HDFC Bank, established in 1994, commenced operations as a commercial bank in 1995 and has since become one of India's leading private sector banks with a vast network of branches and ATMs. The bank has undergone significant growth through mergers, including Times Bank and Centurion Bank of Punjab, and aims to achieve a strong market presence while focusing on technology and product innovation. HDFC's vision is to be a world-class Indian bank and its values emphasize customer focus, operational excellence, and product leadership.