The document outlines the process for an application from a developer through preliminary analysis, testing, risk assessment, and due diligence. It involves reviewing credit information, forming a risk assessment cell, conducting field visits and expert assessments, running the project through an internal assessment team, creating reports on findings, and multiple levels of review including by management, the risk management committee, and the board of directors before a final decision is communicated to the developer.

1. Application From
Developer
Preliminary Analysis and Test
through RAT
Is RAT Scour >75%
Reject Proposal and
Termainate Process
No
Collect Credit Information Report
1 st RMC Meeting
Yes
Risk Assesment Cell Formed
Interaction with
Developers, Field Visit
Appoint External Expert for
Financial and Legal Due Dilligence
and Institutional Assesment
Project Run Through
IAT by RAC
Project Reports, Data,
Documents, Design
Sustainability
Assesment Report
(SAR)
Review by
Management
Due Diligence and
Assesment Report
Management Report
RMC Review and Decision
BOD Review and Decision
Decision Communicate
to Developer
7Days15days75Days7Days15Days15Days