Pre-Paid Legal Services provides affordable legal services and identity theft protection plans for individuals and businesses. Their plans offer unlimited legal consultations, contract reviews, debt collection letters, and trial defense coverage for a low monthly fee. They also provide identity theft monitoring, restoration services, and credit reporting to help protect against identity theft for a low additional monthly cost. Pre-Paid Legal Services has been in business for over 36 years and is endorsed by former attorneys general and business leaders.

1. Pre-Paid Legal Services, Inc. and subsidiaries

2. Available Resources The Companies: * Pre-Paid Legal Services, Inc * Kroll Background America The Products: * For your Business * For you and your employees

3. Pre-paid Legal Services Pre-Paid Legal Services, Inc. Has been in business for 36 years Is a public company since 1976 (NYSE:PPD) Provides affordable membership based access to major provider law firms throughout the United States and in Canada 90% of the Provider law firms are Martindale/Hubbel “AV” rated

4. Pre-Paid Legal Featured in Many Publications Pre-Paid Legal was most recently featured in Success from Home magazine.

5. As A Business Owner Have You Ever . . . needed legal advice on a labor issue? had disputes with suppliers, customers or employees? had difficulty collecting money from customers and /or clients? needed current agreements reviewed/updated? been concerned with the risk of being sued? signed a contract or agreement without your attorney’s review? considered expanding your services or facility? wanted to have a resource for any business or legal question? had employee or client information stolen or compromised? completed a risk assessment on handling sensitive information?

6. What Do We Do Simply put a Pre-Paid Legal Solutions Business Plan does for attorney and legal bills what medical insurance does for doctor and hospital bills.

7. 1. Unlimited Legal Consultation 2. Unlimited Legal Correspondence (1 per subject per year) 3. Basic Contract Review (3 Per Month) 4. Executed Contract Review (1 per month) 5. Legal Document Review (3 per month) 6. Debt Collection Letters (10 per month at no additional charge) 7. Trial Defense (75 hours; includes 15 pre-trial hours) What Is Covered for Your Business? The Pre-Paid Legal Solutions Plan covers you and your business with:

8. 8. Reduced Fee Services (25% discount) 9. Reduced Contingency Fee Services (up to 5% discount) 10. Designated Consultations (2 - 1/2 hour consultations per year) 11. Unlimited Business Consultation (membership to GoSmallBiz.com - the largest internet based small business consulting company in the country) 12. Internet Presence ( create and maintain your own multi-page web site) 13. Free One-Hour Tax and Accounting Consultation What Is Covered for Your Business?

9. 14. Employee File Manager * employee data management solution (paperless) 15. Professional Business Plan Builder * comprehensive financial statements, colorful charts, graphs 16. HR Document Builder * create, store and manage all your company documents 17. Manage My Minutes * conveniently organized and maintained 18. Business Risk Management * FACTA, OSHA, FCRA, GLB, HIPAA, ADA (identify potential liabilities) 19. Distance Learning Center * access resources 24-7 What Is Covered for Your Business?

10. Traditional Attorney Pre-Paid Legal Solutions Plan Retaining Fee $1,000 - $5,000 $ 0 Hourly Rate $200 - $500 $ 135 per month No business consulting services *Unlimited business consulting *No long-term contract required Cost Analysis

11. Preventive Legal Services Motor Vehicle Legal Services Trial Defense Services IRS Audit Legal Service 25% Preferred Member Discount Legal Shield Identity Theft Shield Seven Areas of Coverage for You and Your Employees The Solutions Legal Plan:

12. Five Common Types of Identity Theft Identity Theft is not just about credit cards! ID theft is an international crime and access to an attorney may be critical. Drivers License Medical Financial Social Security Character/ Criminal

13. The Complete Wall of Security The Best Answer Life Events Legal Plan YOU Monitoring Services Restoration Services

14. The Best Answer Pre-Paid Legal Services, Inc. is the only company with a suite of products that provides help in every phase of Identity Theft – before, during, and after the crime occurs. TM SHIELD ID entity Theft with the Pre-Paid Legal Plan

15. The Cost to Businesses Employees can take up to 600 hours , mainly during business hours , to restore their identities “If you experience a security breach, 20 percent of your affected customer base will no longer do business with you, 40 percent will consider ending the relationship, and 5 percent will be hiring lawyers!”* “When it comes to cleaning up this mess, companies on average spend 1,600 work hours per incident at a cost of $40,000 to $92,000 per victim.”* *CIO Magazine, The Coming Pandemic , Michael Freidenberg, May 15 th , 2006

16. The Best Answer Kroll Background America is the world’s leading risk consulting and restoration company with more than 30 years of experience. Kroll has been involved in many notable cases, such as: Assisted the Kuwaiti government in investigating Saddam Hussein’s financial network. Responsible for the restructuring of Enron. TM SHIELD ID entity Theft with the Pre-Paid Legal Plan

17. Credit Report & Continuous Monitoring You will receive an up-to-date credit report through Experian at no additional charge with your membership. Your credit files will be regularly monitored . Suspicious activity will be brought to your attention, providing you with early detection. You’ll receive prompt notice if any new accounts are opened in your name... or if derogatory notations are added to your credit report.

18. Restoration Services If your identity is stolen , you need more than just information about how to restore your name and credit rating. As an Identity Theft Shield SM member you can rest easy knowing experienced professionals are working for you! Fraud alert notifications will be sent on your behalf and applicable follow up will be done with affected agencies and institutions Proactive searches of applicable local and national databases will be made on your behalf to look for information you may not have known about Identity Restoration will not apply if the identity theft is the result of a dishonest, criminal, malicious, or fraudulent act you, your spouse, or your child participated in, directed, or had knowledge of. Restoration services will not be provided for a known stolen identity event that occurred prior to enrollment date. You must be an active member to receive restoration services. Services provided do not cover financial losses arising from the identity theft. A signed limited power of attorney must be provided to Kroll when an Identity Theft Restoration case is opened in order for Kroll to work on your behalf and/or provide the Proactive Database Searches listed. A stolen identity event does not include the theft or unauthorized or illegal use of your business name, d/b/a, or any other method of identifying your business activity.

19. How Much Will Peace of Mind Cost? With the Pre-Paid Legal Life Events Legal Plan and the Identity Theft Shield you and your employees will receive all these benefits for just $35.95 per month or less. That’s less than the price of a bottle of water a day!

20. Timing MIKE MOORE: Former Attorney General Mississippi MIKE TURPEN: Former Attorney General Oklahoma GRANT WOODS: Former Attorney General Arizona ANDREW P. MILLER: Former Attorney General Virginia THOMAS J. DONOHUE: President & CEO, U.S. Chamber of Commerce HARRY C. ALFORD: P resident & CEO, Ntl. Black Chamber of Commerce BILL PAUL: Former American Bar Association President National Media Campaign