The study reveals the views of human resources and benefits professionals administering 401(k) plans with assets of $100 million to over $1 billion. It took place in late 2016 and is based on telephone and online surveys of a nationally representative sample of 269 executives.
Generational Retirement Trends Study - 2015T. Rowe Price
T. Rowe Price's recent Retirement Saving & Spending Study revealed that across groups of 401(k) savers, millennials are following better financial habits than those of baby boomers.
“We think it’s encouraging that millennials are so receptive to saving for retirement and that they are generally practicing good financial habits,” says Anne Coveney, senior manager of Retirement Thought Leadership at T. Rowe Price who led this research study. “When they have the means to do the right thing, it appears that they often do.’
Throughout this presentation, we uncover how different generational workers are saving and spending, and indentify the statistics that differentiate these populations.
T. Rowe Price’s 2020 Parents, Kids & Money Survey found that parents who try to keep up a financial façade are more reluctant to discuss money with their kids. To help parents discuss money with their kids, the firm created MoneyConfidentKids.com.
T. Rowe Price’s 2019 Parents, Kids & Money Survey found that stress among parents who are caring for both their kids and aging family members, commonly known as the sandwich generation, is negatively impacting their money habits and their kids’ money habits.
T. Rowe Price – Survey Highlights: First Look Assessing the New Retiree Exper...T. Rowe Price
We surveyed recently retired 401(k) savers and workers approaching retirement age with 401(k)s to learn about their challenges and experiences. We learned that most are faring well, both financially and emotionally. In here we cover how they’re saving and spending, where they’re getting income, and how satisfied they are with their retirement experience.
Families with a household income of over $65,000 pay at least 90% of the sticker price for college, according to the U.S. Department of Education. To avoid the rising costs of debt, T. Rowe Price recommends that families save at least enough for a down payment on their kids' education. This chart offers guidance on how much that may be. Learn more about saving for college at http://www.collegesavingschillout.com/
Generational Retirement Trends Study - 2015T. Rowe Price
T. Rowe Price's recent Retirement Saving & Spending Study revealed that across groups of 401(k) savers, millennials are following better financial habits than those of baby boomers.
“We think it’s encouraging that millennials are so receptive to saving for retirement and that they are generally practicing good financial habits,” says Anne Coveney, senior manager of Retirement Thought Leadership at T. Rowe Price who led this research study. “When they have the means to do the right thing, it appears that they often do.’
Throughout this presentation, we uncover how different generational workers are saving and spending, and indentify the statistics that differentiate these populations.
T. Rowe Price’s 2020 Parents, Kids & Money Survey found that parents who try to keep up a financial façade are more reluctant to discuss money with their kids. To help parents discuss money with their kids, the firm created MoneyConfidentKids.com.
T. Rowe Price’s 2019 Parents, Kids & Money Survey found that stress among parents who are caring for both their kids and aging family members, commonly known as the sandwich generation, is negatively impacting their money habits and their kids’ money habits.
T. Rowe Price – Survey Highlights: First Look Assessing the New Retiree Exper...T. Rowe Price
We surveyed recently retired 401(k) savers and workers approaching retirement age with 401(k)s to learn about their challenges and experiences. We learned that most are faring well, both financially and emotionally. In here we cover how they’re saving and spending, where they’re getting income, and how satisfied they are with their retirement experience.
Families with a household income of over $65,000 pay at least 90% of the sticker price for college, according to the U.S. Department of Education. To avoid the rising costs of debt, T. Rowe Price recommends that families save at least enough for a down payment on their kids' education. This chart offers guidance on how much that may be. Learn more about saving for college at http://www.collegesavingschillout.com/
T. Rowe Price's Parents, Kids & Money survey revealed that kids who get an allowance are more money savvy than those who do not. The single biggest factor associated with financially knowledgeable kids, however, is whether their parents talk to them about money matters. Money lessons can be most powerful when parents combine conversations with experiences.
"Conversations can guide experience, and experience can put those conversations into practice—the two work together," says Judith Ward, a senior financial planner at T. Rowe Price.
T. Rowe Price encourages parents to talk to their kids about money matters weekly. To help, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on the financial concepts.
T. Rowe Price’s 14th annual Parents, Kids & Money Survey, which sampled more than 2,000 parents and their 8- to 14-year-old kids, reveals insights around parents’ and kids’ knowledge and interest in cryptocurrency. This year’s survey findings also underscore the ongoing impacts of the pandemic, notably how the economic fallout from the pandemic has disproportionately impacted women, referred to by some as a “She-cession.” To help parents discuss money matters with their kids, the firm created MoneyConfidentKids.com, which provides free online educational games, classroom lessons for educators, and tips for parents that are focused on financial concepts, such as goal-setting, spending versus saving, inflation, asset allocation, and investment diversification.
T. Rowe Price's 10th Annual Parents, Kids & Money Survey – Holiday Spending T. Rowe Price
The findings related to holiday saving and spending in T. Rowe Price’s 2018 Parents, Kids, & Money Survey found that parents who try to get everything on their kids’ holiday wish lists are more likely to report that they have gone into debt for their kids, worry that they’re spoiling their kids, and have kids who are less likely to save their own money. Additionally, parents who participate in promotional days, such as Black Friday and Cyber Monday, are more likely to splurge.
Our seventh annual Parents, Kids & Money Survey revealed that parents are letting their kids, who are 8-14 years old, learn about money the hard way, but may not be having the appropriate financial conversations to help guide their decisions. Additionally, the survey found that a growing number of parents think that it is appropriate for schools to teach financial education, and 75% of parents think there should be a personal finance requirement to graduate high school.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
T. Rowe Price Parents, Kids & Money SurveyT. Rowe Price
T. Rowe Price’s 2017 Parents, Kids & Money Survey analyzed parent attitudes and behaviors that were associated with kids’ financial habits. The survey found that positive money behaviors and expectations among kids are often associated with parents’ decision to let their kids decide how to save and spend their money on their own, as well as modeling good financial habits. Conversely, troubling financial habits among kids were more frequently seen when parents have a troubling history with money. Learn more in this deck.
T. Rowe Price’s 2019 Parents, Kids & Money Survey found that many parents say college costs aren’t their responsibility, but most kids expect their parents to cover college costs.
T. Rowe Price Parents, Kids & Money Survey- Holiday Saving and Spending FindingsT. Rowe Price
T. Rowe Price’s 2017 Parents, Kids & Money Survey found that parents who never stick to their holiday spending budget are more likely to shop exclusively in stores (36% vs. 18%). And parents who follow their budgets are more likely to shop mostly or exclusively online (39% vs. 23%). Learn more in this deck.
Family Holiday Saving & Spending TrendsT. Rowe Price
Our Parents, Kids & Money Survey found most parents say that they overspend on their kids’ holiday gifts. While many parents use their current income and credit cards to cover holiday spending, a surprising percentage have also tapped into their retirement savings (7%) and their emergency fund (9%).
“Our long-term goals, such as saving for retirement and having an emergency fund, should arguably take priority over anything that is purchased during a Black Friday sale,” says Stuart Ritter, CFP®, a senior financial planner at T. Rowe Price. “Kids will always have long wish lists, and it’s good for them to know that there isn’t always enough money to cover everything. Challenging them to make trade-offs and prioritize their wants is essential to helping them develop financial capabilities.”
T. Rowe Price encourages parents to invest in their kids’ futures by talking with them about money matters weekly. To help with this goal, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on financial concepts such as goal setting, spending versus saving, inflation, and diversification.
T. Rowe Price’s 2016 Parents, Kids & Money survey revealed that many parents are willingly overextending their finances to fulfill their kids’ holiday wish lists. 53% of parents agree with the statement, “I try to get everything on my kids’ lists, no matter how much it costs.” Additionally, 64% of parents agree with the statement, “I spent more over the holidays than I should have.” Parents spent an average of $422 on each child’s holiday presents.
On top of the financial cost, there is also an opportunity cost that comes with checking everything on kids wish lists. Prioritizing wants and making trade-offs teach kids valuable money lessons. T. Rowe Price encourages parents to invest in their kids’ futures by talking to them about money matters weekly. To help, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment
T. Rowe Price’s 2021 Parents, Kids & Money Survey found that the pandemic’s impact to families’ financial well-being has compelled more parents than ever to have money conversations with their kids. To help parents discuss money matters with their kids, the firm created MoneyConfidentKids.com.
T. Rowe Price: Understanding Investor Attitudes Toward RetirementT. Rowe Price
A new T. Rowe Price study revealed that nearly half (47%) of baby boomers and Gen Xers believe their ideal retirement is very attainable and another 45% believe it is somewhat attainable. The study included a national sample of 2,000 individuals age 36 or older who are either retired or who have taken initial steps to prepare for retirement.
T. Rowe Price Parents, Kids & Money Survey- College Related FindingsT. Rowe Price
T. Rowe Price’s 2017 Parents, Kids & Money Survey revealed some significant differences in parents’ inclination to save and pay for college based on the gender of their child. We found that parents who have all boys are going to greater lengths to support their kids’ college education than parents of all girls. Learn more in this deck.
2015 Family Financial Trade-offs Survey HighlightsT. Rowe Price
T. Rowe Price's 2015 Family Financial Trade-offs Survey revealed that parents are putting their own retirement security on the back-burner to support their kids’ education and cover their own personal student loans. In this survey, we examined how families are saving and paying for college, saving for retirement, and their current attitudes and feelings about their competing financial priorities. The survey is based on a national sample of 2,000 parents who have a retirement account, and have kids ages 15 and under.
T. Rowe Price’s 2016 Parents, Kids & Money Survey T. Rowe Price
This year, T. Rowe Price's Parents, Kids & Money Survey revealed some interesting new data on the evolving perceptions money among today's children and their parents. We found that many kids (62%) expect their parents to cover the cost of “whatever college I want to go to.” Yet most parents (65%) will only be able to contribute some to the cost of college. And, the results suggest that student loans can lead to increased anxiety and financial stress. Parents with their own student loans are more likely to lose sleep over college costs (49% vs. 40%), and are significantly more likely to have credit card debt (67% vs. 54%) and payday loans (19% vs. 7%).
Judith Ward, CFP®, a senior financial planner at T. Rowe Price and mother of two college graduates, notes, “Preparing for college entails more than studying for the SATs and should begin before kids have even started Kindergarten. It starts with saving for college in accounts such as 529's and having regular money conversations at a young age, so later they’ll be able to understand the financial trade-offs involved in selecting a college.”
T. Rowe Price encourages parents to invest in their kids' futures by talking to them about money matters weekly, including how they are saving for their college. To help, the firm has created MoneyConfidentKids.com, which provides free, educational, online games for kids; tips for parents that are focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment diversification; as well as classroom lessons for educators.
Our sixth annual Parents, Kids & Money Survey revealed that boys and girls are not equally prepared when it comes to learning about money matters at home. We also found a correlation between talking to kids of either gender about financial concepts and kids developing positive financial behaviors.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
2016 Parents, Kids and Money Survey ResultsT. Rowe Price
T. Rowe Price's 2016 Parents, Kids & Money Survey found that parents’ reluctance to discuss money with their kids has not yet translated to a reluctance to spend it on them. Nearly half of parents (46%) have gone into debt to cover something their kids want and most worry about spoiling their kids (58%). Yet less than half (44%) of parents take advantage of the opportunity to discuss money with their kids most of the time.
“Parents would be better served investing the time to discuss money matters with their kids rather than investing their money in more stuff,” says Stuart Ritter, CFP®, a senior financial planner at T. Rowe Price.
T. Rowe Price encourages parents to invest in their kids’ futures by talking with them about money matters weekly. The survey found that parents who discuss financial topics with their kids at least once a week are nearly twice as likely to have kids who say they are smart about money (68% vs. 36%). To help, T. Rowe Price created MoneyConfidentKids.com, which provides free online games for kids, tips for parents focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment diversification, as well as lessons for educators.
Building a Better Grants Strategy Post-COVIDBloomerang
https://bloomerang.co/resources/webinars/
Whether you are new to grants, and re-evaluating how your organization seeks out grant funding, Rachel Wener will go through what you need to know to become more grant ready.
T. Rowe Price's Parents, Kids & Money survey revealed that kids who get an allowance are more money savvy than those who do not. The single biggest factor associated with financially knowledgeable kids, however, is whether their parents talk to them about money matters. Money lessons can be most powerful when parents combine conversations with experiences.
"Conversations can guide experience, and experience can put those conversations into practice—the two work together," says Judith Ward, a senior financial planner at T. Rowe Price.
T. Rowe Price encourages parents to talk to their kids about money matters weekly. To help, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on the financial concepts.
T. Rowe Price’s 14th annual Parents, Kids & Money Survey, which sampled more than 2,000 parents and their 8- to 14-year-old kids, reveals insights around parents’ and kids’ knowledge and interest in cryptocurrency. This year’s survey findings also underscore the ongoing impacts of the pandemic, notably how the economic fallout from the pandemic has disproportionately impacted women, referred to by some as a “She-cession.” To help parents discuss money matters with their kids, the firm created MoneyConfidentKids.com, which provides free online educational games, classroom lessons for educators, and tips for parents that are focused on financial concepts, such as goal-setting, spending versus saving, inflation, asset allocation, and investment diversification.
T. Rowe Price's 10th Annual Parents, Kids & Money Survey – Holiday Spending T. Rowe Price
The findings related to holiday saving and spending in T. Rowe Price’s 2018 Parents, Kids, & Money Survey found that parents who try to get everything on their kids’ holiday wish lists are more likely to report that they have gone into debt for their kids, worry that they’re spoiling their kids, and have kids who are less likely to save their own money. Additionally, parents who participate in promotional days, such as Black Friday and Cyber Monday, are more likely to splurge.
Our seventh annual Parents, Kids & Money Survey revealed that parents are letting their kids, who are 8-14 years old, learn about money the hard way, but may not be having the appropriate financial conversations to help guide their decisions. Additionally, the survey found that a growing number of parents think that it is appropriate for schools to teach financial education, and 75% of parents think there should be a personal finance requirement to graduate high school.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
T. Rowe Price Parents, Kids & Money SurveyT. Rowe Price
T. Rowe Price’s 2017 Parents, Kids & Money Survey analyzed parent attitudes and behaviors that were associated with kids’ financial habits. The survey found that positive money behaviors and expectations among kids are often associated with parents’ decision to let their kids decide how to save and spend their money on their own, as well as modeling good financial habits. Conversely, troubling financial habits among kids were more frequently seen when parents have a troubling history with money. Learn more in this deck.
T. Rowe Price’s 2019 Parents, Kids & Money Survey found that many parents say college costs aren’t their responsibility, but most kids expect their parents to cover college costs.
T. Rowe Price Parents, Kids & Money Survey- Holiday Saving and Spending FindingsT. Rowe Price
T. Rowe Price’s 2017 Parents, Kids & Money Survey found that parents who never stick to their holiday spending budget are more likely to shop exclusively in stores (36% vs. 18%). And parents who follow their budgets are more likely to shop mostly or exclusively online (39% vs. 23%). Learn more in this deck.
Family Holiday Saving & Spending TrendsT. Rowe Price
Our Parents, Kids & Money Survey found most parents say that they overspend on their kids’ holiday gifts. While many parents use their current income and credit cards to cover holiday spending, a surprising percentage have also tapped into their retirement savings (7%) and their emergency fund (9%).
“Our long-term goals, such as saving for retirement and having an emergency fund, should arguably take priority over anything that is purchased during a Black Friday sale,” says Stuart Ritter, CFP®, a senior financial planner at T. Rowe Price. “Kids will always have long wish lists, and it’s good for them to know that there isn’t always enough money to cover everything. Challenging them to make trade-offs and prioritize their wants is essential to helping them develop financial capabilities.”
T. Rowe Price encourages parents to invest in their kids’ futures by talking with them about money matters weekly. To help with this goal, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on financial concepts such as goal setting, spending versus saving, inflation, and diversification.
T. Rowe Price’s 2016 Parents, Kids & Money survey revealed that many parents are willingly overextending their finances to fulfill their kids’ holiday wish lists. 53% of parents agree with the statement, “I try to get everything on my kids’ lists, no matter how much it costs.” Additionally, 64% of parents agree with the statement, “I spent more over the holidays than I should have.” Parents spent an average of $422 on each child’s holiday presents.
On top of the financial cost, there is also an opportunity cost that comes with checking everything on kids wish lists. Prioritizing wants and making trade-offs teach kids valuable money lessons. T. Rowe Price encourages parents to invest in their kids’ futures by talking to them about money matters weekly. To help, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment
T. Rowe Price’s 2021 Parents, Kids & Money Survey found that the pandemic’s impact to families’ financial well-being has compelled more parents than ever to have money conversations with their kids. To help parents discuss money matters with their kids, the firm created MoneyConfidentKids.com.
T. Rowe Price: Understanding Investor Attitudes Toward RetirementT. Rowe Price
A new T. Rowe Price study revealed that nearly half (47%) of baby boomers and Gen Xers believe their ideal retirement is very attainable and another 45% believe it is somewhat attainable. The study included a national sample of 2,000 individuals age 36 or older who are either retired or who have taken initial steps to prepare for retirement.
T. Rowe Price Parents, Kids & Money Survey- College Related FindingsT. Rowe Price
T. Rowe Price’s 2017 Parents, Kids & Money Survey revealed some significant differences in parents’ inclination to save and pay for college based on the gender of their child. We found that parents who have all boys are going to greater lengths to support their kids’ college education than parents of all girls. Learn more in this deck.
2015 Family Financial Trade-offs Survey HighlightsT. Rowe Price
T. Rowe Price's 2015 Family Financial Trade-offs Survey revealed that parents are putting their own retirement security on the back-burner to support their kids’ education and cover their own personal student loans. In this survey, we examined how families are saving and paying for college, saving for retirement, and their current attitudes and feelings about their competing financial priorities. The survey is based on a national sample of 2,000 parents who have a retirement account, and have kids ages 15 and under.
T. Rowe Price’s 2016 Parents, Kids & Money Survey T. Rowe Price
This year, T. Rowe Price's Parents, Kids & Money Survey revealed some interesting new data on the evolving perceptions money among today's children and their parents. We found that many kids (62%) expect their parents to cover the cost of “whatever college I want to go to.” Yet most parents (65%) will only be able to contribute some to the cost of college. And, the results suggest that student loans can lead to increased anxiety and financial stress. Parents with their own student loans are more likely to lose sleep over college costs (49% vs. 40%), and are significantly more likely to have credit card debt (67% vs. 54%) and payday loans (19% vs. 7%).
Judith Ward, CFP®, a senior financial planner at T. Rowe Price and mother of two college graduates, notes, “Preparing for college entails more than studying for the SATs and should begin before kids have even started Kindergarten. It starts with saving for college in accounts such as 529's and having regular money conversations at a young age, so later they’ll be able to understand the financial trade-offs involved in selecting a college.”
T. Rowe Price encourages parents to invest in their kids' futures by talking to them about money matters weekly, including how they are saving for their college. To help, the firm has created MoneyConfidentKids.com, which provides free, educational, online games for kids; tips for parents that are focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment diversification; as well as classroom lessons for educators.
Our sixth annual Parents, Kids & Money Survey revealed that boys and girls are not equally prepared when it comes to learning about money matters at home. We also found a correlation between talking to kids of either gender about financial concepts and kids developing positive financial behaviors.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
2016 Parents, Kids and Money Survey ResultsT. Rowe Price
T. Rowe Price's 2016 Parents, Kids & Money Survey found that parents’ reluctance to discuss money with their kids has not yet translated to a reluctance to spend it on them. Nearly half of parents (46%) have gone into debt to cover something their kids want and most worry about spoiling their kids (58%). Yet less than half (44%) of parents take advantage of the opportunity to discuss money with their kids most of the time.
“Parents would be better served investing the time to discuss money matters with their kids rather than investing their money in more stuff,” says Stuart Ritter, CFP®, a senior financial planner at T. Rowe Price.
T. Rowe Price encourages parents to invest in their kids’ futures by talking with them about money matters weekly. The survey found that parents who discuss financial topics with their kids at least once a week are nearly twice as likely to have kids who say they are smart about money (68% vs. 36%). To help, T. Rowe Price created MoneyConfidentKids.com, which provides free online games for kids, tips for parents focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment diversification, as well as lessons for educators.
Building a Better Grants Strategy Post-COVIDBloomerang
https://bloomerang.co/resources/webinars/
Whether you are new to grants, and re-evaluating how your organization seeks out grant funding, Rachel Wener will go through what you need to know to become more grant ready.
Making Moves Magic- A Moves Management 101 for Nonprofit Cloud Salesforce.org
Learn how Interlochen Center for the Arts and NRDC have found success with moves management on Salesforce using Engagement Plans, Levels and more. Hear top tips around getting started and lessons learned and come away with a plan for making life easier for your fundraisers while driving results.
Best-in-Class for the Online DC Plan Participant Experience - A Competitive A...Corporate Insight
The presentation discussed industry best practices and trends from our recently completed 2013 DC Plan Participant Website Audit and also contained findings from the 2013 DC Plan Participant Survey. The survey polled approximately 1000 plan participants, asking questions about the digital experience they have with their retirement plan provider(s). CI also took a look at what’s next for the industry, focusing on the evolution of financial advice and guidance and mobile innovation.
The latest Retirement Plan News contains articles on the following: 1) Make Benchmarking Your Plan An Annual Exercise 2) Employer Contribution Trends 3) QDIAS Ten years On
This is a list of project ideas adapted from Taproot Foundation on how to donate your HR, financial, marketing, legal, tech, or strategy skills.
I can help your employees identify what they'd most like to do and connect them to the nonprofits who need the service.
Strategy Planning and Deployment Process Training ModuleFrank-G. Adler
The Strategy Planning and Deployment Training Module v6.0 includes:
1. MS PowerPoint Presentation including 97 slides covering our Strategy Planning and Deployment Process using Strategy Maps and Hoshin Kanri, including Introduction to Strategy Planning, Organizing the Process, Current State Analysis (CSA), Strategic Vision Elements, Strategic Breakthrough Objectives, Strategy Maps, Strategic Initiatives and Tactics, Strategy Deployment Matrix, and Strategy Implementation and Review.
2. MS Excel Templates for Annual Planning, Criticality Analysis, Force Field Analysis, Radar Gap Analysis Chart, Strategy Grid Alignment Matrix, Strategy Grid Correlation Matrix, Project Selection Matrix, Bowling Chart, and Strategy Implementation Review Table.
3. MS Word Current State Analysis (CSA) Questionnaire
4. MS Excel Hoshin Kanri Strategy Deployment X-Matrix Template
How to Bring About Finance Transformation on Your Own TermsWorkday, Inc.
In this deck, experts from PwC and Workday explain how finance leaders can use automation, artificial intelligence, and analytical skills to help their teams adapt to rapid change.
SOCW 6311 wk 6 assignment Developing a Program EvaluationTo.docxsamuel699872
SOCW 6311 wk 6 assignment: Developing a Program Evaluation
To ensure the success of a program evaluation, a social worker must generate a specific detailed plan. That plan should describe the goal of the evaluation, the information needed, and the methods and analysis to be used. In addition, the plan should identify and address the concerns of stakeholders. A social worker should present information about the plan in a manner that the stakeholders can understand. This will help the social worker receive the support necessary for a successful evaluation.
To prepare for this Assignment, identify a program evaluation you would like to conduct for a program with which you are familiar. Consider the details of the evaluation, including the purpose, specific questions to address, and type of information to collect. Then, consider the stakeholders that would be involved in approving that evaluation. Review the resources for samples of program evaluations.
Submit the following:
A 1-page stakeholder analysis that identifies the stakeholders, their role in the agency and any concerns that they might have about the proposed program evaluation
A 2- to 3-page draft of the program evaluation plan to submit to the stakeholders that:
Identifies the purpose of the evaluation
Describes the questions that will be addressed and the type of information that will be collected
Addresses the concerns of the stakeholders that you identified in your Stakeholder Analysis
Resources
Dudley, J. R. (2014). Social work evaluation: Enhancing what we do. (2nd ed.) Chicago, IL: Lyceum Books.
Chapter 1, “Evaluation and Social Work: Making the Connection” (pp. 1–26)
Chapter 4, “Common Types of Evaluations” (pp. 71-89)
Chapter 5, “Focusing an Evaluation” (pp. 90-105)
Full intext citation and full references APA 7th addition
(refence for this APA provided)
.
Eye on the Prize: Promoting a "Culture of Excellence" Through Effective Strat...CompleteRx
The epitome of excellence can be recognized in organizations that have been awarded the Malcolm Baldrige National Quality Award. The successful development and implementation of an organization’s strategic plan is pivotal to this achievement as it ensures leadership and employees are working toward common goals. While setting priorities and focusing resources may seem like a given for any successful organization, the process of establishing and measuring an effective strategic plan can be complex and overwhelming. In conjunction with the Kentucky Center for Performance Excellence (KyCPE), this webinar will teach you to develop a strategic planning process to improve your organization’s performance and ensure key performance indicators are aligned with your overall strategic plan. The webinar will also review past healthcare Malcolm Baldrige National Quality Award winners and share best practices from these award winners.
Key Takeaways:
- Understand strategy development and HOW do you develop your strategy
- Review what Baldrige winning organizations have done to develop information for your strategic planning process
- Learn how to deploy your action plans
Enhance LSC’s ability to assess the quality, efficiency, and effectiveness of the programs that LSC funds;
Provide grantees with better tools to assess their own
performance, manage their operations, and increase private financial support.
Plan sponsors of all sizes recognize the need to empower participants with financial education. Participants use it when offered. Your peers anticipate more clients will want it in the future. A tremendous opportunity exists for DC specialist advisors to bring financial wellness to clients.
Whether you’ve thought about financial wellness or not, this guide can help you talk to
plan sponsors and establish processes for success.
Similar to Human Resources Perspective: A Survey of Larger 401(k) Plans (20)
T. Rowe Price’s tenth annual Parents, Kids & Money Survey revealed that “adulting” is harder for young adults who did not receive any financial education. Those who did not receive any financial education are less likely to have a budget, an emergency fund, and retirement savings. Most young adults (64%) are surprised at how little they knew about managing money once they had to start dealing with real-world finances. Learn more in this deck.
2017 Market Outlook - Emerging Markets DebtT. Rowe Price
Portfolio Manager Samy Muaddi, CFA, discusses his perspective on the current emerging markets debt environment and what investors could expect to see in 2017.
2017 Market Outlook - International Equity T. Rowe Price
Our Head of International Equity, Chris Alderson, discusses his perspective on the current global equity environment and what investors could expect to see in 2017.
2017 Market Outlook - Global Fixed IncomeT. Rowe Price
Portfolio Manager Quentin Fitzsimmons discusses his perspective on the current global fixed income environment and what investors could expect to see in 2017.
2017 T. Rowe Price Global Economic OutlookT. Rowe Price
Our Chief U.S. Economist, Alan Levenson, discusses his perspective on the current global economic environment and what investors could expect to see in 2017.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the what'sapp contact of my personal pi merchant to trade with.
+12349014282
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
2. 2
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds
3. 3
Methodology
Representative national study of 401(k) plan sponsors of $100 million+, n= 269
Executives in human resources, employee benefits, plan administration and benefits
administration responsible for selecting, evaluating or monitoring providers,
services and investments for their organization’s 401(k) plan
Conducted as a blind study by Brightwork Partners from September 8th through
November 15th 2016, n= 169 by telephone (Form 5500 sampling frame), the balance
online
Oversamples plans $500 million+ which are then weighted back to naturally
occurring proportions:
N =
Weighted
Proportion
$100 million to less than $250 million 96 53%
$250 million to less than $500 million 75 23%
$500 million to less than $1 billion 49 12%
$1 billion or more 49 12%
4. 4
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds
5. 5
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
41%
57%
64%
69%
85%
Helping retired employees manage
the income from their 401(k)s
Recruiting new employees
Enabling employees to retire at
their preferred retirement date
Retaining talent
Helping employees save for a
financially secure retirement
Is (each item) a major strategic goal of your organization's 401(k) retirement plan
benefit, a minor goal or not a strategic goal at all?
As of 2016. Base: total interviews. “Major Goal.”
Goals of 401(k) Retirement Plan Benefit
Q. 4
6. 6
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds
7. 7
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
To what extent do you agree with the following statement: we have a responsibility to
help our 401(k) participants achieve retirement preparedness in order to have an
adequate income in retirement:
As of 2016. Base: total interviews.
Organization's Responsibility to Participants
Q. 7
67%
32%
1% A great deal
Somewhat but not a great deal
Not very much/ Not at all
8. 8
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
In general, how do you feel about the retirement preparedness of your organization’s
401(k) participants today compared to two years ago, would you say it’s:
As of 2016. Base: total interviews.
Participants' Preparedness for Retirement
Q. 10
16%
47%
33%
2% 2% Much better
Somewhat better
About the same
Worse
Not sure
9. 9
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Do you have a formal, ongoing metric your organization uses to track the retirement
preparedness of your employees or don’t you?
As of 2016. Base: total interviews.
Employee Retirement Preparedness Metric
Q. 5
48%
51%
1%
Have a metric
Don't have a metric
Not sure
10. 10
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Is that a ...
As of 2016. Base: Have employee preparedness metric (48%).
Metric Provider
Q. 6
25%
52%
21%
2% Proprietary metric you developed
in-house without support from an
advisor, consultant or
recordkeeper
Metric provided by your
recordkeeper
Metric provided by your advisor
or consultant
Other
11. 11
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds
12. 12
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Auto escalation is also known as auto increase.
48%
55%
58%
72%
89%
13%
9%
11%
6%
2%
Periodic enrollment of non-participants
An investment reenrollment program to
default participants into a qualified default
investment alternative(QDIA) you may offer
An auto escalation feature in which the
participant's deferral rate is increased
automatically on an annual basis
Auto-enrollment
An employer matching contribution up to
some level of a participant's contribution
Offered Expect to Offer
78%
69%
64%
60%
Does your organization’s 401(k) plan have (each item), or not? Over the next two years,
do you expect to offer this, or not?
As of 2016. Base: total interviews
401(k) Plan Features Offered/Expect to Offer
Q. 31, 32
91%
13. 13
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
76%
68%
Plans that have retirement
preparedness metric
Plans that do not have retirement
preparedness metric
Does your organization’s 401(k) plan have [auto-enrollment], or not?
As of 2016. Base: total interviews. “Have auto-enrollment.”
Auto-Enrollment
By Retirement Preparedness Metric
Q. 31
14. 14
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
55%
41%
Plans that have retirement
preparedness metric
Plans that do not have retirement
preparedness metric
Does your organization’s 401(k) plan have [periodic enrollment of non-participants], or
not?
As of 2016. Base: total interviews. “Have periodic enrollment of non-participants.”
Periodic Enrollment of Non-participants
By Retirement Preparedness Metric
Q. 31
15. 15
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Auto escalation is also known as auto increase.
63%
52%
Plans that have retirement
preparedness metric
Plans that do not have retirement
preparedness metric
Does your organization’s 401(k) plan have [an auto escalation feature in which the
participant’s deferral rate is increased automatically on an annual basis], or not?
As of 2016. Base: total interviews. “Have auto-escalation.”
Auto-Escalation
By Retirement Preparedness Metric
Q. 31
16. 16
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Auto escalation is also known as auto increase.
12%
33%
47%
Resistance to the company's action
The perception by participants that
their current deferral rate is
adequate
Not being able to afford the
increases
As far as you know, when employees opt out or decline to participate in your auto
escalation program, is (each item) a major reason, a minor reason or not a reason at all?
As of 2016. Base: Have auto escalation (58%). “Major Reason.”
Reasons for Opting out of Auto Escalation
Q. 41
17. 17
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Auto escalation is also known as auto increase.
Do you consciously manage your compensation strategy to increase pay by at least as
much as your auto escalation amount, or are the two values unrelated?
As of 2016. Base: Have auto escalation (58%).
Managing Compensation vs. Auto Escalation
Rate
Q. 38
21%
79%
Consciously increase pay by
at least auto escalation
amount
Pay and auto escalation
values are unrelated
18. 18
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Auto escalation is also known as auto increase.
Do you consciously manage your compensation strategy to increase pay by at least as
much as your auto escalation amount, or are the two values unrelated?
As of 2016. Base: Have auto escalation (58%). “Consciously increase pay by at least auto escalation amount.”
Managing Compensation vs. Auto Escalation
Rate
Q. 38
By Defined Benefit Plans
35%
11%
Organizations that also offer a
defined benefit plan
Organizations that do not offer a
defined benefit plan
19. 19
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Which matching formula more closely resembles your policy: a traditional match which
might match $1 for each $1 of contribution up to 3% or a stretch match formula which
might match 50 cents for each $1 contribution up to 6%?
As of 2016. Base: Employer offers a match (89%).
Matching Formula
Q. 43
51%
38%
8%
3% Traditional match
Stretch match
We do both
Other
20. 20
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
69%
63%
42%
29%
The stretch match might not be well-received
by employees due to the required higher
contribution rate
We're concerned that the higher contribution
rate is beyond many employees so they would
lose out on the match
Because we're not sure it's really cost-neutral
relative to the traditional match-it could end up
costing us more
We're not familiar with the stretch match
concept
I’m going to read several reasons plan sponsors sometimes give us for offering a
traditional match instead of a stretch match. For each, please tell me if that describes
your situation very closely, somewhat closely, not very closely or not closely at all.
As of 2016. Base: Employer offers traditional match (45%). “Somewhat / Very Closely.”
Reasons for Offering Traditional Match
Q. 44
21. 21
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Leakage of retirement plan assets due to defaults on plan loans, hardship withdrawals
and cash-outs can reduce the retirement preparedness of participants. To what extent is
leakage a problem for your organization’s plan, is it:
As of 2016. Base: total interviews.
Leakage
Q. 8
17%
53%
30%
Major problem
Minor problem
Not a problem at all
22. 22
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
58%
53%
52%
50%
47%
16%
14%
2%
A financial wellness program to help participants manage their day-to-day
finances more successfully but which does not include individualized
financial counseling
Education services which project the impact to account balances at
retirement due to leakage
Payroll deduction into retail savings or investment accounts apart from
401(k) contributions
A financial wellness program to help participants manage their day-to-day
finances more successfully which includes individualized financial
counseling
Debt management tools and services
A student loan repayment tool which helps employees select a repayment
plan with directed payroll deductions of student loan payments. (An
example of this type of service is Student Loan Genius)
A student loan repayment benefit in which you match a portion of the loan
payment made by employees
Other
Some plan sponsors are offering various programs to address leakage. To address this
leakage, do you offer (each item), or not?
As of 2016. Base: Leakage is a major or minor problem (70%).
Programs Offered To Address Leakage
Q. 9
23. 23
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
18%
25%
52%
9%
5%
4%
Environmental, social and governance mutual
funds, also known as ESG funds
Managed payout funds which regularly
distribute as income a certain proportion of the
fund's value based on investment returns
A periodic withdrawal plan feature for
terminated participants
Offer Expect to Offer
56%
29%
27%
Does your organization’s 401(k) include (each item), or doesn’t it? In the next two years, do
you expect to begin offering (each item), or not?
As of 2016. Base: total interviews.
401(k) Specialty Features Offered/Expect to
Offer
Q. 26, 27
24. 24
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds
25. 25
Survey Notes for Investment Menu
Questions
A number of questions in the survey address the investment menu of
plans. Because respondents of the survey are human resources and
benefits professionals, the responses represent the HR/Benefits
managers’ perspectives of the investment strategy for their plans. T.
Rowe Price considers the investment menu findings as directional
information.
26. 26
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Does your organization’s 401(k) plan offer target date funds, by which we mean funds,
usually designated by the year in which the participant expects to retire, which
automatically adjust their asset allocation along a predetermined glide path, or not?
As of 2016. Base: total interviews
Target Date Funds
Q. 17
83%
17%
1% Offers target date funds
Does not offer target date funds
Not sure
27. 27
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Are the target date funds you offer designated as the Qualified Default Investment
Alternative or QDIA for your organization’s plan, or not?
As of 2016. Base: Offer target date funds (83%)
Target Date Funds As QDIA
Q. 18
88%
9%
3% 1% Designated as the QDIA
Not designated as the QDIA
Do not have a QDIA
Not sure
Plans that Offer Target Date Funds
28. 28
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
Are your target date funds proprietary funds managed by your recordkeeper, or aren’t
they?
As of 2016. Base: Offer target date funds (83%).
Target Date Funds are Proprietary
Q. 20
49%
45%
5% 1% Are proprietary funds
Are not proprietary funds
Some are, some aren't
Not sure
Plans that Offer Target Date Funds
29. 29
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
49%
36%
31%
30%
17%
Off-the-shelf target date funds which
are actively managed
Off-the-shelf target date funds which
hold both actively-managed
investments and index funds
Custom target date funds which include
a glide path specific to your plan's
objectives and the demographics of
your workforce
Off-the-shelf target date funds which
are index funds
Organization does not offer target date
funds
Does your organization’s 401(k) plan offer (each item) or not?
As of 2016. Base: total interviews.
Target Date Fund Types Offered
All Plans
Q. 22
30. 30
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
2%
2%
1%
1%
2%
3%
41%
37%
35%
33%
57%
60%
63%
63%
Custom target date funds which include a
glide path specific to your plan's objectives
and the demographics of your workforce
Off-the-shelf target date funds which hold
both actively-managed investments and
index funds
Off-the-shelf target date funds which are
index funds
Off-the-shelf target date funds which are
actively managed
Not Sure Not Satisfied Somewhat Satisfied Very Satisfied
How satisfied are you overall with (each item)?
As of 2016. Base: Offers this type of target date funds.
Satisfaction With This Type of Target Date
Fund
Q. 24
31. 31
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds
32. 32
50%
36%
10%
3%
1%
1%
Human resources/employee benefits
Benefits administration
Plan administration
Plan committee
Legal
Business unit/line operations
What is your primary functional activity?
As of 2016. Base: total interviews.
Functional Activity
Q. 2
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
33. 33
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
25%
20%
14%
10%
7%
6%
6%
6%
3%
2%
1%
Professional or business services
Manufacturing
Financial Industry
Other Services
Health care and social assistance
Information industry
Trade, transportation or utilities
Construction
Agriculture, natural resources or mining
Educational services
Leisure and hospitality
As of 2016. Base: total interviews.
Industry
34. 34
Human Resources Perspectives: A Survey of Larger 401(k) Plans,
Conducted for T. Rowe Price by Brightwork Partners LLC.
401(k) plan sponsors with $100M+ plan assets
As of 2016. Base: total interviews.
Region
Q. 55
18%
25%
34%
23%
West
Central
South
East
35. 35
Contents
Methodology
Strategic goals of 401(k) plan
Retirement preparedness
Plan design and features
Target date funds
Respondent characteristics
Appendix
– Retirement Saving and Spending Study, June 2015, Influence of matching
contributions and satisfaction with target date funds