Idea nopa - Insurer Innovation Award 2022

1. CUSTOMER-CENTRIC
HEALTH INSURACE
SMART HEALTH INSURANCE
USING ARTIFICIAL INTELLIGENCE

2. MAKEYOUROWN
HEALTHINSURANCE

3. • when it comes to the COVID-19
pandemic, there are lots of concerns
like increasing cost of treatment and
Healthcare, increasing challenges for
prevention of diseases, helping to
control the pandemic of crisis
diseases and so on
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4. TECHNOLOGY CAN PLAY
ASIGNIFICANT ROLE TO
OVERCOME HEALTH
CHALLENGES.
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5. TheProblem
No risk changes
Lack of risk
assessment
throughout the year
Lack of fit
Inadequacy of
insurance premiums
with health status
Trust
Failure to pay
attention to the need
Cost
High Health costs.
Monitor
Lack of health
monitoring
throughout the year
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6. • On the other hand, people may not
pay attention to Periodic health
check-ups unless they face
complicated health problems,
Besides health insurance
companies don’t meet customers'
health needs, and they define the
fixed health plan for specific
clusters of people. 6

7. • There isn't any personalized health
risk evaluation and health monitoring
in traditional health insurance so
health insurance plan couldn’t make
delivering a superior customer
experience.
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8. • Current techniques in health
insurance organizations are not
accurate to evaluate the quality of
customers’ lifestyle, leading to
increase unwilling costs.
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9. Solution
Health
surveillance
service
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Health risk
assessment
system
Our health insurance
service, utilizing intelligent
algorithms and innovative
methods, can assess the
customer lifestyle quality
and predict the health
related problems. This
technology can calculate
the rate of insurance in the
short time with the help of
mobile devices.
Insurance costs

10. Thanks to data mining techniques and
intelligent algorithms, we can evaluate
the customer’s quality of lifestyle.
Consequently, It would be possible for
us to score the customers risks.
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Health risk
assessment
system

11. Insurance
costs
Considering the risk
assessment service, it is
possible to calculate the
rate of insurance for each
costumer, according to
their scores. Payment
service is also available in
this step.
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12. Health surveillance
service
Costumers can easily access our
application using their mobile
phone. Our service can assess
the health related information,
taking from costumers, and
analyze them. In this step it would
be possible to make health related
advises for customers to follow a
healthier lifestyle. They can also
access the medical experts
online.
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13. Product
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14. 14
Product

15. 15
We are here to provide
healthier situations for
people to have a healthier
life. We assist the insurance
organizers to provide
comfort and safety for their
customers

16. THANKYOU
Hanieh karkhaneh
+989125135255
info@hashtagbime.com
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