Globally India is considered as a safe destination Country rating is stable MNCs are doubling their investments in India Exports have touched nearly $200 Billion and is expected to double in two years Forex inflows around $300 Billion, with FDI forming a major part

1. Indian Banking

2.  GDP growth- 8.8.% during 2003-2008
 Current level-8.5% to 9%
 Projected during the 12th
Five year Plan(2012-
2017) double digit
 Post reform period, India has grown
consistently.

3.  Globally India is considered as a safe
destination
 Country rating is stable
 MNCs are doubling their investments in India
 Exports have touched nearly $200 Billion and
is expected to double in two years
 Forex inflows around $300 Billion, with FDI
forming a major part

4.  Growing percentage of young population
throws up new opportunities
 Share of population in the working age group
expected to move from 63% in 2006 to 68.4%
in 2026.
 People below the age group of 25 and below
is sizeable , giving new opportunities to
business and banks too.

5.  Banking the unbanked, Financial Inclusion
 Paradigm shift in Indian demographics
 Phenomenon of distributed capitalism-growing middle
class-(middle class set to grow from 50M. To 583 M. in
next 18 years).
 Globalization of the Indian economy
 Growing urbanization- 29% in urban areas, contribution
more than 70% output
 Electronification of payments
 Re-regulation- need based on the recent crisis

6.  Asset size increased more than five times from
$250Bn. To $1.3 trillion from 2000 to 2010
 Business of banks to GDP ratio doubled from 68%
to 135%
 Bank credit as proportion of GDP -55%
(rose from29% in 2000)
Banks have added 14000 branches and 41000
ATMs in the last 10 years

7.  Total Assets Rs. 60,25,141 Crore
 Investments. Rs. 17,19,185 Crore
 Loans and Advances. Rs.34,97,054 Crore
 Employees 9.74 lakh
 Branches more than 67000
 ATM more than 60153
 Most branches linked by Core Banking
Solution

8.  No frill account through business
correspondents-for financial inclusion
 ATMs- zoomed in recent years
 Internet Banking
 Mobile banking
 BC Banking

9.  Integrate technology with processes to deliver
quality customer services to customers spread all
over India
 Reduce transaction costs
 Improve operational efficiency-productivity
 Make people to use technology-with in and without
 Innovate products to suit the emerging needs
 Skill development of staff/replacement due to
retirement

10.  Mass retirement in the next 10 years
 High attrition of young talent
 Inadequate talent management schemes
 Limited effectiveness of training
 Lack of specialist skills-dearth of talents
 Gaps in leadership skills
 Compensation divergences

11.  Service Innovation
 Product Innovation
 Operations Innovation
 Business Innovation
 Channel Innovation
“ Since we live in an age of innovation, a practical education
must prepare a man for work that does not yet exist and
cannot yet be defined.”
Peter Drucker

12.  Are Indian banks prepared for Basle III?
 Should Indian Banks aim to become global?
 Should foreign banks come in only as
subsidiaries?
 Do we need to re-write laws governing the
Banking sector?
 Where do Indian Banks stand on efficiency
parameters?

13. Banking Drivers
Wealth
Management
Competition
Capital
Off
Shoring
Complex
Financial
Products
Bigger
Customers
Mergers
Retail
Risk
IT
Out
sourcing
Modern
banking

17.  Risk Management
 Retail Banking
 Wholesale/ Corporate Banking
 Treasury management
 Financial Advising
 Outsourcing/vendor management
 ALM
 Foreign Exchange Management
 Delivery Channel management
 Centralized back end- documentation- sign off
 Credit appraisal
 Developing/Marketing of bank products
 Public relations
 Governance

18.  Corporate Advances
 Retail
 Credit Card
 Housing
 Consumer Loans
 Priority
 SME
 Agriculture
 Business
 Trade Finance
 Commercial Loans
 Treasury
 Money/Capital/Forex/
Commodity & Derivative
Markets
 ALM
 Fee Based Business
 Remittances
 Selling wealth
management products
 Remittances
 Liabilities
 Deposits
 Borrowing
 Capital

19.  Design and deliver courses that are relevant
and focused on talent management
 Use I.T and internet as major delivery tools
 Work with multiple stakeholders
 Leverage the support of the banks to deliver
the best possible courses at the lowest
possible price

20. The Courses are offered for the employees of

21. Pedagogy

22. •ALM
•Compliance