includes sensitive data, governmental and industry information, personal information, personally identifiable information (PII), intellectual property, and protected health information (PHI). If you are looking for tools to fight against cyber threats, then Techwave’s tools & technologies with adequate controls will help your organization stay protected.
Mobile Security: 5 Steps to Mobile Risk ManagementDMIMarketing
Hundreds of companies, and the most demanding Federal agencies rely on DMI for Mobile Security services and solutions. And with more than 500,000 devices under management, we know how to do it right.
Now we’ve distilled 9 years of Mobile Security best practices into a white paper you can download. The paper lays out a smart, sensible approach to managing mobile risk without unnecessary cost and business disruption.
Please be our guest and check out the white paper. You’ll learn:
How to identify and protect against the threats that matter the most
What to do about “the hottest new technologies”
How to get the most protection for the least cost and disruption
The key differences and similarities between Mobile and traditional cybersecurity
- See more at: http://dminc.com/solutions/enterprise-mobility-services/mobilesecuritywp/#sthash.yTptNZRw.dpuf
Secrets to managing your Duty of Care in an ever- changing world.
How well do you know your risks?
Are you keeping up with your responsibilities to provide Duty of Care?
How well are you prioritising Cybersecurity initiatives?
Liability for Cybersecurity attacks sits with Executives and Board members who may not have the right level of technical security knowledge. This session will outline what practical steps executives can take to implement a Cybersecurity Roadmap that is aligned with its strategic objectives.
Led by Krist Davood, who has spent over 28 years implementing secure mission critical systems for executives. Krist is an expert in protecting the interconnectedness of technology, intellectual property and information systems, as evidenced through his roles at The Good Guys, Court Services Victoria and Schiavello.
The seminar will cover:
• Fiduciary responsibility
• How to efficiently deal with personal liability and the threat of court action
• The role of a Cybersecurity Executive Dashboard and its ability to simplify risk and amplify informed decision making
• How to identify and bridge the gap between your Cybersecurity Compliance Rating and the threat of court action
For digital media companies, effective cybersecurity programs a mustGrant Thornton LLP
In digital media trust is everything, without it your business model doesn’t work. Cybersecurity can be a key component, ensuring the integrity of your services. Check out this brief guide to securing your data.
The document discusses warning signs that a business's information security may be at risk. It outlines 7 signs that a network or data systems have been compromised, including devices slowing down or crashing, unexplained pop-up windows, and backup failures. The biggest warning sign is having no record that all computers and devices are adequately protected. Strong security requires balancing network access with protection measures and finding expertise to continuously update defenses against evolving threats. Outsourcing to an IT security partner can help identify and address vulnerabilities.
This document discusses intelligence driven fraud prevention strategies. It notes that fraud prevention has become more complex due to evolving threats from cybercriminals. An intelligence driven approach uses visibility, analytics, and risk-based authentication to balance security, user experience, and organizational risk tolerance. The approach analyzes user behavior and device data across channels to detect anomalies and take targeted action.
We are living in a world where cyber security is a top priority for .pdfgalagirishp
We are living in a world where cyber security is a top priority for all governments and
businesses. In fact, last week the United States announced cyber security as its biggest. James
Clapper, the Director of National Intelligence, says that “the world is applying digital
technologies faster than our ability to understand the security implications and mitigate potential
risks.” Hackers are able to get ahead of governments because they are applying technology faster
than many can understand it.
(http://ca.reuters.com/article/technologyNews/idCABRE92B0LS20130312)
These attackers are persistent, and it is important to be aware of the methods used by hackers as
it is an important step towards defending sensitive company data.
When a hacker strikes, the cost to a company could potentially be millions of dollars. Not only
will it affect the bottom line, but hard-earned reputations can be compromised or destroyed.
It is important to recognize the differences between the different kinds of cyber threats: external
and internal. An external, or outsider threat is much trickier to pinpoint. It can be “from someone
that does not have authorized access to the data and has no formal relationship to the company.”
They could be from someone who is actively targeting the company, or accidentally from
someone who found a lost mobile device.
Internal threats are likely to come from an authorized individual that has easy access to sensitive
corporate data as part of their day-to-day duties. This could be anyone working within the
company or acting as a third party representative. The Global Knowledge Blog states that
insiders have a much greater advantage because they have means, motive, and opportunity,
whereas outsiders most often only have a motive.
(http://globalknowledgeblog.com/technology/security/hacking-cybercrime/insider-vs-outsider-
threats/)
When focusing on internal threats, we have made a digital security check list:
Implement an Intrusion Detection System (IDS). These systems act like security cameras
watching a network. They react to suspicious activity by logging off suspect users, or in some
cases, they might reprogram firewalls to snag a possible intrusion.
Implement a log management platform that will centralize all the logs and correlate to find
threats and alert on them.
Stay proactive with Identity Management systems that will monitor high risk or suspicious user
activity by detecting and correcting situations that are out of compliance or present a security
risk.
Be aware of who has keys and access codes to vulnerable information. Monitor the activity
when these spaces are accessed, authorized, or not.
Create safety policies for when employees with these security privileges leave the company or
are terminated. This will reduce the risk of theft due to careless behaviour, or break-ins from
disgruntled employees.
Get employees involved with the security procedures of the company. As a team, you can work
to strengthen your digital security pr.
The document discusses securing and protecting information systems through proper authentication processes and policies. It describes how today's authentication methods must be more secure to protect against threats like password hacking and impersonation. Effective security policies clearly define roles and responsibilities, and use techniques like mandatory access control, role-based access control, and multifactor authentication to regulate access to systems and data. Proper user training and system monitoring are also needed to counter evolving cyber threats.
Safeguarding Your Business: Understanding, Preventing, and Responding to Data...cyberprosocial
In today’s digitally interconnected world, the term “data breaches” has become all too familiar. Whether it’s a small-scale business or a multinational corporation, no organization is immune to its threat. These breaches can wreak havoc on a company’s finances, reputation, and customer trust. Understanding what they are, how they occur, and most importantly, how to prevent and respond to them, is paramount for businesses of all sizes.
CIOs need a strategy for securing enterprises as data breaches have increased significantly in recent years. While IT budgets and staffing have decreased, compliance requirements have increased. Outsourcing security functions to a managed security provider can help CIOs address these challenges more effectively by leveraging provider expertise, advanced tools and economies of scale, allowing IT to focus on business needs. Failure to comply with regulations through inadequate security practices can result in penalties, loss of customer trust and damage to reputation.
The document discusses how reducing the "window of compromise" can limit damage from data breaches. It defines the window of compromise as starting when an intruder accesses a network and ending when the breach is contained. On average, vulnerabilities exist for 470 days before exploitation, and then card data is captured for another 176 days. The document provides recommendations for organizations to reduce this window through early detection methods like logging, security testing, employee training, and continual protection measures.
Running Head SECURITY AWARENESSSecurity Awareness .docxtoltonkendal
Running Head: SECURITY AWARENESS
Security Awareness 2
Final Project Security Awareness
Terri Y. Hudson
Southern New Hampshire University – IT 552
December 20, 2016
Agency-wide security awareness Program Proposal
Introduction
For the organization to comply with the current PCT DSS requirement version 12,6, a security awareness program must be in place. The CISCO of the organization has an immediate requirement of creating an agency-wide security awareness program. As a means of implementing security awareness program the organization has conducted a security gap analysis which is one of the component of security awareness program which showed the 10 security findings. As one of the means of conducting the program, I will submit awareness program proposal.
Objective
This SOW (Statement of Work) is being done on behalf of the senior information officer. He has requested for the creation of an agency-wide security awareness program by handing over the security gap analysis which was done prior to this process. Hence the major aim of this document is to set a security awareness program which shows ten major key security findings. The document will also include a risk assessment of the current security awareness practices, processes and practices. By having this document, the organization will be able to have a well-organized maintenance plan. It is also important in maintaining and establishing an information-security awareness program (United States, 2000).
Background
The mission of the organization is to provide efficient IT services with the best security program in place with an aim of protecting organizations assets.
1. Technical infrastructure
The organization is engaged in short-term effort aiming at modernizing its information-processing infrastructure. These efforts have incorporated software enhancements, installation of firewalls and high end network systems for an improved communication. The senior information officer is the one who is responsible top oversee modernization effort. He has of late completed conducting a security awareness program and deployment of the organization’s LAN (Local area Network). The hardware being used is of CISCO products.
2. Computing Environment
The organization’s desktop computers are of Windows 2007/ 98 and 95. The servers are of Pentium with over 1 GB RAM. The current NOS (Network operating system) are window based.
3. Security Posture of the Organization
The organization has a basic network structure with only one router which acts as a firewall. It has several working stations and switches to this working stations. In addition the organization has installed Kasperky’s antivirus in of their desktop machines with a motive of reducing external threats. The data server is highly secured with Kaspersky’s antivirus. The organization physical sec ...
Key Cybersecurity Risks and Mitigation Strategies in 2023 | The Enterprise WorldTEWMAGAZINE
According to cybersecurity experts, cyber risks are now the top concern globally. The top risks in 2023 include the lack of standardized cybersecurity practices, intensifying severity of data breaches, and increasing social engineering attacks. To mitigate these risks, organizations should implement a five-step strategy: 1) conduct user education and training, 2) perform vulnerability scanning, 3) conduct regular penetration testing, 4) ensure compliance with security standards, and 5) implement an internal security policy and train employees on following it. This will help organizations better manage growing cybersecurity threats and reduce risks of data breaches.
The document discusses cyber security threats facing the financial services industry based on data collected by IBM between 2012-2013. It finds that:
1) Financial services firms experience a high rate of cyber attacks and security incidents, with an average of over 111 million security events and 87 incidents annually requiring action.
2) The most common incidents are malicious code (42% of incidents) and sustained probes/scans (28%). Over half of attacks are carried out by a combination of insiders and outsiders.
3) Most attacks (49%) are opportunistic in nature. Preventable factors like misconfigured systems or end-user errors are the primary reasons for security breaches across industries.
This document provides a guide to help organizations prepare for and respond to data breaches and incidents. It discusses the growing risk of data breaches and outlines best practices for data lifecycle management. These include implementing an effective Data Incident Plan, understanding how data flows through an organization from collection to destruction, and designating personnel responsible for data protection. The goal is to help organizations enhance security, respond quickly to incidents, and minimize negative impacts to consumers and business operations.
Dealing with Data Breaches Amidst Changes In TechnologyCSCJournals
The document discusses data breaches and cybersecurity measures to prevent them. It begins by defining a data breach and describing major causes from cases at companies like Adobe, eBay, Facebook, and Myspace. It then discusses types of data breaches like ransomware, denial of service attacks, phishing, malware, insider threats, physical theft, and employee errors. Finally, it proposes cybersecurity measures organized into technical practices, organizational practices, and policies/standards to help prevent future breaches.
We are a new generation IT Software Company, helping our customers to optimize their IT investments, while preparing them for the best-in-class operating model, for delivering that “competitive edge” in their marketplace.
The document discusses various measures that companies can take to avoid cyber attacks. It recommends that companies train employees on cybersecurity awareness, keep systems fully updated to patch vulnerabilities, implement zero trust and SSL inspection for security, examine permissions of frequently used apps, create mobile device management plans, use passwordless authentication and behavior monitoring, regularly audit networks to detect threats, develop strong data governance, automate security practices, and have an incident response plan in place. Taking a proactive approach to cybersecurity through multiple defensive strategies is crucial for businesses of all sizes to protect against increasing cyber attacks.
Attached is a joint letter to Capitol Hill to advocate for increased.docxjaggernaoma
Attached is a joint letter to Capitol Hill to advocate for increased funding of the Public Health and Social Services Emergency Fund which included funding for nurses that are furloughed. Also, a type of reward that ANA is advocating for during Mental Health Month there is a call for legislative support for hazard pay and mental health services for nurses.
https://www.nursingworld.org/practice-policy/work-environment/health-safety/disaster-preparedness/coronavirus/what-you-need-to-know/legislative-and-regulatory-advocacy/covid-19-legislative-regulatory-and-advocacy-update/
What should nurses do to support each other and the professions during the COVID-19 pandemic?
.
Attached is a copy of an interview done with a Tribal member regardi.docxjaggernaoma
Attached is a copy of an interview done with a Tribal member regarding the issue of Tribal sovereignity. It needs to be restructured into something that resembles a newspaper article or reflection essay. The emphasis would be on five questions within the piece that discuss Tribal sovereignity, and the answers to same based on the entire document. The document needs to be approx. 2 pages, #12 font, double spaced. It needs to be completed by Tuesday afternoon. That would be tomorrow.
.
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Mobile Security: 5 Steps to Mobile Risk ManagementDMIMarketing
Hundreds of companies, and the most demanding Federal agencies rely on DMI for Mobile Security services and solutions. And with more than 500,000 devices under management, we know how to do it right.
Now we’ve distilled 9 years of Mobile Security best practices into a white paper you can download. The paper lays out a smart, sensible approach to managing mobile risk without unnecessary cost and business disruption.
Please be our guest and check out the white paper. You’ll learn:
How to identify and protect against the threats that matter the most
What to do about “the hottest new technologies”
How to get the most protection for the least cost and disruption
The key differences and similarities between Mobile and traditional cybersecurity
- See more at: http://dminc.com/solutions/enterprise-mobility-services/mobilesecuritywp/#sthash.yTptNZRw.dpuf
Secrets to managing your Duty of Care in an ever- changing world.
How well do you know your risks?
Are you keeping up with your responsibilities to provide Duty of Care?
How well are you prioritising Cybersecurity initiatives?
Liability for Cybersecurity attacks sits with Executives and Board members who may not have the right level of technical security knowledge. This session will outline what practical steps executives can take to implement a Cybersecurity Roadmap that is aligned with its strategic objectives.
Led by Krist Davood, who has spent over 28 years implementing secure mission critical systems for executives. Krist is an expert in protecting the interconnectedness of technology, intellectual property and information systems, as evidenced through his roles at The Good Guys, Court Services Victoria and Schiavello.
The seminar will cover:
• Fiduciary responsibility
• How to efficiently deal with personal liability and the threat of court action
• The role of a Cybersecurity Executive Dashboard and its ability to simplify risk and amplify informed decision making
• How to identify and bridge the gap between your Cybersecurity Compliance Rating and the threat of court action
For digital media companies, effective cybersecurity programs a mustGrant Thornton LLP
In digital media trust is everything, without it your business model doesn’t work. Cybersecurity can be a key component, ensuring the integrity of your services. Check out this brief guide to securing your data.
The document discusses warning signs that a business's information security may be at risk. It outlines 7 signs that a network or data systems have been compromised, including devices slowing down or crashing, unexplained pop-up windows, and backup failures. The biggest warning sign is having no record that all computers and devices are adequately protected. Strong security requires balancing network access with protection measures and finding expertise to continuously update defenses against evolving threats. Outsourcing to an IT security partner can help identify and address vulnerabilities.
This document discusses intelligence driven fraud prevention strategies. It notes that fraud prevention has become more complex due to evolving threats from cybercriminals. An intelligence driven approach uses visibility, analytics, and risk-based authentication to balance security, user experience, and organizational risk tolerance. The approach analyzes user behavior and device data across channels to detect anomalies and take targeted action.
We are living in a world where cyber security is a top priority for .pdfgalagirishp
We are living in a world where cyber security is a top priority for all governments and
businesses. In fact, last week the United States announced cyber security as its biggest. James
Clapper, the Director of National Intelligence, says that “the world is applying digital
technologies faster than our ability to understand the security implications and mitigate potential
risks.” Hackers are able to get ahead of governments because they are applying technology faster
than many can understand it.
(http://ca.reuters.com/article/technologyNews/idCABRE92B0LS20130312)
These attackers are persistent, and it is important to be aware of the methods used by hackers as
it is an important step towards defending sensitive company data.
When a hacker strikes, the cost to a company could potentially be millions of dollars. Not only
will it affect the bottom line, but hard-earned reputations can be compromised or destroyed.
It is important to recognize the differences between the different kinds of cyber threats: external
and internal. An external, or outsider threat is much trickier to pinpoint. It can be “from someone
that does not have authorized access to the data and has no formal relationship to the company.”
They could be from someone who is actively targeting the company, or accidentally from
someone who found a lost mobile device.
Internal threats are likely to come from an authorized individual that has easy access to sensitive
corporate data as part of their day-to-day duties. This could be anyone working within the
company or acting as a third party representative. The Global Knowledge Blog states that
insiders have a much greater advantage because they have means, motive, and opportunity,
whereas outsiders most often only have a motive.
(http://globalknowledgeblog.com/technology/security/hacking-cybercrime/insider-vs-outsider-
threats/)
When focusing on internal threats, we have made a digital security check list:
Implement an Intrusion Detection System (IDS). These systems act like security cameras
watching a network. They react to suspicious activity by logging off suspect users, or in some
cases, they might reprogram firewalls to snag a possible intrusion.
Implement a log management platform that will centralize all the logs and correlate to find
threats and alert on them.
Stay proactive with Identity Management systems that will monitor high risk or suspicious user
activity by detecting and correcting situations that are out of compliance or present a security
risk.
Be aware of who has keys and access codes to vulnerable information. Monitor the activity
when these spaces are accessed, authorized, or not.
Create safety policies for when employees with these security privileges leave the company or
are terminated. This will reduce the risk of theft due to careless behaviour, or break-ins from
disgruntled employees.
Get employees involved with the security procedures of the company. As a team, you can work
to strengthen your digital security pr.
The document discusses securing and protecting information systems through proper authentication processes and policies. It describes how today's authentication methods must be more secure to protect against threats like password hacking and impersonation. Effective security policies clearly define roles and responsibilities, and use techniques like mandatory access control, role-based access control, and multifactor authentication to regulate access to systems and data. Proper user training and system monitoring are also needed to counter evolving cyber threats.
Safeguarding Your Business: Understanding, Preventing, and Responding to Data...cyberprosocial
In today’s digitally interconnected world, the term “data breaches” has become all too familiar. Whether it’s a small-scale business or a multinational corporation, no organization is immune to its threat. These breaches can wreak havoc on a company’s finances, reputation, and customer trust. Understanding what they are, how they occur, and most importantly, how to prevent and respond to them, is paramount for businesses of all sizes.
CIOs need a strategy for securing enterprises as data breaches have increased significantly in recent years. While IT budgets and staffing have decreased, compliance requirements have increased. Outsourcing security functions to a managed security provider can help CIOs address these challenges more effectively by leveraging provider expertise, advanced tools and economies of scale, allowing IT to focus on business needs. Failure to comply with regulations through inadequate security practices can result in penalties, loss of customer trust and damage to reputation.
The document discusses how reducing the "window of compromise" can limit damage from data breaches. It defines the window of compromise as starting when an intruder accesses a network and ending when the breach is contained. On average, vulnerabilities exist for 470 days before exploitation, and then card data is captured for another 176 days. The document provides recommendations for organizations to reduce this window through early detection methods like logging, security testing, employee training, and continual protection measures.
Running Head SECURITY AWARENESSSecurity Awareness .docxtoltonkendal
Running Head: SECURITY AWARENESS
Security Awareness 2
Final Project Security Awareness
Terri Y. Hudson
Southern New Hampshire University – IT 552
December 20, 2016
Agency-wide security awareness Program Proposal
Introduction
For the organization to comply with the current PCT DSS requirement version 12,6, a security awareness program must be in place. The CISCO of the organization has an immediate requirement of creating an agency-wide security awareness program. As a means of implementing security awareness program the organization has conducted a security gap analysis which is one of the component of security awareness program which showed the 10 security findings. As one of the means of conducting the program, I will submit awareness program proposal.
Objective
This SOW (Statement of Work) is being done on behalf of the senior information officer. He has requested for the creation of an agency-wide security awareness program by handing over the security gap analysis which was done prior to this process. Hence the major aim of this document is to set a security awareness program which shows ten major key security findings. The document will also include a risk assessment of the current security awareness practices, processes and practices. By having this document, the organization will be able to have a well-organized maintenance plan. It is also important in maintaining and establishing an information-security awareness program (United States, 2000).
Background
The mission of the organization is to provide efficient IT services with the best security program in place with an aim of protecting organizations assets.
1. Technical infrastructure
The organization is engaged in short-term effort aiming at modernizing its information-processing infrastructure. These efforts have incorporated software enhancements, installation of firewalls and high end network systems for an improved communication. The senior information officer is the one who is responsible top oversee modernization effort. He has of late completed conducting a security awareness program and deployment of the organization’s LAN (Local area Network). The hardware being used is of CISCO products.
2. Computing Environment
The organization’s desktop computers are of Windows 2007/ 98 and 95. The servers are of Pentium with over 1 GB RAM. The current NOS (Network operating system) are window based.
3. Security Posture of the Organization
The organization has a basic network structure with only one router which acts as a firewall. It has several working stations and switches to this working stations. In addition the organization has installed Kasperky’s antivirus in of their desktop machines with a motive of reducing external threats. The data server is highly secured with Kaspersky’s antivirus. The organization physical sec ...
Key Cybersecurity Risks and Mitigation Strategies in 2023 | The Enterprise WorldTEWMAGAZINE
According to cybersecurity experts, cyber risks are now the top concern globally. The top risks in 2023 include the lack of standardized cybersecurity practices, intensifying severity of data breaches, and increasing social engineering attacks. To mitigate these risks, organizations should implement a five-step strategy: 1) conduct user education and training, 2) perform vulnerability scanning, 3) conduct regular penetration testing, 4) ensure compliance with security standards, and 5) implement an internal security policy and train employees on following it. This will help organizations better manage growing cybersecurity threats and reduce risks of data breaches.
The document discusses cyber security threats facing the financial services industry based on data collected by IBM between 2012-2013. It finds that:
1) Financial services firms experience a high rate of cyber attacks and security incidents, with an average of over 111 million security events and 87 incidents annually requiring action.
2) The most common incidents are malicious code (42% of incidents) and sustained probes/scans (28%). Over half of attacks are carried out by a combination of insiders and outsiders.
3) Most attacks (49%) are opportunistic in nature. Preventable factors like misconfigured systems or end-user errors are the primary reasons for security breaches across industries.
This document provides a guide to help organizations prepare for and respond to data breaches and incidents. It discusses the growing risk of data breaches and outlines best practices for data lifecycle management. These include implementing an effective Data Incident Plan, understanding how data flows through an organization from collection to destruction, and designating personnel responsible for data protection. The goal is to help organizations enhance security, respond quickly to incidents, and minimize negative impacts to consumers and business operations.
Dealing with Data Breaches Amidst Changes In TechnologyCSCJournals
The document discusses data breaches and cybersecurity measures to prevent them. It begins by defining a data breach and describing major causes from cases at companies like Adobe, eBay, Facebook, and Myspace. It then discusses types of data breaches like ransomware, denial of service attacks, phishing, malware, insider threats, physical theft, and employee errors. Finally, it proposes cybersecurity measures organized into technical practices, organizational practices, and policies/standards to help prevent future breaches.
We are a new generation IT Software Company, helping our customers to optimize their IT investments, while preparing them for the best-in-class operating model, for delivering that “competitive edge” in their marketplace.
The document discusses various measures that companies can take to avoid cyber attacks. It recommends that companies train employees on cybersecurity awareness, keep systems fully updated to patch vulnerabilities, implement zero trust and SSL inspection for security, examine permissions of frequently used apps, create mobile device management plans, use passwordless authentication and behavior monitoring, regularly audit networks to detect threats, develop strong data governance, automate security practices, and have an incident response plan in place. Taking a proactive approach to cybersecurity through multiple defensive strategies is crucial for businesses of all sizes to protect against increasing cyber attacks.
Similar to Information AssuranceChaston Carter041717 Target Corpora.docx (20)
Attached is a joint letter to Capitol Hill to advocate for increased.docxjaggernaoma
Attached is a joint letter to Capitol Hill to advocate for increased funding of the Public Health and Social Services Emergency Fund which included funding for nurses that are furloughed. Also, a type of reward that ANA is advocating for during Mental Health Month there is a call for legislative support for hazard pay and mental health services for nurses.
https://www.nursingworld.org/practice-policy/work-environment/health-safety/disaster-preparedness/coronavirus/what-you-need-to-know/legislative-and-regulatory-advocacy/covid-19-legislative-regulatory-and-advocacy-update/
What should nurses do to support each other and the professions during the COVID-19 pandemic?
.
Attached is a copy of an interview done with a Tribal member regardi.docxjaggernaoma
Attached is a copy of an interview done with a Tribal member regarding the issue of Tribal sovereignity. It needs to be restructured into something that resembles a newspaper article or reflection essay. The emphasis would be on five questions within the piece that discuss Tribal sovereignity, and the answers to same based on the entire document. The document needs to be approx. 2 pages, #12 font, double spaced. It needs to be completed by Tuesday afternoon. That would be tomorrow.
.
Attached Files Week 5 - trace IP Physical Location.rtf (38..docxjaggernaoma
Attached Files:
Week 5 - trace IP Physical Location.rtf
(38.189 KB)
Lab WK 5
Scenario:
You are the cybersecurity expert for a government organization. There is great concern that hackers from another country will infiltrate the government network by using a phishing attack to interfere with our election process. One member send you an email that looks suspicious, in oder to provide law enforcement with as much information as possible you decide to track the sender.
You may use the attached email (.txt) the senders IP is highlighted or choose one from your own email
Trace the IP
to get a physical address (starting point)
Share any other information you find that may be relevant to law enforcement
Short Guides - You may need Google "how to view the source code for your specific" device, browser etc... also works on email that are not saved on your device.
Mac
Outlook (Windows)
.
Attached here is a psychology article I need to be summarized. Pleas.docxjaggernaoma
Attached here is a psychology article I need to be summarized. Please also follow attached rubric. Your summary should use
Study 2 (ONLY)
or EXPERIMENT 2 ONLY
of the Sherman, Haidt, and Cohen (2009) article and follow the format of the sample provided. Remember that your summary should be in your own words. Also follow attached instructions.
.
Attached Files:
News Analysis Sample.docx
News Analysis Sample.docx - Alternative Formats
(18.027 KB)
News Analysis #1_sample.docx
News Analysis #1_sample.docx - Alternative Formats
(17.771 KB)
This assignment fulfills/supports
Module Outcome: You will have discuss how prejudice, stereotypes, and racism help to perpetuate disadvantage for less powerful groups.
Course Outcome: You will identify and describe key social problems and proposed solutions.
Education Competency: You will demonstrate socialization skills that support cultural awareness and a global perspective.
The Assignment
Watch/browse a newscast and write a report containing the following:
Name, date, and time of newscast.
The top five stories of the day
A 3-5 sentence paragraph summarizing a story of interest shown during the newscast.
Share 3-5 sentences of your personal reaction to the story.
Apply
five
key concepts covered in the chapters of the module discussed during the story. Include a definition of each concept and provide a
quote
from the newscast to illustrate the concept. See the course outline for the due date for each analysis.
Resources
Student Submission of Safe Assignment
SafeAssign: Student Guide
Acceptable Length
You analysis should be no more than two pages.
Formatting Requirements
Put your name, course and section number, and assignment title at the top of the document.
Use one-inch margins.
Use a 12-point Times New Roman font.
Use double line spacing in the document.
Grading Criteria
The overall score noted in a SafeAssign originality report is an indicator of the percentage of the submitted paper matching existing sources. This score is a warning indicator only and papers should be reviewed to see if the matches are properly attributed.
Scores below 15 percent: These papers typical include some quotes and few common phrases or blocks of text that match other documents. These papers typically do not require further analysis, as there is no evidence of plagiarism in these papers.
Scores between 15 percent and 40 percent: These papers include extensive quoted or paraphrased material or they may include plagiarism. These papers should be reviewed to determine if the matching content is properly attributed.
Scores over 40 percent: There is a very high probability that text in this paper was copied from other sources. These papers likely include quoted or paraphrased text in excess and should be reviewed for plagiarism.
.
Attached Files:
SOC-220_SOCIAL PROBLEMS PRESENTATION_Sample.pptx
SOC-220_SOCIAL PROBLEMS PRESENTATION_Sample.pptx - Alternative Formats
(1.525 MB)
SOC 220 common presentation assignment rurbic.docx
SOC 220 common presentation assignment rurbic.docx - Alternative Formats
(18.424 KB)
Power Point Assignment Rubric and List of Social Problems are attached:
Social Problems Presentation Instructions
Introduction
This assignment will investigate the concepts covered in this course and allow you to use policy evaluation, cultural values, and political outlook to discuss it.
This assignment fulfills/supports
Module Outcome: You will define how prejudice, stereotypes, and racism help to perpetuate disadvantage for less powerful groups.
Course Outcome #2: You will identify and describe key social problems and proposed solutions.
General Education Competency #1: You will use critical thinking skills that support cultural awareness and a global perspective.
The Project Assignment:
As a journalist or researcher, create a 1-2 minute commercial OR 15-22 Power Point Presentation on an international (I ask that you limit your topics to non-American social problems) social problem to be shown during the news. This information should be compiled into a commercial presentation using power point slides, Flipgrid, Animoto, or Powtoon.
You must answer the following questions by also providing a typed summary in MSWord format answering the following questions if you are providing a 1-2 min. commercial. If choosing a power point presentation, please make sure theses questions are included in your presentation with answers- detailed and comprehensive, using 3 academic sources (min.) or more if needed:
Topic selection and explanation for choosing the topic
. Select a problem in another country. Since there are literally hundreds of topics to choose from, I ask that you limit your topics to non-American social problems. Identify the problem. Provide some background and/or information concerning why you choose this particular topic. Be sure to discuss who is involved. (
0-15 points
)
Explain why the social problem is considered a serious issue
. Provide research within the past 5 years. Is the problem increasing, and if so, how and/or why? (
0-25 points
)
Acknowledge how this problem can be addressed from a journalist perspective.
What path would you take to bring light to the problem if you were a journalist for this story? For example, you may choose to focus on a specific region or topic. If you want to focus on a specific topic, some ideas for you to consider might be youth (toy soldiers, child labor), gender, rape, health, illness (AIDS), drug use (additional topics may be found under helpful information). Since there are literally hundreds of topics to choose from, I ask that you limit your topics to non-American social problems. (
0-20 points
)
Identify at least four sociological concepts related to this social problem.
You mu.
Attached below you will find the series of 4 questions. This assignm.docxjaggernaoma
This document provides instructions for an assignment due by Monday, April 14th at 11:00 PM Eastern Time. It requires answering 4 questions using APA formatting for in-text citations and references, and the student must reference the book "The American democracy" by Patterson as one of the sources. The document emphasizes that original work is required and no plagiarism is allowed.
Attached below isWEEK 4 As always, include references. As alwa.docxjaggernaoma
Attached below is:
WEEK 4: As always, include references. As always, no plagiarism, cite and list in apa format
Respond To Discussion Board: They are 2 discussion boards post below. read and Reply to each discussion post 100 words per each response so total 200words. Responses should demonstrate critical thinking and comprehension of the discussion topic and are strengthened when they are supported by additional research. You are expected to provide supporting details for your response; that support may come from the points covered in the readings and additional external research all source must be cited and listed (
appropriately cited
) in APA
.
Attached are two articles in one document. Write thoughtful resp.docxjaggernaoma
Attached are two articles in one document. Write thoughtful responses to the question about any one of the articles:
1. Expedia article: How did Expedia stay relevant or survive? What did their Usability Lab do? Describe A/B testing in simple words. 150-200 words.
2. Hidden Emotion article: summarize the techniques mentioned in this article. What are some limitaions of using them for decision making? 150-200 words.
.
Attached are the instructions to the assignment.Written Assign.docxjaggernaoma
This 3 sentence summary provides the high level information from the document:
The document contains instructions for a written assignment to develop a plan to calculate descriptive statistics and generate graphs and tables from a set of real world data, though only the plan is required and not the actual analysis.
Attached are the instructions and rubric! Research Paper #2.docxjaggernaoma
Attached are the instructions and rubric!
Research Paper #2
Choose any of the recent emerging / reemerging infectious disease discussed in your textbook (for example: Severe Acute Respiratory Syndrome (SARS – 2002-2003), Middle East Respiratory Syndrome Coronavirus (MERS-CoV)- 2015-2018), Avian influenza, H1N1 Influenza (Swine Flu) Pandemic – 2009-2010, Novel Avian influenza A (H7N9) Virus 2013-2017, West Nile Virus, Lyme Disease, Escherichia Coli, Tuberculosis, Ebola virus disease, Zika virus disease).
1. Introduce the disease
2. Mention signs, symptoms and diagnosis of the disease.
3. Outline the factors that may have contributed to the emergence or reemergence of this infectious diseases.
4. How would you prevent similar occurrence? Mention the goals of Health People 2020 to reduce this infection / Prevention and control of the disease / Infection Control Guidelines.
5. Is there a CDC priority for public health response to this specific infectious disease?
6. What is your thought about emerging antibiotic -resistant microorganisms?
7. What is your role as a community health nurse?
8. Mention research studies related with the topics discussed in your paper (mention at least 3 research studies in paper).
Research Assignment # 2
Purpose
The student will choose (1) of the recent emerging / reemerging infectious disease (some examples were provided) to develop the research project. Also, the student will use given questions to guide the paper.
General directions
1.
You will submit one (1) paper as part of this assignment (individual assignment).
2. Your research paper must follow APA format according to Publication Manual American Psychological Association (APA) (6th ed.). Include a cover page and headings per 6th edition APA guidelines.
3. The research paper should be minimum of 3 pages (not including the title or reference pages) – maximum of 6 pages (not including the title or reference pages), single spaced, Times New Roman, Size 12, and 5 references about the topic (3 must be peer-reviewed journal articles).
Research Paper
Include the following components:
1. Introduction of the disease
2. Mention signs and symptoms of the disease. How do you diagnose this infectious disease?
3. Outline the factors that may have contributed to the emergence or reemergence of this infectious diseases.
4. How would you prevent similar occurrence? Mention the goals of Health People 2020 to reduce this infection / Prevention and control of the disease / Infection Control Guidelines.
5. Is there a CDC priority for public health response to this specific infectious disease?
6. What is your thought about emerging antibiotic -resistant microorganisms?
7. What is your role as a community health nurse?
8. Mention research studies related with the topics discussed in your paper (mention at least 3 research studies in paper).
9. Conclusion
10. References Page
.
Attached are the guidelines for the Expertise Sharing Project. M.docxjaggernaoma
Attached are the guidelines for the Expertise Sharing Project.
My Topic:
Memory Enhancement Strategies
14-15 Slides of Content.
REQUIRED COURSE MATERIALS Required textbook: Slavin, R.E. (2018). Educational psychology: Theory and practice (12th ed.). Boston, MA: Pearson. ISBN- 9780134995199.
Other Required and/or Recommended Resource(s): Writing Style Formatting: APA Format: Where applicable, the use of APA 6th edition is required.
Course Objective 7 - List and describe steps and principles relevant to direct instruction as it relates to the teaching of concepts, skills, and attitudes including various modes of retention, forgetting, and transfer.
Course Objective 8 - Identify the key concepts of the constructivist theory of learning as they relate to cooperative learning, problem-solving and thinking skills
Course Objective 9 - Identify and describe characteristics of appropriate and effective learner-centered lessons and units that utilize grouping, differentiation, and technology.
Course Objective 10 - Describe different bases of motivation such as drives, needs, goals, interests, and achievement motivation; and discuss psychological principles and procedures for teachers to motivate learners and foster intrinsic motivation.
Course Objective 11 - Identify the components of an effective learning environment for all learners, including those with exceptionalities.
Course Objective 12 - Identify methods for teacher accountability and their relation to assessment methodologies
.
Attached are the documents needed to complete the assignment. The in.docxjaggernaoma
Attached are the documents needed to complete the assignment. The instrucions are are attached with an example of how to write the assignment. Also attached is an article that the student is required to write about. It is important that this is completed no later than thursday. I appreciate your help. Thank you
.
Attached are the 3 documents1. Draft copy submitted2. Sam.docxjaggernaoma
Attached are the 3 documents:
1. Draft copy submitted
2. Sample final paper from a different student for reference on how to write our proposed paper.
3. Comments suggested from Professor
** Need a Final paper based on the above suggestions/comments and samples - 1800words (300 WORDS each page * 6pages)
.
attached are directions needed to complete this essay! Please make s.docxjaggernaoma
This document provides instructions for an essay assignment, requiring the essay to answer all questions, be original as the teacher will check for plagiarism, and discuss the Apple iPhone as a topic while using sources. The essay must be completed by 5PM PST on 8/25 in APA format.
Attach is the checklist For this Assignment, write a 3 and half pa.docxjaggernaoma
Attach is the checklist
For this Assignment, write a 3 and half page paper, including reference page, describing an imaginary crime scene of a mass disaster and plan a team approach to the examination of that scene. Describe all of the appropriate specialized personnel that should be present at the scene/disaster and what they should contribute to the investigation.
Use materials from the text and/or any outside resources to support your response.
You may use the textbook as a source, along with personal interviews, . Follow American Psychological Association (APA) format with proper citations and references.
.
Attach and submit the final draft of your Narrative Essay. Remember .docxjaggernaoma
Attach and submit the final draft of your Narrative Essay. Remember that the file you attach should be named with your last name and the assignment title.
Make sure that your essay has the following:
1. An Introduction
2. A Thesis with a specific topic and comment that clearly states exactly what the point of the essay is. Remember for the Narrative Essay the thesis should indicate the specific event or incident and exactly what was learned.
3. Body paragraphs (generally 3 or more)
4. A Conclusion
5. A Heading
6. A Header
7. Double spacing
8. A Title
This essay is worth 75pts.
Attach a Word document.
.
Atomic Theory Scientists and Their ContributionsScientist .docxjaggernaoma
Atomic Theory Scientists and Their Contributions
Scientist (date)
Contribution(s)
Empedocles
(492 BCE and 432 BCE)
All matter is composed of four elements: fire, air, water, and earth. The ratio of these four elements determines the properties of the matter
Democritus
(460 BCE - 370 BCE)
Matter can be cut into its constituent parts, these parts still possess all the properties of the original matter. He named this “atomos”.
.
Atomic models are useful because they allow us to picture what is in.docxjaggernaoma
Atomic models are useful because they allow us to picture what is inside of an atom, something we will never be able to actually see. We're going to talk about two models, the Bohr model and the Quantum model. While we know that the Quantum model is the correct way to represent atoms, the Bohr model is still useful for a very basic understanding. Think of it as a stick figure sketch of an atom. The parts are all there, its just not quite filled in all of the way.
Bohr Model
The Bohr model of the atom was developed in 1914 by Niels Bohr. In this model, electrons move around the nucleus in fixed, concentric circles. Picture the planets orbiting the Sun. These circles are called energy levels and electrons must have a specific amount of energy to be in each level. The energy levels closest to the nucleus require the least amount of energy. In order for an electron to move further from the nucleus (or move up an energy level) they must gain energy. If they lose energy they fall down to an energy level closer to the nucleus.
Drawing the Bohr model for an atom gives you valuable information about the atom's valence electrons. The
valence electrons
--
those in the outermost energy leve
l--are the ones that determine the chemical properties of an atom. In order to draw a Bohr model you must first use the periodic table to tell you the number of protons, neutrons, and electrons in an atom. For Bohr models we usually draw what the "average" atom for that element looks like and just round the average atomic mass to a whole number and use that for the mass number.
Steps for Drawing a Bohr Model:
1. Count the number of protons, electrons, and neutrons for that atom.
2. Draw the nucleus. Indicate the correct number of protons and neutrons in the nucleus.
3. Draw energy levels around the nucleus, starting with the energy level closest to the nucleus. Fill up each energy level before moving on to the next.
Each energy level in a Bohr model can only hold a specific number of electrons, as shown in the table below.
Energy Level
Max # of electrons
1
2
2
8
3
18
4
32
For example, here is a Bohr model for the average oxygen atom:
Here is one for phosphorus:
You try drawing one for Magnesium (Mg) and for Boron (B). Count the number of electrons on the outermost energy level to find the number of valence electrons. Check your answers by looking at the handout.
Quantum Model
In 1925 the Quantum model of the atom was developed after it was determined that electrons can behave like a wave and a particle at the same time. In addition, you can't know the precise location of an electron. Instead of traveling in orderly circles around the nucleus, we describe the electrons as existing in a three-dimensional
electron cloud
--a shape surrounding the nucleus. You will learn more about the Quantum model in chemistry.
These are some of the orbital shapes possible in the first two energy levels of an atom.
Draw a Bohr model for elements wi.
Atoms and Electrons AssignmentLook at these websites to he.docxjaggernaoma
Atoms and Electrons Assignment
Look at these websites to help you understand chemical bonding which depends on the atomic structure. The electrons in the orbitals will be crucial to figuring out how atoms bond.
Do not cut and paste from the internet or book. Do not copy from a book or internet. Paraphrase all answers in your own words. No quotes. You must do the assignment by yourself without help from other students, friends, significant others.
Jefferson Lab Question and Answers about Atoms
Make sure you click on the links to learn more about atoms and electrons
Atomic Structure
Make sure you look at all the links on the right side from Overview to Compound Names
Periodic Table1
You can click on the kind of table information you need on the left.
Periodic Table 2
Chemical Bonding Websites to help answer Questions 2 and 3:
Chemical Bonding 1
Chemical Bonding 2
SEE ASSIGNMENT RUBRIC AT END OF PAGES FOR HOW TO MAXIMIZE POINTS.
Atoms and Electrons
Name: ______________________
1. Fill in the table below using the periodic table. (2pts)
Element
Atomic Number
Atomic Mass
# of Valence Electrons
# of Electrons needed to fill the outer shell
Chlorine
Potassium
Magnesium
Fluorine
Sodium
Nitrogen
Oxygen
Carbon
Iodine
Hydrogen
2.
Name each element based on the number of electrons. Use the periodic chart to help you name the elements. The full name of the element is below the symbol.
Type the name into the box below each drawing. (2 pts)
1. ___________ 2. ______________ 3. ____________
4. _____________ 5. _____________ 6. _______________
(next page)
3. a. Name one ionic compound you can form from the above elements. (1 pt)
b. Describe specifically how you would form that ionic compound. (be detailed! I want to know that you know how an ionic bond is formed) (2 pts)
4. a. Name one covalent compound you could form from the above elements. You may need more than one of the elements to complete the compound. (1 pt)
b. Describe specifically how these elements would form. (be detailed! I want to know that you know how a covalent bond is formed) (2 pts)
Assignment Rubric
Teacher Name: Mrs. Russell
CATEGORY
10-9 pts
8-7 pts
6-5 pts
Less than 5 pts
Amount of Information
All questions are addressed.
Most questions are addressed.
Some questions are addressed.
Many questions were not answered.
Questions #3 b and #4 b
All answers are fully detailed with information required in the question. Most answers will have at least 3 or more sentences.
All answers are detailed with information required in the question. Most answers will have 2 sentences.
Answers do not have enough information required in the question. Most answers will 1 sentence.
No answer to the questions.
Quality of Information
Information clearly relates to the main topic. It includes several supporting details and/or examples.
Informat.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
Main Java[All of the Base Concepts}.docxadhitya5119
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
The simplified electron and muon model, Oscillating Spacetime: The Foundation...RitikBhardwaj56
Discover the Simplified Electron and Muon Model: A New Wave-Based Approach to Understanding Particles delves into a groundbreaking theory that presents electrons and muons as rotating soliton waves within oscillating spacetime. Geared towards students, researchers, and science buffs, this book breaks down complex ideas into simple explanations. It covers topics such as electron waves, temporal dynamics, and the implications of this model on particle physics. With clear illustrations and easy-to-follow explanations, readers will gain a new outlook on the universe's fundamental nature.
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How to Setup Warehouse & Location in Odoo 17 InventoryCeline George
In this slide, we'll explore how to set up warehouses and locations in Odoo 17 Inventory. This will help us manage our stock effectively, track inventory levels, and streamline warehouse operations.
Exploiting Artificial Intelligence for Empowering Researchers and Faculty, In...Dr. Vinod Kumar Kanvaria
Exploiting Artificial Intelligence for Empowering Researchers and Faculty,
International FDP on Fundamentals of Research in Social Sciences
at Integral University, Lucknow, 06.06.2024
By Dr. Vinod Kumar Kanvaria
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In Odoo, making a field required can be done through both Python code and XML views. When you set the required attribute to True in Python code, it makes the field required across all views where it's used. Conversely, when you set the required attribute in XML views, it makes the field required only in the context of that particular view.
Community pharmacy- Social and preventive pharmacy UNIT 5
Information AssuranceChaston Carter041717 Target Corpora.docx
1. Information Assurance
Chaston Carter
04/17/17
Target Corporation
Target has had many ethical challenges over the
years but one of the biggest ones they have encountered was
the a credit and debit card data breach thought to have exceed
ed $700 million which was the biggest retail hacking in U.S.
history to date. While this is serious, what is even more serious
is that Target had clear warning signs that hacking was
occurring, but due to the lack of action the hacking continued
within the organization. It was estimated that close to 70
million people had their personal data stolen. That information
consisted of names, mailing addresses, phone numbers and
email addresses. Not only was it personal information shared ,
but a-lot of people encountered unauthorized, charges on their
credit card or debit card. The organization was shocked at the
amount of people that were affected by this recent attack.
I had only 10 days to implement changes to its
security policies, to prevent this from happening again. The
ultimate goal was to come up with quick solutions to solve this
problem. My first goal was to develop a written information
security program, which would ultimately document potential
security risk. Since the confidentiality of the customers
information is a important key factor. The goal of the whole
credit breach is to prevent customers information from getting
stolen . We can start by eliminating the problem, by offering
security training to current workers, this would not only
educate them but they would learn the importance of
safeguarding personal information , and it will allow them to
2. learn when to be alert to potential threats. To insure integrity in
the organization a system must be put in place to detect any
changes in data that might cause the server to crash when
making a purchase, or interfere when a customers makes a
purchase at a target store.
To Ensure Availability in Target Corporation ,
we would maintain all certain possible customers information,
to prevent any data from being lost, data could be store in a
isolated protected location. One of the main issues with the
credit cards hacked in the breach was that when the cards were
swiped the magnetic strip on the back contained unchanging
data. Whoever accessed the data got ahold of information
necessary to make purchases. Which eventually made traditional
cards prime targets for counterfeiters. The problem with Target
corporation is that they had no real structure on how to be
alerted when there was suspicious activity in a customers
account. The main objective for this information assurance plan
is to develop an alerting system that will alert a middle man
when there is suspicious, or unusual activity in a customers
account.
Even Though , target already had current policies in
place, six months prior to hackers
getting into their security system . They had began a
$1.6 million malware detection tool
they purchased from a computer security firm called
FireEye. Even with this billion dollar
infrastructure, which was much more extensive than other
retailers. It still couldn't do much
for the company because, target failed to act upon their
finding in the new security system.
Hackers were eventually able to infiltrate Target’s network by
using an HVAC. When
they gained access, they installed a pair of malware
3. programs. They then sent malware
designed to steal credit card numbers to cashier stations
in every domestic Target store.
November 30, 2013, FireEye was alerted to the presence
of the malware. Target’s security
teams in Bangalore were immediately notified of the
potential breach. FireEye had the ability
to automatically disable the malware, but Target had turned
this feature off. By target turning
the feature off, they no longer had any way of being alerted
so FireEye also alerted Target on
December 2 after hackers released a new version of
malware. (Adkins, 2014)
Based on the evaluation, the best approach to
targets security system . Is to come up with a security system
that alerts the user immediately giving the middle man the
opportunity to find a quick solution to the breach and putting a
stop to it right away. There are several key leaders since
confidentiality is a important factor , it is essential to have
designated a security officer who would be responsible for
coordinating and executing the program that would protect
customers information . This security officer would also report
to someone outside of the organization to make sure everything
is secure and in line. The officer would also offer classes to
current employees , by teaching them how to detect a potential
threats to the organization.
Thats why it is important develop a risk
assessment team who would manage the security program. This
team would be one the most important key factors to the
organization because they would identify the risk and would
ultimately decide on the appropriate, most cost effective ways
4. to manage them. The main objective would be to minimize
potential threats , but not eliminate them . To insure integrity in
the organization and to prevent data integrity failure an alerting
system would be put into place. This system will be designed to
detect potential threats, and give the risk assessment team
options on how to get rid of the threats.
Target already has had a bad reputation with
immediate response to the breaches. They also claimed that it
had suffered a data breach despite its best efforts, but it was
later revealed that it had been alerted more than once about
breaches. It was said Target also waited six days after it was
informed to tell consumers about the hacking attack, and about
a month before it revealed the extent of it. More than 90
lawsuits have been filed against Target by both customers and
banks, and Target's profit during the holiday shopping period
dropped 46 percent from the previous year.
Since a lot of customers were left out of the loop,
target came up with the solution of
sending customers emails with general security tips and
were offered with one year of free
credit monitoring and identity theft protection.
Additionally, The CEO assured customers
that they would not be held liable for any fraudulent
charges made to their credit cards as a
result of the hack. Customers were offered 10 percent off
in-store purchases following the
data breach.
The best solution thus far was Target announcing that it
would begin to release credit and debit cards with chips instead
of magnetic strips on the back of the cards by 2015. They had
invested over $100 million in registers and technology that will
be able to read the new chip cards.
As result of the breach Target lost a huge percentage of
customers and CEO Gregg Steinhafel also stepped down. As a
5. result a statement of policy had to be put in place to outline the
incident response protocols, disaster response protocols, access
control protocols, and maintenance plan, which will serve as
controls and guidelines to address instances of unauthorized
access to Targets information and also as response to disastrous
events or conditions that might adversely impact operations at
Target.
Incidence Response Protocols have become integral part of
information technology and they are used for detecting and
handling incidents, minimizing loss and destruction, mitigating
weaknesses and restoring IT services (Cichonski et.al, 2012).
The incident response process has several phases which includes
preparation, detection & analysis, containment, eradication and
recovery and post incident activities (Cichonski et.al, 2012).
The preparation phase attempts to limit or prevent the number
of security incidence that might occur by selecting controls such
as regular risk assessments, host security, network security,
malware prevention, and implementing user awareness training
etc. that will effectively reduce the number of incidence
occurring (Cichonski et.al, 2012).
Detection and analysis phase uses precursors and indicators to
monitor and analyze attack vectors such as external media,
attrition, web, email, impersonation, improper usage or
unauthorized accesses etc. that can be used to propagate attacks
against an organization. Some of the precursors that have been
put in place at Target includes:
Intrusion Detection and Prevention systems to identify and log
suspicious events, alert the necessary response team and take
automated mitigative actions;
Security information and event management (SIEM) products to
generate alerts based on the analysis of log data;
Antivirus and Anti-malware softwares to detect and prevent
attacks from infecting the systems;
File integrity checker to detect changes to important files during
attack incidents, and
6. Awareness programs for both internal and external users to keep
them abreast of the latest attack incidents and to create a
reporting route after anomalies have been identified (Cichonski
et.al., 2012).
The Containment, Eradication and Recovery phase is used to
manage incident attacks before they overwhelm the system and
result into more fatal damages, using predetermined procedures
such as disabling system functions or shutting down the systems
and disconnecting them from the network to mitigate the effects
of any attack (Cichonski et.al, 2012).
Finally the post incident activity phase is used by the
organization or response team to reflect on the new threats and
use lessons learned to improve on incident response plan
(Cichonski et.al, 2012).Within Target, the incident response
plan created will be used in responding to a variety of potential
threats such as:
Unauthorized access or unauthorized privilege escalation and
data breaches,
Denial or Distributed Denial of Service Attacks,
Firewall Breaches,
Viruses and malware outbursts,
Theft or physical loss of equipment, and
Insider Threats (Rouse, 2014).
To mitigate these issues, some of the recommended actions that
have been put in place at Target include the following:
Incident Type
Kill Chain Stage
Priority Level
Recommended Action
Unauthorized Access
Exploitation & Installation
High
Detect, monitor and investigate unauthorized access attempts
with priority on those that mission critical or contain sensitive
data.
Unauthorized Privilege Escalation
7. Exploitation & Installation
High
Critical systems are configured to record all privileged
escalation events and set alarms for unauthorized privilege
escalation attempts.
Data Breach
System Compromise
High
During a data breach, all evidence is captured carefully and
evidentiary data is collected. Alarms are set to alert system and
administrators and emergency system shut down and data
recovery steps is initiated.
All critical documents or data are backed up on a different
system.
Denial or Distributed Denial of Service Attacks
Exploitation & Installation
High
An IPS is implemented to monitor, detect and automatically
terminate all traffic patterns that steps out of the normal
behavior of the system.
Viruses or Malware
Delivery & Attack
Low
Remediate any malware infections as quickly as possible. The
rest of the network needs to scanned to ensure no further
compromise were associated with the outbreak.
Insider Breach
System Compromise
High
User accounts are routinely monitored using system log events
and security information and event management products that
can generate alerts based on the analysis of log files
Theft of Physical Loss
System Compromise
High
Whole disk encryption is used to protect all laptops and mobile
8. devices. Lockout screen or remote wiping is lost or stolen
equipment is used to remotely remove all critical data on stolen
or lost equipment.
Firewall Breaches
System Compromise
High
Technology additions and updates are used to evaluate firewall
settings and adjust them as needed in order to minimize the
impact on business.
Firewall rules are regularly reviewed and actively updated to
protect against the latest security threats and dedicated and
ongoing monitoring practices are employed to maximize system
uptime while actively defending network and connected network
devices.
Justification of Incident Response protocol
Since it is really difficult to assume the path that an attacker
will take to infiltrate the network, target decided to create their
incidence response plan through the cyber kill chain sequence
(Malik, 2016). The cyber kill chain sequence is the stages
required for an attacker to successfully infiltrate a network and
exfiltrate data from it. The cyber kill chain involves the
following stages:
Reconnaissance and Probing - This is the stage when the
attacker is probing the network to exploit any vulnerability or
opportunities that may present in the system (Malik, 2016).
Delivery and Attack – Once a vulnerability has been
established, then a delivery mechanism (attack mechanism) is
put in place to deliver the attacks or social engineering is
employed to induce the target (Malik, 2016).
Exploitation and Installation – This is the stage after the
attacker have found the vulnerability to the system. They
proceed to exploit those vulnerability in order to acquire access
to the system and once access has been granted, they proceed to
elevate their user privileges in order to elevate the access or
9. even install persistence payload (Malik, 2016).
System Compromise - At the stage, high value data is been
exflitrated as quickly as possible (Malik, 2016).
Designing an incidence response plan or protocol around these
different stages will allow Target to understand the threats
being faced in their network environment, the steps an attacker
can used to exploits such threats and take steps to adequately
prevent or mitigate the effects of any of such security threats.
In the Disaster response protocols are other critical
components of computer security operations that ensure the
continuation of vital business processes in the event that a
disaster occurs (Martin, 2002). At Target, the disaster response
and recovery protocols was not only focused on the physical
infrastructure, back up and restoration systems but was
expanded to include other critical components such as perimeter
defenses, IDS network, threat evaluation and assessment, virus
protections, patches and host configurations and vulnerability
surveillance (Velliquette, 2005). Paying proper attention all
these aspects is very critical to addressing computer security
within disaster recovery planning to ensure the most efficient
and successful recovery operations (Velliquette, 2005). Some of
the major components that was developed into the disaster
response protocols at Target includes:
Crisis Management Plan: This was a plan designed to ensure
continuation of vital business processes in case of an emergency
(Martin, 2002). This plan was developed to provide information,
procedures, responsibilities and checklists that will enhance an
organized and effective system of handling situations during a
crisis occurrence (Martin, 2002).
Alternate Recovery Site: To ensure that IT services and
recovery time matches the business recovery time objective,
Target implemented a back-up site at an alternate location,
where all data infrastructure is configured to run similar
hardware and software applications to ensure that regular
operations can be restored at the shortest time possible in the
10. case of a disaster occurrence (Velliquette, 2005).
Regular Data Backup: Target also implemented a scheduled
hardware and software backup and periodically validates that
critical systems, applications and data are accurately backed up
in a standard hardware in order to be able to easily replicate a
new hardware in the case of a disaster.
Perimeter Defenses: Perimeter defenses such as firewall and
VPN management are important aspects of Target disaster
recovery plan because they assist in monitoring traffic during a
recovery process and also ensuring a safe connection for users
and clients to the alternate network in order to get the operation
back online and reduce downtime (Velliquette, 2005).
Intrusion Prevention and Protection: This is another component
that been built into the recovery plan to ensure that during the
recovery process, proper configuration is established to keep
virus definition files current and to ensure new threat and
vulnerability are detected and prevented to improve the
fortification process in order to reduce system downtime and
return the system back to normal operations (Velliquette, 2005).
Justification of Disaster Response Protocol
The primary goal of Target is to get critical infrastructure,
networks and systems back up and running as quickly as
possible in order to minimize the potential long term impact on
the business. Having a crisis management plan is highly
important to coordinate the recovery effort in a systematic way
that enables the disaster response team to make quick and
effective decisions that will limit the impact of such disaster or
crisis. Not having this type of systematic plan might cause
ineffective decisions to be made and in turn cause an increase in
disruption time, which can be very detrimental not only to the
business but also to customers, stakeholders and investors alike
(Velliquette, 2005). The presence of an alternate recovery site,
an emergency response location and backup data are
instrumental to the strategic and tactical implementation of the
recovery procedures, without which the recovery process is
impossible. Also implementing perimeter defenses, intrusion
11. prevention system and virus protection during the recovery
process will ensure that new threats that could impede the
recovery process do not arise and increase the magnitude of the
already bad situation (Martin, 2005). The survivability of any
organization after a disaster is dependent on the premise of a
successful continence planning, which would determine how
effective an organization would responds to mitigate the
business impacts of such disaster (Martin, 2005).
Access Control Protocols
Security challenges faced at Target due to data breaches caused
the management to implement network access control protocols
that will provide endpoint assessment, authentication and
authorization of entities trying to gain access to their network,
while also limiting the privileges of user assigned roles. First,
Target decided to implement smart cards for employees, which
digital certificate and underlying password associated with
individual users. The smart cards provided authentication and
authorization used by employees and users to gain secure access
to the organization’s network (Boscolo, 2008). It also formed
the basis of accountability for users in ensuring that their smart
card are used in accordance to the organization’s acceptable use
policy and cannot be shared with any other users (Boscolo,
2008).
Target also implemented the Role Based Access Control List,
which grants permissions to users based on assigned roles rather
than granting permission to actual users. Users can only inherit
certain permissions or privileges based on the role they have
been assigned to (Conklin & White, 2015). The least privilege
security approach was also implemented to grant the least
necessary permission and privileges that will enable users to
perform their daily tasks according to their assigned roles
(Conklin & White, 2015).
Finally, the company also implemented separation of duties
with the different departments. This concept ensures that tasks
are broken down into several duties to be performed by
different individuals, in order to limit the probability of an
12. employee exploiting the organization system for their personal
gains (Conklin & White, 2015).
Justification of Access Control Protocols
Target decided to utilize smart cards, because it satisfies
two factor authentication, which was more secure than a one
factor authentication process such as passwords. Even though it
cost more in terms of infrastructure to support it, two factor
authentication provided two step verification process, which
makes data breaches twice as hard for an external intruder,
because not only do they need to have physical control of the
smart card but they will also need to have the pin number
associated to that card before they can be granted access to the
organization’s network (Conklin & White, 2015). The smart
card also created accountability measures, which makes the
owner of the card responsible for it usage on the network. It
also provided non repudiation, which means that a user cannot
deny to certain information as long as their digital signatures
was associated with the retrieval or access of such information.
In order words, it provided easy tracking of user and employee
activity across the network. Finally it improves integrity of
information because users can use embedded digital signatures /
private keys to encrypt files and emails before transmission and
also makes it easy for other members of organization to easily
decrypt such files or information using the corresponding public
keys (Conklin & White, 2015).
Target also decided to utilize role based access control list
because of the flexibility it create of granting and revoking user
access based on specified roles within the organization. Users
can be granted permissions to objects in terms of the specific
duties they must perform and not according to a security
classification associated to the individual objects (Rouse,
2012).
Finally implementing separation of duties helps Target
manage conflict of interest and fraud, by restricting power held
by any one individual. This provides checks and balances and
also limits the harm that can be caused by one single individual
13. and reduces the organization’s exposure to damage (Conklin &
White, 2015).
Maintaining Information Assurance Plan
Target understands that maintaining this information
assurance plan will involve every member of the organization
and also require a day to day monitoring, so it is stays effective
and relevant in improving their network security. Therefore
management created some critical steps and programs that will
enforce daily maintenance and continuous implementation of
the plan.
Security Awareness Programs: Target management decided to
implement monthly security meetings to talk about security
policies, risks and incidents assessments performed for the
organization. The awareness program serves as a monthly
refresher to the daily security risks facing the organization as
well as creating continous awareness for relevant security
incidents that has occurred within their organization or industry
(Kadam, 2002).
Monitor and Review Security Performance: Since the
implementation of an information assurance policy is not a one-
time event, target created controls to monitor and review
performance of the plan, to ensure that it is still serving the
purpose for which it was created (Kadam, 2002).
Quarterly Audits: Target IT department also set up quarterly
audits with an external auditor to review the various
performance controls in place, gather performance results,
document all non-conformities that will require corrective
actions and identify new threats (Kadam, 2002).
Management Review: This review meetings will be conducted to
revisit issues, analyze audit reports and take decisive actions,
whether to keep the information assurance plan as is or to
recommend improvements in order to accommodate the newly
identified threats (Kadam, 2002).
Justification of Maintenance Plan
14. The importance of these maintenance steps is that they help to
periodically access risks, identify new risks, and measure
effectiveness of the program. Periodic audits are important
because they serve as compliance controls that help the
organization to monitor compliance to the plan. They also help
access new risks, which gives the management the most updated
information concerning risk facing their organization, and helps
determine proper corrective actions to taken in order to ensure
the most adequate security controls are implemented.
Awareness training programs are also critical to keep users and
employees abreast of the latest security information that will
ensure conformance or unanimous compliance to the most
updated security controls (Garbars, 2002). When users are
unaware of the latest threats, then they cannot protect
themselves nor the organization from such threats and damages
that will ensue afterwards.
Monitoring the effectiveness of the information assurance
plan is also critical to the safety and security of the
organization. After plan has been created and implemented, it is
important to monitor and review the security performance of the
plan in order to analyze its effectiveness in improving the
security posture of the organization (Garbars, 2002).
Overall this assurance plan , will be put in place to protect
Targets data breach from happening again, and will be the
overall shield and plan target needs to protect the company from
ever being in such a bad situation again. With Awareness
training programs , bringing awareness to employees will be the
most important key factor.
References:
Kossman, S. (2016, xxsssdddFebruary 02). 8 FAQs about EMV
credit cards. Retrieved April 21, 2017, from
http://www.creditcards.com/credit-card-news/emv-faq-chip-
cards-answers-1264.php
Initiative, Daniels Fund Ethics, University Of New Mexico, and
15. Http://danielsethics.mgt.unm.edu. Target: Putting Customers
First? (n.d.): n. pag. Web.
Boscolo, C. (2008). How to Implement Network Access Control.
Retrieved from
http://www.computerweekly.com/opinion/How-to-
implement-network-access-control
Cichonski, P., Millar, T., Grance, T., & Scarfone, K. (2012).
Computer Security Incident Handling Guide. NIST
Special Publication Vol 800, pp. 61
Conklin, W. & White, G. (2015). All-in-one CompTIA
Security+ Exam Guide. Fourth Ed.
(Exam SYO-401). San Francisco: McGraw Hill.
Garbars, K. (2002). Implementing an Effective IT Security
Program. Retrieved from
https://www.sans.org/reading-
room/whitepapers/bestprac/implementing-effective-security-
program-80
Kadam, A. (2002). Implementation Methodology for
Information Security Management System.
Retrieved from
https://www.giac.org/paper/gsec/2693/implementation-
methodology-information-security-management-system-to-
comply-bs-7799-requi/104600
Martin, B. C. (2002). Disaster Recovery Plan Strategies and
Processes. Retrieved from
https://www.sans.org/reading-
room/whitepapers/recovery/disaster-recovery-plan-strategies-
processes-564
Rouse, M. (2012). Role Based Access Control (RBAC).
Retrieved from
http://searchsecurity.techtarget.com/definition/role-based-
access-control-RBAC
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response-plan-IRP
16. Velliquette, D. (2005). Computer Security Considerations in
Disaster Recovery Planning. Retrieved from
http://www.sans.org/reading-
room/whitepapers/recovery/computer- security-
considerations-disaster-recvery-planning-1512.
Institutional Theory and Contextual Embeddedness of
Women’s Entrepreneurial Leadership: Evidence from
92 Countries
by Shumaila Y. Yousafzai, Saadat Saeed, and Moreno Muffatto
Building on GEM research, we develop a multi-level framework
that draws on the notion of the
contextual embeddedness of entrepreneurship and institutional
theory. We examine the mediating
role of the vision for women’s entrepreneurship (VWE) on the
relationship between the regulatory,
normative and cognitive pillars of institutional theory and
women’s entrepreneurial leadership
(WEL) in 92 countries. Results suggest that the institutional
pillars influence VWE. Regulatory
institutions, entrepreneurial cognitions, and entrepreneurial
norms have a direct and an indirect
effect (through VWE) on WEL.
Introduction
Identified by the World Economic Forum
(2012) as the “way forward,” women’s entrepre-
neurship provides a formidable contribution to
the economic development, innovation and
wealth creation of many countries (Brush, de
Bruin, and Welter 2009). On the global scale,
17. women make up a substantial proportion of
the entrepreneurial population. According to
the Global Entrepreneurship Monitor (GEM)
report on women’s entrepreneurship, in 2012,
an estimated 126 million women were starting
or running new businesses in 67 economies
around the world. In addition, an estimated 98
million were running established businesses
(Kelley et al. 2012). Nevertheless, the gender-
gap in entrepreneurial activity varies widely
across countries, and in some countries women
represent a significant yet hitherto unrecognized
source of economic growth (Carter and Marlow
2003; Henry and Kennedy 2003). For example,
in Pakistan, women entrepreneurs represent
only 1% of this gender’s population, while 40%
of women in Zambia are engaged in this activity
(Kelley et al. 2012). In response to this, many
governments around the world have started to
pay attention to the value that woman entrepre-
neurs offer to society and the particular needs
that they may have. For example, in Mexico, a
government program called “Instituto Nacional
de las Mujeres” is oriented toward changing
cultural perceptions to promote equality
between men and women and increasing the
visibility of women entrepreneurs by helping
them develop their networks (Kelley et al.
2012).
Although the topic of women’s entrepre-
neurship has garnered much academic interest
in recent years, highlighting the value women
Shumaila Y. Yousafzai is senior lecturer of Strategy in the
18. Cardiff Business School at the Cardiff University,
Cardiff, UK.
Saadat Saeed is lecturer of Entrepreneurship in the Essex
Business School at the Essex University, Essex,
UK.
Moreno Muffatto is professor of Entrepreneurship in the School
of Entrepreneurship at the University of
Padova, Padova, Italy.
Address correspondence to: Shumaila Y. Yousafzai, Cardiff
Business School, Cardiff University, Cardiff,
UK. E-mail: [email protected]
Journal of Small Business Management 2015 53(3), pp. 587–604
doi: 10.1111/jsbm.12179
YOUSAFZAI, SAEED, AND MUFFATTO 587
mailto:[email protected]
entrepreneurs offer and the particular needs
they may have, the area remains understudied,
and the paucity of research on the phenom-
enon of women’s entrepreneurship is well
documented (Brush, de Bruin, and Welter 2009;
Gatewood, Carter, Brush, Greene, and Hart
2003). Past research has explored women’s
motivation for starting businesses (Boden 1999;
Brush, Wong-MingJi, and Sullivan 1999;
Buttner and Moore 1997; Scott 1986; Stevenson
1986), the survival and profitability of women-
owned businesses (e.g., Watson 2003; Williams
2004), decisions about business growth (e.g.,
19. Morris et al. 2006; Orser and Hogarth-Scott
2002; Shelton 2006) and work-family balance
(Adkins et al. 2013; Caputo and Dolinsky 1998;
DeMartino, Barbato, and Jacques 2006;
Kirkwood and Tootell 2008). Nevertheless,
there has been little consideration on the role
of contextual embeddedness of female entre-
preneurship (Welter and Smallbone 2011).
Furthermore, the entrepreneurship literature
tends to focus on a direct relationship between
the general conditions and arrangements in the
overall entrepreneurial environment (for both
male and female entrepreneurs) and women’s
entrepreneurial activity. This approach over-
looks the critical mediating role of the specific
context of women’s entrepreneurship, and
ignores research that suggests women’s entre-
preneurial activity is contextually embedded in
the structural characteristic of a country (i.e.,
economic, sociocultural and legal environment)
and so needs to be interpreted according to the
context in which female entrepreneurs operate
(Welter 2011; Welter and Smallbone 2011).
Understanding the specific underlying
context of women’s entrepreneurial activity
is a topic of great significance. Recognizing
this, Ahl (2006) highlighted the need for
future research to focus on the contextual
embeddedness of women’s entrepreneurship
by broadening both the research questions as
well as the potential explanatory factors that
are investigated (Hughes et al. 2012). Drawing
on the notion of the contextual embeddedness
of entrepreneurship and the insights of institu-
20. tional theory, we propose and test a multi-level
model of women’s entrepreneurial leadership
(WEL) using GEM data collected in 92 coun-
tries. Following previous definitions of entre-
preneurial leadership (see for example, Gupta,
MacMillan, and Surie 2004; Swiercz and Lydon
2002), we define women’s entrepreneurial lead-
ership (WEL) as “the ability of women to
manage resources strategically in order to
emphasize both opportunity-seeking and
advantage-seeking behaviours in the form of
initiating, developing and managing entrepre-
neurial activity.” In this study WEL is measured
through the “female total early-stage entrepre-
neurial activity” using GEM data from 2000–
2012.
By addressing the phenomenon of women’s
entrepreneurship from a contextual and
institutional perspective, we respond to an
overarching critique of entrepreneurship
research as having an individualistic focus in
which “contextual and historical variables . . .
such as legislation, culture, or politics are
seldom discussed” (Ahl 2006, p. 605), and
restricting the scope of women’s entrepreneur-
ship research in particular (Hughes et al. 2012).
Hughes et al. (2012, p. 431), quoting Ahl
(2006), note that the entrepreneurship litera-
ture “by excluding explicit discussion of
gendered power structures, [highlights] the
apparent shortcomings of female entrepreneurs
. . . [and thus] . . . reinforce[ing] the idea that
explanations are to be found in the individual
rather than on a social or institutional level.” As
21. a consequence, the research puts the onus on
women and implies that in order to achieve
entrepreneurial success women must change
themselves by for example, enhancing their
education, management style and networking
skills.
Our multi-level measure and analysis tech-
niques provide an interactive answer to our
research question: how do different institutional
arrangements (regulatory, normative and cogni-
tive) interact to create a favorable or unfavorable
environment for women’s entrepreneurship,
i.e., vision for women’s entrepreneurship,
which eventually leads to the emergence of
WEL? We define vision for women’s entrepre-
neurship (VWE) as “a country mental image or
picture of women as viable entrepreneurs and its
views on the means to accomplish this mental
image.” In this study VWE is measured through
the GEM’s national expert’s vision on how the
state of the indicators in a country results in a
favorable environment for women’s entrepre-
neurship. Specifically, we present a more
nuanced understanding of the women’s entre-
preneurship phenomenon by examining the
mediating role of VWE on the relationship
between regulatory institutions, entrepreneurial
norms and entrepreneurial cognitions and
WEL. In so doing, we propose and test a new
JOURNAL OF SMALL BUSINESS MANAGEMENT588
framework using a sample of 92 countries in
22. different phases of economic development and
cultural contexts as a point of reference for the
favourable institutional environment for WEL.
We also answer Stenholm, Acs, and Wuebker’s
(2011) call to extend research on institutional
theory and entrepreneurship to more countries.
Figure 1 presents our proposed conceptual
model.
Theoretical Background
All entrepreneurship is contextually embed-
ded in the social, cultural and political institu-
tions which influence the values, norms,
motives and behaviours of individuals (Bruton
and Ahlstrom 2003; Davidsson 2003; Martinelli
2004; Minniti 2009; North 1990; Steyaert
and Katz 2004). Institutional change can create
opportunities for potential entrepreneurs by
shaping and determining the prospects as well
as removing or lowering barriers to market entry
and/or exit, and thus can exert a positive impact
on entrepreneurial leadership (Gnyawali and
Fogel 1994; Hwang and Powell 2005; Smallbone
and Welter 2001).
Defying the general consideration of entre-
preneurship in either a gender-neutral or a
purely masculine context (Marlow 2002),
Brush, de Bruin, and Welter (2009) introduced
a gender-aware framework of entrepreneur-
ship which took into account specific contex-
tual factors as important determinants of
women’s entrepreneurial activity. This was an
important step toward broadening our under-
23. standing of women’s entrepreneurship as
women’s experience added intricate dimen-
sions to the decisions about occupations while
trying to balance family and financial respon-
sibilities (Gilbert 1997). Even today, in many
societies women are still defined primarily
through their domestic roles associated with
family obligations (for example, child rearing,
caring for the sick and the elderly, and repro-
ductive work) which fall almost exclusively on
women, even if they work equal or longer
hours than their male partners (Achtenhagen
and Welter 2003; Marlow 2002). Following this
line of inquiry, we propose a multi-level
framework of WEL that draws on the notion of
the contextual embeddedness of entrepreneur-
ship (Bates, Jackson, and Johnson 2007;
Brush, de Bruin, and Welter 2009; Welter and
Smallbone 2011) and the insights of institu-
tional theory.
Figure 1
Hypothesized Conceptual Model
YOUSAFZAI, SAEED, AND MUFFATTO 589
Campbell (2004, p. 1) describes institutions
as the foundation of social life consisting of
“formal and informal rules, monitoring and
enforcement mechanisms, and systems of
meaning that define the context within which
individuals, corporations, labor unions, nation-
states and other organizations operate and
interact with each other.” Institutional theory is
24. a particularly suitable frame of reference for
addressing the external context that shapes
women’s entrepreneurial activity. Research has
suggested that the institutional environment
not only influences the rate of entrepreneurial
activity, but also its resulting trajectories
(Bruton, Ahlstrom, and Li 2010). The institu-
tional framework of a society encompasses the
vital role of regulatory, normative and cognitive
“pillars” that promote successful entrepreneur-
ial activity (Scott 2001, p. 51). Entrepreneurship
research spanning the last two decades has
drawn on these institutional pillars and sup-
ported the contention that institutional differ-
ences lead to country-level variations in the
structuring and development of entrepreneurial
framework conditions (Aldrich 2011; Bruton,
Ahlstrom, and Li 2010; Meek, Pacheco, and
York 2010; Peng and Zhou 2005; Tolbert,
David, and Sine 2011). In the context of
women’s entrepreneurship, formal regulatory
institutions can create entrepreneurial opportu-
nities, influence the extent to which female
entrepreneurship can develop and affect the
types of enterprises in which women can
engage. Informal normative and cognitive insti-
tutions have the potential to exert significant
influence on the perceptions of entrepreneurial
opportunities (Welter and Smallbone 2011).
Building on this established research stream,
researchers have started to apply institutional
theory to explore the institutions that restrain
as well as promote women’s entrepreneurial
activity (Brush, de Bruin, and Welter 2009;
Bruton, Ahlstrom, and Li 2010; De Bruin,
Brush, and Welter 2007).
25. Regulatory Institutions
Regulatory institutions represent a rational
actor model of behaviour. This refers to formal
imposition, enforcement and acceptance of
policies, rules, laws and sanctions that affect
individual behavior in organizations and in
society (Manolova, Eunni, and Gyoshev 2008;
Stenholm, Acs, and Wuebker 2011). Research
has shown that regulatory institutions either
at organizational-level (e.g., workplace rules,
monitoring scripts and incentives) or at
country-level (e.g., centers on rules, monitoring
and sanctioning activities providing a frame-
work for law enforcing agencies and the
courts) can influence the legitimacy and accep-
tance of entrepreneurship (Webb et al. 2009).
For example, in the Republic of Korea, the
government-enacted “Law to Support Women
Entrepreneurs” in 1999 led to the formation of
the “Women Entrepreneurs Support Center”
which provides financial assistance (loans),
training, business incubation and other services
(Kelley et al. 2012). In contrast, potential entre-
preneurs can be discouraged by lengthy paper
work, procedures and rules and reporting to an
array of institutions (De Soto 2000). Capelleras
et al. (2008) showed that heavily regulated
countries will have fewer new firms and they
will grow more slowly. Similarly, in countries
with unstable regulatory institutions, the uncer-
tainty of the regulatory framework (Aidis 2005;
Boettke and Coyne 2003), lack of intellectual
26. property rights (Autio and Acs 2010), and
extensive corruption and untrustworthy
enforcement of regulations (Aidis, Estrin, and
Mickiewicz 2008) will increase the opportunity
cost for entrepreneurship. In the specific
context of women’s entrepreneurship, Jamali
(2009) showed that the lack of government
support in terms of policy, regulations and
legal barriers hindered women’s entrepreneur-
ial activity. Similarly, the World Bank’s report
on Women Business and the Law (World Bank
2012) showed that in over 75% of the world’s
economies, women’s economic opportunities
were limited by one or more legal differences
between women and men. On the other hand,
regulatory initiatives like labor market legisla-
tion, formal gender equality recognized by law,
tax legislation benefiting dual earners, family
and social policies, and an affordable childcare
infrastructure can facilitate WEL. Thus, we
hypothesize that there is a significant relation-
ship between regulatory institutions and WEL
in a country:
H1a: WEL in a country is positively related to
its regulatory institutions.
Entrepreneurial Norms
While regulatory institutions are related to
the formal compliance with rules and laws, the
underlying assumptions of entrepreneurial
norms are the informal and invisible “rules of
the game,” the uncodified values (what is
JOURNAL OF SMALL BUSINESS MANAGEMENT590
27. preferred or considered proper) and norms
(how things are to be done, consistent with
those values), held by individuals and organi-
zations that influence the relative social desir-
ability of entrepreneurial activity and
entrepreneurship as a career option (Busenitz,
Gómez, and Spencer 2000).
The social acceptability of entrepreneurial
careers have been shown to vary across differ-
ent countries; some countries facilitate and
promote entrepreneurship, while others dis-
courage it by making it difficult to pursue
(Baumol, Litan, and Schramm 2009; De Soto
2000; Luthans, Stajkovic, and Ibrayeva 2000;
Mueller and Thomas 2001; Tiessen 1997).
Based on the theory of planned behavior
(Ajzen 1991), one can expect that the perceived
desirability of entrepreneurial activity in a
society will influence individuals’ entrepreneur-
ial intentions and result in the planned behav-
ior of starting entrepreneurial activity (Krueger,
Reilly, and Carsrud 2000). Indeed, research has
confirmed that the extent of female participa-
tion in new venture activities is predicted by
the degree of legitimacy, respect and admira-
tion afforded to women’s entrepreneurship
(Baughn, Chua, and Neupert 2006). Thus, we
propose that women’s entrepreneurial activity
will be higher if the entrepreneurial norms of a
country warrant that women will be admired
and rewarded for their efforts in creating entre-
preneurial value for society.
28. H1b: WEL in a country is positively related to
its entrepreneurial norms.
Entrepreneurial Cognitions
Entrepreneurial cognitions reflect the nature
of reality and the cognitive frameworks related
to individuals’ perceptions of their ability (level
of expected performance) and their self-efficacy
(that is, the level of confidence in their own
skills to start a business) to get involved success-
fully in an entrepreneurial activity (Bandura
1982; Krueger, Reilly, and Carsrud 2000).
According to Busenitz, Gómez, and Spencer
(2000), entrepreneurial opportunities may be
legitimized through individuals’ perceptions of
their knowledge and skills required for the
creation of a new business. Based on the theory
of planned behavior (Ajzen 1991), one can
expect that the perceived feasibility (perceived
behavioral control: Ajzen 1991) of entrepreneur-
ial activity in society will influence the entrepre-
neurial intentions of individuals and result in the
planned behavior of starting entrepreneurial
activity (Krueger, Reilly, and Carsrud 2000).
Building on these insights, entrepreneurship
research has shown that individuals’ percep-
tions of their ability to recognize opportunities
and their self-efficacy toward entrepreneurial
activity are positively related to enhancing the
extent of entrepreneurial activity (Arenius and
Minniti 2005; Saeed et al. 2013).
In addition, social capital and social networks
29. have been identified as imporant determinants
of the recognition and explotation of entrepre-
neurial opportunities (De Carolis and Saparito
2006; Mitchell et al. 2002; Stenholm, Acs, and
Wuebker 2011). Research has also shown that
the presence or lack of entrepreneurial net-
works and role models, and their capability to
encourage and maintain a platform for taking
part in entrepreneurial activity, is more impor-
tant than regulatory institutions (Mai and
Gan 2007; Owen-Smith and Powell 2008). Entre-
preneurial women, especially in developing
countries, suffer from weak entrepreneurial net-
works, lack of female entrepreneurial role
models, low levels of entrepreneurial and man-
agement education, skills training and career
guidance, and have limited access to support
services, including business development ser-
vices and information on business growth
(Davis 2012; Drine and Grach 2010; Kitching
and Woldie 2004). Furthermore, they face the
challenge of gaining access to and control over
finances and external sources of capital (Jamali
2009; Minniti 2009) causing them to perceive the
environment to be challenging and unsuitable
for entrepreneurial activity (Zhao, Seibert, and
Hills 2005). As a result, Langowitz and Minniti
(2007) found that “women tend to perceive
themselves and their business environment in a
less favorable light compared to men” (p. 356).
Thus, we hypothesize that there is a significant
relationship between entrepreneurial cognitions
and WEL in a country:
H1c: WEL in a country is positively related to its
entrepreneurial cognitions.
30. Institutional Theory and Vision for
Women’s Entrepreneurship (VWE)
In this study, we argue that the VWE will be
higher in countries where entrepreneurship in
general is highly regarded, entrepreneurial cog-
nitions are strong and where regulatory insti-
tutions support entrepreneurial activities. This
line of reasoning is based on previous research
YOUSAFZAI, SAEED, AND MUFFATTO 591
which has shown that the VWE is embedded in
a society’s support for entrepreneurial activity
itself (Baughn, Chua, and Neupert 2006).
Previous research has shown that the lack of
entrepreneurial norms and the cultural and
religious-based societal attitudes in some coun-
tries leads to a lack of support for working
women in general and for women’s entrepre-
neurship in particular (Baughn, Chua, and
Neupert 2006; Jamali 2009). For example,
Henry and Kennedy (2003) showed that the
lack of enterprise culture in Ireland coupled
with a very conservative view toward women
restricted the level of women’s entrepreneur-
ship (Baughn, Chua, and Neupert 2006). Fur-
thermore, the direct-effects argument for the
impact of the three institutional pillars on entre-
preneurial leadership is well established in
entrepreneurship literature (Bruton, Ahlstrom,
and Li 2010; Stenholm, Acs, and Wuebker
2011). However, in the case of women’s entre-
31. preneurship, a consideration of the specific
context demonstrates the mediating influence
of the VWE. Peng and Heath (1996) suggested
that the interaction of the institutional
framework with individuals influenced their
decision-making by determining the acceptabil-
ity of norms and behaviors in a given society.
Following this, we propose that the interaction
of individuals in a society with the general
institutional framework comprising favourable
regulatory institutions, positive entrepreneurial
norms and entrepreneurial cognitions will
enable the development of a positive VWE.
Examples of positive visions include non-
discriminatory business practices for entrepre-
neurial women, religious beliefs and family
values that support women’s entrepreneurial
activity, a view of entrepreneurship as not
solely masculine activity, and a general positive
attitude of society toward women and employ-
ment. This vision will, in turn, perform an
important mediating role in shaping the rela-
tionship between the three institutional pillars
and WEL. Specifically, VWE will ensure the
emergence of WEL because the extent to which
women’s entrepreneurial activity is recognized
to be as legitimate as male entrepreneurial
activity will lead to a higher level of women’s
entrepreneurship (Achtenhagen and Welter
2003). Legitimacy not only increases the
demand and supply of entrepreneurial activity
(Lounsbury and Glynn 2001), but also ensures
better access to the resources required to
support entrepreneurial start-ups and their con-
tinued growth (Etzioni 1987). Implicit in this
32. argument is the notion that VWE channels
general institutional support for entrepreneur-
ship to the emergence of WEL. Indeed, it is not
the general institutional support per se but
rather its integration of this support leading to
VWE that ensures WEL. Thus, we propose the
following additional hypotheses:
H2: The VWE in a country is positively related
to its (a) regulatory institutions, (b) entre-
preneurial norms, and (c) entrepreneurial
cognitions.
H3: WEL in a country is positively related to its
VWE.
H4: VWE mediates the effects of (a) regulatory
institutions, (b) entrepreneurial norms, and
(c) entrepreneurial cognitions on WEL.
Methodology
We developed a unique and distinctive data-
base of internationally comparative country-
level panel data on entrepreneurial activity
across 92 countries for the years 2000–2012. Our
main source of data was the GEM database,
which was developed by the Global Entrepre-
neurship Research Association (GERA).1 In addi-
tion, we also consulted the Index of Economic
Freedom (IEF) and the Doing Business Report
(EDBI) from the World Bank Group (World
Bank 2004, 2007). Each indicator’s value was
normalized to 1 (highest value) and 0 (lowest
value). Standardized values were used for the
SEM analyses. Study variables and data sources
33. are summarized in Table 1.
1GERA is the largest ongoing research consortium collecting
individual- and national-level data on the
incidence, determinants, and outcomes of entrepreneurial
activity since 1999 (Minniti, Bygrave, and Autio
2006). GEM collects data from two sources: (1) the adult
population survey (APS) and (2) the national expert
survey (NES). The NES-questionnaire includes standardized
measures of experts’ (entrepreneurs, consultants,
academics, politicians) perceptions of their country’s
entrepreneurial framework conditions and the
institutional environment for entrepreneurship. The country
experts in the NES-survey have a substantial
knowledge of entrepreneurship-related issues (Reynolds et al.
2001).
JOURNAL OF SMALL BUSINESS MANAGEMENT592
WEL was measured using the GEM’s APS data
from 2000–2012. We calculated a combined
measure of female nascent entrepreneurs (trying
to start new ventures but have not paid any
wages to anyone for last 3 months) and new
female entrepreneurial activity (those who have
been in existence for more than 3 months but
not more than 42 months), known as female
Total early-stage Entrepreneurial Activity (TEA)
(Levie and Autio 2011). This normative data was
available for 92 countries. We compiled an
eleven-year panel of GEM countries (2002–
2012). For validation analyses and robustness
checks, the full 9-year time series was used.
34. VWE was measured through five questions
that approximately 446 experts from 92
Table 1
Exploratory Factor Analysis, Validity, and Reliability
Construct and Source Measures 1 2 3 4 Source
Regulatory institutional
arrangements
AVE (%) = 54.83
CR = 0.83; α = 0.96
Business freedom 0.85 IEF
*Ease of starting up a
business
0.71 EDBI
*Ease of closing a business. 0.71 EDBI
*Property rights. 0.68 IEF
Entrepreneurial
cognitions
AVE (%) = 42.74
CR = 0.80; α = 0.81
*Opportunity perception. 0.82 GEM—APS
*Knows an entrepreneur. 0.73 GEM—APS
*Skills. 0.71 GEM—APS
Entrepreneurial norms
AVE (%) = 49.64
CR = 0.61; α = 0.66
35. *High status. 0.67 GEM—APS
*Media attention. 0.74 GEM—APS
*Desirable Career Choice. 0.77 GEM—APS
Vision for women
entrepreneurship
AVE (%) = 42.90
CR = 0.67; α = 0.88
*There are sufficient social
services available so that
women can continue to
work even after they
start a family.
0.87 GEM—NES
*Starting a new business is
a socially acceptable
career option for
women.
0.88 GEM—NES
*Women are encouraged to
become self-employed or
start a new business.
0.81 GEM—NES
*Men and women are
equally exposed to good
opportunities to start a
new business.
0.80 GEM—NES
36. *Men and women are
equally able to start a
new business.
0.60 GEM—NES
% Explained variance 39.69 22.59 10.70 8.08
% Accumulated variance 39.69 62.28 72.99 81.07
*Normalized.
KMO = 0.786, Bartlett’s p > .001. The cut-off point was 0.60.
APS, Adult Population Survey; AVE, average variance
extracted; CR, composite reliability; EBDI,
World Bank’s Ease of Doing Business Index (World Bank
2009); GEM, Global Entrepreneurship
Monitor; IEF, Index of Economic Freedom (Holmes et al.
2008); NES, National Expert Survey.
YOUSAFZAI, SAEED, AND MUFFATTO 593
countries were asked in the 2002 to 2012 admin-
istrations of the GEM’s NES-questionnaire. The
experts were asked to rate their agreement or
disagreement on a 5-point Likert scale with the
applicability of the following statements to their
country: (1) there are sufficient social services
available so that women can continue to work
even after they start a family; (2) starting a new
business is a socially acceptable career option
for women; (3) women are encouraged to
become self-employed or start a new business;
(4) men and women are equally exposed to
good opportunities to start a new business; and
37. (5) men and women are equally able to start a
new business.
Regulatory institutions were measured
through four items. Business freedom was
taken from IEF to indicate the overall burden of
government regulations set on entrepreneurial
and business activities (Holmes et al. 2008). It
assesses the procedures, time and cost involved
both in starting and closing a business. The
Ease of Doing Business Index (EDBI) was con-
sulted for measuring the ease of starting and
closing a business (World Bank 2009). The ease
of starting up a business indicates the effect of
the regulatory environment on start-ups in a
country by identifying the bureaucratic and
legal hurdles that an entrepreneur must over-
come to incorporate and register a new firm
(e.g., regulations on starting a business, dealing
with construction permits, employing workers,
registering property, obtaining credit, protect-
ing investors, paying taxes, trading across
borders and enforcing contracts) (Stenholm,
Acs, and Wuebker 2011). The ease of closing a
business indicates the effect of the regulatory
environment on closing a business through
weaknesses in existing bankruptcy law and the
main procedural and administrative bottlenecks
in the bankruptcy process (Stenholm, Acs, and
Wuebker 2011). The property rights measure
from IEF assessed the degree to which a coun-
try’s laws protect private property rights and
the degree to which its government enforces
those laws (Arora, Fosfuri, and Gambardella
2001).
38. Entrepreneurial norms were measured
through three variables from the GEM’s APS
questionnaire. Following the broad definition
of norms from Baughn, Chua, and Neupert
(2006), we first measured the status of entre-
preneurship in a country through the percent-
age of the adult population who agreed with
the statement that in their country people
attach a high status to successful entrepreneurs.
Second, we measured the level of perceived
media attention paid to entrepreneurship
through the percentage of the adult population
who agreed with the statement that they often
see stories in the public media about successful
entrepreneurs (Stenholm, Acs, and Wuebker
2011). Third, we measured the percentage of
people who agreed with the statement that in
their country, most people consider starting a
business as a desirable career choice.
Entrepreneurial cognitions were measured
through three variables from the GEM’s APS
questionnaire to capture the perception of per-
ceived business opportunities and the skills
necessary for starting a business in the non-
entrepreneurial adult population. Following
Stenholm, Acs, and Wuebker (2011), we first
measured opportunity perception which indi-
cates the percentage of the non-entrepreneurial
adult population who see opportunities for start-
ing a business in the area in which they live.
Second, the variable knows an entrepreneur
indicates the percentage of the non-
entrepreneurial adult population who person-
ally know an entrepreneur who started a
39. business in the previous two years. Finally, skills
measure the percentage of the non-
entrepreneurial adult population who believe
that they have the required skills and knowledge
to start a business.
Control Variables
In testing our hypotheses, we controlled for
the economic development status of a country
through its per capita income and domestic
growth. Following past studies, we used lagged
per capita income which is measured by a
country’s gross national income (GNI) per
capita expressed in US dollars at Purchasing
Power Party (PPP) exchange rates from the
World Bank’s World Development Indicators
(WDI) database (Bowen and De Clercq 2007;
Wennekers et al. 2005). Domestic growth
was measured through GDP and to obtain
endogenity we used lagged values from the
WDI database. Foreign direct investment (FDI)
represents the presence of foreign-owned
enterprises within a country as a demand-side
factor which is likely to influence a country’s
level of entrepreneurship (Verheul et al. 2002).
This variable was measured through the stock
of inward FDI relative to a country’s GDP,
the data for which were taken from the FDI
database maintained by the United Nations
JOURNAL OF SMALL BUSINESS MANAGEMENT594
Conference on Trade and Development.
40. Finally, we expect a country’s uncertainty
avoidance and degree of collectivism to influ-
ence its entrepreneurial activity, the data for
which were obtained from the GLOBE study
(2004).
Results
Assessment of Measures
Exploratory factor analysis (EFA) with
Varimax-rotation and Kaiser Normalization was
conducted to understand the factor structure of
the variables. It resulted in four-factors with
eigenvalues greater than 1, accounting for
68.58% of the total variance (KMO = 0.786,
p < .001, cut off point 0.60). Table 1 reports the
EFA results. This factor structure was confirmed
through Confirmatory Factor Analysis (CFA).
The parameter estimates from the CFA were
statistically significant and the chronbach’s
alpha reliability measures varied from excellent
0.96 (regulatory institutions) to acceptable
0.65 (entrepreneurial norms). The discriminant
validity was assessed by comparing the corre-
lations and the square root of the average vari-
ance of each construct. Table 2 suggests good
discriminant validity, which indicates that the
latent variables in the model are independent
constructs. Table 2 presents the correlation
matrix and summary statistics.
Convergent Validity
We followed the method by Stenholm, Acs,
and Wuebker (2011) to test the convergent
validity of the three institutional pillars and the
41. VWE through correlation analysis with other
measures employed in previous work. We com-
pared the regulatory institutions with GEM’s
NES data on government policies (ρ = 0.648,
p < .001), government support for entrepre-
neurship (ρ = 0.545, p < .001), and the financial
environment for entrepreneurial support
(ρ = 0.583, p < .001). The significant Spearman
correlation supports the regulatory institutions
measure.
For entrepreneurial norms, we used GEM’s
NES questionnaire. Following Stenholm, Acs,
and Wuebker (2011), we took country-level
data on the national experts’ perception of the
entrepreneurial culture measured through the
perceived degree of motivation and value
(ρ = 0.405, p < .001) and cultural norms and
societal support (ρ = 0.413, p < .001). Simi-
larly, the Spearman correlations between the
entrepreneurial cognitions and the NES’s
degree of skills and abilities for entrepreneur-
ship and opportunities perception were posi-
tive (ρ = 0.199, p < .001; ρ = 0.473, p < .001
respectively).
We tested the convergent validity of the
VWE on the Human Development Report’s
gender empowerment measure. It consists of
three indicators: (1) male and female shares of
parliamentary seats; (2) male and female shares
of administrative, professional, technical and
managerial positions; and (3) power over eco-
nomic resources as measured by women’s and
men’s estimated earned income (Purchasing
42. Power Parity, PPP US$) (Schüler 2006). The
VWE correlates positively with the gender
empowerment measure (ρ = 0.471, p < .001).
Analysis and Results
Direct Effects
Regression analysis was performed to test the
direct effects of the three institutional pillars on
the VWE and WEL. As Table 3 (Model 1) shows,
regulatory institutions (β = 0.21, p < .05), entre-
preneurial cognitions (β = 0.34, p < .001), and
normative institutions (β = 0.14, p < .05) have a
positive and significant effect on the VWE. These
results support H2a, H2b, and H2c. The results
in Model 2 show that regulatory institutions
(β = 0.32, p < .001), entrepreneurial cognitions
(β = 0.56, p < .001) and normative institutions
(β = 0.15, p < .05) have positive and significant
effects on WEL. These results support H1a, H1b,
and H1c. Among the control variables, domestic
growth (β = 0.25, p < .001) and per capita
income (β = 0.40, p < .001) are positively related
to the VWE, whereas domestic growth (β = 0.12,
p < .05) and per capita income (β = −0.18,
p < .05) are related to WEL.
Mediating Effect of VWE
A three-step regression was conducted to
examine the mediating role of VWE (Baron
and Kenny 1986). The regression results in
Table 3 show that regulatory institutions
(β = 0.32, p < .001), entrepreneurial norms
(β = 0.15, p < .05) and entrepreneurial cogni-
tions (β = 0.56, p < .001) have positive and
43. significant effects on the WEL (Model 2). Fur-
thermore, all dimensions of institutional pillars
are positively related to VWE (Model 1). When
VWE is entered into Model 3 (Table 3), it shows
a positive and significant effect on WEL
(β = 0.17, p < .001), supporting H3. The inclu-
sion of VWE leads to an increase in the effect
sizes of regulatory institutions (from 0.21 to
YOUSAFZAI, SAEED, AND MUFFATTO 595
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JOURNAL OF SMALL BUSINESS MANAGEMENT596
0.25), entrepreneurial cognitions (from 0.34 to
0.43) and decrease in entrepreneurial norms
(from 0.14 to 0.10), but remain significant, sug-
gesting partial mediation and partial support
for H4.
Structural Equation Modelling
We examined the robustness of the preceding
63. results with structural equation modelling
(SEM). The first model (SEM1) examined the
direct effect of the independent variables on
WEL, with the path from VWE constrained to
zero. The fit indexes (χ2 [df] = 545.50 [350],
CFI = 0.94, and RMSEA = 0.04) suggested a
good fit with the data. The second model
(SEM2), which involved a full mediation of the
effect of the independent variables by VWE, also
showed a good fit with the data (χ2 [df] = 530.67
[353], CFI = 0.94, and RMSEA = 0.04). Model
comparisons with the chi-square difference test
indicated that SEM2 performed better than SEM1
(Δχ2 [Δdf] = −14.83 [3], p < .001). In SEM2, our
results were consistent with the regression
analysis results. VWE (β = 0.29, t = 6.93,
p < .001), regulatory institutions (β = 0.36,
t = 9.50, p < .001), entrepreneurial cognitions
(β = 0.56, t = 16.05, p < .001) and entrepreneur-
ial norms (β = 0.20, t = 9.50, p < .001) were sig-
nificantly related to WEL.
Following Brown’s (1997) and Shrout and
Bolger’s (2002) recommendations, we tested
the significance of the specific mediation effects
as follows: regulatory institutions (total effect
β = 2.16, p < .001; direct effect β = 2.51, p < .05;
Table 3
Results of Regression Analysis: Standardized Path Coefficients
(t-Values)
Independent Variables Vision for Women’s
64. Entrepreneurship
Women’s Entrepreneurial
Leadership
Model 1 Model 2 Model 3
Control Variables
Domestic growth 0.25 (3.84)*** 0.12 (1.98)* 0.10 (1.99)*
Per capita income 0.40 (4.01)*** −.18 (−2.08)* −0.15 (−2.23)*
Foreign direct investment 0.037 (.86) 0.067 (0.79) 0.065 (0.80)
Collectivism 0.037 (0.60) −0.11 (−1.37) −0.11 (−1.38)
Uncertainty avoidance 0.14 (1.57) −0.04 (−0.60) −0.03 (−0.58)
Main Effects
Regulatory institutional
arrangements
0.21 (2.55)* 0.32 (3.58)*** 0.25 (3.80)***
Entrepreneurial cognitions 0.34 (5.60)*** 0.56 (11.10)*** 0.43
(8.73)***
Entrepreneurial norms 0.14 (2.58)* 0.15 (2.37)* 0.10 (2.29)*
Mediating Effect
Vision for women’s
entrepreneurship
0.17 (2.98)***
Observations 381 381 381
Number of years 10 10 10
R2 0.42 0.59 0.62
Adjusted R2 0.39 0.60 0.51
ΔR2 0.03***
F-value 22.30*** 46.56*** 42.20***
65. F change 5.15**
Max VIF 2.57 2.56 2.40
*p < .05, **p < .01, ***p < .001, †p < .1 (one-tailed test for
hypotheses, and two-tailed test for control
variables).
YOUSAFZAI, SAEED, AND MUFFATTO 597
indirect effect through VWE β = 0.34, p < .001;
Sobel test = 4.84***), entrepreneurial norms
(total effect β = 0.10, p < .05.; direct effect
β = 0.07, p < .05.; indirect effect through VWE
β = 0.02, p < .001; Sobel test = 5.04***), and
entrepreneurial cognitions (total effect β = 0.32,
p < .001; direct effect β = 0.31, p < .001; indirect
effect β = 0.34, p < .001; Sobel test = 5.03***).
Discussion
Drawing on the notion of the social
embeddedness of entrepreneurship and the
insights of institutional theory, we proposed
and validated a multi-level model of WEL
using data collected in 92 countries through
the GEM project. Our multi-level measures
and analysis techniques provided an interac-
tive answer to our research question: how do
different institutional arrangements (regula-
tory, normative and cognitive) interact to
create a VWE that eventually drives WEL? Spe-
cifically, we examined the mediating role of
the VWE on the relationship between the
regulatory, normative and cognitive pillars of
66. institutional theory and WEL. Overall, the
results of this study suggest two main conclu-
sions. First, regulatory institutions, normative
institutions, and entrepreneurial cognitions
influence the VWE. Second, regulatory institu-
tions, entrepreneurial cognitions and entrepre-
neurial norms have a direct and an indirect
effect (through VWE) on WEL. Note that
although the direct effect of VWE on WEL is
small relative to the effect of regulatory and
cognitive dimensions, it plays an additional
role in linking institutional dimensions to
WEL.
Previous research has shown that the preva-
lence of entrepreneurial activity greatly differs
between countries (Freytag and Thurik 2007).
This study addressed the role of the VWE to
explain the country-level differences WEL. This
study was conducted because the role of insti-
tutional context on entrepreneurial activity
seems to be under researched (Ahl 2006). Fur-
thermore, recent conceptualizations of the VWE
as a cultural value allow the application of a
theoretically and empirically rigorous test of the
relationship between institutional dimensions
and WEL through a mediating effect of VWE. In
general, our study indicated that WEL is
explained by the match between a VWE and
institutional dimensions.
We found support for the direct effect of
entrepreneurial norms, regulatory institutions
and entrepreneurial cognitions on both WEL
and VWE. We also found that VWE partially
67. mediates the effect of institutional pillars on
WEL. This suggests that these pillars of institu-
tional theory may have different intrinsic prop-
erties, a nuanced insight that has not yet been
recognized in extant contingency theory. This
is consistent with the structural contingency
theory’s argument that favorable institutional
dimensions determine the degree to which the
VWE is supported. Although the women’s
entrepreneurship literature widely reports that
general normative support and a VWE are
important factors in the emergence of WEL
(Baughn, Chua, and Neupert 2006), we offer a
new insight by arguing that the latter factor can
be the route that makes the former a valuable
resource in the emergence of WEL. These
results also signal a ready supply of entrepre-
neurs that see opportunities and believe they
are capable of starting a business, and the regu-
latory components in the environment will
facilitate their efforts.2
We conducted a series of post hoc moderat-
ing tests with other variables in this study but
found no significant non-linear or moderated
effect of a VWE between institutional pillars
WEL. We evaluated the moderating view of the
VWE and found significant interaction effects
only between the VWE and entrepreneurial
cognitions (β = −1.27, t = −2.36, p < .05) and
regulatory institutions (β = −1.10, t = −4.93,
p < .01). These findings are novel. They suggest
that a VWE plays not only a mediation role but
also an unexpected negative moderating role.
Both policymakers and scholars have con-
68. siderable interest in measuring the levels of
women’s entrepreneurship within and between
nations. Our multidimensional country-level
results underscore the variance between
various institutional arrangements and WEL
through the mediation of VWE. Our findings
suggest that the rate of WEL in a country can be
enhanced through supportive regulatory insti-
tutions and, most importantly, improving
the entrepreneurial cognitions for women’s
entrepreneurship.
2We thank the anonymous reviewer for this insight.
JOURNAL OF SMALL BUSINESS MANAGEMENT598
Implications and Contributions
This study contributes to women’s entrepre-
neurship literature in four main ways. First,
the direct effect of country-level institutional
dimensions sheds new light on the importance
ascribed to the concept of the entrepreneurial
environment in the emergence of WEL and the
importance that the women’s entrepreneurship
literature places on a broad understanding
of normative contexts (Baughn, Chua, and
Neupert 2006). However, the indirect, positive
effects of institutional pillars also emphasize
the need to embrace a more fine-grained notion
of the entrepreneurial environment. Without
this, it is unlikely that women’s entrepreneur-
ship theory will unearth new insights into the
role of the VWE in the emergence of WEL.
69. Second, all entrepreneurship is contextually
embedded in the social, cultural and political
institutions (Bruton and Ahlstrom 2003). We
found that where general entrepreneurial
norms (entrepreneurship is respected and
admired) and VWE (specific normative support
for women’s entrepreneurship) are higher, the
emergence of WEL is higher. Moreover, the
VWE appears to be a more significant predictor
of women’s entrepreneurial activity in a
country than more general entrepreneurial
norms (see Table 3, Model 3). This finding can
be interpreted in the light of push and pull
entry factors into entrepreneurship, because
the impact of general entrepreneurial norms
and the VWE are shaped by the context and
choice set available to the nascent entrepreneur
(Baughn, Chua, and Neupert 2006). Females
will be pulled into self-employment by the VWE
and normative support for entrepreneurship.
However, this will be less relevant in the case
of necessity-based entrepreneurship, that is,
even a country where the VWE and normative
institutions may inhibit women’s entry into
entrepreneurship, economic constraints on
employment will close off other options except
self-employment (Baughn, Chua, and Neupert
2006).
Third, we clarify how and why the VWE
matters in the emergence of WEL by showing
its simultaneously mediating and moderating
roles. We show that the VWE channels institu-
tional dimensions into WEL. This new insight
implies that by failing to consider the mediating
role of the VWE, previous research may have
70. assumed away the entrepreneurial environment
demands in WEL. Therefore, it may have
reached a premature and perhaps overly opti-
mistic view of the importance of the institu-
tional environment in the emergence of WEL.
More importantly, these findings suggest that
institutional dimensions are necessary but not
sufficient conditions for women’s entrepreneur-
ship, and that their interaction with the VWE is
the key driver of women’s entrepreneurship.
We show that the VWE plays an important role
in the emergence of WEL, by partially mediat-
ing the effects of institutional dimensions on
WEL. In other words, institutional dimensions
may not be intrinsically valuable; their value
may be realized through the VWE.
Fourth, given the complexity of the study
context, the negative moderating effects of the
VWE on entrepreneurial cognition and regula-
tory institutions suggest that at high levels, they
could supress the effect of institutional dimen-
sions on women’s entrepreneurship. It appears
that though some dimensions of the institu-
tional theory may make a VWE necessary, the
degree of the VWE might be tempered by the
contextual complexity of the country. One
could suspect positive moderating roles for the
VWE. The new insight we offer is that there
may be a threshold of the VWE beyond which
institutional dimensions may have a detrimen-
tal effect on women’s entrepreneurship. This is
a trade-off that has not been uncovered in
extant research.
71. Limitations and Future
Research Opportunities
Some limitations need to be discussed in
order to assess the generalizability of our
results. Our analysis has a decent sample size
for studies of this kind and we relied on data
from two independent datasets and, therefore,
there is no common method bias in our analy-
sis. However, we have not considered the pos-
sibility of a non-linear relationship between
institutional arrangements and WEL, which can
cause problems in the use of analytical tech-
niques that depend on causality and on average
values (Andriani and McKelvey 2009). Conse-
quently, we do not consider how the cognitive
and normative variance deviating from the
average might affect individuals’ responses to
institutional pressures. Future research should
study these outliers in detail to develop further
understanding of the topic. Second, our aim
was to study women’s entrepreneurial activity
at the national level. Accordingly, we consid-
ered all variables at the national level; thus, our
results should not be generalized to the indi-
YOUSAFZAI, SAEED, AND MUFFATTO 599
vidual level of entrepreneurship. Future
research can study the effects of individual-
level factors on women’s entrepreneurial
decisions, for example, personality traits, entre-
preneurial family background. Furthermore, we
did not address the issue of how our proposed
72. relationships will change over time across dif-
ferent countries. Since the variables used in this
study were collected systematically on a regular
basis from 2002–2012, to achieve a more com-
plete picture of women’s entrepreneurship in
different countries, future research can possibly
track the trajectories of different countries.
In this article, we have shown that WEL and
a VWE are influenced by institutional condi-
tions. A great deal remains to be done to under-
stand the institutional effects on women’s
entrepreneurial activity across countries, and
thereby to understand better why certain indi-
viduals switch from being employees to man-
aging their own ventures. For example, further
work could examine the effect of each of the
components of our model. Preliminary analysis,
not reported here, suggests interaction effects
between regulation and entrepreneurial capac-
ity and entrepreneurial opportunity. Repeating
the analysis for start-ups in different industries
or technology levels could also reveal different
effects. While we have chosen to study entry,
an analysis of the effect of institutional dimen-
sions on exit rates could also be fruitful.
Finally, further investigation of the extent to
which women’s entrepreneurship is substitut-
able under different institutional dimensions
and regimes could explain why some countries
with high regulation and relatively low rates of
women’s entrepreneurship remain powerful
economies.
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OLCU 380 Article Comparison
Length: Paper: 3 - 5 double-spaced pages (excluding title and
references pages)
Due: Week 5 by Sunday Midnight
Value: 150 Points for 15% of the grade
Post: Week 5 Assignments
Select (2) articles listed below on one of the following themes:
decision making, diversity, women and