1. Ghanshyam Gujer -LOG BOOKG.R. No. - M00095Submit date-05/7/2011XCELLON INSTITUTE-SCHOOL OF BUSINESSPGPGM Batch 2009-2011Student's Name: Ghanshyam GujerSIP Company: BMA Wealth CreatorsDate: 10 June 2011 To 21 June 2011S. No.DateACTIVTYREMARKS1.21 JuneI have understand the LICMF Bond Fund An open ended debt scheme.I learn that Main objective of this scheme to generate an attractive return for its investor’s by investing in a portfolio of quality debt security and money market instruments. And assets allocation pattern of this scheme is debt and money market 60-100 and 0-40.and plan and option is dividend and growth. And benchmark is C Combex.2.22 JuneI have understand LICMF Government security fund and Liquid fund The main objective of Government security fund Isgenerate a credit risk free and reasonable return for itsinvestors through investment in sovereign securityissued by central and state government. this scheme plan and option is dividend and growth. Type of instrument is G-Sec up to 40 and Debt and MM Upto 40.second is Liquid scheme this scheme main objective of generate the return with low risk and high liquidity through judicious mix of investment in money market. And type of instrument of this scheme is money market debt 60-100 and 0-40.4.23 JuneI have understood the reliance insurance plan. I have understood the money multiply product. Basic product of : (1)Pure term life (2) pure endowment Pure term life plan – for example person take the pure term life plan 22 years. Then 22 years after person death then company gives the Serviced benefit and Maturity benefit and death benefit. And after that person do not die after 22 year than company give sum assured. Second plan is pure endowment plan. This scheme include first pure term life plan and pure endowment plan. This scheme called money back plan. For a example person take the 22 year money back plan then .........................-Pure term 22 year 700000(SA+bonus)- pure endowment 4 year 100000 +3 , 7 year 100000 +3 , 10 year 100000 +3 , 13 year 100000 +3 , 16 year 100000 +3 , 19 year 100000 +3 , 22 year 100000 Total = 700000+bonus Note-Minimum 7 years and maximum 34 year person take the policy and maturity period of 22 years to 70 years.5.24 JuneI have understood mutual fund scheme of LICMF Floating fund an open ended income scheme with no assured return. And LICMF Monthly income plans an open ended income scheme with no assured return.The investment objective of this scheme is to generate consistent return by investing mainly in floating rate instrument. So as to minimize the interest rate risk for the investor’s .and assets allocation pattern is debt and money market 65 to100% and 0 to 35%. And benchmark index is C fund –LX. Second is monthly income plan this plan main objective of generate regular return by investing mainly in a portfolio of quality debt security and money market instrument. And assets allocation pattern of this scheme is DebtM and equity Upto100 and upto15.this scheme plan and option is monthly dividend quarterly dividend yearly dividend. this scheme benchmark is C MiPex.6.25 JuneNot doing anything Because Saturday market is closed. 7.26 June Sunday8.27 JuneI have also understand of the second reliance insurance plan this plan name is (advance benefit ) Rider-AD/TPD I have learnt that If person take the Rider and his death then company gives the sum assured + Rider(condition death)if person do not die then company gives only sum assured. Plus service tax include.9.28 JuneI have understand also reliance third plan of insurance this plan name is money multiply plan. This plan entry age of 15 years to 65 years and term is 10/15/20 If the person death then company gives the double benefit (1)double of sum assured (2)Guaranty loyalty addition And maturity benefit is (1)Basic sum assured (2)Guaranty loyalty addition(3) Guaranty maturity addition 10.29 JuneI have understood of the mutual fund LICMF children’s fund and LICMF balanced fund I have learnt that children’s fund is open ended debt scheme and balanced fund is open ended balanced scheme. Children funds main objective of to provide long term growth of capital through a judicious mix of investment in quality debt security. and type of instrument is debt/MM(money Market ) and equity and debt upto100% and equity upto70% plan and option is Growth. And balanced fund main objective of to provide regular return and capital appreciation accordingly to the selection of plan by investing un debt and equity instrument. And type of instrument is equity and equity related 65 to 80% and debt and money market 20 to 35% Plan and option is dividend and growth. <br /> Ghanshyam Gujer<br />