This document is a HUD-1 Settlement Statement form that provides a breakdown of costs and fees associated with closing on a residential property. It lists charges paid by both the borrower and seller at settlement, including origination fees, title fees, taxes, and other closing costs. The form also includes a comparison of estimated charges from the Good Faith Estimate versus actual charges on the HUD-1, and outlines the key loan terms such as the interest rate, monthly payment amount, and presence of any prepayment penalties.