A CAF Venturesome: Market Insight Series Publication
February 2011, First Edition
The UK social investment market has now reached a critical juncture. Although there is some evidence of coordinated market-building efforts, the market remains
fragile. By reviewing the development of the global microfinance industry, this handbook aims to equip practitioners in the social investment market with some of
the analytical tools and insights for making the tactical and strategic decisions which may systematically advance our sector.
Measuring Social Enterprise Impacts and Benefits:Emerging Approaches and IssuesKarim Harji
Presentation at the CASC/ANSER conference, Ottawa, May 27, 2009
For many social enterprises, the important issues of accountability and performance often get funneled into a discussion around metrics and measurement. Yet the measurement of the “blended value” (financial, social and environmental) that is created by social enterprise is a relatively under-developed facet of the social finance marketspace. This session will present emerging approaches and methods to assess, manage and communicate the complexity of social and financial value creation. Drawing on Canadian and international examples, the potential contributions of these approaches to the broader debate around social impact measurement will also be examined.
In the past, Canadians relied on governments and non-profits to meet social needs, while leaving markets, private capital and business to deliver financial returns. This binary system is breaking down. Profound societal challenges require us to find new ways to mobilize ingenuity and resources for effective, long-term solutions. A social finance marketplace investing in social, environmental and economic returns.
Presented at the ANSER Conference, 28th May, 2009
Based on a forthcoming paper on the social finance landscape in Canada, from an investor perspective. Download the paper from carleton.ca/3ci
Measuring the Blended Value of Corporate Social Responsibility and Social Ent...Karim Harji
Presentation to the Canadian Evaluation Society Annual Conference, Ottawa, June 2, 2009
Innovative evaluation methods and tools are emerging in the fields of corporate social responsibility (CSR) and social enterprise. The focus of these innovations is the measurement of the “blended value” (financial, social and environmental) that is created by CSR and social enterprise, which is of interest to social investors, “philanthrocapitalists” and governments.
This panel will summarize findings-in-process from ongoing applications in these spheres in Ontario, Ghana and other developing-world settings. There are advantages and challenges in applying “blended value” approaches that the presenters will examine. The panelists will also discuss the implications of these findings for the theory and practice of evaluation.
Presented by David Floyd, Managing Director, Social Spider, at NCVO's 2015 Evolve Conference.
One of two presentations covering the alternative finance landscape.
Measuring Social Enterprise Impacts and Benefits:Emerging Approaches and IssuesKarim Harji
Presentation at the CASC/ANSER conference, Ottawa, May 27, 2009
For many social enterprises, the important issues of accountability and performance often get funneled into a discussion around metrics and measurement. Yet the measurement of the “blended value” (financial, social and environmental) that is created by social enterprise is a relatively under-developed facet of the social finance marketspace. This session will present emerging approaches and methods to assess, manage and communicate the complexity of social and financial value creation. Drawing on Canadian and international examples, the potential contributions of these approaches to the broader debate around social impact measurement will also be examined.
In the past, Canadians relied on governments and non-profits to meet social needs, while leaving markets, private capital and business to deliver financial returns. This binary system is breaking down. Profound societal challenges require us to find new ways to mobilize ingenuity and resources for effective, long-term solutions. A social finance marketplace investing in social, environmental and economic returns.
Presented at the ANSER Conference, 28th May, 2009
Based on a forthcoming paper on the social finance landscape in Canada, from an investor perspective. Download the paper from carleton.ca/3ci
Measuring the Blended Value of Corporate Social Responsibility and Social Ent...Karim Harji
Presentation to the Canadian Evaluation Society Annual Conference, Ottawa, June 2, 2009
Innovative evaluation methods and tools are emerging in the fields of corporate social responsibility (CSR) and social enterprise. The focus of these innovations is the measurement of the “blended value” (financial, social and environmental) that is created by CSR and social enterprise, which is of interest to social investors, “philanthrocapitalists” and governments.
This panel will summarize findings-in-process from ongoing applications in these spheres in Ontario, Ghana and other developing-world settings. There are advantages and challenges in applying “blended value” approaches that the presenters will examine. The panelists will also discuss the implications of these findings for the theory and practice of evaluation.
Presented by David Floyd, Managing Director, Social Spider, at NCVO's 2015 Evolve Conference.
One of two presentations covering the alternative finance landscape.
Ash shrivastav the venture capitalist with a silicon valley solution for mi...LenaCharles3
Silicon Valley based Venture Capitalist Ash Shrivastav proposes a new kind of seed stage VC fund backed by the United States government to invest in companies that most need it
Defining The Current State Of The Ecosystem: Diverse Investor And Innovator S...Harry Alford
On December 15, 2020, we convened investors and innovators to discuss the challenges of driving growth for underserved audiences and how we can help drive growth in the ecosystem. The event was in salon format, a gathering of people to increase our knowledge through conversation. The 90-minute thought-provoking conversation surfaced positive forces driving us forward, the hindrances holding us back, and the resources required to achieve the ideal future state we envision for the ecosystem.
This report provides insight about the Lebanese startup ecosystem, explores its unique challenges and makes recommendations based on international best practices.
I recently attended the First Lebanese Startups Conference in New York City and I was frankly pleasantly surprised by the top caliber of speakers and the spirit of Lebanese entrepreneurship.
30 speakers, 25 startups, 50 investors and 250 entrepreneurs and professionals at The Plaza Hotel in New York City. A real inspiring event to be remembered.
Social Finance and Impact Investing in CanadaKarim Harji
Presentation at OISE - November 21, 2012
• An overview of the state of social finance and impact investing across Canada
• An analysis of why Canada is well positioned to become a leader globally
• A participatory discussion on the key issues such as:
-- The perceived trade-offs between social impact vs. financial return;
--- How philanthropy can complement social finance;
--- Measurement of social value creation;
--- Legislation and public policy; and
--- Bridging silos between sectors and organizations.
Crowdfunding: Funding Innovation through Innovation in Funding – BGSE Thesis Sergio Gutiérrez Montero
Do you know crowdfunding? In an online survey conducted primarily among entrepreneurs and students in the field of innovation and entrepreneurship, almost 50% answered “No”. Even cutting-edge innovator Google continuously suggested the authors of this thesis to check the spelling of “crowdfunding” when writing the thesis on Google docs. Further anecdotal evidence can be found in our classes and seminars. During our master program, we have been taught different ways how startup ventures can raise capital and have engaged in discussions with entrepreneurs and technology transfer officers. Crowdfunding was not mentioned. Yet, we remember our thesis advisor and innovation consultant Paco Conde of LTC saying that many of his clients, when thinking about innovation, primarily think of their production process thereby neglecting the importance of innovation at the financing (and distribution) stage.
In July 2010, thus almost coinciding with the beginning of our studies at Barcelona Graduate School of Economics, the search term “crowdfunding” for the first time generated enough traffic to be spotted by Google Trends (Figure 1). Throughout the last year search volume has steadily increased, demonstrating growing interest and awareness of the topic.
Crowdfunding in general and crowdfunding for startup companies in particular are nascent phenomena that made it to the headlines only recently but bear the potential to drastically change the way startup companies are financed today.
Private Philanthropy: An Overview On Giving in The U.S. and WorldwideAndrew Tulchin
Private philanthropic giving from individuals, corporations and foundations contri-butes a significant proportion to value flows related to development aid and other social change efforts. Private sector actors are important sources of funding to NGOs and multilateral organizations – either working for causes in their home societies or seeking to improve the lives of poorer groups in developing countries. In many cases, they provide occasional donations, and also establish long-term partnerships with non-profits, foundations, and government stakeholders.
This white paper provides an overview on giving practices in the private sector. By summarizing existing literature and drawing on secondary data, it explores the variety of private philanthropy across regions and by donor type. Additionally, it outlines emerging new waves and concerns for private philanthropy.
O World Giving Index, divulgado no Brasil pelo IDIS, é um estudo anual sobre o comportamento global de solidariedade baseado em pesquisas realizadas em 140 países, analisando três indicadores de doação: a porcentagem de pessoas que fizeram doações em dinheiro, que dedicaram tempo de voluntariado e que ajudaram um desconhecido no último mês anterior à pesquisa.
Ash shrivastav the venture capitalist with a silicon valley solution for mi...LenaCharles3
Silicon Valley based Venture Capitalist Ash Shrivastav proposes a new kind of seed stage VC fund backed by the United States government to invest in companies that most need it
Defining The Current State Of The Ecosystem: Diverse Investor And Innovator S...Harry Alford
On December 15, 2020, we convened investors and innovators to discuss the challenges of driving growth for underserved audiences and how we can help drive growth in the ecosystem. The event was in salon format, a gathering of people to increase our knowledge through conversation. The 90-minute thought-provoking conversation surfaced positive forces driving us forward, the hindrances holding us back, and the resources required to achieve the ideal future state we envision for the ecosystem.
This report provides insight about the Lebanese startup ecosystem, explores its unique challenges and makes recommendations based on international best practices.
I recently attended the First Lebanese Startups Conference in New York City and I was frankly pleasantly surprised by the top caliber of speakers and the spirit of Lebanese entrepreneurship.
30 speakers, 25 startups, 50 investors and 250 entrepreneurs and professionals at The Plaza Hotel in New York City. A real inspiring event to be remembered.
Social Finance and Impact Investing in CanadaKarim Harji
Presentation at OISE - November 21, 2012
• An overview of the state of social finance and impact investing across Canada
• An analysis of why Canada is well positioned to become a leader globally
• A participatory discussion on the key issues such as:
-- The perceived trade-offs between social impact vs. financial return;
--- How philanthropy can complement social finance;
--- Measurement of social value creation;
--- Legislation and public policy; and
--- Bridging silos between sectors and organizations.
Crowdfunding: Funding Innovation through Innovation in Funding – BGSE Thesis Sergio Gutiérrez Montero
Do you know crowdfunding? In an online survey conducted primarily among entrepreneurs and students in the field of innovation and entrepreneurship, almost 50% answered “No”. Even cutting-edge innovator Google continuously suggested the authors of this thesis to check the spelling of “crowdfunding” when writing the thesis on Google docs. Further anecdotal evidence can be found in our classes and seminars. During our master program, we have been taught different ways how startup ventures can raise capital and have engaged in discussions with entrepreneurs and technology transfer officers. Crowdfunding was not mentioned. Yet, we remember our thesis advisor and innovation consultant Paco Conde of LTC saying that many of his clients, when thinking about innovation, primarily think of their production process thereby neglecting the importance of innovation at the financing (and distribution) stage.
In July 2010, thus almost coinciding with the beginning of our studies at Barcelona Graduate School of Economics, the search term “crowdfunding” for the first time generated enough traffic to be spotted by Google Trends (Figure 1). Throughout the last year search volume has steadily increased, demonstrating growing interest and awareness of the topic.
Crowdfunding in general and crowdfunding for startup companies in particular are nascent phenomena that made it to the headlines only recently but bear the potential to drastically change the way startup companies are financed today.
Private Philanthropy: An Overview On Giving in The U.S. and WorldwideAndrew Tulchin
Private philanthropic giving from individuals, corporations and foundations contri-butes a significant proportion to value flows related to development aid and other social change efforts. Private sector actors are important sources of funding to NGOs and multilateral organizations – either working for causes in their home societies or seeking to improve the lives of poorer groups in developing countries. In many cases, they provide occasional donations, and also establish long-term partnerships with non-profits, foundations, and government stakeholders.
This white paper provides an overview on giving practices in the private sector. By summarizing existing literature and drawing on secondary data, it explores the variety of private philanthropy across regions and by donor type. Additionally, it outlines emerging new waves and concerns for private philanthropy.
O World Giving Index, divulgado no Brasil pelo IDIS, é um estudo anual sobre o comportamento global de solidariedade baseado em pesquisas realizadas em 140 países, analisando três indicadores de doação: a porcentagem de pessoas que fizeram doações em dinheiro, que dedicaram tempo de voluntariado e que ajudaram um desconhecido no último mês anterior à pesquisa.
Pesquisa Doação Brasil - Relacionamento com ONGsIDIS
Novos dados da pesquisa Doação Brasil, o mais abrangente levantamento nacional já realizado no país que visa mapear os hábitos de doação dos indivíduos. Dessa vez o foco é o relacionamento com as ONGs, organizações não governamentais.
Sustentabilidade ambiental, social e financeira em uma empresa do setor de hi...IDIS
Sustentabilidade ambiental, social e financeira em uma empresa do setor de higiene e limpeza - palestra ministrada por Ricardo Vacaro no Encontro de Investidores Sociais do Maranhão, realizada em maio de 2015.
Resultados da pesquisa BISC 2015 (Benchmarking do Investimento Social Corporativo), realizada anualmente pela Comunitas e que acompanha a evolução do investimentos sociais feitos pelas empresas no Brasil. A apresentação foi realizada por Regina Esteves, diretora-presidente da Comunitas, durante o V Fórum Brasileiro de Filantropos e Investidores Sociais, em 12 de novembro de 2015.
SMART GRID INTEROPERABILITY: THE GREAT ENABLERMeisam Rezaeian
The use of standards-based protocols
enables the ability to support and
manage the multitude of technology
and devices required across the smart
grid, providing increased interoperability
and reduced operational cost.
When looking at new system solutions
to upgrade existing infrastructure, some
of the primary attributes to assess are
the network management capabilities,
ability to transition, and support for
existing and evolving technology.
Grid changes are coming, and a growing number
of vendors will participate in the process and add
further innovations. Interoperability will serve as
the prime enabler of these changes. Utilities will
be able to serve their constituents well only if
they choose an upgrade path based on a common
platform for change and find solutions that
accommodate upgrades across the whole spectrum
of the grid.
Can islamic finance show its economic and societal value?Joy Abdullah
This article aims to highlight the need to strategically re-focus the purpose of Islamic finance by highlighting the economic and social benefits.
The article is on Page 6-7.
Capital Plus: The Challenge of Development in Development Finance Institution...Carla Castillo
In "Capital Plus," microfinance practitioners explore the role of development finance in poverty alleviation. For development finance to improve the lives of the poor, financial capital must be accompanied by access to other kinds of capital: land, water, and forests; infrastructure, utilities, and housing; education, skills, and training; and functioning institutions. All of these together constitute "Capital Plus".
20 most innovative companies in Fintech IndustrySumit Roy
Global fintech financing has more than trebled in the past three years to an estimated US$3 billion annually and the level of innovation in the financial services sector has been unprecedented over the past 12 months. The level of spend and intensity of focus will – and already has – led to the development and release of products and solutions that will change the way customers view and interact with their financial services
SiG@MaRS hosted a recap of the inaugural Social Capital (SoCap) Markets Conference held in October 2008 in San Francisco. Kerri Golden, Karim Harji, Michael Lewkowitz and Allyson Hewitt discussed the event, recent developments in the Social Finance marketspace, and the relevance of SoCap for Ontario and Canada.
Transform Global - A model for a private world banksassbo
Transform Global (TG), previously Transform Capital Management, is a model for a private world bank, also known as a global impact investment bank, investing into funds which have a social, environmental and financial return. TG aims to address critical market failures caused by our current financial system, while tackling the environmental and social symptoms that are a by-product of the system.
Impact Assessment for Productive Inclusion: Methodologies, Challenges, and Li...IDIS
Paula Fabiani, CEO of IDIS, and Denise Carvalho, Monitoring and Evaluation Manager at IDIS, explore the main benefits, challenges, and limitations faced in the social impact assessment of productive inclusion projects and programs, as well as future trends and approaches.
A Pesquisa Doação Brasil é o mais abrangente estudo sobre os hábitos de doação dos indivíduos no Brasil e faz parte de um dos pilares de atuação do IDIS – Instituto para o Desenvolvido do Investimento Social, que é a geração e disseminação de conhecimento. Em sua terceira edição, a Pesquisa apresenta além dos dados gerais sobre a cultura de doação no Brasil, um capítulo temático focado nos hábitos e atitudes da Geração Z, contemplando jovens nascidos entre 1996 e 2004.
A Pesquisa Voluntariado no Brasil 2021 legitima o trabalho de milhares de voluntários na
construção de um Brasil melhor, no presente e para as gerações futuras.
Em sua terceira edição, a Pesquisa traz um retrato brasileiro do tema, indica tendências e
analisa as mudanças das últimas duas décadas.
A iniciativa inédita conta com informações sobre fluxo de caixa (patrimônio, doações recebidas, investimentos na causa e resgates para manutenção própria); alocação dos investimentos; rentabilidade dos investimentos; e estrutura da governança (com dados sobre a presença de membros independentes e participação feminina).
Neste material, consideramos esses aspectos e trazemos reflexões e exemplos de
ações de como a filantropia pode contribuir
para um futuro mais justo e solidário, no qual
cada um faça a sua parte. Conforme as oito
perspectivas eram desenvolvidas, identificamos histórias e indivíduos que se destacam por um aspecto em comum: a ousadia.
Arquétipos da Filantropia: Nova Ferramenta para Análise EstratégicaIDIS
A publicação aborda e analisa os principais perfis de filantropos e investidores sociais, fornecendo diretrizes para maximizar o impacto para cada tipo de organização.
A pauta ESG (sigla para Environmental, Social and Governance, no português, Ambiental, Social e Governança) ganha a cada ano mais espaço entre investidores e empresas. Mas o que vem sendo mensurado de fato? Com detalhes da pauta ainda em definição pelo mundo, estudos apontam uma falta de padrões consistentes, principalmente sociais. O “S” é, inclusive, apontado como o mais difícil de se analisar e incorporar a estratégias corporativas, isto de acordo com 51% dos investidores entrevistados pelo BNP Paribas – um dos maiores bancos da Europa.
No caso brasileiro, a pauta ESG vem sendo absorvida absorvida por investidores, reguladores e empresas, a partir do modelo dos Estados Unidos e países europeus. Entretanto, para que o movimento seja efetivo é necessário estabelecer uma visão do “S” que considere as especificidades e prioridades do nosso país. Nesta Nota Técnica, elaborada por Renato Rebelo, diretor de Projetos do IDIS, apresentamos dados e conceitos refletindo o que mais necessita de atenção quando pensamos em pautas sociais em ESG.
Pesquisa Doação Brasil 2020 | Apresentação de lançamentoIDIS
Apresentação de resultados selecionados da Pesquisa Doação Brasil 2020, a única no País a mapear o comportamento do doador individual no Brasil.
Confira a publicação completa em: https://bit.ly/pesquisadoacaobrasil2020
Nota técnica: Metodologias de Avaliação Custo BenefícoIDIS
Cada vez mais dentro do contexto dos investimentos socioambientais, os doadores e gestores de organizações buscam mensurar os benefícios que suas ações geram para a sociedade. O uso da lógica da razão entre custo e benefício é válida nestes casos, porém seu cálculo pode se tornar complexo, uma vez que benefícios sociais podem apresentar um alto grau de subjetividade.
Nesta Nota Técnica, elaborada por Laís Faleiros, Gerente de Projetos do IDIS, apresentamos uma revisão das principais metodologias para avaliar essa relação, com especial destaque para a Análise Custo-Benefício (ACB) e um comparativo entre uma ACB realizada dentro e fora do protocolo SROI – Social Return on Investment (Retorno Social do Investimento).
Cultura de Doação no Brasil e o papel das empresas, por Paula Fabiani (IDIS)IDIS
O brasileiro é solidário. Doar dinheiro, fazer um trabalho voluntário ou simplesmente ajudar um desconhecido são atitudes que fazem parte de nosso dia a dia . A pandemia de Covid-19 nos mostrou, mais do que nunca, a relevância desse tipo de ação e como precisam ser ampliadas ainda mais.
O setor privado tem um papel fundamental no estímulo e facilitação dessas ações de solidariedade junto a colaboradores, que podem ser realizadas por meio de programas de engajamento desenhados estrategicamente.
Neste workshop, IDIS e PYXERA Global se uniram trazendo conhecimento sobre Cultura de Doação, Investimento Social Corporativo e formas de engajamento do público interno em ações solidárias. Cases de grandes empresas foram compartilhados para inspirar novas iniciativas.
A sessão 'Cultura de Doação no Brasil e o papel das empresas', foi conduzida por Paula Fabiani, diretora-presidente do IDIS. O vídeo do evento completo está disponível no canal IDIS_Notícias no YouTube - https://www.youtube.com/watch?v=2kH59fwsJt8
Esta iniciativa teve apoio do Starling Collective / Ford Fund
Quebrando silos e engajando colaboradores em ações de impacto, por Fernanda S...IDIS
O brasileiro é solidário. Doar dinheiro, fazer um trabalho voluntário ou simplesmente ajudar um desconhecido são atitudes que fazem parte de nosso dia a dia . A pandemia de Covid-19 nos mostrou, mais do que nunca, a relevância desse tipo de ação e como precisam ser ampliadas ainda mais.
O setor privado tem um papel fundamental no estímulo e facilitação dessas ações de solidariedade junto a colaboradores, que podem ser realizadas por meio de programas de engajamento desenhados estrategicamente.
Neste workshop, IDIS e PYXERA Global se uniram trazendo conhecimento sobre Cultura de Doação, Investimento Social Corporativo e formas de engajamento do público interno em ações solidárias. Cases de grandes empresas foram compartilhados para inspirar novas iniciativas.
A sessão 'Quebrando silos e engajando colaboradores em ações de impacto', foi conduzida por Fernanda Scur, Partnership Strategist for Collective Impact, PYXERA Global, Latin America. O vídeo do evento completo está disponível no canal IDIS_Notícias no YouTube - https://www.youtube.com/watch?v=2kH59fwsJt8
Esta iniciativa teve apoio do Starling Collective / Ford Fund.
Nota técnica: Fundos Patrimoniais FilantrópicosIDIS
Durante sete anos o IDIS trabalhou pela regulamentação dos Fundos Patrimoniais Filantrópicos no Brasil, conduzindo uma estratégia articulada de advocacy. Tínhamos a convicção de que esse instrumento, criado para garantir a sustentabilidade financeira no longo prazo de organizações e causas, precisava se propagar no país para promover um salto de qualidade no campo do investimento social privado e desde então apoiamos a criação de mais de uma dezena de Fundo Patrimoniais no Brasil.
A regulamentação aconteceu, finalmente, em 2019, com a aprovação da Lei 13.800, e publicamos um livro para orientar os interessados em criar seus Fundos Patrimoniais .
Neste documento, apresentamos para aqueles que querem ter uma noção mais rápida sobre quais os principais passos para a estruturação de um Fundo Patrimonial, de acordo com as normas estabelecidas na legislação.
Os Fundos Patrimoniais podem beneficiar organizações sem fins lucrativos e instituições públicas. Nesta Nota Técnica, tratamos apenas de Fundos Patrimoniais enquadrados na Lei 13.800/19 e destinados a beneficiar organizações sem fins lucrativos.
10 dicas para verificar a confiabilidade de uma OSCIDIS
O brasileiro é um povo solidário e, cada vez mais, reconhece a importância das organizações da sociedade civil (OSCs) para o enfrentamento de nossos desafios sociais.
Repetidas pesquisas, entretanto, demonstram que nossos níveis de doação poderiam ser maiores se superadas algumas barreiras, entre elas, a desconfiança que muitas pessoas nutrem em relação às OSCs.
Para ajudar a dissipar as desconfianças, o IDIS elaborou essa lista de dicas, um passo a passo para a validação básica de organizações sociais.
Brasil Giving Report 2020: um retrato da doação no BrasilIDIS
Pesquisa sobre o comportamento do doador individual brasileiro, realizada pela Charities Aid Foundation (CAF) e divulgada pelo IDIS cobrindo o período de agosto/2018 a julho/2019. Entre os achados desta edição, a elevação da confiança dos brasileiros nas ONGs, a forte demanda quanto ao investimento social feito por empresas e a maior mobilização das pessoas em torno de causas políticas e sociais. O valor típico doado neste período foi R$ 200.
Acesse o estudo completo em www.idis.org.br
Um estudo global de 10 anos com 1,3 milhão de pessoas em 126 países revela que, apesar do fortalecimento da cultura de doação, vem sendo registrada uma tendência de queda neste comportamento, principalmente em alguns dos lugares mais ricos do mundo, como Estados Unidos, Canadá, Reino Unido e Holanda. A edição de 10º aniversário do Ranking Global de Solidariedade foi produzida pela Charities Aid Foundation (CAF), instituição com sede no Reino Unido, e que no Brasil é representada pelo Instituto para o Desenvolvimento do Investimento Social, o IDIS.
Nesta apresentação, divulgada no evento de lançamento do estudo, o recorte brasileiro.
O relatório completo está disponível no site do IDIS: https://www.idis.org.br/world-giving-index-10-anos/
O Índice Global de Solidariedade, pesquisado pela Charities Aid Foundation (CAF), mede o quão solidários são os países através de três conceitos: ajuda a um desconhecido, doação de dinheiro e voluntariado. Em 2017, mais de 150 mil pessoas em 146 países foram consultadas cobrindo 95% da população mundial. Os dados foram apresentados pelo IDIS - Instituto do Desenvolvimento do Investimento Social, representante da CAF na América Latina.
O World Giving Index, divulgado no Brasil pelo IDIS, é um estudo anual realizado pela Charities Aid Foundation (CAF) sobre o comportamento global de solidariedade baseado em três indicadores: a porcentagem de pessoas que fizeram doações em dinheiro, que dedicaram tempo em ações voluntárias e que ajudaram um desconhecido no último mês anterior à pesquisa.
Apresentação realizada no lançamento do versão em português do livro Filantropização via Privatização.Neste estudo, o professor norte-americano Lester M. Salamon explora as potencialidades para criação ou reforço de fundos patrimoniais de organizações da sociedade civil a partir dos processos de privatização.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
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US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247