Uploaded byOlympicSrCare
In homecare recession
This document provides tips and information for family caregivers on providing in-home care during economic difficulties. It discusses affordable housing options for seniors, the benefits of senior centers and adult day care, financing care beyond insurance, creating a team approach to caregiving, and how caregivers can potentially get paid for their services. The presentation was given by Home Instead Senior Care to educate caregivers.
In homecare recession
- 1. HOW TO PROVIDEIN-HOME CARE DURING A RECESSION Caring for your parents: Education for the Family Caregiver® Serving Jefferson & Clallam Counties Home Instead Senior Care® © Home Instead, Inc. 2010. This information is proprietary and confidential to Home Instead, Inc. Unauthorized use is prohibited.
- 2. OBJECTIVES FOR TODAY During today’s workshop, you will: • Learn about less expensive housing options • Understand the benefits and services provided by senior centers and adult day care centers • Discover financing options for care beyond traditional insurance coverage • Gain tips on how to create a team approach for providing care • See how to get paid for your caregiving services
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- 4. HOUSING OPTIONS: LIVINGWITH FAMILY – VIDEO #2
- 5. HOUSING OPTIONS: LIVING WITHFAMILY Before making the decision to be a family caregiver, ask: • Are you prepared for the pressure on your spouse/children? • Have your spouse/children agreed to take mom or dad into your home? • Have you established a working arrangement with siblings/ family members? • Have you anticipated the impact on your own health? • Are you prepared for the emotional stress? • Have you evaluated the financial cost of providing family care? • Will you be able to continue working and provide family care?
- 6. HOUSING OPTIONS: LIVING WITHFAMILY Advantages Disadvantages • Fulfills the promise of • Risk of high personal and home family stress • Develop a close personal • Multigenerational conflicts relationship • Possibility of under-serving • Relatively low cost of care senior’s needs • Personal satisfaction • Less time with your own • Intergenerational bonding family among your parents, you • Decreased productivity at and your children work
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- 8. HOUSING OPTIONS: AFFORDABLE HOUSING – Two main options: • Public housing and voucher options through local public housing agency • Affordable senior housing through U.S. Department of Housing and Urban Development’s (or HUD’s) 202 Program
- 9. HOUSING OPTIONS: AFFORDABLE HOUSING Publichousing agency: • Rental housing • Eligibility criteria • Housing choice vouchers Affordable senior housing – HUD’s 202 program: • Subsidized housing and rental assistance • Rates calculated according to income • Assistance for residents to access health care services • Often limited availability
- 10. SENIOR CENTERS AND ADULTDAY CARE CENTER
- 11. SENIOR CENTERS AND ADULTDAY CARE CENTERS Senior Centers: • For those in good mental and physical health • Provide social and recreational outlets • Modest costs for lunches and activity fees Adult Day Care Centers: • For seniors with age-associated disabilities • Provide respite for family caregivers • Rates from $25 to $100 per day
- 12. FINANCING OPTIONS FORCARE, BEYOND INSURANCE
- 13. FINANCING OPTIONS FOR CARE,BEYOND INSURANCE Financing options include: • Reverse mortgage drawing on home equity • A “life settlement” using the senior’s life insurance as an asset Get advice from attorney and/or financial advisor
- 14. CREATING A TEAMAPPROACH
- 15. CREATING A TEAM APPROACH Enlist support from family members and friends: • Give each person a responsibility • Divide the tasks into categories • Converse with other family members; express your concerns • Don’t be a control freak Other options: • Bartering or trading of services • Timebanking • House trading
- 16. GET PAID FORYOUR CAREGIVING SERVICES
- 17. GET PAID FORYOUR CAREGIVING SERVICES Receive direct payments from Medicaid’s Cash and Counselling program (in some states) • Similar programs in a few other states, even if not qualified for Medicaid • Be paid out of senior’s long-term care insurance policy (may require state certification as in-home care If the senior you are caring for is going to pay you, draw up a simple contract setting out terms of care and payment
- 18. TO US, IT’SPERSONAL ® Take action! • What is the first thing I will do to reduce my stress about the financial impact of caregiving? • What resources do I need to search, talk to, or meet with to learn more about the options available? • What is my strategy for creating a team approach? • How can I find out if I can get paid for my caregiving services?
- 19. ABOUT HOME INSTEADSENIOR CARE – LOCAL OFFICE Personal Care Home Helper Services • Bathing & Toileting • Provide Alzheimer’s care • Dressing • Assist with laundry and ironing • Grooming • Take out garbage • Aid with morning and wake-up Companionship Services • Arrange appointments • Provide respite care • Aid with reading, walking • Monitor diet and eating • Write letters and correspondence • Check food expirations • Change linens • Assist with evening and tuck-in • And more… • Stimulate mental awareness • Assist with entertaining © Home Instead, Inc. 2010. This information is proprietary and confidential to Home Instead, Inc. Unauthorized use is prohibited.
- 20. Thank You! For additional information about this presentation or Home Instead Senior Care of the North Olympic Peninsula please contact your local office. Port Ludlow – (360) 437-9884 Port Townsend – (360) 385-6357 Sequim – (360) 681-2511 www.homeinstead.com/650 © Home Instead, Inc. 2010. This information is proprietary and confidential to Home Instead, Inc. Unauthorized use is prohibited.