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Value-added Health and Lifestyle Programs
addressing some of today’s most important issues
The Issue:
One of the most challenging issues of our time is affordable healthcare. More employers have been forced to restructure their
benefit plans, often reducing benefits or shifting to consumer-driven health plan options or other high-deductible high co-pay
options. Many offer no benefits at all.

The Solution:
The HealthPerx™ Card addresses this challenge by providing users with lowcost access to the healthcare they need while
offering businesses an innovative solution that reduces absenteeism, increases productivity, promotes consumerism and
decreases overall healthcare costs. Using Telemedicine as the core benefit, studies have shown reductions in doctor office
visits, ER visits, absenteeism and overall healthcare costs while promoting wellness, prevention and personal responsibility.

Most Notable Feature – Telemedicine                              Additional health benefits include:
• Access to board certified physicians 24/7 allows               • Pharmacy Savings Card            • Hearing Care
  quick diagnosis and treatment                                  • Dental Care                      • Lab & Imaging
• Case studies show 45%-64% reduction in overall                 • Vision Care                      • Fitness Center Discounts
  physician office visits and 15%-35% reduction in
  ER visits for non-emergency health issues
• Successful diagnosis and treatment for 94% of
  calls with 98% satisfaction level
• Significant ROI
                                                                                                        Health        Lifestyle
These benefits all use “best of class” provider networks,           Benefits                           Savings        Savings
making this program a valuable and strategic solution to
many of today’s healthcare challenges.                              Health Benefits
                                                                    Telemedicine                           ✓
Lifestyle Needs: In addition to savings on healthcare,
consumers are also seeking innovative strategiesto save             Pharmacy Savings Card                  ✓
money on everyday products and services without sacrificing         Dental Care                            ✓
quality. Our Lifestyle Benefits program targets some of the         Vision Care                            ✓
most popular of these products and services offering
incredible discounts. These include roadside assistance,
                                                                    Hearing Care                           ✓
identity theft protection, legal care, fitness clubs, tax help      Lab & Imaging                          ✓
and pet care.
                                                                    Lifestyle Benefits
                                                                    IFCN Fitness Club Discounts            ✓             ✓
  ✓ Everyone is accepted
                                                                    Identity Theft Protection                            ✓
                                                                    Emergency Roadside Assistance                        ✓
  ✓ Good for the whole family
                                                                    Legal Care Direct                                    ✓
  ✓ Immediate availability–unlimited usage
                                                                    Tax Help Line                                        ✓
  ✓ Easy to use–no paperwork
                                                                    Pet Care                                             ✓
  ✓ Satisfaction Guaranteed
  Health Perx can save families thousands                           Monthly Investments                  $19.99        $21.99
  of dollars a year!                                                Stand-alone Value                    $71.65        $71.20
Actual Savings Using Health Perx Card                                          Lifestyle Savings
    Consider the Johnson’s Family Expenses for 2011

           The Johnsons have high-deductible                             Roadside Assistance
           health insurance. Last year they                              Daughter locked her keys in the car.        $170
           had 9 doctor visits, but 6 of those                           Wife had a flat tire.
           were handled on the phone:
           2 calls with the flu, 1 with bronchitis   $1,096              Identity Theft                             Priceless
           and 1 with a stomach ache and
           2 ear infections saving 4 doctor                              Legal Care Direct
           office visits, 1 urgent care and 1                            Discussed issues related to veterans
           ER visit.                                                     benefits and Medicare eligility or
                                                                         attorney specializing in elder car          $500
           3 of the Johnsons don’t have dental
           insurance, but saved on 3 cleanings                           Had an attorney write a letter to a
                                                     $523                company that refused to return defective
           through Aetna. One saved 38% on
           a crown.                                                      TV. (TV was returned for a full refund)

           They have no vision insurance, but                            Tax Help Line
           needed 2 pairs of glasses ($504           $193                Received advice when filling out tax        $100
           cost reduced to $311).                                        returns.

           Mr. Johnson’s monthly drug was                                Pet Care
                                                                                                                     $250
           made “Non-Formulary” and now                                  Dog needed surgery – discount of $250
           costs $62. His Prescription               $432
                                                                         Fitness Center
           Discount Card had it for $26.
                                                                         Received $50 discount on enrollment         $110
           Save $36/month.
                                                                         fee and $5/month reduction.
           Total Savings                             $2,244              Total Savings                              $1,130




                                                     For More Information:
                                                     www.HPerx.com

This plan is NOT insurance. This plan provides discounts at certain healthcare providers for medical
services. This plan does not make payments directly to the providers of medical services. The plan
member is obligated to pay for all healthcare services but will receive a discount from those healthcare
providers who have contracted with the discount plan organization.
Telemedicine Disclosures: Telemedicine physicians do not prescribe controlled medications.
Telemedicine is not insurance. Telemedicine does not replace your primary care physician.
Telemedicine does not prescribe medications in OK.
Pharmacy Savings Card Disclosures: Pharmacy discounts are Not Insurance, and are Not Intended
as a Substitute for insurance. The discount is only available at participating pharmacies. The program
administrator may obtain fees from pharmacies based on your prescription drug purchases.
These fees may be retained by the program administrator or shared with you and/or your pharmacy.
Aetna Dental Access*: Actual costs and savings vary by provider, service and geographical area.**
According to the Aetna Enterprise Provider Database as of November 1, 2010. All other disclosures
available on www.HPerx.com.
This program is not available in KS, WA and VT.

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healthPERX Brochure

  • 1. Value-added Health and Lifestyle Programs addressing some of today’s most important issues The Issue: One of the most challenging issues of our time is affordable healthcare. More employers have been forced to restructure their benefit plans, often reducing benefits or shifting to consumer-driven health plan options or other high-deductible high co-pay options. Many offer no benefits at all. The Solution: The HealthPerx™ Card addresses this challenge by providing users with lowcost access to the healthcare they need while offering businesses an innovative solution that reduces absenteeism, increases productivity, promotes consumerism and decreases overall healthcare costs. Using Telemedicine as the core benefit, studies have shown reductions in doctor office visits, ER visits, absenteeism and overall healthcare costs while promoting wellness, prevention and personal responsibility. Most Notable Feature – Telemedicine Additional health benefits include: • Access to board certified physicians 24/7 allows • Pharmacy Savings Card • Hearing Care quick diagnosis and treatment • Dental Care • Lab & Imaging • Case studies show 45%-64% reduction in overall • Vision Care • Fitness Center Discounts physician office visits and 15%-35% reduction in ER visits for non-emergency health issues • Successful diagnosis and treatment for 94% of calls with 98% satisfaction level • Significant ROI Health Lifestyle These benefits all use “best of class” provider networks, Benefits Savings Savings making this program a valuable and strategic solution to many of today’s healthcare challenges. Health Benefits Telemedicine ✓ Lifestyle Needs: In addition to savings on healthcare, consumers are also seeking innovative strategiesto save Pharmacy Savings Card ✓ money on everyday products and services without sacrificing Dental Care ✓ quality. Our Lifestyle Benefits program targets some of the Vision Care ✓ most popular of these products and services offering incredible discounts. These include roadside assistance, Hearing Care ✓ identity theft protection, legal care, fitness clubs, tax help Lab & Imaging ✓ and pet care. Lifestyle Benefits IFCN Fitness Club Discounts ✓ ✓ ✓ Everyone is accepted Identity Theft Protection ✓ Emergency Roadside Assistance ✓ ✓ Good for the whole family Legal Care Direct ✓ ✓ Immediate availability–unlimited usage Tax Help Line ✓ ✓ Easy to use–no paperwork Pet Care ✓ ✓ Satisfaction Guaranteed Health Perx can save families thousands Monthly Investments $19.99 $21.99 of dollars a year! Stand-alone Value $71.65 $71.20
  • 2. Actual Savings Using Health Perx Card Lifestyle Savings Consider the Johnson’s Family Expenses for 2011 The Johnsons have high-deductible Roadside Assistance health insurance. Last year they Daughter locked her keys in the car. $170 had 9 doctor visits, but 6 of those Wife had a flat tire. were handled on the phone: 2 calls with the flu, 1 with bronchitis $1,096 Identity Theft Priceless and 1 with a stomach ache and 2 ear infections saving 4 doctor Legal Care Direct office visits, 1 urgent care and 1 Discussed issues related to veterans ER visit. benefits and Medicare eligility or attorney specializing in elder car $500 3 of the Johnsons don’t have dental insurance, but saved on 3 cleanings Had an attorney write a letter to a $523 company that refused to return defective through Aetna. One saved 38% on a crown. TV. (TV was returned for a full refund) They have no vision insurance, but Tax Help Line needed 2 pairs of glasses ($504 $193 Received advice when filling out tax $100 cost reduced to $311). returns. Mr. Johnson’s monthly drug was Pet Care $250 made “Non-Formulary” and now Dog needed surgery – discount of $250 costs $62. His Prescription $432 Fitness Center Discount Card had it for $26. Received $50 discount on enrollment $110 Save $36/month. fee and $5/month reduction. Total Savings $2,244 Total Savings $1,130 For More Information: www.HPerx.com This plan is NOT insurance. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. Telemedicine Disclosures: Telemedicine physicians do not prescribe controlled medications. Telemedicine is not insurance. Telemedicine does not replace your primary care physician. Telemedicine does not prescribe medications in OK. Pharmacy Savings Card Disclosures: Pharmacy discounts are Not Insurance, and are Not Intended as a Substitute for insurance. The discount is only available at participating pharmacies. The program administrator may obtain fees from pharmacies based on your prescription drug purchases. These fees may be retained by the program administrator or shared with you and/or your pharmacy. Aetna Dental Access*: Actual costs and savings vary by provider, service and geographical area.** According to the Aetna Enterprise Provider Database as of November 1, 2010. All other disclosures available on www.HPerx.com. This program is not available in KS, WA and VT.