The document discusses the results of a survey about holiday gift giving habits and budgets. It finds that 27% of respondents plan to keep to their holiday spending budget, while 71% would rather gift money for college than physical gifts. It also notes that 19% have skipped work to go shopping, 33% would trade gifts for a vacation, and 28% purchase all gifts the night before holidays. The document provides tips to earn cash back for college when shopping through Upromise.