The document discusses how to avoid living probate through using a financial power of attorney or living trust. A financial power of attorney can give someone a "blank check" over your finances without instructions or reporting. A living trust allows you to personalize who makes decisions if you become incapacitated, provides accountability, and is accepted by institutions as an alternative to living probate. Setting up a living trust or getting a consultation can help avoid the expenses and loss of control associated with living probate.