If the Social Security retirement system was a private retirement sy.pdf
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If the Social Security retirement system was a private retirement system, it would be declared bankrupt. Discuss why this is so and why the Social Security system can continue to pay benefits despite the fact that it can be considered bankrupt. Discuss why the Social Security tax rate has increased so much in recent years. What measures could be taken to reduce the Social Security payroll tax rate? Solution Social Security System Definition- A system of federally funded services and payments to help support the needy ,the aged and the temporarily unemployed as well as providing support for needy, dependent, disabled ,or neglected children, rehabilitation for the disabled ,and a host of other social services. The system was established as part of the new Deal and is funded by payroll taxes paid by workers and employers. Social Security is funded through payroll taxes called Federal insurance contributions Act Tax(FICA) or self employed contributions Act(SECA).Tax deposits are collected by the internal revenue service(IRS) and are formally entrusted to the Federal Old –Age and survivors insurance Trust Fund,the Federal Disability insurance Trust Fund,the Federal Hospital insurance trust Fund,or the fedral supplementary medical insurance trustFund which make up the social Security Trust Funds.with a few exceptions ,all salaried income ,up to an amount specifically determined by law has a FICA or SECA tax collected on it .All income over said amount is not taxed ,for 2015 the maximum amount of taxable earning is $118,500 Social Security\'s financial situation hasn\'t changed much since last year, according to the annual Trustee\'s Report released last week. · There is enough money in the Social Security trust fund to pay full retirement benefits through 2033. After that, payroll taxes at current levels will bring in about 75 percent of the money required to pay Social Security\'s obligations. What measures could be taken to reduce the Social Security payroll tax rate? America\'s Social Security system is in serious trouble. Payroll tax rates have been increased 17 times in the past 40 years, yet promised benefits exceed projected revenues by trillions of dollars. Moreover, Social Security has become an increasingly bad deal for American workers who must pay record high taxes to a system that provides only meager levels of income for their retirement years. Even worse, there is no way to fix the current system to remedy these problems. Additional payroll taxes or benefit reductions would address the massive long-term deficit, but only by making the system an even poorer investment for working Americans; and raising benefits or cutting taxes, both of which could improve the rate of return for workers, would catapult Social Security into bankruptcy even sooner. The only answer to these seemingly intractable problems is to privatize the Social Security system. Countries around the world, including Chile, Australia, Mexico, Singapore, and Great Britai.
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Chapter 10 social insurance programs
This chapter explores the major forms of social insurance in the United States: Old-Age, Survivors, and Disability Insurance (OASDI); Unemployment Insurance (UI); and Workers’ Compensation. In addition, this chapter explores some of the major issues and problems surrounding social insurance programs.
Chapter 10 social insurance programs updated
This slides are updated to include Mandatory and Discretionary spending charts
The American Academy of Actuaries is a 17,000-member profess.docx
The American Academy of Actuaries is a 17,000-member
professional association whose mission is to serve the public
and the U.S. actuarial profession. The Academy assists public
policymakers on all levels by providing leadership, objective
expertise, and actuarial advice on risk and financial security
issues. The Academy also sets qualification, practice, and pro-
fessionalism standards for actuaries in the United States.
©2012 The American Academy of Actuaries.
All Rights Reserved.
1850 M Street NW, Suite 300, Washington, DC 20036
Tel 202 223 8196, Fax 202 872 1948
www.actuary.org
Mary Downs, Executive Director
Craig Hanna, Director of Public Policy
Don Fuerst, Senior Pension Fellow
David Goldfarb, Pension Policy Analyst
Means Testing for Social Security
Since Social Security was established in 1935, the program has paid benefits to all retired participants and beneficiaries under
uniform formulas based on participants’ wages in covered employ-
ment, without regard to recipients’ wealth or other non-wage in-
come. This concept of Social Security as an earned right has helped
ensure its high level of public support.
Public attention increasingly has focused on Social Security’s
long-range financial problems. According to the most recent report
of the Social Security trustees, by the fourth decade of this century
the program will not have enough money to pay all benefits when
due. A wide variety of possible reforms has been proposed to elimi-
nate or reduce Social Security’s long-range financial deficit.
Among these proposed reforms is reducing or eliminating bene-
fits for wealthy and/or high-income participants and beneficiaries,
generally called “means testing.” Advocates of means testing note
that reducing or eliminating benefits for those whose income or as-
sets exceed certain thresholds would help preserve Social Security
as a safety net for those who truly need it.
This proposal raises some important issues:
n Would such a profound change in philosophy weaken public
support for the program?
n How would such a change alter the balance between individual
equity and social adequacy?
n Would other factors reduce the expected financial gains from
means testing?
n How would means testing be administered?
MA R C H 2 0 0 9
American Academy of Actuaries
DECEMBER 2012
Key Points
n Means testing would reduce benefits
to par ticipants whose current income
or assets exceed specified thresholds.
n Advocates argue that means testing
would reduce costs to the Social
Security program. But such a move
could have serious unintended
consequences, including erosion of
public suppor t for Social Security,
savings disincentives during working
years, and administrative complexity.
n Social Security already includes an
“earnings test” based on the principle
that Social Security payments
should replace lost earnings, and it
is therefore appropriate to reduce
benefits for those whose earnings
indicate th.
Cla december 2010
“CLA USA, Inc. is a financial services company with a safe and conservative approach to planning...an asset preservation philosophy. From IRA’s to surviving spouse needs...CLA USA focuses on the areas that concern you the most.”
Recommended
Chapter 10 social insurance programs
This chapter explores the major forms of social insurance in the United States: Old-Age, Survivors, and Disability Insurance (OASDI); Unemployment Insurance (UI); and Workers’ Compensation. In addition, this chapter explores some of the major issues and problems surrounding social insurance programs.
Chapter 10 social insurance programs updated
This slides are updated to include Mandatory and Discretionary spending charts
The American Academy of Actuaries is a 17,000-member profess.docx
The American Academy of Actuaries is a 17,000-member
professional association whose mission is to serve the public
and the U.S. actuarial profession. The Academy assists public
policymakers on all levels by providing leadership, objective
expertise, and actuarial advice on risk and financial security
issues. The Academy also sets qualification, practice, and pro-
fessionalism standards for actuaries in the United States.
©2012 The American Academy of Actuaries.
All Rights Reserved.
1850 M Street NW, Suite 300, Washington, DC 20036
Tel 202 223 8196, Fax 202 872 1948
www.actuary.org
Mary Downs, Executive Director
Craig Hanna, Director of Public Policy
Don Fuerst, Senior Pension Fellow
David Goldfarb, Pension Policy Analyst
Means Testing for Social Security
Since Social Security was established in 1935, the program has paid benefits to all retired participants and beneficiaries under
uniform formulas based on participants’ wages in covered employ-
ment, without regard to recipients’ wealth or other non-wage in-
come. This concept of Social Security as an earned right has helped
ensure its high level of public support.
Public attention increasingly has focused on Social Security’s
long-range financial problems. According to the most recent report
of the Social Security trustees, by the fourth decade of this century
the program will not have enough money to pay all benefits when
due. A wide variety of possible reforms has been proposed to elimi-
nate or reduce Social Security’s long-range financial deficit.
Among these proposed reforms is reducing or eliminating bene-
fits for wealthy and/or high-income participants and beneficiaries,
generally called “means testing.” Advocates of means testing note
that reducing or eliminating benefits for those whose income or as-
sets exceed certain thresholds would help preserve Social Security
as a safety net for those who truly need it.
This proposal raises some important issues:
n Would such a profound change in philosophy weaken public
support for the program?
n How would such a change alter the balance between individual
equity and social adequacy?
n Would other factors reduce the expected financial gains from
means testing?
n How would means testing be administered?
MA R C H 2 0 0 9
American Academy of Actuaries
DECEMBER 2012
Key Points
n Means testing would reduce benefits
to par ticipants whose current income
or assets exceed specified thresholds.
n Advocates argue that means testing
would reduce costs to the Social
Security program. But such a move
could have serious unintended
consequences, including erosion of
public suppor t for Social Security,
savings disincentives during working
years, and administrative complexity.
n Social Security already includes an
“earnings test” based on the principle
that Social Security payments
should replace lost earnings, and it
is therefore appropriate to reduce
benefits for those whose earnings
indicate th.
Cla december 2010
“CLA USA, Inc. is a financial services company with a safe and conservative approach to planning...an asset preservation philosophy. From IRA’s to surviving spouse needs...CLA USA focuses on the areas that concern you the most.”
INNOVATIVE STRATEGIES TO HELP MAXIMIZE SOCIAL SECURITY BENEFITS
INNOVATIVE STRATEGIES
TO HELP MAXIMIZE
SOCIAL SECURITY BENEFITS
Retrieved from httpwww.socialwelfarehistory.comrecollections.docx
Retrieved from: http://www.socialwelfarehistory.com/recollections/current-issues-and-programs-in-social-welfare/ 1
Bottom of Form
Current Issues and Programs in Social Welfare
by Dr. Jerry Marx, Social Work Department, University of New Hampshire
Social Insurance Programs
Social Security
American social welfare, thanks to Franklin Delano Roosevelt and the Social Security Act of 1935, is furthered currently by two major categories of cash support programs: social insurances? and public assistance?.1 Social insurances are based on the prior earnings and payroll contributions of an individual, while public assistance, commonly known as “welfare,” is based on the financial need of an individual. The primary social insurance programs today in America are Old Age, Survivors, and Disability Insurance, Unemployment Insurance, and Workers Compensation.
Let’s begin with ((Old Age, Survivors, and Disability Insurance)), commonly referred to as “social security.” Social security, like other social insurances, is an example of a “universal” program, because American citizens are entitled to participate in the program as a social right.2 In other words, program participation in not based on financial need. Social security constituted one-fifth of all federal government spending in 1995.3 In that year, a total of $332.6 billion was spent on the program. Funding for social security actually comes from a payroll tax, which is shared in an equal proportion by the employer and employee. A practice begun during the Nixon Administration, social security benefits are adjusted when the cost of living increases.4
To receive benefits, a person must contribute payroll taxes during their working years.5 Those individuals contributing payroll taxes for a minimum of 10 years (i.e., 40 quarters in social security eligibility terms) are covered permanently under the program. Individual benefit levels are determined by the level of covered earnings (i.e., how much money paid in) and the age of retirement.
The “disability insurance” part of social security assists adults between the ages of 18 and 64 who are unable to engage in substantial employment.6 When the individual turns 65 years of age, “disability benefits” automatically become “old-age” benefits. To receive disability benefits, an individual must show medical proof of a disability and proof that the disability prevents “gainful employment.” “Survivors insurance” covers children under 18 years of age, dependent parents, and dependent widowers or widows. These categories of recipients receive benefits when an insured worker dies.
A fundamental point to remember is that social security is a very effective anti-poverty program! Most recipients are raised above the poverty line by social security. In 1992, only 14% of people aged 65 or older lived in poverty in the United States – thanks in large part to social security benefits!7
Unemployment Insurance
Unemployment insurance is a second major social insurance progra ...
Understanding Social Security and Medicare
America's Retirement Safety Net and information for you to understand the social security, medicare and financial needs after retirement. For more topics you can visit our other flipbooks at http://www.ferrettafinancialservices.com/sitemap.htm .
Happy reading:-
Blood typing is often used as evidence in paternity cases in court. .pdf
Blood typing is often used as evidence in paternity cases in court. In one case, the mother had
blood type B and the child had blood type O. Which of the following blood types could the
father NOT have?
KEY CROSS PUNNETT ANSWER
Solution
Answer: Father cannot have AB blood group
Genotype of Mother = BO
Genotype of the Baby = OO
Father must have an O allele = OO, AO or BO but not AB.
Write a very simple Note taking using JavaFX ( adding three function.pdf
Write a very simple Note taking using JavaFX ( adding three functionaning buttons - new -
delete - save )
Solution
JavaFX is a set of grapics and media packages that enables developers to design, create, test,
debug and deploy client applications that operate on diverse platforms.It is a java library that
contains classes and interfaces that are written in native code. There are many features involved
in JavaFX like UI controls, webview, Canvas API, Multitouch support mainly used for android
applications, Swing interoperability etc..
Buttons can also be created by using this JavaFX and we can do changes to those buttons like
applying shadow effect, image for button etc...
Button btn=new Button(\"new\");
Button btn1 =new Button(\"Delete\");
Button btn2=new Button(\"Save\");
// Here three buttons have been created and now we can assign the actions to these buttons by
using //setOnAction() method availabel in javaFX
btn1.setOnAction( new EventHandler () {
@override public void handle(ActionEvent e){
FileChooser file=new FileChooser();
File selected=file.showOpenDialog(stage);
if(selected !=NULL)
openFile(selected);
}
});
btn2.setOnAction(new EventHandler() {
@override private handle(ActionEvent e){
file.showSaveDialog(stage);
}
});
These buttons are used to open a new file and save the file using javaFX.
Write a JAVA program that reads a stream of integers from a file and.pdf
Write a JAVA program that reads a stream of integers from a file and prints to the screen the
range of integers in the file (i.e. [lowest, highest]). You should first prompt the user to provide
the file name. You should then read all the integers from the file, keeping track of the lowest and
highest values seen in the entire file, and only print out the range of values after the entire file
has been read. Importantly, unlike the previous problem, you can make no assumptions about the
contents of the file. If your program cannot read the file, opens an empty file, or encounters a
non- integer while reading the file, your program should output that the file is invalid.
You have been supplied JUnit tests for several invalid files (e.g. non-existent, empty, non-
integer) as well as files that contain only integer values.
Solution
ReadFileNumbers.java
import java.io.File;
import java.io.FileNotFoundException;
import java.util.Scanner;
public class ReadFileNumbers {
public static void main(String[] args) throws FileNotFoundException {
Scanner scan = new Scanner(System.in);
System.out.print(\"Enter the file name: \");
String fileName = scan.next();
File file = new File(fileName);
int max = Integer.MIN_VALUE;
int min = Integer.MAX_VALUE;
if(file.exists()){
try{
Scanner scan1 = new Scanner(file);
if(scan1.hasNext()){
while(scan1.hasNext()){
int n= scan1.nextInt();
if(min > n){
min = n;
}
if(max < n){
max = n;
}
}
System.out.println(\"highest number is \"+max);
System.out.println(\"lowest number is \"+min);
}
else{
System.out.println(\"File is an empty\");
}
}
catch(Exception e){
System.out.println(\"File is invalid. File has a a non-integers.\");
}
}
else{
System.out.println(\"File does not exist\");
}
}
}
Output:
Enter the file name: D:\\\ umbers.txt
highest number is 9
lowest number is -17
numbers.txt
3
4
2
-1
1
5
7
-11
-12
-17
6
9
8.
What two difficulties arise in taking simplicity straightforwardly a.pdf
What two difficulties arise in taking simplicity straightforwardly as a guide in choosing one
hypothesis over another?
Solution
Answer:
Theories with the fewest assumptions are often preferred to those positing more, a heuristic often
called “Occam’s razor.” This kind of argument has been used on both sides of the creationism vs.
evolution debate.
Simple theories have many advantages: they are often falsifiable or motivate various predictions,
and can be easily communicated as well as widely understood.
But there are numerous reasons to suspect that this simple “theory of theories” is itself
fundamentally misguided. Nowhere is this more apparent than in physics, the science attempting
to uncover the fundamental laws giving rise to reality. The history of physics is like a trip down
the rabbit hole: the elegance and simplicity of Newtonian physics has been incrementally
replaced by more and more complex theories.
And it is in the life sciences where Occam’s razor cuts most sharply in the wrong direction and
posing difficulties in taking simplicity straightforwardly
1) First, life itself is a fascinating example of nature’s penchant for complexity. Parsimony can
apply anywhere but not here.
2) Second, evolution doesn’t design organisms as an engineer might, instead, organisms carry
their evolutionary history along with them, advantages and disadvantages alike (appendix is the
price an individual pays for all his inherited immunity to disease). Thus, life appears to result
from a cascading complexifying process, an understanding of organisms at the macroscale will
be anything but simple.
3) Third, we know that the even the simplest rules of life can give rise to intractable complexity.
Unless an individual is a biophysicist, the mechanisms at the preferred level of analysis are likely
to be incredibly heterogenous and complex, even at the simplest..
what is true about assetsSolutionAssets are those which are u.pdf
what is true about assets?
Solution
Assets are those which are used as an economic resource for generating revenues. Assets may be
of Tangibles or Intangibles. Tangible assets are those which can be seen and toouch physcially.
Intangible assets are those which cannot be seen in physical but they get generate revenues..
What happens if the dividing zygote accidental separates into two A.pdf
What happens if the dividing zygote accidental separates into two? After fertilizations, how
long does it take for the blastocyst to arrive in the uterus? What risk does the blastocyst face
after it attaches to the uterus? What is gastrulation? What will the lower layer of cells
(endoderm) develop into? What will the middle layer of cells (mesoderm) develop into? What
will the outer layer of cells (ectoderm) develop into? What does a gene do when it has been
turned on? What do the following proteins do? a. Collagen: b. Crystallin: c. Actin and Myosin:
d. Hemoglobin: How do cells communicate with each other? How is the Y chromosome
different from the X chromosome? Where specifically does the baby get its nutrients from? Do
the baby\'s and mother\'s blood ever mix? How old is the fetus when it gains the ability to hear
sounds? Why is birth more dangerous for humans than other animals?
Solution
Q.No 17
A single-celled zygote will undergo multiple rounds of cleavage, or cell division, to be able to
produced a ball of cells, called a blastula, accompanied by a fluid-filled cavity to use center,
termed as blastocoel.
Q.No 18
Blastocyst formation begins about 5 days after fertilization, if your fluid-filled cavity uncovers in
the morula, a ball consisting of some dozen cells. The blastocyst possesses a diameter of 0.1-0.2
mm and comprises 200-300 cells following rapid cleavage (cell division). After about 1 day (5–6
days post-fertilization), which it\'s time usually required to contact the uterus, the blastocyst sets
out to embed itself into the endometrium of the uterine wall where it may undergo later
developmental processes, including gastrulation.
Q.No 19
Approximately 5–6 days after fertilization the blastomeres of one\'s blastula set out to undergo
cell differentiation and it is structure changes in becoming the blastocyst. With the uterus the
zona pellucida of one\'s blastocyst breaks down allowing it to implant straight into the uterine
wall approximately 6 days after fertilization. Implantation marks the conclusion of the germinal
stage of embryogenesis.
Q.No 20
During gastrulation, the blastula folds in on itself to three germ layers, the ectoderm, the
mesoderm, and the endoderm, that give rise to the internal structures of one\'s organism. Is it
doesn\'t stage of embryo development at which a gastrula is made from your blastula via the
inward migration of cells.
Q.No 21
The endoderm is among the most germ layers formed during animal embryogenesis. Cells
migrating inward across the archenteron form the inner layer of one\'s gastrula, which develops
into the endoderm.The endoderm consists at firstly flattened cells, which subsequently become
columnar. It forms the epithelial lining of one\'s whole of one\'s digestive tube except an area of
the mouth and pharynx along with the terminal an area of the rectum
Q.No 22
The mesoderm germ layer forms in the embryos of triploblastic animals.During gastrulation, a
few of the cells migrating inward b.
What are stored in the Autodesk Inventor History Tree When extrudin.pdf
What are stored in the Autodesk Inventor History Tree? When extruding, what is the difference
between Distance and Through All? Describe the history-based part modification approach.
What determines how a model reacts when other features in the model change?
Solution
1. The Autodesk Inventor History Tree has all features, which includes Boolean relations,
construction steps, the rules defining the design intent of each construction operation. A history
tree is sequential record of the features used to create the part.
2. DISTANCE option extrudes in one specific direction only. This option in INVENTOR is By
Default for creating extrusions. During this option extrusion distance is given input in input
box.There are some direction controls with distance option( 1. Direction, 2. Symmetric, and 3.
Asymmetric) as per desired extrusion.
THROUGH ALL is used to extrude the profile through all features and sketches is a desired
direction.
3. HISTORY BASED PART MODIFICATION is used in Inventor, this enables us to perform
modifications in appropriate features and relink the the history tree without reconstructing the
model same as in history. By this we can keep watch on steps performed in creating a part. This
feature has advantage that we can mofidy any feature that has been created.
4. The paresnt/child relationships determine how a model reacts when other features in model
change..
What are three factors contributing to resistanceCharacterize car.pdf
What are three factors contributing to resistance?
Characterize cardiomyocytes?
An EKG correlates to which events in the cardiac cycle?
Solution
Resistance is the ability of any bacteria and other microorganisms to resist the effects of any
antibiotic to which they were sensitive before.
Factors contributing to resistance are - Overuse of antibiotics, Mutation or gene transfer and
agricultural use of drugs..
Alan Homes serves on the board of directors of Flynn Company. The pr.pdf
Alan Homes serves on the board of directors of Flynn Company. The president of Flynn told him
that in three weeks the corporation would announce a 25% increase in dividends. Alan called his
neighbor to tell him to buy some stock. The neighbor told his friend about the stock, and that
friend told him that Alan was acting unethically. The neighbor called Alan back, and Alan told
him that no one would know the difference, that in business this happens all the time, and that he
shouldn\'t be left out. Do you think Alan\'s behavior is appropriate? Write down your
recommendation to Allen\'s neighbor.
Solution
My recommendation to Allen\'s neighbor is not to buy the stock and reasons for this are given
below:-
1- If a company 25% increase in dividend that does not gaurantee of company\'s growth in terms
of funds and share
value.
2- The dividend paid to customers can not be utilized for growth of the business.
3- After paying high dividends Flynn has minimum money to growth the funds.
4- Investors will have to pay the tax on 25% dividend value received because dividends are
taxable article.
5- Dividends are not gauranteed income forever although it can be stopped any time by Flynn
company.
6- Dividends always have a broad effect on equity rates if any time dividends are cancelled then
share price will
increase at a higher rate and investors will definately loose his/her shares due to minimum
dividend pay out.
7- Only focusing on high dividend paying comapnies like Flynn will cut the maximum chances
of additional new
investment in market in terms of profit gaining.
Conclusion:- In my opinion Allen\'s behavior is not appropriate because of not
thinking/Analysing about profitability,overall debt management, liquidity ratios, asset
management, cash flow( in last 5 years) and long term investment plans of Flynn Company. All
these things mentioned above are very important for any investor to gain long term benefits from
Dividends..
Two genes (A and B) are located 10cM apart on the X chromosome. A wom.pdf
Two genes (A and B) are located 10cM apart on the X chromosome. A woman is homozygous
for recessive mutant alleles for both genes. She has children with a wild-type man who is
homozygous for both genes. What proportion of their children are expected to show wild-type
phenotype for both genes? 100% 95% 0% 5% 50%
Solution
D.5%
Homozygous dominant = p2 = 0.25
Homozygous dominant = q2 = 0.25
children 2pq = 0.5
Now the homozygous make up 2/3 of the surviving population, so the recessive allele makes up
1/3 of the total alleles in the population. 2pq = 0.5 or 5%.
More Related Content
Similar to If the Social Security retirement system was a private retirement sy.pdf
INNOVATIVE STRATEGIES TO HELP MAXIMIZE SOCIAL SECURITY BENEFITS
INNOVATIVE STRATEGIES
TO HELP MAXIMIZE
SOCIAL SECURITY BENEFITS
Retrieved from httpwww.socialwelfarehistory.comrecollections.docx
Retrieved from: http://www.socialwelfarehistory.com/recollections/current-issues-and-programs-in-social-welfare/ 1
Bottom of Form
Current Issues and Programs in Social Welfare
by Dr. Jerry Marx, Social Work Department, University of New Hampshire
Social Insurance Programs
Social Security
American social welfare, thanks to Franklin Delano Roosevelt and the Social Security Act of 1935, is furthered currently by two major categories of cash support programs: social insurances? and public assistance?.1 Social insurances are based on the prior earnings and payroll contributions of an individual, while public assistance, commonly known as “welfare,” is based on the financial need of an individual. The primary social insurance programs today in America are Old Age, Survivors, and Disability Insurance, Unemployment Insurance, and Workers Compensation.
Let’s begin with ((Old Age, Survivors, and Disability Insurance)), commonly referred to as “social security.” Social security, like other social insurances, is an example of a “universal” program, because American citizens are entitled to participate in the program as a social right.2 In other words, program participation in not based on financial need. Social security constituted one-fifth of all federal government spending in 1995.3 In that year, a total of $332.6 billion was spent on the program. Funding for social security actually comes from a payroll tax, which is shared in an equal proportion by the employer and employee. A practice begun during the Nixon Administration, social security benefits are adjusted when the cost of living increases.4
To receive benefits, a person must contribute payroll taxes during their working years.5 Those individuals contributing payroll taxes for a minimum of 10 years (i.e., 40 quarters in social security eligibility terms) are covered permanently under the program. Individual benefit levels are determined by the level of covered earnings (i.e., how much money paid in) and the age of retirement.
The “disability insurance” part of social security assists adults between the ages of 18 and 64 who are unable to engage in substantial employment.6 When the individual turns 65 years of age, “disability benefits” automatically become “old-age” benefits. To receive disability benefits, an individual must show medical proof of a disability and proof that the disability prevents “gainful employment.” “Survivors insurance” covers children under 18 years of age, dependent parents, and dependent widowers or widows. These categories of recipients receive benefits when an insured worker dies.
A fundamental point to remember is that social security is a very effective anti-poverty program! Most recipients are raised above the poverty line by social security. In 1992, only 14% of people aged 65 or older lived in poverty in the United States – thanks in large part to social security benefits!7
Unemployment Insurance
Unemployment insurance is a second major social insurance progra ...
Understanding Social Security and Medicare
America's Retirement Safety Net and information for you to understand the social security, medicare and financial needs after retirement. For more topics you can visit our other flipbooks at http://www.ferrettafinancialservices.com/sitemap.htm .
Happy reading:-
Similar to If the Social Security retirement system was a private retirement sy.pdf (12)
INNOVATIVE STRATEGIES TO HELP MAXIMIZE SOCIAL SECURITY BENEFITS
INNOVATIVE STRATEGIES TO HELP MAXIMIZE SOCIAL SECURITY BENEFITS
Retrieved from httpwww.socialwelfarehistory.comrecollections.docx
Retrieved from httpwww.socialwelfarehistory.comrecollections.docx
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Blood typing is often used as evidence in paternity cases in court. .pdf
Blood typing is often used as evidence in paternity cases in court. In one case, the mother had
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father NOT have?
KEY CROSS PUNNETT ANSWER
Solution
Answer: Father cannot have AB blood group
Genotype of Mother = BO
Genotype of the Baby = OO
Father must have an O allele = OO, AO or BO but not AB.
Write a very simple Note taking using JavaFX ( adding three function.pdf
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JavaFX is a set of grapics and media packages that enables developers to design, create, test,
debug and deploy client applications that operate on diverse platforms.It is a java library that
contains classes and interfaces that are written in native code. There are many features involved
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// Here three buttons have been created and now we can assign the actions to these buttons by
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Write a JAVA program that reads a stream of integers from a file and.pdf
Write a JAVA program that reads a stream of integers from a file and prints to the screen the
range of integers in the file (i.e. [lowest, highest]). You should first prompt the user to provide
the file name. You should then read all the integers from the file, keeping track of the lowest and
highest values seen in the entire file, and only print out the range of values after the entire file
has been read. Importantly, unlike the previous problem, you can make no assumptions about the
contents of the file. If your program cannot read the file, opens an empty file, or encounters a
non- integer while reading the file, your program should output that the file is invalid.
You have been supplied JUnit tests for several invalid files (e.g. non-existent, empty, non-
integer) as well as files that contain only integer values.
Solution
ReadFileNumbers.java
import java.io.File;
import java.io.FileNotFoundException;
import java.util.Scanner;
public class ReadFileNumbers {
public static void main(String[] args) throws FileNotFoundException {
Scanner scan = new Scanner(System.in);
System.out.print(\"Enter the file name: \");
String fileName = scan.next();
File file = new File(fileName);
int max = Integer.MIN_VALUE;
int min = Integer.MAX_VALUE;
if(file.exists()){
try{
Scanner scan1 = new Scanner(file);
if(scan1.hasNext()){
while(scan1.hasNext()){
int n= scan1.nextInt();
if(min > n){
min = n;
}
if(max < n){
max = n;
}
}
System.out.println(\"highest number is \"+max);
System.out.println(\"lowest number is \"+min);
}
else{
System.out.println(\"File is an empty\");
}
}
catch(Exception e){
System.out.println(\"File is invalid. File has a a non-integers.\");
}
}
else{
System.out.println(\"File does not exist\");
}
}
}
Output:
Enter the file name: D:\\\ umbers.txt
highest number is 9
lowest number is -17
numbers.txt
3
4
2
-1
1
5
7
-11
-12
-17
6
9
8.
What two difficulties arise in taking simplicity straightforwardly a.pdf
What two difficulties arise in taking simplicity straightforwardly as a guide in choosing one
hypothesis over another?
Solution
Answer:
Theories with the fewest assumptions are often preferred to those positing more, a heuristic often
called “Occam’s razor.” This kind of argument has been used on both sides of the creationism vs.
evolution debate.
Simple theories have many advantages: they are often falsifiable or motivate various predictions,
and can be easily communicated as well as widely understood.
But there are numerous reasons to suspect that this simple “theory of theories” is itself
fundamentally misguided. Nowhere is this more apparent than in physics, the science attempting
to uncover the fundamental laws giving rise to reality. The history of physics is like a trip down
the rabbit hole: the elegance and simplicity of Newtonian physics has been incrementally
replaced by more and more complex theories.
And it is in the life sciences where Occam’s razor cuts most sharply in the wrong direction and
posing difficulties in taking simplicity straightforwardly
1) First, life itself is a fascinating example of nature’s penchant for complexity. Parsimony can
apply anywhere but not here.
2) Second, evolution doesn’t design organisms as an engineer might, instead, organisms carry
their evolutionary history along with them, advantages and disadvantages alike (appendix is the
price an individual pays for all his inherited immunity to disease). Thus, life appears to result
from a cascading complexifying process, an understanding of organisms at the macroscale will
be anything but simple.
3) Third, we know that the even the simplest rules of life can give rise to intractable complexity.
Unless an individual is a biophysicist, the mechanisms at the preferred level of analysis are likely
to be incredibly heterogenous and complex, even at the simplest..
what is true about assetsSolutionAssets are those which are u.pdf
what is true about assets?
Solution
Assets are those which are used as an economic resource for generating revenues. Assets may be
of Tangibles or Intangibles. Tangible assets are those which can be seen and toouch physcially.
Intangible assets are those which cannot be seen in physical but they get generate revenues..
What happens if the dividing zygote accidental separates into two A.pdf
What happens if the dividing zygote accidental separates into two? After fertilizations, how
long does it take for the blastocyst to arrive in the uterus? What risk does the blastocyst face
after it attaches to the uterus? What is gastrulation? What will the lower layer of cells
(endoderm) develop into? What will the middle layer of cells (mesoderm) develop into? What
will the outer layer of cells (ectoderm) develop into? What does a gene do when it has been
turned on? What do the following proteins do? a. Collagen: b. Crystallin: c. Actin and Myosin:
d. Hemoglobin: How do cells communicate with each other? How is the Y chromosome
different from the X chromosome? Where specifically does the baby get its nutrients from? Do
the baby\'s and mother\'s blood ever mix? How old is the fetus when it gains the ability to hear
sounds? Why is birth more dangerous for humans than other animals?
Solution
Q.No 17
A single-celled zygote will undergo multiple rounds of cleavage, or cell division, to be able to
produced a ball of cells, called a blastula, accompanied by a fluid-filled cavity to use center,
termed as blastocoel.
Q.No 18
Blastocyst formation begins about 5 days after fertilization, if your fluid-filled cavity uncovers in
the morula, a ball consisting of some dozen cells. The blastocyst possesses a diameter of 0.1-0.2
mm and comprises 200-300 cells following rapid cleavage (cell division). After about 1 day (5–6
days post-fertilization), which it\'s time usually required to contact the uterus, the blastocyst sets
out to embed itself into the endometrium of the uterine wall where it may undergo later
developmental processes, including gastrulation.
Q.No 19
Approximately 5–6 days after fertilization the blastomeres of one\'s blastula set out to undergo
cell differentiation and it is structure changes in becoming the blastocyst. With the uterus the
zona pellucida of one\'s blastocyst breaks down allowing it to implant straight into the uterine
wall approximately 6 days after fertilization. Implantation marks the conclusion of the germinal
stage of embryogenesis.
Q.No 20
During gastrulation, the blastula folds in on itself to three germ layers, the ectoderm, the
mesoderm, and the endoderm, that give rise to the internal structures of one\'s organism. Is it
doesn\'t stage of embryo development at which a gastrula is made from your blastula via the
inward migration of cells.
Q.No 21
The endoderm is among the most germ layers formed during animal embryogenesis. Cells
migrating inward across the archenteron form the inner layer of one\'s gastrula, which develops
into the endoderm.The endoderm consists at firstly flattened cells, which subsequently become
columnar. It forms the epithelial lining of one\'s whole of one\'s digestive tube except an area of
the mouth and pharynx along with the terminal an area of the rectum
Q.No 22
The mesoderm germ layer forms in the embryos of triploblastic animals.During gastrulation, a
few of the cells migrating inward b.
What are stored in the Autodesk Inventor History Tree When extrudin.pdf
What are stored in the Autodesk Inventor History Tree? When extruding, what is the difference
between Distance and Through All? Describe the history-based part modification approach.
What determines how a model reacts when other features in the model change?
Solution
1. The Autodesk Inventor History Tree has all features, which includes Boolean relations,
construction steps, the rules defining the design intent of each construction operation. A history
tree is sequential record of the features used to create the part.
2. DISTANCE option extrudes in one specific direction only. This option in INVENTOR is By
Default for creating extrusions. During this option extrusion distance is given input in input
box.There are some direction controls with distance option( 1. Direction, 2. Symmetric, and 3.
Asymmetric) as per desired extrusion.
THROUGH ALL is used to extrude the profile through all features and sketches is a desired
direction.
3. HISTORY BASED PART MODIFICATION is used in Inventor, this enables us to perform
modifications in appropriate features and relink the the history tree without reconstructing the
model same as in history. By this we can keep watch on steps performed in creating a part. This
feature has advantage that we can mofidy any feature that has been created.
4. The paresnt/child relationships determine how a model reacts when other features in model
change..
What are three factors contributing to resistanceCharacterize car.pdf
What are three factors contributing to resistance?
Characterize cardiomyocytes?
An EKG correlates to which events in the cardiac cycle?
Solution
Resistance is the ability of any bacteria and other microorganisms to resist the effects of any
antibiotic to which they were sensitive before.
Factors contributing to resistance are - Overuse of antibiotics, Mutation or gene transfer and
agricultural use of drugs..
Alan Homes serves on the board of directors of Flynn Company. The pr.pdf
Alan Homes serves on the board of directors of Flynn Company. The president of Flynn told him
that in three weeks the corporation would announce a 25% increase in dividends. Alan called his
neighbor to tell him to buy some stock. The neighbor told his friend about the stock, and that
friend told him that Alan was acting unethically. The neighbor called Alan back, and Alan told
him that no one would know the difference, that in business this happens all the time, and that he
shouldn\'t be left out. Do you think Alan\'s behavior is appropriate? Write down your
recommendation to Allen\'s neighbor.
Solution
My recommendation to Allen\'s neighbor is not to buy the stock and reasons for this are given
below:-
1- If a company 25% increase in dividend that does not gaurantee of company\'s growth in terms
of funds and share
value.
2- The dividend paid to customers can not be utilized for growth of the business.
3- After paying high dividends Flynn has minimum money to growth the funds.
4- Investors will have to pay the tax on 25% dividend value received because dividends are
taxable article.
5- Dividends are not gauranteed income forever although it can be stopped any time by Flynn
company.
6- Dividends always have a broad effect on equity rates if any time dividends are cancelled then
share price will
increase at a higher rate and investors will definately loose his/her shares due to minimum
dividend pay out.
7- Only focusing on high dividend paying comapnies like Flynn will cut the maximum chances
of additional new
investment in market in terms of profit gaining.
Conclusion:- In my opinion Allen\'s behavior is not appropriate because of not
thinking/Analysing about profitability,overall debt management, liquidity ratios, asset
management, cash flow( in last 5 years) and long term investment plans of Flynn Company. All
these things mentioned above are very important for any investor to gain long term benefits from
Dividends..
Two genes (A and B) are located 10cM apart on the X chromosome. A wom.pdf
Two genes (A and B) are located 10cM apart on the X chromosome. A woman is homozygous
for recessive mutant alleles for both genes. She has children with a wild-type man who is
homozygous for both genes. What proportion of their children are expected to show wild-type
phenotype for both genes? 100% 95% 0% 5% 50%
Solution
D.5%
Homozygous dominant = p2 = 0.25
Homozygous dominant = q2 = 0.25
children 2pq = 0.5
Now the homozygous make up 2/3 of the surviving population, so the recessive allele makes up
1/3 of the total alleles in the population. 2pq = 0.5 or 5%.
q2.4) Listed are elements of the financial statements discussed in t.pdf
q2.4) Listed are elements of the financial statements discussed in this chapter. Match each
element with the descriptions (use each as many times as necessary) (Click the icon to view the
elements.) Debts of the company Economic resources with future benefit Elements V Inflows of
assets from delivering or producing goods or services | Things of value a company owns VThe
residual interest in the assets of an entity that remains after deducting its liabilities | The
difference between what the company has and what the company owes V The owners\' interest in
the company | outflows or using up of assets from delivering or producing goods and services 3
4 a. Assets b. Liabilities c. Shareholders\' equity d. Revenues e. Expenses Costs that have no
future value PrintDone 10. The amount the company owes | Sales
Solution
Debts of a company
Liabilities
Economic resources with future value
Assets
inflows of asset from delivering products or services
Revenue
Things of value a company owns
Assets
A residential interest in the assets of the entity that remains after deducting its liabilities
Shareholders equity
The difference between what company has and what company owes
Shareholders equity
The owners interest in the company
Shareholders equity
Outflows or using up of assets from delivering or producing goods and services
Expenses
Costs that have no future value
Expenses
The amount the company owes
Liabilities
Sales
Revenues
Debts of a company
Liabilities
Economic resources with future value
Assets
inflows of asset from delivering products or services
Revenue
Things of value a company owns
Assets
A residential interest in the assets of the entity that remains after deducting its liabilities
Shareholders equity
The difference between what company has and what company owes
Shareholders equity
The owners interest in the company
Shareholders equity
Outflows or using up of assets from delivering or producing goods and services
Expenses
Costs that have no future value
Expenses
The amount the company owes
Liabilities
Sales
Revenues.
Programming code in C must be C loops reque.pdf
Programming code in C ***************** must be C *****
loops requesting information about patients and inserting the information into a linked list:
call a function responsible for allocating the memory for the new item, requesting the following
information for each patient: first name, last name, and patientid (an integer), and putting the
information into the new item
the function mentioned in part a should return a pointer to the new item
call a function to insert the new item into the linked list
new patients should be added so that the list is in alphabetical order by the last name
leave the loop when the patient id is set to 0
displays the patient information in alphabetical order by the last name once all data has been
provided. The first and last name and patient id for each patient should be displayed
After the data has been input and displayed, enter another loop that asks for a patient’s last name
and then displays the information for that patient:
Write a function to search for the patient in the linked list and return a pointer to the item if it is
found. If it is not found return null
If the patient is found, display the patient’s full name and id number.
If the patient is not found, display a message saying the patient was not found.
Leave the loop if the person enters a zero for the person’s last name.
Solution
#include
#include
#include
//-------------------------------------------------
struct node
{
int pid;
char fname[10];
char sname[10];
struct node *next;
};
//------------------------------------------------------------
struct node *start=NULL;
struct node *create(struct node *);
struct node *display(struct node*);
struct node *sort(struct node*);
struct node *create(struct node *start)
{
struct node *new_node ,*ptr;
int num;
char ch;
do
{
new_node=(struct node *)malloc(sizeof(struct node));
printf(\"Enter Patient ID: \");
scanf(\"%d\",&new_node->pid);
printf(\"Enter Patient First name: \");
scanf(\"%s\",&new_node->fname);
printf(\"Enter Patient Second name: \");
scanf(\"%s\",&new_node->sname);
new_node->next=NULL;
if(start==NULL)
{
new_node->next=NULL;
start=new_node;
}
else
{
ptr=start;
while(ptr->next!=NULL)
ptr=ptr->next;
ptr->next=new_node;
new_node->next=NULL;
}
printf(\"\ Do you want to create another : \");
ch=getche();
}while(ch!=\'n\');
return start;
}
//------------------------------------------------------------------
struct node* display(struct node* start)
{
struct node *new_node;
printf(\"\ The Linked List : \");
new_node=start;
while(new_node!=NULL){
printf(\"\ %d\",new_node->pid);
printf(\"\\t%s\", new_node->fname);
printf(\"\\t%s\",new_node->sname);
new_node=new_node->next;
}
return start;
}
struct node* sort(struct node* start){
struct node *ptr1,*ptr2;
char temp[10];
int i;
while(ptr1->next!=NULL){
ptr2=ptr1->next;
while(ptr2!=NULL){
if(ptr1->sname[0]>ptr2->sname[0]){
for (i=0;i<2;i++)
temp[i]=ptr1->sname[i];
for (i=0;i<2;i++)
ptr1->sname[i]=ptr2->sname[i];
for (i=0;i<2;i++)
ptr2->sname[i]=temp[i];
}.
Please find the solution. Thanks 4. As the value of increases fro.pdf
Please find the solution. Thanks 4. As the value of increases from r-ito,.4,1he value offa)
increases by 50% M4> is how many limes as large as
Solution
given as value of x increases from x =1 to x =4, the value of f(x) increases by 50%
[f(4)-f(1)]/f(1)=50%
f(4)-f(1)=50%f(1)
f(4)-f(1)=0.5f(1)
f(4)=0.5f(1)+f(1)
f(4)=1.5 f(1)
f(4) is 1.5 times f(1).
Please help! Both answers must be in long paragraph form1. Explain.pdf
Please help! Both answers must be in long paragraph form
1. Explain in detail Where did the chloroplast organelle come from, what is it\'s \"origin story\",
what evidence supports this idea originally developed by Lynn Margulis?
2. Explain in detail What is the importance of chloroplasts to living things other than plants?
What are products they make, and how did one of the waste products generated change the
history of the planet earth?
Solution
Ans 1: Chloroplast Origin: The credit for discovery of this organelle goes to Julius Von Sachs. In
Year 1837, German botanist Hugo von Mohl provided the first definitive description of the
chloroplast, which is descrite bodies within the green plant cell. Later, The name was changed to
plastid by A.F. W Schimper in 1883. By the end of 19th century chloroplast name was accepted
in scientfic community worldwide to the cell- organelle which is green color found in plant
tisuue. One major discovery was also found by schimper that chloroplast are capable of division.
He suggest that origin of green pant was possibly by symbiotic relationship between chlorophyll
containing and colorless organism. Another important observation was made by A. meyer in
1883 that chloroplast contain grana. Chloroplast are only found in green plant,algae etc. Green
Color present in plant is only due to chloroplast.
Lynn Margulis was a evolutionist, she suggest that photosynthesis process which occur in plant
due to symbiosis relationship between plant cell and bacteria,which reside permanently there, by
which chloroplast capture sunlight energy undergoes biochemical reaction including
combination of water and carbon di oxide to make organic matter. Margulis symbisis thought of
evolution of eukaryotic cell was published in \" The Origin of Eukaryotic Cells.\"
Ans 2 : Importance of chloroplast is in the process of photosynthesis take place in algae, which is
also eukayotes. Many are unicellular, but sometimes they can live in large colonies that may
even look like plants.
Cynobacteria are prokaryotes contain double outer membrane and thylakoid membrane system
for the process of photosyntheis. Cyanobacteria also use the Calvin cycle to fix carbon dioxide in
the same way as plants and algae. Both of the above organism perform oxygenic photosynthesis.
similar way green sulphur, green non sulphur and heliobacteria use choloroplast for the process
of photosynthesis.
Two and a half billion years ago, single-celled organisms called cyanobacteria harnessed
sunlight to split water molecules, producing energy to power their cells and releasing oxygen
into an atmosphere that had previously had none. These early environmental engineers are
responsible for the life we see around us today. Oxygen which is one of the waste product
generated during photosynthesis change the history of the planet earth and all the higher level
living organism are able to live their life easily..
Life is easy to recognize but difficult to define. According to .pdf
\"Life\" is easy to recognize but difficult to define. According to one popular biology text, living
things:
1- are highly organized compared to natural inanimate objects
2- display homeostasis, maintaining a relatively constant internal environment
3- reproduce themselves
4- grow and develop from simple beginnings
5- take energy and matter from the environment and transform it
6- Respond to stimuli
7- Show adaptation to their environment
Score a person, a vacuum cleaner, and a potato with respect to these characteristics
Solution
Vacuum cleaner is an inanimate object. It is highly organized when compared to natural
inanimate objects.
Potato is natural life containing object that takes energy and matter from environment and
transform it. It grow and develop from simple beginnings. It reproduces and show adaptation to
the environment.
Person displays homeostasis, maintaining a relatively constant internal environment, reproduce
themselves, take energy and matter from the environment and transform it, respond to stimuli
and show adaptation to their environment.
Person is highly ranked than potato. Potato is highly ranked than inanimate object.
Let I, J be ideals in a ring R. Prove that I J is also an ideal of R.pdf
Let I, J be ideals in a ring R. Prove that I J is also an ideal of R.
Solution
Answer :
Let I and J be two ideals of a ring R.
Then I J is an additive subgroup because intersections of sub-groups are subgroups.
If f I J and x R then xf I because f I and I is an ideal and so xf J for the same reason, so xf I
J.
Thus , I J is an ideal of R..
Imagine that one of the segments in Drosophila is T2, which will for.pdf
Imagine that one of the segments in Drosophila is T2, which will form the wing, and that two of
the cells in that segment will become the wing disk, and form the entire wing during pupation.
Which two cells must this be? Describe them in terms of their gene expression: are they cells that
express \"engrailed + hedgehog only\", \"patched only\", or \"patched + wingless only\"?
Solution
Answer:
The effects of a total lack of engrailed function in the wing has revealed three different
requirements for engrailed during wing development.
1. It has a late role in patterning the wing margin, which includes cells within the anterior
compartment.
2. it is involved in the cell-cell interactions that maintain the expression of the decapentaplegic
gene along the antero-posterior compartment boundary. Decapentaplegic, in turn, controls
growth through a mechanism that depends on the activity of the gene hedgehog, and the
maintenance of the compartment boundary depends on these cell-cell interactions.
3. Finally, there is a global requirement for engrailed in the control of growth through a
hedgehog-independent mechanism.
Thus, they appears to be cells which express engrailed and hedgehog only..
Identify the following reaction Glucose + Fructose rightarrow Sucros.pdf
Identify the following reaction: Glucose + Fructose rightarrow Sucrose + Water dehydration
synthesis reaction hydrolysis reaction exchange reaction reversible reaction ionic reaction
Solution
Identify the following reaction: Glucose + Fructose Sucrose + Water
A) Dehydration synthesis reaction --------answer
B) Hydrolysis reaction
C) Exchange reaction
D) Reversible reaction
E) Ionic reaction
explanation:
Dehydration synthesis : it is the process joining two particles, or mixes, together after the
evacuation of water. the word dehydration, the primary thing that may come out is \'losing
water\' or \'lacking water.\'.
identify the developmental genes that influence macroevolutionSo.pdf
identify the developmental genes that influence macroevolution
Solution
Developmental genes are the regulatory genes that regulate hundreds of genes of development
and even a small genetic change in these genes leads to major structural changes in the
organisms. These are the genes that distinguish one species from other species. These genes
regulate the shape, pattern and type and location of organs of animal body. For ex: Hox genes
serve to regulate the formation of particular regions of the body by encoding the related
transcription factors and thereby regulate the fate of regions of body. Homeotic genes determine
the future development of segments on the basis of the pattern of expression of the segmentation
genes before them. Mutation in these genes leds to development of that segment to an adjacent
segment, usually anterior to it. These genes are also called memory genes as they regulate
developmental fate of a segment which is followed from one cell division to the next..
I need answer to those questions please ASAP Im stuck D Question 1.pdf
I need answer to those questions please ASAP I\'m stuck D Question 12 0.5 pts After the first
round of replication, Meselson and Stahl found that all the DNA were of intermediate density
indicating that the DNA molecules were made up of a hybrid of N15 (aka 15-N, or heavy isotope
of N) and N14 (aka 14-N, or light isotope of N). How did they determine that the correct model
of DNA replication was semi- conservative and not dispersive? Recap of Meselson and Stahl\'s
experiment: https utube.com/watch?V 4gdWOWiioBE 1799: H O Because if it had been the
dispersive model, after the first round of replication half the DNA would have been heavy and
half would have been light. O After the second round, half the DNA were of low density and half
the DNAwas of intermediate density after the second round of replication, all the DNA were
were of intermediate density O after the second round, half the DNA were of high density and
half the DNA were of low density.
Solution
Question 12
How did they determine that the correct model of DNA replication was semi conservative and
not dispersive?
After the second round, half the DNA was of low density and half the DNA was of intermediate
density
Explanation
After conducting the experiment, they came to a conclusion that
After first generation, they obtained DNA molecules of intermediate density
After second generation, they obtained DNA, in which half is intermediate and other half is light.
This supports the fact the replication if of semi-conservative type.
After first generation, when DNA labeled with 15N will act as template for the synthesis of new
strands, the obtained two strands will have one strand of 15N and other strand of 14N, resulting
in intermediate density.
But in second generation, when these N15-14N strands act as template, you will get four double
strands, 2 strands with 15N-14N, 2 strands with 14N-14N, giving you
Question 14:
Answer is B
It will have two double-stranded DNA of intermediate density and two double-stranded DNA of
light strands at the end of second generation.
Question 15
DNA replication is dispersive
That is the reason why one clump is regular whitish color, if the replication is semi conservative
then this lump should be intermediate glowing green in color due to the present of altered form
of nitrogen.
Question 16
Answer is a
The resulting strands will be light and heavy; you cannot find any intermediate strand as here the
two newly synthesized strands after one round of replication will form double helix, whereas the
old two strands will remain together as one double strand..
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This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
The Roman Empire A Historical Colossus.pdf
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
How libraries can support authors with open access requirements for UKRI fund...
How libraries can support authors with open access requirements for UKRI funded books
Wednesday 22 May 2024, 14:00-15:00.
GIÁO ÁN DẠY THÊM (KẾ HOẠCH BÀI BUỔI 2) - TIẾNG ANH 8 GLOBAL SUCCESS (2 CỘT) N...
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https://app.box.com/s/4hfk1xwgxnova7f4dm37birdzflj806wThe Art Pastor's Guide to Sabbath | Steve Thomason
What is the purpose of the Sabbath Law in the Torah. It is interesting to compare how the context of the law shifts from Exodus to Deuteronomy. Who gets to rest, and why?
How to Make a Field invisible in Odoo 17
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Model Attribute Check Company Auto Property
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Template Jadual Bertugas Kelas (Boleh Edit)
Jadual Bertugas kelas dalam bentuk softcopy PowerPoint. Cikgu boleh download >> edit >> print >> laminate. Semoga bermanfaat.
1.4 modern child centered education - mahatma gandhi-2.pptx
Child centred education is an educational approach that priorities the interest, needs and abilities of the child in the learning process.
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
Class 11 CBSE Business Studies Project ( AIDS TO TRADE - INSURANCE)
Chapter 3 - Islamic Banking Products and Services.pptx
Chapter 3 - Islamic Banking Products and Services.pptxMohd Adib Abd Muin, Senior Lecturer at Universiti Utara Malaysia
This slide is prepared for master's students (MIFB & MIBS) UUM. May it be useful to all.Recently uploaded (20)
Overview on Edible Vaccine: Pros & Cons with Mechanism
Overview on Edible Vaccine: Pros & Cons with Mechanism
MARUTI SUZUKI- A Successful Joint Venture in India.pptx
MARUTI SUZUKI- A Successful Joint Venture in India.pptx
Instructions for Submissions thorugh G- Classroom.pptx
Instructions for Submissions thorugh G- Classroom.pptx
How libraries can support authors with open access requirements for UKRI fund...
How libraries can support authors with open access requirements for UKRI fund...
GIÁO ÁN DẠY THÊM (KẾ HOẠCH BÀI BUỔI 2) - TIẾNG ANH 8 GLOBAL SUCCESS (2 CỘT) N...
GIÁO ÁN DẠY THÊM (KẾ HOẠCH BÀI BUỔI 2) - TIẾNG ANH 8 GLOBAL SUCCESS (2 CỘT) N...
The Art Pastor's Guide to Sabbath | Steve Thomason
The Art Pastor's Guide to Sabbath | Steve Thomason
1.4 modern child centered education - mahatma gandhi-2.pptx
1.4 modern child centered education - mahatma gandhi-2.pptx
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
CLASS 11 CBSE B.St Project AIDS TO TRADE - INSURANCE
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Chapter 3 - Islamic Banking Products and Services.pptx
Chapter 3 - Islamic Banking Products and Services.pptx
If the Social Security retirement system was a private retirement sy.pdf
- 1. If the Social Security retirement system was a private retirement system, it would be declared bankrupt. Discuss why this is so and why the Social Security system can continue to pay benefits despite the fact that it can be considered bankrupt. Discuss why the Social Security tax rate has increased so much in recent years. What measures could be taken to reduce the Social Security payroll tax rate? Solution Social Security System Definition- A system of federally funded services and payments to help support the needy ,the aged and the temporarily unemployed as well as providing support for needy, dependent, disabled ,or neglected children, rehabilitation for the disabled ,and a host of other social services. The system was established as part of the new Deal and is funded by payroll taxes paid by workers and employers. Social Security is funded through payroll taxes called Federal insurance contributions Act Tax(FICA) or self employed contributions Act(SECA).Tax deposits are collected by the internal revenue service(IRS) and are formally entrusted to the Federal Old –Age and survivors insurance Trust Fund,the Federal Disability insurance Trust Fund,the Federal Hospital insurance trust Fund,or the fedral supplementary medical insurance trustFund which make up the social Security Trust Funds.with a few exceptions ,all salaried income ,up to an amount specifically determined by law has a FICA or SECA tax collected on it .All income over said amount is not taxed ,for 2015 the maximum amount of taxable earning is $118,500 Social Security's financial situation hasn't changed much since last year, according to the annual Trustee's Report released last week. · There is enough money in the Social Security trust fund to pay full retirement benefits through 2033. After that, payroll taxes at current levels will bring in about 75 percent of the money required to pay Social Security's obligations. What measures could be taken to reduce the Social Security payroll tax rate? America's Social Security system is in serious trouble. Payroll tax rates have been increased 17 times in the past 40 years, yet promised benefits exceed projected revenues by trillions of dollars. Moreover, Social Security has become an increasingly bad deal for American workers who must pay record high taxes to a system that provides only meager levels of income for their retirement years. Even worse, there is no way to fix the current system to remedy these problems. Additional payroll taxes or benefit reductions would address the massive long-term deficit, but
- 2. only by making the system an even poorer investment for working Americans; and raising benefits or cutting taxes, both of which could improve the rate of return for workers, would catapult Social Security into bankruptcy even sooner. The only answer to these seemingly intractable problems is to privatize the Social Security system. Countries around the world, including Chile, Australia, Mexico, Singapore, and Great Britain, have allowed workers to opt out of unsound government schemes in favor of private savings plans. The results have been spectacular, with higher levels of retirement income and more security for senior citizens. Less well known is the success of private retirement savings in the United States. More than 1 million state and local government employees in the United States have been exempted from Social Security and are now enjoying higher levels of retirement income through private pension plans.