This document discusses identity fraud, how to protect yourself, and signs that identity fraud may have occurred. It explains that identity fraud involves someone using your personal information without permission to acquire credit or purchase things. It provides tips for protecting your information such as securing documents, reporting lost cards immediately, being wary of phishing emails, and using computer security software. Possible signs of identity fraud are being denied credit for no reason, finding unfamiliar entries on your credit file, or being contacted about debts you did not incur.