This document provides resources for finding housing in British Columbia. It outlines four options: 1) Accessible Housing BC which lists wheelchair accessible housing, 2) Co-operative Housing Federation of BC which describes co-op housing and the application process, 3) BC Housing which manages subsidized housing and has a registry application, and 4) exploring the private rental market online but taking precautions against scams.
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Better Business Bureaus February 2020 Market Monitor includes stories on Cocky's Bagels - the 2020 Spark Award Winner, census scams, the purchase of BBB's new building, and more!
CBC Mortgage Agency (CBCMA) is a federally chartered, public-purpose government lender. CBC Mortgage Agency (CBCMA) created Chenoa Fund to help lenders to assist their borrowers to obtain the 3.5% minimum required investment on an FHA loan.
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The RE Investment News is the monthly newsletter for Mid-America Association of Real Estate Investors serving the real estate investment communities in KS & MO since 2004. Visit our website to learn more at www.MAREI.org
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CBC Mortgage Agency (CBCMA) is a federally chartered, public-purpose government lender. CBC Mortgage Agency (CBCMA) created Chenoa Fund to help lenders to assist their borrowers to obtain the 3.5% minimum required investment on an FHA loan.
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To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/cash-collateral-dip-loan-contests-2019/
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CBC Mortgage Agency (CBCMA) is a federally chartered, public-purpose government lender. CBC Mortgage Agency (CBCMA) created Chenoa Fund to help lenders to assist their borrowers to obtain the 3.5% minimum required investment on an FHA loan.
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Looking for Housing?
It is hard to find a home and it may be even harder to find a new home that
suits your current needs. The following resources are a good place to start:
1. Accessible Housing BC
2. Co-operativeHousingFederation ofBC
3. BC Housing
4. Rental Market
1.Accessible Housing BC
Provides a FREE online Housing Board for people looking for a
wheelchair accessible housing in BC for rent, sale, and/or trade.
Visit www.accessiblehousingbc.ca
2.Co-operative Housing Federation of British Columbia
Co-op housing is similar to any other townhouse or apartment
building. Each co-op is governed by a board of directors elected by
the co-op members.
Co-op members work together to keep their housing well-
managed and affordable. Most co-ops require a minimum amount
of participation from each member, usually 5-10 hours per month,
in order to help maintain the building.
In order to become a co-op member, you must pay the “share
purchase”
o A share purchase is the share you buy to become a member
of a co-op.
o It is similar to a damage deposit in that you receive the
money back when you leave the co-op, unless the unit has
been damaged.
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o If you are accepted as a member of a co-op in BC, have a
permanent disability, and demonstrate financial need, then
you can apply for a Disability Trust to assist in paying the
share purchase.
o The Trust provides an interest-free loan to qualified
applicants to cover the cost of the share purchase.
o Applicants can pay back the loan over several years,
depending on the amount of the share purchase. For more
information about the Disability Trust contract:
members@chf.bc.ca or call 604-879-5111
o Please note that the Disability Trust cannot be used to pay
for your monthly rent. It is intended only for the share
purchase.
As a co-op member:
o You have security of tenure. This means, you can live in your
home for as long as you wish as long as you follow the rules
of the co-op.
o You have a say in decisions that directly affect your home.
Every co-ops application process is different. You can access their
application form by:
o Going online,
o Mail in a self-addressed envelope requesting an application,
o Physically pick-up the application at the individual co-op.
Visit www.chf.bc.ca to search for co-ops in your city.
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3.BC Housing
BC Housing develops, manages, and administers a wide range of
subsidized housing options
The BC Housing Registry allows for your application to be
considered for available units managed by BC Housing, non-
profits, and co-ops.
Subsidized housing is long-term housing for low income
individuals or families, who permanently reside in BC, and have a
gross household income below a certain point. For eligibility
requirements, visit www.bchousing.org.
To keep your file active, you must contact BC Housing every 4-6
months.
If you decline 2 BC Housing accommodation offers, you will need
to reapply again. When applying, only list buildings you accept to
live in.
You can complete the BC Housing application:
o Online,
o Print the application from the BC Housing website,
o Visit any BC Housing office in-person,
o Request BC Housing application form to be mailed to you.
o Visit www.bchousing.org or call 604-433-2218 for more
information.
BC Housing has a lengthy waitlist. It is recommended that you also
apply for non-profit and co-op housing that is not part of the
Housing Registry. This will increase your chances of being selected
for subsidized housing
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The list and instructions to apply directly for non-profits and co-
ops can be found online in Section 2 of the Housing Listings on:
http://www.bchousing.org/Options/Subsidized_Housing/Listings.
Sometimes you will find that non-profits and co-ops are not
accepting new applications because many people are already on
their waitlist. Keep checking back on the non-profits and co-ops
because vacancies change day-to-day.
4.Rental Market
Due to the lengthy waitlist for subsidized and co-op housing you
may want to consider exploring the rental housing market, for
example, on www.craigslist.com or www.kijiji.ca.
Use these websites at your own discretion.
To avoid scams, beware of postings or emails with:
Excessive capitalization
Misspellings and bad grammar
Never wire money
Do not put a deposit on a place without being able to view it
Do not send personal information, such as your Social
Insurance Number or banking information, to an email
address
If it sounds too good to be true, it probably is. Familiarize
yourself with the local housing market on average rent.