This document summarizes the services of a buying group called BBS that helps organizations save money on credit card merchant fees. BBS negotiates with multiple payment processors to get organizations the lowest rates. As a member, the organization keeps 70% of the savings while BBS receives 30%. There is no risk to organizations as they only pay fees if savings are achieved. BBS also has an advertising program where members can earn referral fees.

1. Introduction
We Help Organizations
Save Money on Credit Card
Merchant Fees
www.TheCreditCardDr.com

2. We are a Buying Group
Not Credit Card Representatives
We Work for You
Not the Credit Card
Company
www.TheCreditCardDr.com

3. US Federal Reserve Bank:
Processor pricing and profits vary with
underlying merchant sales volume
52% of all processing volume is
from Fortune 500 sized companies.
www.TheCreditCardDr.com

4. US Federal Reserve Bank: Small merchants
pay an average of 30 times more for their
processing than large merchants
Large companies only make up 6%
of the processing FEES that are charged.
www.TheCreditCardDr.com

5. 2 Step Process
Step 1
• Reduce the profit being made by your current credit card
provider
Step 2
• Continue to reduce the costs of accepting credit cards
with the BBS Buying Group Advertising Program
www.TheCreditCardDr.com

6. What We Do
Your Cost
Your Cost
• Work for you CC Rep’s
– Across multiple providers Markup
– Negotiate the lowest rate
– Share in the savings
Your Cost Selected
Processor
Interchange
Rate
Fixed
Base Same Fixed
Cost for All
www.TheCreditCardDr.com

7. Our membership fee is a
fraction of what you save
Your
Savings
Your New Cost

8. Our membership fee is a
fraction of what you save
You keep 70%
of the savings.
BBS’ Buying Group
receives 30%.
www.TheCreditCardDr.com

9. No Risk To You
If you don’t save money
you don’t owe us anything.
The more we save you
the more successful
we all are.
www.TheCreditCardDr.com

10. Advertising Program
Available and recommended to all our members
– Helps you get $1,000s back!
– Tell your friends about us and
receive a 10% advertising fee
–We continue to put real money
in your pocket
– This is how real partnerships
work!
Example: We help a new member (your referral to us) save $10K per year. Membership fee is $3,000
per year. The advertising program pays you back $900 ($300 per year for 3 years). We encourage you
to maximize this benefit!
www.TheCreditCardDr.com

11. BBS Members Include
www.TheCreditCardDr.com

12. Additional Information
• Privately owned
• Minnesota-based
• Founded in 2001
• 100+ years of business experience
• Serve organizations nationwide
• Our goal is to provide all BBS Members with the lowest
processing prices that only the largest merchants
currently receive.
www.TheCreditCardDr.com

13. Next Steps
1. Complete the Mutual Non-Disclosure
Agreement
2. Provide BBS with your 2 most
recent monthly processing
statements, method of processing
transactions, and, if applicable, the
type of software used
3. Start enjoying the Membership Benefits
www.TheCreditCardDr.com