Information on the following topics:
1. Final Summary of Benefits and Coverage (SBC) Rules. On June 15, 2015, the ACA’s tri-governing agencies (Departments of Labor, Health and Human Services and Treasury) published final regulations on SBCs.
2. Draft 2015 Versions of ACA Reporting Form 1094 and 1095 Series. The IRS has released draft versions of the 2015 1094/1095 Series Forms:
• Form 1094-B Transmittal of Health Coverage information Returns
• Form 1095-B Health Coverage
• Form 1094-C Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns
• Form 1095-C Employer-Provided Health Insurance Offer and Coverage
• Review of changes from 2014 final forms
3. Revised External Review Procedures. On June 15, 2015, the HHS’ Center for Consumer Information and Insurance Oversight (CCIIO) released an updated process for plans, including non-grandfathered group health plans and non-federal self-funded state and local government plans that elect the federal external review process.
Proposed R&D Credit Regulations Would Clarify, Modify Tests for Internal Use ...CBIZ, Inc.
The Treasury and IRS have released proposed regulations governing the credit for increasing
research activities (the research and development or R&D credit) with respect to computer
software for internal use. The proposal also withdraws a prior advanced notice of proposed
rulemaking, and asks for public comments.
Small Business Employment Index - July 2015CBIZ, Inc.
The CBIZ Small Business Employment Index (SBEI) reported an increase of 0.22 percent this July, following a 0.81 percent increase during the month of June. July’s reading of the SBEI represents the fifth consecutive month of positive readings and challenges a six-year average of negative readings for the month.
Health Reform - Additional IRS Approaches to the Cadillac Tax; Transitional R...CBIZ, Inc.
Guidance on:
1. Additional IRS Approaches to Cadillac Tax. On July 30, 2015, the IRS released a second pronouncement (IRS Notice 2015-52), which like the first, does not carry the weight of the law or regulation, but rather is an effort to test the waters to see how the law should be formulated. The new guidance expands the discussion with regard to identifying taxpayers liable for the excise tax, employer aggregation, allocation of the tax, payment of the applicable tax and determining the cost of applicable coverage.
2. Transitional Reinsurance Fee Process for 2015 Benefit Year. In preparation for reporting and paying the transitional reinsurance fees for the 2015 benefit year, the Centers for Medicare and Medicaid services released an overview of the process and procedures
3. State Innovation Waivers. The Affordable Care Act includes a provision that takes effect in 2017 which would allow a state to apply for an innovation waiver; pursuant to which the state could be relieved from certain aspects of the ACA.
4. Applicability of ACA’s Employer Shared Responsibility Provisions. On July 31, 2015, President Obama signed the Surface Transportation and Veterans Health Care Choice Improvement Act of 2015 (H.R. 3236); now Public Law 114-41). This law provides that for purposes of determining whether an employer is an applicable large employer with regard to employee enrollment in minimum essential health coverage under an eligible employer sponsored plan, individuals covered for medical care under TRICARE or the Veterans Administration are not counted. In addition, a recent lawsuit challenged the applicability of the ACA’s employer shared responsibility mandate to a Native American tribe.
There was a lot of noise about tax reform in 2014 but not much action. We hope that between the 2014 mid-term election results and lingering court rulings, 2015 will be more eventful and bring about some significant changes. - See more at: https://www.cbiz.com/Insights-Resources/Blog/PostId/332/tax-events-2015#.VNjgOy7ambQ
Security, Data Breach & The Bottome Line: A Forecast For Manufacturers & Dist...CBIZ, Inc.
This document summarizes a presentation on cybersecurity risks for manufacturing companies. It discusses how manufacturers face significant cyber threats, with over 1 million industrial control systems directly connected to the internet. Recent high-profile attacks like those on Target, a German steel mill, and Anthem resulted in hundreds of millions of dollars in costs. While companies may feel protected due to their size, manufacturers store valuable intellectual property and operational data that hackers seek. The presentation provides recommendations for prevention including network segmentation, access controls, training, and response planning.
In this issue of Wellbeing Insights, we'll discuss important tips and information about Heart Health, including corornary disease, exercise tips and more!
Health Reform Bulletin 116 | Year-End Wrap Up Dec. 29, 2015CBIZ, Inc.
The document summarizes new laws and guidance affecting the Affordable Care Act. Key points include:
- New laws delay several ACA taxes, including the "Cadillac tax" until 2020 and pause insurer fees and medical device taxes.
- IRS guidance provides details on employer shared responsibility rules, including affordability calculations and penalty amounts.
- Deadlines for reporting health coverage on Forms 1095-B and 1095-C were extended to March 31, 2016 for furnishing to individuals and May 31, 2016 for filing with the IRS.
Proposed R&D Credit Regulations Would Clarify, Modify Tests for Internal Use ...CBIZ, Inc.
The Treasury and IRS have released proposed regulations governing the credit for increasing
research activities (the research and development or R&D credit) with respect to computer
software for internal use. The proposal also withdraws a prior advanced notice of proposed
rulemaking, and asks for public comments.
Small Business Employment Index - July 2015CBIZ, Inc.
The CBIZ Small Business Employment Index (SBEI) reported an increase of 0.22 percent this July, following a 0.81 percent increase during the month of June. July’s reading of the SBEI represents the fifth consecutive month of positive readings and challenges a six-year average of negative readings for the month.
Health Reform - Additional IRS Approaches to the Cadillac Tax; Transitional R...CBIZ, Inc.
Guidance on:
1. Additional IRS Approaches to Cadillac Tax. On July 30, 2015, the IRS released a second pronouncement (IRS Notice 2015-52), which like the first, does not carry the weight of the law or regulation, but rather is an effort to test the waters to see how the law should be formulated. The new guidance expands the discussion with regard to identifying taxpayers liable for the excise tax, employer aggregation, allocation of the tax, payment of the applicable tax and determining the cost of applicable coverage.
2. Transitional Reinsurance Fee Process for 2015 Benefit Year. In preparation for reporting and paying the transitional reinsurance fees for the 2015 benefit year, the Centers for Medicare and Medicaid services released an overview of the process and procedures
3. State Innovation Waivers. The Affordable Care Act includes a provision that takes effect in 2017 which would allow a state to apply for an innovation waiver; pursuant to which the state could be relieved from certain aspects of the ACA.
4. Applicability of ACA’s Employer Shared Responsibility Provisions. On July 31, 2015, President Obama signed the Surface Transportation and Veterans Health Care Choice Improvement Act of 2015 (H.R. 3236); now Public Law 114-41). This law provides that for purposes of determining whether an employer is an applicable large employer with regard to employee enrollment in minimum essential health coverage under an eligible employer sponsored plan, individuals covered for medical care under TRICARE or the Veterans Administration are not counted. In addition, a recent lawsuit challenged the applicability of the ACA’s employer shared responsibility mandate to a Native American tribe.
There was a lot of noise about tax reform in 2014 but not much action. We hope that between the 2014 mid-term election results and lingering court rulings, 2015 will be more eventful and bring about some significant changes. - See more at: https://www.cbiz.com/Insights-Resources/Blog/PostId/332/tax-events-2015#.VNjgOy7ambQ
Security, Data Breach & The Bottome Line: A Forecast For Manufacturers & Dist...CBIZ, Inc.
This document summarizes a presentation on cybersecurity risks for manufacturing companies. It discusses how manufacturers face significant cyber threats, with over 1 million industrial control systems directly connected to the internet. Recent high-profile attacks like those on Target, a German steel mill, and Anthem resulted in hundreds of millions of dollars in costs. While companies may feel protected due to their size, manufacturers store valuable intellectual property and operational data that hackers seek. The presentation provides recommendations for prevention including network segmentation, access controls, training, and response planning.
In this issue of Wellbeing Insights, we'll discuss important tips and information about Heart Health, including corornary disease, exercise tips and more!
Health Reform Bulletin 116 | Year-End Wrap Up Dec. 29, 2015CBIZ, Inc.
The document summarizes new laws and guidance affecting the Affordable Care Act. Key points include:
- New laws delay several ACA taxes, including the "Cadillac tax" until 2020 and pause insurer fees and medical device taxes.
- IRS guidance provides details on employer shared responsibility rules, including affordability calculations and penalty amounts.
- Deadlines for reporting health coverage on Forms 1095-B and 1095-C were extended to March 31, 2016 for furnishing to individuals and May 31, 2016 for filing with the IRS.
BIZGrowth Strategies — Cybersecurity Special Edition 2023CBIZ, Inc.
As cybercriminals continue to advance and evolve, a stagnant cyber risk management approach is simply not an option. Further, the prevalence of cyber breaches means cybersecurity is not solely an IT concern. It takes a robust set of processes and people from across your organization, working together toward a common goal. We offer fresh insights to help protect your organization from cyberthreats in multiple operational areas. Articles include:
- How Cybercriminals Are Weaponizing Artificial Intelligence
- Employee Benefits Cyber Risk Exposure Scorecard
- Closing the Security Gap: Managing Vendor Cyber Risk
- Retirement Plan Sponsor Cybersecurity Checklist
- Protect Your Digital Frontline With Employee Training
BIZGrowth Strategies - Back to Basics Special EditionCBIZ, Inc.
Amid the increasing complexity of today’s business landscape, it can be of great benefit to shut out the noise and simply get back to the basics. Summer offers the rare opportunity for organizations to slow down and sweat the small stuff.
In this issue, our experts address seven key topics intended to help leaders guide their teams to stability and refocus on the foundational elements of success, including:
- Talent Management 101: How to Attract & Retain Great Employees
- Exploring the What, Why & How Behind the Employee Experience
- The Shifting Normal: 3 Ways Leaders Can Embrace Change & Conquer Challenge
- What is Financial Wellbeing & Why Should Employers Care?
- D&O Insurance Application Basics to Protect Your Leaders
- Your Life Insurance Policy May Be One of Your Biggest Assets
- Understanding Labor Law Poster Compliance
Welcome to our newly branded newsletter, "The Advantage." The articles in this issue provide insights to help you:
■ Have conversations around tough decisions during periods of economic uncertainty
■ Evaluate fast-growing artificial intelligence tools like ChatGPT
■ Recognize colleagues who are key allies in supporting women in the workplace
■ Navigate career shifts along the path to successful leadership
■ Manage workplace culture in a hybrid model
■ Garner inspiration from the 2023 Women Transforming Business finalists and winners
BIZGrowth Strategies - Workforce & Talent Optimization Special EditionCBIZ, Inc.
Amid today’s economic uncertainty, we know you need strategies and solutions that will help your business thrive. With workforce and talent concerns running high for employers across the nation, our experts developed these articles with those critical issues top of mind. We offer fresh insights designed to attract, retain, engage and motivate your employees — all while protecting your bottom line and managing emerging risks. Articles include:
- Unlock Success with Effective Performance Management
- How Employers Can Benefit from Financial Wellbeing Programs
- How to Talk About Hard Decisions During a Recession
- Cost-Effective Health Plan Perks to Consider in 2023
- 3 HR Strategies to Recession-Proof Your Organization
- Responding to Employment Practices Liability (EPL) Claims
- Versatility — Important in Life & Life Insurance
BIZGrowth Newsletter - Economic Slowdown Solutions Special EditionCBIZ, Inc.
The "Economic Slowdown Solutions Special Edition" newsletter includes articles that present tips, strategies and ideas to help your organization master economic uncertainty and recessionary concerns. Topics include:
- Considerations for a Reduction in Force
- Tips to Prepare for Risk Management Challenges
- Tactics to Recession-Proof Your Benefits Strategy
- HR Best Practices
- Recruitment Strategies to Keep You Competitive
- 3 Innovations to Stay Nimble
- Disability Insurance for Business Owners
BIZGrowth Strategies - Cybersecurity Special EditionCBIZ, Inc.
Cyberattacks are becoming more frequent and sophisticated, making a recovery from them increasingly difficult. Without preparation, a cyberattack can be devastating to your business, having severe operational, financial, legal and reputational implications.
The prevalence of cyber breaches also means cybersecurity is no longer solely an IT concern. Elevating your information security from functional to effective takes a robust set of elements, processes and people working together toward a common goal.
Our professionals have developed these articles and resources to help you protect your organization from these attacks.
Connections Help Law Practice Efficiently Obtain $5 Million Line of CreditCBIZ, Inc.
A 15-attorney law firm operated on a contingency and hourly fee basis. While it had a strong outlook for contingency cases, the costs incurred to work...
Custom Communication Plan & Active Enrollment Result in Increased ConsumerismCBIZ, Inc.
The firm embarked on a multi-year strategic plan to build a culture of wellbeing and engagement. They wanted
to educate employees to become more engaged and wise health care consumers...
Experienced Consulting Approach Leads Engineering Firm to the Right CFOCBIZ, Inc.
The Chief Financial Officer of a leading multi-disciplined engineering and consulting
firm indicated he was considering retiring. After initially considering a search process as an in-house project, the company’s leadership agreed...
Check out the latest edition for articles on Preventing Social Engineering Attacks, Triumphing in the Talent War, 3 Signs It’s Time for a Compensation Study, Strategies to Protect Your Retirement & Tips for a Successful OSHA Inspection.
Inflation, Interest Rates & the Disruption to CRECBIZ, Inc.
From assessing the various sectors to analyzing the future of your investments, learn more from our experienced team leaders on the wide-spread trends of commercial real estate property and sales.
CBIZ Quarterly Manufacturing and Distribution "Hot Topics" Newsletter (May-Ju...CBIZ, Inc.
CBIZ Quarterly Manufacturing and Distribution "Hot Topics" Newsletter (May-Jun 2022) provides you with news and guidance on the labor crisis, how to retain top talent during the Great Resignation, the business impacts of the Russia-Ukraine War, and the benefit of long-term bonus plans.
Rethinking Total Compensation to Retain Top TalentCBIZ, Inc.
Even with a developed recruiting program, strong company culture and great work-life balance, it’s difficult for companies to attract and retain the best employees without an all-inclusive compensation strategy. Add in the combination of high inflation, talent shortages and the Great Resignation, and we’re left with a hyper-competitive labor market. As a result, employers must think outside of the box to retain top performers and explore new ways to increase the value of total compensation offered. Learn how in this article.
Common Labor Shortage Risks & Tips to Mitigate Your ExposuresCBIZ, Inc.
No industry is safe from the risks of the current labor market. Employee shortages can influence multiple liabilities, but a proactive strategy can help protect your organization. In this article, learn measures to minimize labor shortage liability risks across all industries, as well as influential industry risks for construction, manufacturing and trucking.
How the Great Resignation Affects the Tax FunctionCBIZ, Inc.
Talent shortages remain a challenge universally, but it may be hitting financial roles within businesses particularly hard. The
pressures to meet tax reform obligations coupled with the
job changeover opportunities that emerged during the Great Resignation have left many tax departments feeling under-resourced. If your company is experiencing a similar situation, here are steps you can take to support your tax function.
While employee turnover is inevitable, there are several strategies companies can implement to help combat the Great Resignation, and at the center of all these strategies is technology that can benefit employers and their staff. In this article, learn how your organization can use technology to enhance the recruiting and onboarding processes, which will help attract top talent, while setting new hires up for success.
Experienced Consulting Approach Leads Engineering Firm to the Right CFOCBIZ, Inc.
The Chief Financial Officer of a leading multi-disciplined engineering and consulting firm indicated he was considering retiring. After initially considering a search process as an in-house project, the company’s leadership agreed to secure the assistance of an executive search professional.
BIZGrowth Strategies - The Great Resignation Special EditionCBIZ, Inc.
The Great Resignation continues to plague organizations across the country. It has exacerbated a host of employer challenges, including attraction, retention and engagement of top talent, as well as mitigating new risks. Our experts have developed these articles and linked resources to help your organization combat the mass employee exodus.
Kansas businesses have an opportunity for state tax incentives of which you may want to be aware.
Recent changes to the Kansas High Performance Incentive Program (HPIP) make it more broadly available
than it was in the past.
CBIZ Quarterly Commercial Real Estate "Hot Topics" Newsletter (Jan-Feb 2022)CBIZ, Inc.
The January 2022 issue of CBIZ’s Commercial Real Estate Quarterly Hot Topics Newsletter is now available! Learn about the impact of changes lease accounting, post-pandemic calculation companies are using to reassess office space needs, tax planning knowns and unknowns and the impact of rising construction costs on insurance costs. Plus – access strategies to combat the great resignation and safeguard against the unexpected.
“Psychiatry and the Humanities”: An Innovative Course at the University of Mo...Université de Montréal
“Psychiatry and the Humanities”: An Innovative Course at the University of Montreal Expanding the medical model to embrace the humanities. Link: https://www.psychiatrictimes.com/view/-psychiatry-and-the-humanities-an-innovative-course-at-the-university-of-montreal
BIZGrowth Strategies — Cybersecurity Special Edition 2023CBIZ, Inc.
As cybercriminals continue to advance and evolve, a stagnant cyber risk management approach is simply not an option. Further, the prevalence of cyber breaches means cybersecurity is not solely an IT concern. It takes a robust set of processes and people from across your organization, working together toward a common goal. We offer fresh insights to help protect your organization from cyberthreats in multiple operational areas. Articles include:
- How Cybercriminals Are Weaponizing Artificial Intelligence
- Employee Benefits Cyber Risk Exposure Scorecard
- Closing the Security Gap: Managing Vendor Cyber Risk
- Retirement Plan Sponsor Cybersecurity Checklist
- Protect Your Digital Frontline With Employee Training
BIZGrowth Strategies - Back to Basics Special EditionCBIZ, Inc.
Amid the increasing complexity of today’s business landscape, it can be of great benefit to shut out the noise and simply get back to the basics. Summer offers the rare opportunity for organizations to slow down and sweat the small stuff.
In this issue, our experts address seven key topics intended to help leaders guide their teams to stability and refocus on the foundational elements of success, including:
- Talent Management 101: How to Attract & Retain Great Employees
- Exploring the What, Why & How Behind the Employee Experience
- The Shifting Normal: 3 Ways Leaders Can Embrace Change & Conquer Challenge
- What is Financial Wellbeing & Why Should Employers Care?
- D&O Insurance Application Basics to Protect Your Leaders
- Your Life Insurance Policy May Be One of Your Biggest Assets
- Understanding Labor Law Poster Compliance
Welcome to our newly branded newsletter, "The Advantage." The articles in this issue provide insights to help you:
■ Have conversations around tough decisions during periods of economic uncertainty
■ Evaluate fast-growing artificial intelligence tools like ChatGPT
■ Recognize colleagues who are key allies in supporting women in the workplace
■ Navigate career shifts along the path to successful leadership
■ Manage workplace culture in a hybrid model
■ Garner inspiration from the 2023 Women Transforming Business finalists and winners
BIZGrowth Strategies - Workforce & Talent Optimization Special EditionCBIZ, Inc.
Amid today’s economic uncertainty, we know you need strategies and solutions that will help your business thrive. With workforce and talent concerns running high for employers across the nation, our experts developed these articles with those critical issues top of mind. We offer fresh insights designed to attract, retain, engage and motivate your employees — all while protecting your bottom line and managing emerging risks. Articles include:
- Unlock Success with Effective Performance Management
- How Employers Can Benefit from Financial Wellbeing Programs
- How to Talk About Hard Decisions During a Recession
- Cost-Effective Health Plan Perks to Consider in 2023
- 3 HR Strategies to Recession-Proof Your Organization
- Responding to Employment Practices Liability (EPL) Claims
- Versatility — Important in Life & Life Insurance
BIZGrowth Newsletter - Economic Slowdown Solutions Special EditionCBIZ, Inc.
The "Economic Slowdown Solutions Special Edition" newsletter includes articles that present tips, strategies and ideas to help your organization master economic uncertainty and recessionary concerns. Topics include:
- Considerations for a Reduction in Force
- Tips to Prepare for Risk Management Challenges
- Tactics to Recession-Proof Your Benefits Strategy
- HR Best Practices
- Recruitment Strategies to Keep You Competitive
- 3 Innovations to Stay Nimble
- Disability Insurance for Business Owners
BIZGrowth Strategies - Cybersecurity Special EditionCBIZ, Inc.
Cyberattacks are becoming more frequent and sophisticated, making a recovery from them increasingly difficult. Without preparation, a cyberattack can be devastating to your business, having severe operational, financial, legal and reputational implications.
The prevalence of cyber breaches also means cybersecurity is no longer solely an IT concern. Elevating your information security from functional to effective takes a robust set of elements, processes and people working together toward a common goal.
Our professionals have developed these articles and resources to help you protect your organization from these attacks.
Connections Help Law Practice Efficiently Obtain $5 Million Line of CreditCBIZ, Inc.
A 15-attorney law firm operated on a contingency and hourly fee basis. While it had a strong outlook for contingency cases, the costs incurred to work...
Custom Communication Plan & Active Enrollment Result in Increased ConsumerismCBIZ, Inc.
The firm embarked on a multi-year strategic plan to build a culture of wellbeing and engagement. They wanted
to educate employees to become more engaged and wise health care consumers...
Experienced Consulting Approach Leads Engineering Firm to the Right CFOCBIZ, Inc.
The Chief Financial Officer of a leading multi-disciplined engineering and consulting
firm indicated he was considering retiring. After initially considering a search process as an in-house project, the company’s leadership agreed...
Check out the latest edition for articles on Preventing Social Engineering Attacks, Triumphing in the Talent War, 3 Signs It’s Time for a Compensation Study, Strategies to Protect Your Retirement & Tips for a Successful OSHA Inspection.
Inflation, Interest Rates & the Disruption to CRECBIZ, Inc.
From assessing the various sectors to analyzing the future of your investments, learn more from our experienced team leaders on the wide-spread trends of commercial real estate property and sales.
CBIZ Quarterly Manufacturing and Distribution "Hot Topics" Newsletter (May-Ju...CBIZ, Inc.
CBIZ Quarterly Manufacturing and Distribution "Hot Topics" Newsletter (May-Jun 2022) provides you with news and guidance on the labor crisis, how to retain top talent during the Great Resignation, the business impacts of the Russia-Ukraine War, and the benefit of long-term bonus plans.
Rethinking Total Compensation to Retain Top TalentCBIZ, Inc.
Even with a developed recruiting program, strong company culture and great work-life balance, it’s difficult for companies to attract and retain the best employees without an all-inclusive compensation strategy. Add in the combination of high inflation, talent shortages and the Great Resignation, and we’re left with a hyper-competitive labor market. As a result, employers must think outside of the box to retain top performers and explore new ways to increase the value of total compensation offered. Learn how in this article.
Common Labor Shortage Risks & Tips to Mitigate Your ExposuresCBIZ, Inc.
No industry is safe from the risks of the current labor market. Employee shortages can influence multiple liabilities, but a proactive strategy can help protect your organization. In this article, learn measures to minimize labor shortage liability risks across all industries, as well as influential industry risks for construction, manufacturing and trucking.
How the Great Resignation Affects the Tax FunctionCBIZ, Inc.
Talent shortages remain a challenge universally, but it may be hitting financial roles within businesses particularly hard. The
pressures to meet tax reform obligations coupled with the
job changeover opportunities that emerged during the Great Resignation have left many tax departments feeling under-resourced. If your company is experiencing a similar situation, here are steps you can take to support your tax function.
While employee turnover is inevitable, there are several strategies companies can implement to help combat the Great Resignation, and at the center of all these strategies is technology that can benefit employers and their staff. In this article, learn how your organization can use technology to enhance the recruiting and onboarding processes, which will help attract top talent, while setting new hires up for success.
Experienced Consulting Approach Leads Engineering Firm to the Right CFOCBIZ, Inc.
The Chief Financial Officer of a leading multi-disciplined engineering and consulting firm indicated he was considering retiring. After initially considering a search process as an in-house project, the company’s leadership agreed to secure the assistance of an executive search professional.
BIZGrowth Strategies - The Great Resignation Special EditionCBIZ, Inc.
The Great Resignation continues to plague organizations across the country. It has exacerbated a host of employer challenges, including attraction, retention and engagement of top talent, as well as mitigating new risks. Our experts have developed these articles and linked resources to help your organization combat the mass employee exodus.
Kansas businesses have an opportunity for state tax incentives of which you may want to be aware.
Recent changes to the Kansas High Performance Incentive Program (HPIP) make it more broadly available
than it was in the past.
CBIZ Quarterly Commercial Real Estate "Hot Topics" Newsletter (Jan-Feb 2022)CBIZ, Inc.
The January 2022 issue of CBIZ’s Commercial Real Estate Quarterly Hot Topics Newsletter is now available! Learn about the impact of changes lease accounting, post-pandemic calculation companies are using to reassess office space needs, tax planning knowns and unknowns and the impact of rising construction costs on insurance costs. Plus – access strategies to combat the great resignation and safeguard against the unexpected.
“Psychiatry and the Humanities”: An Innovative Course at the University of Mo...Université de Montréal
“Psychiatry and the Humanities”: An Innovative Course at the University of Montreal Expanding the medical model to embrace the humanities. Link: https://www.psychiatrictimes.com/view/-psychiatry-and-the-humanities-an-innovative-course-at-the-university-of-montreal
PGx Analysis in VarSeq: A User’s PerspectiveGolden Helix
Since our release of the PGx capabilities in VarSeq, we’ve had a few months to gather some insights from various use cases. Some users approach PGx workflows by means of array genotyping or what seems to be a growing trend of adding the star allele calling to the existing NGS pipeline for whole genome data. Luckily, both approaches are supported with the VarSeq software platform. The genotyping method being used will also dictate what the scope of the tertiary analysis will be. For example, are your PGx reports a standalone pipeline or would your lab’s goal be to handle a dual-purpose workflow and report on PGx + Diagnostic findings.
The purpose of this webcast is to:
Discuss and demonstrate the approaches with array and NGS genotyping methods for star allele calling to prep for downstream analysis.
Following genotyping, explore alternative tertiary workflow concepts in VarSeq to handle PGx reporting.
Moreover, we will include insights users will need to consider when validating their PGx workflow for all possible star alleles and options you have for automating your PGx analysis for large number of samples. Please join us for a session dedicated to the application of star allele genotyping and subsequent PGx workflows in our VarSeq software.
Discover the benefits of homeopathic medicine for irregular periods with our guide on 5 common remedies. Learn how these natural treatments can help regulate menstrual cycles and improve overall menstrual health.
Visit Us: https://drdeepikashomeopathy.com/service/irregular-periods-treatment/
Congestive Heart failure is caused by low cardiac output and high sympathetic discharge. Diuretics reduce preload, ACE inhibitors lower afterload, beta blockers reduce sympathetic activity, and digitalis has inotropic effects. Newer medications target vasodilation and myosin activation to improve heart efficiency while lowering energy requirements. Combination therapy, following an assessment of cardiac function and volume status, is the most effective strategy to heart failure care.
STUDIES IN SUPPORT OF SPECIAL POPULATIONS: GERIATRICS E7shruti jagirdar
Unit 4: MRA 103T Regulatory affairs
This guideline is directed principally toward new Molecular Entities that are
likely to have significant use in the elderly, either because the disease intended
to be treated is characteristically a disease of aging ( e.g., Alzheimer's disease) or
because the population to be treated is known to include substantial numbers of
geriatric patients (e.g., hypertension).
Spontaneous Bacterial Peritonitis - Pathogenesis , Clinical Features & Manage...Jim Jacob Roy
In this presentation , SBP ( spontaneous bacterial peritonitis ) , which is a common complication in patients with cirrhosis and ascites is described in detail.
The reference for this presentation is Sleisenger and Fordtran's Gastrointestinal and Liver Disease Textbook ( 11th edition ).
Travel Clinic Cardiff: Health Advice for International TravelersNX Healthcare
Travel Clinic Cardiff offers comprehensive travel health services, including vaccinations, travel advice, and preventive care for international travelers. Our expert team ensures you are well-prepared and protected for your journey, providing personalized consultations tailored to your destination. Conveniently located in Cardiff, we help you travel with confidence and peace of mind. Visit us: www.nxhealthcare.co.uk
Computer in pharmaceutical research and development-Mpharm(Pharmaceutics)MuskanShingari
Statistics- Statistics is the science of collecting, organizing, presenting, analyzing and interpreting numerical data to assist in making more effective decisions.
A statistics is a measure which is used to estimate the population parameter
Parameters-It is used to describe the properties of an entire population.
Examples-Measures of central tendency Dispersion, Variance, Standard Deviation (SD), Absolute Error, Mean Absolute Error (MAE), Eigen Value
- Video recording of this lecture in English language: https://youtu.be/RvdYsTzgQq8
- Video recording of this lecture in Arabic language: https://youtu.be/ECILGWtgZko
- Link to download the book free: https://nephrotube.blogspot.com/p/nephrotube-nephrology-books.html
- Link to NephroTube website: www.NephroTube.com
- Link to NephroTube social media accounts: https://nephrotube.blogspot.com/p/join-nephrotube-on-social-media.html
Pictorial and detailed description of patellar instability with sign and symptoms and how to diagnose , what investigations you should go with and how to approach with treatment options . I have presented this slide in my 2nd year junior residency in orthopedics at LLRM medical college Meerut and got good reviews for it
After getting it read you will definitely understand the topic.
District Residency Programme (DRP) for PGs in India.pptx
Health Reform Bulletin: SBC, Draft 2015 Reporting Forms, Revised External Review Process
1. CBIZ Health Reform Bulletin
June 19, 2015 – HRB 110 Page 1
Subject: 1) Final Summary of Benefits and Coverage Rules; 2) IRS releases draft
2015 reporting forms; and 3) Revised External Review Process
Date: June 19, 2015
FINAL SUMMARY OF BENEFITS AND COVERAGE RULES
The Affordable Care Act (ACA) requires individual and group health plans, including
grandfathered plans, to provide a written summary of benefits and coverage (SBC) explaining
certain aspects of health benefit coverage.
Six months ago, the ACA’s tri-governing agencies (Departments of Labor, Health and Human
Services and Treasury) released some proposed changes to SBCs (see Proposed SBC
Changes in CBIZ Health Reform Bulletin 105, 1/8/15). On June 15, 2015, the agencies
published final regulations. The final rules generally adopt most of the proposed changes and
focus more on distribution methods and timelines. Following are some of the clarifications and
highlights of the final rules.
Who provides the SBC? Generally, for insured plans, SBCs are provided by insurer and
plan administrator; this is a joint obligation. The final regulations affirm that compliance by
one entity is deemed compliance by the other. If the insurer is providing the SBC, then the
plan administrator does have an obligation to monitor compliance. For self-funded plans,
the plan administrator (generally, the plan sponsor unless the plan indicates otherwise) is
responsible for issuing SBCs. In addition, insurers and group health plans must make a
uniform glossary of insurance terms available upon request by participants.
SBC content. With regard information required to be contained in an SBC, the
Departments of Labor and Health and Human Services have model SBC templates,
instructions and related material available on their websites. The model SBC template
includes the required elements and content. It should be noted that the DOL’s website has
two sets of model SBC forms posted – one set applies to SBCs issued before January 1,
2017, and another set contains proposed SBCs for use on or after January 1, 2017.
However, caution should be exercised in using the proposed SBC templates because the
regulations indicate that the tri-agencies will collaborate with the National Association of
Insurance Commissioners (NAIC) to finalize a new SBC template, which should be available
later this year. The finalized SBC template would then be used on the first day of the first
plan year that begins on or after January 1, 2017.
The SBC must also include a statement about whether a plan meets minimum essential
coverage standards and the minimum value standard. If an SBC does not contain this
language, the final regulations clarify that this information must be included in the cover
letter that is distributed to participants along with the SBC.
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June 19, 2015 – HRB 110 Page 2
Timeframes for providing SBC. There are five instances in which SBCs must be provided:
upon application, by the first day of coverage, within 90 days of enrollment for special
enrollees, upon contract renewal, and upon request. The final regulations clarify that:
If an insurer provides the SBC prior to application for coverage, it would not be
required to provide another SBC at the time application is made unless there is a
change in the SBC content provided in the pre-application version.
In the event that a plan sponsor is negotiating coverage terms following application,
an updated SBC reflecting those finalized coverage terms need not be provided until
the first day of coverage, unless otherwise requested.
Website access to underlying plan or policy. The final regulations require website
posting of the actual underlying insurance policy. For insured group plans, the insurer is
required to post the policy’s certificate of coverage on its website for on-line access by the
plan sponsor, as well as by participants and beneficiaries.
Enforcement. A group health plan that willfully fails to provide the SBC to a participant or
beneficiary could be subject to a fine up to $1,000 for each such failure.
Effective date. The final regulations become effective August 17, 2015. The changes made in
the final regulations, such as timing of SBC distribution and website access to underlying
policies, become applicable on the first day of the first plan year beginning on or after
September 1, 2015 (January 1, 2016 for calendar year plan).
DRAFT 2015 VERSIONS OF ACA REPORTING FORM 1094 AND 1095 SERIES
The Internal Revenue Service (IRS) has released draft 2015 editions of the Form 1094 and
1095 series. These forms are used to satisfy the IRC Section 6056 and 6055 reporting
requirements. Once the forms and related instructions are finalized by the IRS, presumably later
this year, the 2015 forms will be used for the mandatory reporting for the 2015 calendar year,
due in early 2016.
As background, employers subject to the employer shared responsibility requirement (those
employing 50 or more full-time employees) are required to file an annual report to the IRS for
purposes of determining individuals entitled to premium assistance, as well as determine
whether an employer might be at risk for an IRC §4980H(a) no-coverage tax, or an IRC
§4980H(b) inadequate or unaffordable tax. Each applicable large employer must file the Form
1094-C (transmittal form) and Form 1095-C annually with the IRS, as well as provide the related
Form 1095-C benefit statements to employees listed in the Form 1094-C.
Insurers, self-funded plans and other providers of minimum essential coverage (MEC) are also
required to file an annual report to the IRS for purposes of reporting individuals covered by
MEC. This requirement applies without regard to plan size. Insurers, self-funded plans and
other providers of minimum essential coverage (MEC) file Form 1094-B and Form 1095-B to the
IRS.
A self-funded plan sponsor subject to employer shared responsibility requirements can
accomplish its MEC reporting obligation by completing Form 1094-C and Parts I, II and III of
Form 1095-C. Self-funded plans that are not subject to shared responsibility requirements
complete their obligation on the Form 1094-B and 1095-B.
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June 19, 2015 – HRB 110 Page 3
Following are the draft 2015 forms released by the IRS:
Form 1094-B Transmittal of Health Coverage information Returns
Form 1095-B Health Coverage
Form 1094-C Transmittal of Employer-Provided Health Insurance Offer and Coverage
Information Returns
Form 1095-C Employer-Provided Health Insurance Offer and Coverage
The 2015 draft forms, in large part, follow the 2014 versions. Following are changes to note in
the 2015 edition of the Form 1095-C:
The 2015 draft Form 1095-C adds a new field, titled “Plan Start Month”. This new field is
optional for 2015. Filers can choose to add this field and provide plan year information
to add this field and enter “00”, or, at their option, leave this new field out (thus using
2014 format). For 2016 and beyond, this field will be required.
The 2015 form also includes a continuation sheet that filers use if they need to report
coverage for more than six individuals.
For 2015, the indicator codes in Part II, Line 14 “Offer of Coverage” (as outlined in the
2014 instructions) will remain unchanged from the 2014 codes.
Beginning in 2016 and beyond, filers will need to include two additional codes, if
applicable. These new indicator codes will indicate to the IRS and to full-time
employees that the employer’s offer to the spouse is a conditional offer.
Until final forms and instructions are issued, employers are still in a bit of a waiting game but
steps should be taken now to ensure the ability to report in early 2016.
Background CBIZ Health Reform Bulletins
HRB 106: Finalized ACA Reporting Forms (2/16/15)
HRB 92: IRS Final Rules – IRC Sections 6055 and 6056 (3/14/14)
REVISED EXTERNAL REVIEW PROCEDURES
The ACA requires individual and non-grandfathered group health plans, whether insured or self-
funded, to provide for an internal claim and appeal process, as well as an external review
process for coverage determinations and claims. These rules added an external review
requirement for ERISA plans and extended the claims, appeals and external review
requirements to plans exempt from ERISA such as state and local government plans and
church plans.
With regard to the external review process, an individual who has received an adverse
determination relating to his/her coverage or claim has the right to appeal to an independent
third party. Many states have an external appeals process in place. In the event that a state
does not require plans to follow an external review process, the federal external review
procedure would be followed. The federal procedures also govern self-funded plans exempt
from state law and subject to ERISA.
On June 15, 2015, the HHS’ Center for Consumer Information and Insurance Oversight (CCIIO)
released an updated process for plans, including non-grandfathered group health plans and
non-federal self-funded state and local government plans that elect the federal external review
process. Previously, plans were required to make the election via an HHS e-mail address.
Plans electing to utilize the federally-administered external review process must now do so by
way of the Health Insurance Oversight System (HIOS), a web-based CMS portal. The guidance
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June 19, 2015 – HRB 110 Page 4
sets forth the steps for electing the federal external review process depending upon whether the
entity is a new or existing HIOS user.
About the Author: Karen R. McLeese is Vice President of Employee Benefit Regulatory Affairs for CBIZ
Benefits & Insurance Services, Inc., a division of CBIZ, Inc. She serves as in-house counsel, with particular
emphasis on monitoring and interpreting state and federal employee benefits law. Ms. McLeese is based in
the CBIZ Kansas City office.
The information contained herein is not intended to be legal, accounting, or other professional advice, nor are these
comments directed to specific situations. The information contained herein is provided as general guidance and may be
affected by changes in law or regulation. The information contained herein is not intended to replace or substitute for
accounting or other professional advice. Attorneys or tax advisors must be consulted for assistance in specific
situations. This information is provided as-is, with no warranties of any kind. CBIZ shall not be liable for any damages
whatsoever in connection with its use and assumes no obligation to inform the reader of any changes in laws or other
factors that could affect the information contained herein.