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Capstone Financial
HARD MONEY LENDER ARIZONA
“
”
Hard money loans are tools for investors, business owners, property owners,
would-be property owners and others for whom conventional loans are
unattractive or unavailable. Originally, the term was used to describe any
loan that was secured by property or other collateral, as opposed to
unsecured borrowing, such as cash advances from a credit card or bank line
of credit. Today, although the meaning has not really changed, the way that
the term is used has. It can all be confusing to the average person, so we
hope to shed a little light on the subject.
PRIVATE LENDING
 Secured
 Hassle-Free
 Superior Yields
Basic of Hard Money Loan
 A hard money loan can only be based on collateral. The collateral
is the home or housing units. What is more, because of the risky
nature of the venture, only approximately 50% to 60% of the normal
property value will ever be covered by a hard money loan. This is
because the value being considered in the loan is based on the
immediate purchase price, which refers to the amount of money
the seller could get if he was forced to sell within a one to three
month period.
Our Hard Money Program Includes:
 Bad credit Loan
 Short Sale Mortgage
 Bankruptcy Mortgage
 Fix and Flip Loans
Tyler Stone  Tyler Stone’s knowledge and expertise surrounding distressed
residential real estate in Arizona is invaluable. He has over ten
years experience in the Arizona residential real estate industry.
Prior to Capstone, Tyler started Infinity Wealth Real Estate.
Infinity Wealth is a leading REO and Foreclosure brokerage in
Arizona. Infinity Wealth represents numerous banks and
institutions, including Fannie Mae, in disposing of foreclosed
assets. Infinity Wealth also helps individual investors locate
investment properties to purchase.
 Tyler has personally closed in excess of $70 million in home sales
and his office has closed another $200 million in home sales.
Tyler has personally disposed of over 350 distressed properties
for clients and Infinity Wealth disposed of another 1,200
distressed properties. During this time, Tyler cut his teeth as a
loan originator and Branch Manager for Morgan Financial/WJ
Bradley and Geneva Financial. Tyler manages Capstone’s
borrower network, product portfolio, and the day-to-day
operations. His responsibilities include developing and
managing the borrower relationships and underwriting all
investor loans.
 Tyler graduated from Washington State University in 1995 with a
Bachelor of Arts Degree in Communication, and in 1998 he
received a Certificate of Communication from the University of
Washington Graduate School. After college graduation, Mr.
Stone worked on various public campaigns in the Washington
area before moving into the telecommunications industry
where he worked as a Business Account Manager for US WEST,
a Data Account Manager for AT&T, then as Director of
Marketing and Sales at Zama Networks, an IPv6 network and
Co-location company in Seattle, WA.
Why Capstone Financial?
 Capstone Financial has been providing direct private capital and
hard money loans for real estate investment since 2010. Our team
has many years of experience in real estate acquisition,
construction, development and financing.
 As a direct private money lenders, we underwrite your loan in-house
and are able to provide you a quick decision on your loan
application. We pride ourselves on providing creative financial
solutions and funding loans quickly.
Contact Us
Phone: 480-336-2828
Email: info@capstone-mortgage.com
Fax: 480-535-8822
Address: 6900 E Camelback Rd, Suite 570
Scottsdale, AZ 85251
Thank You

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Hard Money Arizona

  • 2. “ ” Hard money loans are tools for investors, business owners, property owners, would-be property owners and others for whom conventional loans are unattractive or unavailable. Originally, the term was used to describe any loan that was secured by property or other collateral, as opposed to unsecured borrowing, such as cash advances from a credit card or bank line of credit. Today, although the meaning has not really changed, the way that the term is used has. It can all be confusing to the average person, so we hope to shed a little light on the subject.
  • 3. PRIVATE LENDING  Secured  Hassle-Free  Superior Yields
  • 4. Basic of Hard Money Loan  A hard money loan can only be based on collateral. The collateral is the home or housing units. What is more, because of the risky nature of the venture, only approximately 50% to 60% of the normal property value will ever be covered by a hard money loan. This is because the value being considered in the loan is based on the immediate purchase price, which refers to the amount of money the seller could get if he was forced to sell within a one to three month period.
  • 5. Our Hard Money Program Includes:  Bad credit Loan  Short Sale Mortgage  Bankruptcy Mortgage  Fix and Flip Loans
  • 6. Tyler Stone  Tyler Stone’s knowledge and expertise surrounding distressed residential real estate in Arizona is invaluable. He has over ten years experience in the Arizona residential real estate industry. Prior to Capstone, Tyler started Infinity Wealth Real Estate. Infinity Wealth is a leading REO and Foreclosure brokerage in Arizona. Infinity Wealth represents numerous banks and institutions, including Fannie Mae, in disposing of foreclosed assets. Infinity Wealth also helps individual investors locate investment properties to purchase.  Tyler has personally closed in excess of $70 million in home sales and his office has closed another $200 million in home sales. Tyler has personally disposed of over 350 distressed properties for clients and Infinity Wealth disposed of another 1,200 distressed properties. During this time, Tyler cut his teeth as a loan originator and Branch Manager for Morgan Financial/WJ Bradley and Geneva Financial. Tyler manages Capstone’s borrower network, product portfolio, and the day-to-day operations. His responsibilities include developing and managing the borrower relationships and underwriting all investor loans.  Tyler graduated from Washington State University in 1995 with a Bachelor of Arts Degree in Communication, and in 1998 he received a Certificate of Communication from the University of Washington Graduate School. After college graduation, Mr. Stone worked on various public campaigns in the Washington area before moving into the telecommunications industry where he worked as a Business Account Manager for US WEST, a Data Account Manager for AT&T, then as Director of Marketing and Sales at Zama Networks, an IPv6 network and Co-location company in Seattle, WA.
  • 7. Why Capstone Financial?  Capstone Financial has been providing direct private capital and hard money loans for real estate investment since 2010. Our team has many years of experience in real estate acquisition, construction, development and financing.  As a direct private money lenders, we underwrite your loan in-house and are able to provide you a quick decision on your loan application. We pride ourselves on providing creative financial solutions and funding loans quickly.
  • 8. Contact Us Phone: 480-336-2828 Email: info@capstone-mortgage.com Fax: 480-535-8822 Address: 6900 E Camelback Rd, Suite 570 Scottsdale, AZ 85251