马来西亚 - 华商通往世界的桥头堡。善用我们的优势,杠杆互联网做国际生意。
2016年3月26日,由巴生中华总商会青年组于Selangor Information Technology and E-commerce Council (SITEC)举办的 【 互联网+ 一带一路大时代来临电子商务潜在惊人巨大商机 】 分享会文档。
马来西亚 - 华商通往世界的桥头堡。善用我们的优势,杠杆互联网做国际生意。
2016年3月26日,由巴生中华总商会青年组于Selangor Information Technology and E-commerce Council (SITEC)举办的 【 互联网+ 一带一路大时代来临电子商务潜在惊人巨大商机 】 分享会文档。
Leveraging Financial Tools for Sustainable DevelopmentKoh How Tze
Presentation file used during 8th Asia Pacific Urban Forum (APUF) Business Assembly, Suwon, Korea.
1) Role of emerging technologies like AI, Blockchain in transforming financial tools (credit/payments/insurance/impact investments/capital markets, etc) for sustainable development.
2) Examples of how technology has acted as a catalyst for sustainable development globally.
3) Importance of ethics in the adoption of technology for sustainable finance.
4) How technology aids in data-driven decision making (impact measurements to drive SDGs).
AI
Blockchain
Connectivity
Data
Ethics
Building an AI driven, Blockchain based Cognitive resource management system, powered by Data, Ethically.
By:
Koh How Tze
Author, Global Goals: Every Achievement Counts
Author. Blockchain Insider
Role of Artificial Intelligence in Healthcare SystemKoh How Tze
There has never been problem with the resources
The problems lie within distribution
The vast under-utilized healthcare resources that, if we reclaimed and redeployed, could realize our most basic aspiration of healthcare. ~ Rebecca Onie, Health Leads
Global Goals: Every Achievement Counts (Section 5: Resource Management)Koh How Tze
There has never been problem with the resources. The problems lie within distribution.
We have an abundance stream of resources available to sustain our living.
It is how we organize and distribute these resources that matters.
ABCDE The World is the way moving forward.
In brief, ABCDE is building an AI driven, Blockchain based Cognitive resources management system powered by Data, Ethically.
To enable and ensure shared prosperity, true wealth must be produced in the first place.
Without resources, there can’t be distribution. Taking care of people should be the priority in cities preservation and development.
In this section, we shall explore the availability of technology, the creation and distribution of true wealth, and the options we have marching towards our future.
- ABCDE The World?
- True Wealth: Food, Education, Energy, Shelter, Healthcare, Entertainment
- A Post-Scarcity Society
Global Goals: Every Achievement Counts (Section 3: Social Enterprise)Koh How Tze
“Most people want to do good, and believe that doing so will ultimately benefit everyone, including a company’s shareholders. But what’s been missing in recent decades is a clear compass to guide those in leading positions in our society and economy,” ~ Klaus Schwab, founder and executive chairman of the World Economic Forum.
Imagine being a consumer, you walk into two different shops looking for a new pair of shoes. One is a traditional retail shop, the other one, as you walked in, a simple signboard caught your attention stating that “for every pair of shoes you bought, we will donate another pair to those who need it.” Which shop will you end up purchasing the shoes from if the quality and pricing are more or less the same?
“Charity is no solution to poverty. Charity only perpetuates poverty by taking the initiative away from the poor. We can create a poverty-free world because poverty is not created by poor people. It has been created and sustained by the economic and social systems that we have designed for ourselves; the institutions and concepts that make up that system; the policies that we pursue. You change the system and people get out of poverty. It is the ability to control capital that gives people the power to rise out of poverty.” ~ Muhammad Yunus, Banker to the Poor: Micro-Lending and the Battle Against World Poverty
http://www.thesdgs2030.com
Global Goals: Every Achievement Counts (Section 2: Global Goals)Koh How Tze
“If you want to build a ship, don't drum up people together to collect wood and don't assign them tasks and work, but rather teach them to long for the endless immensity of the sea.” ~ Antoine de Saint Exupery
First things first.
- East Meet West
- Sustainable Development Goals
- Belt Road Initiatives
- The Third Force
Global Goals: Every Achievement Counts (Section 1: Sustainable Development)Koh How Tze
There has never been a problem with the resources. The problems lie within the distribution.
We are the first generation to end poverty and may be the last
generation to solve the climate challenge.
Time might not be at our side but windows of opportunities are still around.
It may seem this is the worst of time, yet we can make it the best of time.
A change in mindset supported by collective and collaborative effort shall land us in a more resilient future, where all of us, and generations to come can live peacefully under a wealth creation and resource distribution model like never before.
In this section, we will look at:
● A Sense of Urgency
● People. Process. Technology.
● A Resilient Future
Global goals 5 pillars of Sustainable Development Goals (SDGs)Koh How Tze
People - End poverty in all forms and ensure dignity and equality.
Planet - Protect our planet’s natural resources and climate for future generations.
Prosperity - Ensure prosperous and fulfilling lives in harmony with nature.
Peace - Foster peaceful, just and inclusive society.
Partnership - Implement the agenda through a solid global partnership.
Global Goals: Every Achievement Counts
Global Goals : Every Achievement Counts | Content Structure Preview & BriefingKoh How Tze
There has never been a problem with the resources;
The problems lie within distribution.
While this may sound contradictory to what many would choose to believe, there is some truth in it. We don’t need rocket science to illustrate the situation.
Simply look around and you will find that in certain areas of any big city, there are people and businesses who are wasting tonnes of food on a daily basis while at the other part of the
same city, many could be still starving or trying hard just to make ends meet.
The problem is, this is just the tip of the iceberg. What if we explore further into areas other than food wastage, such as consumption of natural resources and allocation of
manpower?
Had things been optimized to its full potential or there exist loopholes draining the resources that would eventually sink the entire ship?
We only have one planet to live on and if it’s not in our good hands to secure the future for our children and generations to come, then in whose custody and responsibilities shall this be?
Reinventing Capitalism In The Age of Big Data (Reading Notes)Koh How Tze
Data capitalism could mean a more sustainable, egalitarian economy, but the end of the firm – including the end of stable employment – carries great risks as well.
Discussion on reading notes in English:
Future of Firms - https://www.youtube.com/watch?v=8eOvyb_Kiug
Future of Jobs - https://www.youtube.com/watch?v=cvV9x_6ibr4
Discussion on reading notes in Mandarin:
《大数据资本主义》: 金融资本主义退位,重新定义市场、企业、金钱、银行、工作与社会正义 | 听书会分享片段
(1 of 2)- https://www.youtube.com/watch?v=MTMCp_7uPM0
(2 of 2)- https://www.youtube.com/watch?v=Vb4ubRvxSwc
Sustainable Development through Social Enterprise - An IntroductionKoh How Tze
Sustainable Development
Social Enterprise
Resources Management
How ready are we to embrace change and ensure business continuity in this fast progressing era full of economic, social and environmental challenges that need to be addressed urgently?
Leveraging Financial Tools for Sustainable DevelopmentKoh How Tze
Presentation file used during 8th Asia Pacific Urban Forum (APUF) Business Assembly, Suwon, Korea.
1) Role of emerging technologies like AI, Blockchain in transforming financial tools (credit/payments/insurance/impact investments/capital markets, etc) for sustainable development.
2) Examples of how technology has acted as a catalyst for sustainable development globally.
3) Importance of ethics in the adoption of technology for sustainable finance.
4) How technology aids in data-driven decision making (impact measurements to drive SDGs).
AI
Blockchain
Connectivity
Data
Ethics
Building an AI driven, Blockchain based Cognitive resource management system, powered by Data, Ethically.
By:
Koh How Tze
Author, Global Goals: Every Achievement Counts
Author. Blockchain Insider
Role of Artificial Intelligence in Healthcare SystemKoh How Tze
There has never been problem with the resources
The problems lie within distribution
The vast under-utilized healthcare resources that, if we reclaimed and redeployed, could realize our most basic aspiration of healthcare. ~ Rebecca Onie, Health Leads
Global Goals: Every Achievement Counts (Section 5: Resource Management)Koh How Tze
There has never been problem with the resources. The problems lie within distribution.
We have an abundance stream of resources available to sustain our living.
It is how we organize and distribute these resources that matters.
ABCDE The World is the way moving forward.
In brief, ABCDE is building an AI driven, Blockchain based Cognitive resources management system powered by Data, Ethically.
To enable and ensure shared prosperity, true wealth must be produced in the first place.
Without resources, there can’t be distribution. Taking care of people should be the priority in cities preservation and development.
In this section, we shall explore the availability of technology, the creation and distribution of true wealth, and the options we have marching towards our future.
- ABCDE The World?
- True Wealth: Food, Education, Energy, Shelter, Healthcare, Entertainment
- A Post-Scarcity Society
Global Goals: Every Achievement Counts (Section 3: Social Enterprise)Koh How Tze
“Most people want to do good, and believe that doing so will ultimately benefit everyone, including a company’s shareholders. But what’s been missing in recent decades is a clear compass to guide those in leading positions in our society and economy,” ~ Klaus Schwab, founder and executive chairman of the World Economic Forum.
Imagine being a consumer, you walk into two different shops looking for a new pair of shoes. One is a traditional retail shop, the other one, as you walked in, a simple signboard caught your attention stating that “for every pair of shoes you bought, we will donate another pair to those who need it.” Which shop will you end up purchasing the shoes from if the quality and pricing are more or less the same?
“Charity is no solution to poverty. Charity only perpetuates poverty by taking the initiative away from the poor. We can create a poverty-free world because poverty is not created by poor people. It has been created and sustained by the economic and social systems that we have designed for ourselves; the institutions and concepts that make up that system; the policies that we pursue. You change the system and people get out of poverty. It is the ability to control capital that gives people the power to rise out of poverty.” ~ Muhammad Yunus, Banker to the Poor: Micro-Lending and the Battle Against World Poverty
http://www.thesdgs2030.com
Global Goals: Every Achievement Counts (Section 2: Global Goals)Koh How Tze
“If you want to build a ship, don't drum up people together to collect wood and don't assign them tasks and work, but rather teach them to long for the endless immensity of the sea.” ~ Antoine de Saint Exupery
First things first.
- East Meet West
- Sustainable Development Goals
- Belt Road Initiatives
- The Third Force
Global Goals: Every Achievement Counts (Section 1: Sustainable Development)Koh How Tze
There has never been a problem with the resources. The problems lie within the distribution.
We are the first generation to end poverty and may be the last
generation to solve the climate challenge.
Time might not be at our side but windows of opportunities are still around.
It may seem this is the worst of time, yet we can make it the best of time.
A change in mindset supported by collective and collaborative effort shall land us in a more resilient future, where all of us, and generations to come can live peacefully under a wealth creation and resource distribution model like never before.
In this section, we will look at:
● A Sense of Urgency
● People. Process. Technology.
● A Resilient Future
Global goals 5 pillars of Sustainable Development Goals (SDGs)Koh How Tze
People - End poverty in all forms and ensure dignity and equality.
Planet - Protect our planet’s natural resources and climate for future generations.
Prosperity - Ensure prosperous and fulfilling lives in harmony with nature.
Peace - Foster peaceful, just and inclusive society.
Partnership - Implement the agenda through a solid global partnership.
Global Goals: Every Achievement Counts
Global Goals : Every Achievement Counts | Content Structure Preview & BriefingKoh How Tze
There has never been a problem with the resources;
The problems lie within distribution.
While this may sound contradictory to what many would choose to believe, there is some truth in it. We don’t need rocket science to illustrate the situation.
Simply look around and you will find that in certain areas of any big city, there are people and businesses who are wasting tonnes of food on a daily basis while at the other part of the
same city, many could be still starving or trying hard just to make ends meet.
The problem is, this is just the tip of the iceberg. What if we explore further into areas other than food wastage, such as consumption of natural resources and allocation of
manpower?
Had things been optimized to its full potential or there exist loopholes draining the resources that would eventually sink the entire ship?
We only have one planet to live on and if it’s not in our good hands to secure the future for our children and generations to come, then in whose custody and responsibilities shall this be?
Reinventing Capitalism In The Age of Big Data (Reading Notes)Koh How Tze
Data capitalism could mean a more sustainable, egalitarian economy, but the end of the firm – including the end of stable employment – carries great risks as well.
Discussion on reading notes in English:
Future of Firms - https://www.youtube.com/watch?v=8eOvyb_Kiug
Future of Jobs - https://www.youtube.com/watch?v=cvV9x_6ibr4
Discussion on reading notes in Mandarin:
《大数据资本主义》: 金融资本主义退位,重新定义市场、企业、金钱、银行、工作与社会正义 | 听书会分享片段
(1 of 2)- https://www.youtube.com/watch?v=MTMCp_7uPM0
(2 of 2)- https://www.youtube.com/watch?v=Vb4ubRvxSwc
Sustainable Development through Social Enterprise - An IntroductionKoh How Tze
Sustainable Development
Social Enterprise
Resources Management
How ready are we to embrace change and ensure business continuity in this fast progressing era full of economic, social and environmental challenges that need to be addressed urgently?
17. ~ 不动产 / 产业
房地产投资
如果今天你有一个产业,每月偿还银行贷款是 1800 块钱。
你能把它以 2900 块钱租出去,既等于每一个月有 2900-1800=1100 块钱净流入。
如果你是自己住,那你就必须很清楚它到底是你的资产还是负债了。
资产是可以塞钱进你口袋的,负债会把你口袋里的钱掏光!
房地产发展
这是一个更广泛的课题,如有兴趣的话,详情请自我增值。
在本篇笔记参考部分有一些链接,可以提供一些参考资讯。
~ 网络产业
如果今天有一个生意或机会是:
全天候 24/7 服务世界各地的客户
不需要聘请任何员工
不需要建设厂房
不需要千万甚至几千元投资
可以从家里非全职从事
可以在任何时候,任何地点从事,只要你喜欢
可以全自动化,甚至在你睡着的时候也可以有收入!
你认为这可以通过它达至财务自由、时间自由及区域自由吗?
4 尺优势
所谓的“4 尺优势”,就是你在最差的环境下也比其他人做得更好的东西 (Something
you do best than others even in your worst day)。
条条大路通罗马。
只要是自己真正喜欢做的,一定会比其他人做得更好。
“Many people think amateurs do not play for money, but they play for the love of the game. In
reality, the reason amateurs are amateurs is because they do not love the game enough,”
~Steven Pressfield, The War of Art
18. 本篇笔记参考
1. The Parable of The Pipelines
http://www.corporatejourney2u.com/htinvestment/htga_p2.htm
2. 实现财务自由的一个简单计划
http://howtze.blogspot.com/2008/02/blog-post_1663.html
3. 管道的故事
http://www.corporatejourney2u.com/howtze/ht_bankandproperties.html
4. How Stocks and the Stock Market Work
http://howtze.blogspot.com/2008/02/how-stocks-and-stock-market-work.html
5. Perak’s Wealth Creation
http://howtze.blogspot.com/2008/04/peraks-wealth-creation.html
6. The Property Cycle
http://www.youtube.com/watch?v=JS3fjnTzrGk
7. Location,Location,Location
http://www.youtube.com/watch?v=-6YtUHuKWsM
http://howtze.blogspot.com/2008/02/property-location-location-location.html
8. A Slave to Your Job?
http://howtze.blogspot.com/2008/04/slave-to-your-job.html
9.The Beauty of The Internet Business
http://howtze.blogspot.com/2008/03/beauty-of-internet-business.html
21. 试想一想,每一次花 2 元钱买一注彩票,一周买 6 种,花掉 12 元钱,一个月就是 48
元钱;
一年下来,就有 576 元钱进了卖彩票的人的口袋,而全国上下,有多少个彩票投注点。
就这样,无数个 576 元钱进了富人的口袋。
而他们所要做的,只是拿出一部分小钱做做广告,吸引更多送钱的人;
拿出一部分甜头给购买彩票的很少很少的一部分人尝尝,刺激他们再次购买的激情;
最后除去一些人工费用、个人利益的分配(公司、政府、既得利益集团),剩下的大笔钱
财,就作为他们投资其他赚钱的事业的资金,为他们赚更多钱。
当穷人继续持有典型的穷人思维,持续操作着成功概率几乎没有的行为,集中精力买报纸
对号码,研究怎么选号、怎么投注的时候,富人却拿着穷人汇集起来的钱,打造起自己财
富的金字塔。
一些关于财务的笔记:
资产是可以塞钱进你口袋的,负债会把你口袋里的钱掏光!
"Diversification is protection against ignorance.
(It) makes very little sense if you know what you are doing." ~ Warren Buffet
本篇笔记参考
1. 银行从穷人那里广泛吸纳赚钱的种子
http://www.corporatejourney2u.com/howtze/ht_bankandproperties.html
2. 没有穷人,谁都活不好
http://www.corporatejourney2u.com/howtze/ht_gaming.html
25. Albert Einstein defined insanity as
"doing the same thing over and over again
and expecting different results".
更多资讯
当你对金钱、财富和人生,还有经济运动的规律一无所知的时候,你凭什么能够在经济上
取得成功呢?
富爸爸,穷爸爸 ~ 罗伯特 T 清崎,莎伦 L 莱希特
你在忙什么? ~ 肖剑
财商决定财富 ~ 汪丹 梁英
管道的故事
Think and Grow Rich ~ Napoleon Hill
Retire Young Retire Rich ~ Robert T. Kiyosaki with Sharon L. Lechter
The Undercover Economist ~ Tim Harford
The Theory of Economic Development ~ Joseph Schumpeter
Money & You Program
Success Resources Previews
金钱不是决贫困问题的最佳方法。只有教育及正确的财务资讯才能帮助人们脱离贫困。
星洲日报“爱心助养中国学生计划”
爱心助养计划的宗旨是协助贫穷学生上学,因为知识是摆脱贫穷唯一的方法。此计划的特色在于,
受助养的学生… …
http://www.sinchew-i.com/special/children
Many people think amateurs do not play for money, but they play for the love of the
game. In reality, the reason amateurs are amateurs is because they do not love the game
enough. ~ Steven Pressfield, The War of Art
Don't go around saying the world owes you a living. The world owes you nothing. It was
here first. ~ Mark Twain
With love & respect, and abundant blessings always,
How Tze
2008 年 4 月 23 日,马来西亚,吉隆坡