Employee Benefits Action Guide | 7
Custom Communication Plan & Active Enrollment Result
in Increased Consumerism
Challenges
■ 
The firm embarked on a multi-year strategic plan to build a culture of wellbeing and engagement. They wanted
to educate employees to become more engaged and wise health care consumers. They developed a consumer-
driven plan option to complement this goal, a qualified high deductible health plan (QHDP) with an employer
HSA contribution. However, the level of participation was not satisfactory to support the wellbeing goals.
Strategies Implemented
■ 
Actuarial study completed to determine the percent of the population for which the QHDP was an optimal choice
(based on prior year utilization); the results showed that 90% of the employees would benefit from the QHDP
plan
■ 
Held an active annual enrollment (the first in 10 years) to require employees to be more engaged in their benefit
plan decision process
■ 
Created a custom communication plan to ensure employees selected the best plan for their personal
circumstances
■ 
Created a microsite with benefit information that enabled 24/7 online access for employees and dependents
■ 
Added benefits communication decision-support software to help employees make the optimal plan selection
during annual enrollment and new-hire enrollment
Results
■ 
3,398 visits to decision-support tool
■ 
80% of employees who used the decision-support tool said they had a better understanding of their benefits
■ 
Increased enrollment in the QHDP by 44%
■ 
Reduced enrollment in the highest premium HRA plan by 41%
■ 
Of employees surveyed, 1,000+ employees stated that the decision-support tool was ranked most helpful in
making their benefit decisions
Industry: Consulting Engineering Firm | Number of Employees: 4,600
44%
Increased QHDP Enrollment
41%
Reduced Enrollment in
Highest Premium HRA Plan
3,398
Visits to the Decision-Support Tool
EMPLOYEE COMMUNICATION

Custom Communication Plan & Active Enrollment Result in Increased Consumerism

  • 1.
    Employee Benefits ActionGuide | 7 Custom Communication Plan & Active Enrollment Result in Increased Consumerism Challenges ■ The firm embarked on a multi-year strategic plan to build a culture of wellbeing and engagement. They wanted to educate employees to become more engaged and wise health care consumers. They developed a consumer- driven plan option to complement this goal, a qualified high deductible health plan (QHDP) with an employer HSA contribution. However, the level of participation was not satisfactory to support the wellbeing goals. Strategies Implemented ■ Actuarial study completed to determine the percent of the population for which the QHDP was an optimal choice (based on prior year utilization); the results showed that 90% of the employees would benefit from the QHDP plan ■ Held an active annual enrollment (the first in 10 years) to require employees to be more engaged in their benefit plan decision process ■ Created a custom communication plan to ensure employees selected the best plan for their personal circumstances ■ Created a microsite with benefit information that enabled 24/7 online access for employees and dependents ■ Added benefits communication decision-support software to help employees make the optimal plan selection during annual enrollment and new-hire enrollment Results ■ 3,398 visits to decision-support tool ■ 80% of employees who used the decision-support tool said they had a better understanding of their benefits ■ Increased enrollment in the QHDP by 44% ■ Reduced enrollment in the highest premium HRA plan by 41% ■ Of employees surveyed, 1,000+ employees stated that the decision-support tool was ranked most helpful in making their benefit decisions Industry: Consulting Engineering Firm | Number of Employees: 4,600 44% Increased QHDP Enrollment 41% Reduced Enrollment in Highest Premium HRA Plan 3,398 Visits to the Decision-Support Tool EMPLOYEE COMMUNICATION