This document provides information on legal plans and identity theft protection plans that can be offered as employee benefits. It discusses the benefits of the plans, including unlimited legal consultations, legal document reviews, identity monitoring and restoration services. It also outlines the companies involved in providing these plans, including Pre-Paid Legal Services and Kroll, and how individuals can become agents to market the plans to local businesses for a commission.

1. Protecting Families, Finances, and Your Future
TM

2.  Resides in Cookeville TN
 Married, ten children
 Began marketing legal plans in 1994
and has personally sold over 7000
policies
 Has earned over five million dollars
in income from marketing employee
benefits
 Committed to helping others
achieve financial successMark H. Riches
Chief Executive Officer

3.  In business since 1993
 Specializes in the marketing of
employee benefits to businesses
 The largest benefit broker for legal
and identity theft plans in the US
 National enrollment team serving
every major city in the United States
 Compliance division offering
compliance and security services
Protecting Family, Finances and Your Future

6.  You are three times more likely to be in court
than to spend the night in the hospital
 The average attorney in the United States
charges more than $200 an hour
 The average employee takes 104 hours (13
days) a year off work to deal with legal life
events
 In a recent survey 7 out of 10 employees said
they would find a legal plan to be a useful
benefit
 Over 80% of people do not have a current last
will and testament

7.  Founded by Harland Stonecipher in 1972
 Publicly traded on the New York Stock
Exchange
 Ranked as one of Forbes “200 Best
companies in America” - six of the last ten
years
 Corporate Offices Ada OK - 800 employees
 National Network of professional law
firms who were paid in excess of 100
million dollars last year
 Over 55,000 corporate clients and 1.5
million members

8. PREVENTIVE
LAW
Unlimited Telephone
Consultation
Letters and Telephone Calls
Legal Contract & Document
Review
Access To Legal Forms
Online
Summary of Benefit Only See membership policy for complete details, limitations and exclusions.
MOTOR
VEHICLE
Assistance with Moving
Violations Anywhere in the US
Drivers License Services
Defense of Criminal Charges
Personal Injury and Physical
Damages Collection
ESTATE
PLANNING
• Preparation of your Last Will
and Testament
• Annual Updates
• Preparation of a living will
and durable power of Attorney
TRIAL DEFENSE
Defense of Civil Actions
Pre-Trail and Trial
Assistance
Coverage Increases For the
First Five Years

9. IRS AUDIT
SERVICES
Consultation
Representation at Audit
Representation at Trial
Summary of Benefit Only See membership policy for complete details, limitations and exclusions.
PREFERRED
MEMBER
DISCOUNT
25% Discount from the
attorney’s standard hourly rates
for services not covered under
the membership, including pre-
existing conditions.
LEGAL SHIELD
• 24 Hour Access to The
Provider Law Firm if you are
Ever Arrested, Detained, or
served with a Warrant.
25%
FAMILY
COVERAGE
Life Events Legal Plan
Covers Member, Spouse and
Qualified Dependents

10.  There are over 27,000 identity theft victims every day in
the US
 The FBI reports that identity theft is now the fastest
growing crime in America
 Only 28% of identity theft deals with credit cards and yet
most ID Theft protection plans only monitor credit
reports
 The average dollar amount charged in ID Theft is $92, 893
 68% of all ID Theft victims had warrants issued for their
arrest
 Over 400,000 dead people opened bank accounts last year
– AARP
FACTS ABOUT IDENTITY THEFT

11. Drivers
License
Medical FinancialEmployment
SSA & IRS
Character &
Criminal
Five Common Types of Identity Theft

12. About
60 seconds
to find out
that you are a
victim of
identity theft
It takes…
An average of
600 hours
to restore
your identity

13. • Credit Analysis
• Credit Monitoring
• Identity Restoration
TM
Covers an employee and their spouse

14.  Kroll is the world’s leading risk consulting
company.
 Headquartered in New York and publicly
traded on the NASDAQ (KROL)
 Founded in 1972 by Jules Kroll
 Operates in 65 cities and 33 countries with over
3800 employees
 A subsidiary of Marsh-McLennan (MMC), the
nation’s largest risk management company
with over 57,000 employees worldwide
 Kroll maintains a superior expertise in
monitoring credit and restoring the lives of
identity theft victims.

15. The group rate for the Life Events
Legal Plan™ and the Identity
Theft Shield ™ is only
$25.90 per month!
That is less than the cost of a bottle
of water a day!

16. What kind of business offer these plans to their employees?
 Public and Private Schools
 City and County Governments
 Health Care Facilities
 Law Enforcement
 Corrections
 Manufacturing Companies
 Trucking
 High Tech Industries
 State Governments
 Association Groups
 Banks and Credit Unions
 Real-estate
 Mortgage Companies
 Automotive
 Construction
 Utility Companies

17.  Contact businesses in your local market
area and make presentations to them
using professional proposals or power
point
 Meet with the employees of those
businesses and do a 15 minute benefit
enrollment or an identity theft workshop
 Re-service your group accounts at least
every year and enroll new employees of
the company
Your Responsibilities Include:

18. The top commission paid on each
employee that enrolls is $181.82
Plans
Per
Month
Commission Per
Membership
($25.90)
Monthly
Income
Annual
Income
38 $181 $6,800 $82,536
55 $181 $10,000 $120,000
100 $181 $18,000 $216,000
150 $181 $27,000 $325,000
Based on Top Commission Level

19. You also earn up to $52.30 a year in residual
income on every active membership!
Active
Memberships
Annual
Renewal
Annual
Income
1000 $52.30 $52,000
2000 $52.30 $104,000
3000 $52.30 $156,000
5000 $52.30 $261,000
10,000 $52.30 $523,000
Based on Top Commission Level

20. “If it doesn't pay residual
income – Don’t do it!”
Robert Kiyosaki, Author of Rich Dad Poor Dad
“If you’re not earning
residual income then
basically you’re starting
over every day!”

21. Training Includes:
 8 hours of on-line training to become a
Certified Risk Management Consultant
 Field training in your local market -
Someone works with you to help you make
your first presentations
 Two day classroom trainings available
monthly
 Two day training at the home office of Pre-
Paid Legal Services, Inc. in Ada Oklahoma
on August 7th and 8th

22. Other Benefits Include:
 High participation rate (Average of over 60%)
 Guaranteed Issue - No underwriting of policies
 Commissions paid daily by direct deposit
 You set your own hours – no quotas!
 Convenience of working from your home office
 Monthly car bonuses
 Annual vacations
 Access to group health, dental, and vision benefits

23. The Sky is the Limit!
There is no limit to the
number of memberships
you can write in a month
and there is no limit on the
size of companies or
geographic restrictions

24. Protecting Families, Finances, and Your Future
TM

25. • Become an agent of Harvard Risk Management
Corporation.
• Enroll as an associate and member of Pre-Paid Legal
Services, Inc. ($49.00 one time associate fee)
• Begin your training online and open your first group this
month!
• Bonus: If you write 38 legal & IDT plans this month you
can earn a $2500 bonus!
How Do You Get Started?

26. This concludes the presentation
Please get with the person that invited
you to the webinar

27. Protecting Families, Finances, and Your Future
TM

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Dave Gilday
Cookeville Tennessee

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Columbia South Carolina

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