Learn how to apply asset allocation through mutual funds and get the best one for you

1. ASSET ALLOCATION
A basic step towards investment planning

2. BASIC INVESTMENT STYLES
 Speculative
 Hedge
 Strategic

3. BASIC INVESTMENT STYLES
Speculative
 Hedge
 Strategic

4. Speculative Style of Investment
- Investor focuses on opportunities
- They take short term bet
- They take leverage

5. BASIC INVESTMENT STYLES
 Speculative
Hedge
 Strategic

6. Hedging style of Investments
- Such investors are just interested
In earning from their business
- They just need to protection form
volatility

7. BASIC INVESTMENT STYLES
 Speculative
 Hedge
Strategic

8. ASSET ALLOCATION IS FOR SUCH STRATEGIC
INVESTORS

9. SESSION TODAY
How to use Right Asset Allocation for :
Growth in your Capital : Wealth Creation
Income from your Capital : Annuity

10. ASSET ALLOCATION HELPS IN :
 Staying focused in your investments
 Achieving the real benefit of diversification

11. Whether it is Growth or it is Income :
So it is all about selecting a
good Asset

12. Justification for Asset Allocation

13. How to do Asset Allocation ?
 Investment objective :
 Growth : Fixed Asset Allocation
 Income : Dynamic Asset Allocation

14. How to do Asset Allocation ?
 Investment objective :
Growth : Fixed Asset Allocation
 Income

15. Let’s see the Asset Allocation for :
Growth ( Age bracket <55 yrs)
It’s a story of Equity
Investing
 The right Business type
 The right business men, and
 The right business house

16. GROWTH ORIENTED PORTFOLIO – 100% Equity
 Equity Investment in scalable Business
 Equity Investment in inventions, innovations and disruptions
 Equity Investment in Leadership

17. ASSET OPTIONS IN EQUITY -1
Investment in scalable Business
 Investment in inventions, innovations and disruptions
 Investment in Leadership

18. Investment in Scalable Business
 Business that has the potential to multiply revenue with minimal incremental cost
 IT business like- facebook, Google, Alibaba, Infosys, TCS etc
 Pharma manufacturing Business
 Logistics and start ups

19. HDFC Capital Builder – Portfolio Mix

20. ASSET OPTIONS IN EQUITY -2
 Investment in scalable Business
 Investment in inventions, innovations and disruptions
 Investment in Leadership

21. ASSET OPTIONS IN EQUITY
 Investment in scalable Business
Investment in inventions, innovations and
disruptions
 Investment in Leadership

22. Investing in Inventions , Innovations and
disruptions
 Business that has scientific set up or advanced RnD
 Chemical Business
 Automobile
 Pharma
 Consumer Goods
 Manufacturing

23. HDFC Small Cap Fund – Portfolio Mix

24. ASSET OPTIONS IN EQUITY
 Investment in scalable Business
 Investment in inventions, innovations and disruptions
 Investment in Leadership

25. ASSET OPTIONS IN EQUITY
 Investment in scalable Business
 Investment in inventions, innovations and disruptions
Investment in Leadership

26. Investment in Leadership business
 Business that has unique propositions or non replicable format
 Gas exploration
 Mining
 Electric transmission
 Ship and cargos
 Other government captured areas

27. HDFC Top 100 Fund – portfolio mix

28. ASSET ALLOCATION IN EQUITY - %age
 Investment in scalable Business : 30%
 Investment in inventions, innovations and disruptions : 30%
 Investment in Leadership : 40%

29. Allocate through Equity Funds of HDFC

30. HDFC Small Cap Fund – Portfolio Mix (30%)

31. HDFC Capital Builder – Portfolio Mix (30%)

32. HDFC Top 100 Fund – portfolio mix (40%)

33. ROI Scenarios

34. How to do Asset Allocation ?
 Investment objective :
 Growth
 Income

35. How to do Asset Allocation ?
 Investment objective :
 Growth
Income

36. ASSET ALLOCATION FOR ANNUITY
 Create a proper Mix of Debt and Equity
 Lend to good business
 Lend to government
 Invest in Dividend paying Business

37. You need Dynamic Allocation

38. Meaning of Dynamic Asset Allocation
 Good time : 75% Equity and 25% Debt
 Bad Time : 25% Equity and 75% Debt
 Sell Equity at high
 Buy Equity at Low
“ Manage a positive return status – always , to pay consistent dividends”

39. SAMPLES OF DYNAMIC ALLOCATION

40. SAMPLES OF DYNAMIC ALLOCATION

41. SAMPLES OF DYNAMIC ALLOCATION

44. DYNAMIC ASSET ALLOCATION FUND
Swings between Debt and Equity

45. Debt Portion

46. Equity Portion

47. Income generation - miraculous

48. Income generation - miraculous

49. Lowest Annual Yield : 11.36% p.a

50. Lowest Annual Yield : 11.36% p.a

51. SO WHAT SHOULD BE THE PROCESS ?
• Pre -
Retirement
Growth Style
• Post
Retirement
Income Style
• Dividends
• SWP
Annuity Payouts
• Asset
Transfer
Generation Next

52. TRANSIT FROM WEALTH CREATION TO ANNUITY :
> 55 years for Salaried people, or
> 60 years for Businessmen

53. SIMPLIFIED SUMUP
Be clear about your investing need :
Wealth or Income or both !
 Allocate your assets nicely in both the cases
 Use the simple route from trusted brands, to get the best Assets
 Equity Funds for Growth
 Balanced Advantage Fund for Income

54. SIMPLIFIED SUMUP
 Be clear about your investing need : Wealth or Income or both !
Allocate your assets nicely in both the
cases
 Use the simple route from trusted brands, to get the best Assets
 Equity Funds for Growth
 Balanced Advantage Fund for Income

55. SIMPLIFIED SUMUP
 Be clear about your investing need : Wealth or Income or both !
 Allocate your assets nicely in both the cases
Use the simple route from trusted brands,
to get the best Assets
 Equity Funds for Growth
 Balanced Advantage Fund for Income

56. SIMPLIFIED SUMUP
 Be clear about your investing need : Wealth or Income or both !
 Allocate your assets nicely in both the cases
 Use the simple route from trusted brands, to get the best Assets
Equity Funds for Growth
 Balanced Advantage Fund for Income

57. SIMPLIFIED SUMUP
 Be clear about your investing need : Wealth or Income or both !
 Allocate your assets nicely in both the cases
 Use the simple route from trusted brands, to get the best Assets
 Equity Funds for Growth
Balanced Advantage Fund for Annuity

58. DEMON IN THE JOURNEY..
Daily Valuation of your assets
“ Do you evaluate :
- the value of your Home you live in ?
- the value of Gold you wear ?
- the value of tree which is yielding fruits ?
“So why keep checking the portfolio you are eating upon ? ”

59. KEEP YOUR LIQUIDITY CHEQE BOOK INTACT

60. OTHER ASSET MIXTURES
 Invest in Gold
 Invest in Diamond
 Invest in plots or commercial properties
 Invest some amount in every IPO
 Invest in a stock before it is coming for the IPO – AIF
 Invest in business you understand or clear about its growth

61. MIXED METHODS OF WEALTH CREATION
Invest in Gold
 Invest in Diamond
 Invest in plots or commercial properties
 Invest some amount in every IPO
 Invest in a stock before it is coming for the IPO – AIF
 Invest in business you understand or clear about its growth

62. MIXED METHODS OF WEALTH CREATION
 Invest in Gold
Invest in Diamond
 Invest in plots or commercial properties
 Invest some amount in every IPO
 Invest in a stock before it is coming for the IPO – AIF
 Invest in business you understand or clear about its growth

63. MIXED METHODS OF WEALTH CREATION
 Invest in Gold
 Invest in Diamond
Invest in plots or commercial properties
 Invest some amount in every IPO
 Invest in a stock before it is coming for the IPO – AIF
 Invest in business you understand or clear about its growth

64. MIXED METHODS OF WEALTH CREATION
 Invest in Gold
 Invest in Diamond
 Invest in plots or commercial properties
Invest some amount in every IPO
 Invest in a stock before it is coming for the IPO – AIF
 Invest in business you understand or clear about its growth

65. MIXED METHODS OF WEALTH CREATION
 Invest in Gold
 Invest in Diamond
 Invest in plots or commercial properties
 Invest some amount in every IPO
Invest in a stock before it is coming for the
IPO – AIF
 Invest in business you understand or clear about its growth

66. MIXED METHODS OF WEALTH CREATION
 Invest in Gold
 Invest in Diamond
 Invest in plots or commercial properties
 Invest some amount in every IPO
 Invest in a stock before it is coming for the IPO – AIF
Invest in business you understand or clear
about its growth

67. As always we are here…

68. Our communication process
 Webinar – Weekly
 Facebook page : Wealthyfie
 Appstore : Infirupee
 Website : infirupee
 Whattsapp or call : 9309218766
 Visit : Saran Chambers -2 , park Road, Lucknow -226001

69. Our communication process
Webinar – Weekly
 Facebook page : Wealthyfie
 Appstore : Infirupee
 Website : infirupee
 Whattsapp or call : 9309218766
 Visit : Saran Chambers -2 , park Road, Lucknow -226001

70. Our communication process
 Webinar – Weekly
Facebook page : Wealthyfie
 Appstore : Infirupee
 Website : infirupee
 Whattsapp or call : 9309218766
 Visit : Saran Chambers -2 , park Road, Lucknow -226001

71. Our communication process
 Webinar – Weekly
 Facebook page : Wealthyfie
Appstore : Infirupee
 Website : infirupee
 Whattsapp or call : 9309218766
 Visit : Saran Chambers -2 , park Road, Lucknow -226001

72. Our communication process
 Webinar – Weekly
 Facebook page : Wealthyfie
 Appstore : Infirupee
Website : infirupee
 Whattsapp or call : 9309218766
 Visit : Saran Chambers -2 , park Road, Lucknow -226001

73. Our communication process
 Webinar – Weekly
 Facebook page : Wealthyfie
 Appstore : Infirupee
 Website : infirupee
Whattsapp or call : 9309218766
 Visit : Saran Chambers -2 , park Road, Lucknow -226001

74. Our communication process
 Webinar – Weekly
 Facebook page : Wealthyfie
 Appstore : Infirupee
 Website : infirupee
 Whattsapp or call : 9309218766
Visit : Saran Chambers -2 , Park Road,
Lucknow -226001

75. THANK YOU
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