1) GEV Service provides assistance with obtaining a Golden Visa in Portugal, including property acquisition, paperwork, and ongoing support services. 2) The process involves an initial visit to appoint representatives, open bank accounts, get health insurance, and pay fees. Property must be purchased and funds transferred before applying for a residence permit. 3) GEV then offers ongoing support like additional property purchases, rental management, and school/university enrollment to help clients maintain the investment threshold over the 5-year residency period.

1. PROCEDURES
&
SERVICE PROPOSAL
LISBON 23.10.2014

2. In this document we present GEV Service proposal in alignment with the standard purchase
procedure for a Golden Visa property in full specific detail.
There may be exceptions, depending on each situation that will be addressed in due course.
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3. Acquisition of Real Estate has to be done by the applicant and should be acquired prior to
initial permit request, free from any charges, loans or mortgage, with the sole exception of the
possibility of encumbering the property (e.g. mortgage) in such a manner that the minimum
amount of €500,000 of the initial investment is not encumbered.
A property can be sold during the residency period, but a new one has to be bought at the
same time, since residency permits will be granted for as long as the investment threshold of
€500,000 is maintained.
After the 5th year, once the permanent golden visa residence card is obtained, the property can
be sold.
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4. PRIOR FISRT VISIT
 Valid Passport or another valid travelling document which must be valid for at least 1 year
 Schengen Visa allowing entry and permanence in national territory
 Criminal record certificate for the last year of the country of residence
 Signed application enabling consultation of the Portuguese Criminal Records by SEF
 Proof of means of income by the applicant or aggregate
 Proof of address at the home country (eg. Bank statement)
 Marriage certificate for wife and husband of the applicant
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5. FISRT VISIT
 Appoint Fiscal representative
 Fiscal number in Portugal
 Open an account in a local financial institution where money should be transferred to
 Valid health insurance from an Insurance Company authorized to operate in Portugal
 Powers of attorney for house purchase and Golden Visa purpose
 Affidavit, signed by the applicant, undertaking the responsibility of fulfilling the requirements
correlated to the investment activity conducted in national territory
 Payment of the applicable fees for the issuance of the residence permit 514,80€* when taking
the biometrical data (we recommend to do it as customer saves a trip)
 House selection and reservation
 Transfer of money for first instalment
* Current fee
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6. AT THE TIME OF HOUSE PURCHASE AND AFTER
 Due diligence of the property documents by Lawyers
 Signature of Promissory contract by legal representative
 Transfer of funds by local Financial Institution to the Seller
 Signature of Public deed
 Financial Institution statement to confirm that the required amounts have been
transferred to Portugal
 Immigration authorities Golden Visa application
 Certificate issued by the Real Estate Register, which in case of promissory contract must
include where legally feasible its registration in that department
Note: Once instalments paid reach €500,000, the applicant can immediately apply for Golden Visa, even if Public Deed is not signed
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7. We offer a tailor-made service, that includes:
FISRT VISIT
 PERSONAL TREATMENT
 We will pick up our clients from the airport.
 Upon request we will arrange hotel accommodation with corporate rates.
 Upon request we will manage transport facilities, including rent-a-car with corporate rates and
additionally, if requested a private driver speaking English.
 We will assist clients while they are searching their property and dealing with the Golden Visa
related issues.
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Note: Hotel, rent-a-car and driver costs are directly paid by the client, unlet otherwise agreed

8.  PAPERWORK
 We suggest a Fiscal Representative (legal requirement) to the Client.
 We assist the Client at the Bank, in order to open account and take out health insurance.
 We supervise the issuing of the bank certificates for the Golden Visa application.
 We assist the Client and set the bridge with recommended Lawyers in order to ensure
professional service issue of powers of attorney, purchase and sale agreements, dealing with
Foreign Office, due diligence on the property, ownership certificates issued by the Real Estate
Registry Office, etc..
 We accompany the Client to Local Authority, when necessary.
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9.  REAL ESTATE ADVICE AND PERSONALIZED SUPPORT
We are independent. We advise our clients in the selection of the best properties and purchase
conditions, based on our knowledge of the Real Estate market.
 We offer a tailor made service and make a selection of properties, according to Client’s profile that are
submitted to the Client for analysis.
We take the Client to visit the properties.
We help the Client to get the best mortgage conditions, over the €500,000 required.
 Once the client decides for the property, we establish the connection with Lawyers and Bank in order
to proceed with the payments until the signature of the public deed.
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10. FOLLOWING VISITS OR ONCE CLIENT HAS MADE THE FIRST PURCHASE
 FOLLOW-UP SERVICES – Acting on behalf of the Client while he/she is not in Portugal, namely with:
 We assist the Client with the purchase of new properties.
We make the connection with lawyers.
We establish the link with the Fiscal representative.
We advise on the companies that will deal with property maintenance, utility contracts.
We select an Agency that will search tenants.
 We represent Clients’ interests in the relationship with tenants.
We will help the Client finding the best international schools, universities and degrees for the
family.
We help with Social Security and National Health Service Center enrolment , applicable to People
who move to Portugal.
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11. GEV is a recently founded Company focused on facilitating Golden Visas to non-EU national investors. Our first and
principal commitment is to improve our client’s life, giving them a personalized treatment, and contributing to the
development of their businesses.
GEV was created based on the opportunity arisen from clients asking for the Golden Visa and Tax legislation, who
required our services in new markets.
GEV is an independent consulting firm whose senior managers have a proven track record in Golden Visa services for
more than 1 year in Portugal and Spain, as well as expertise of more than 20 years in the real estate and financial sectors,
international consulting and the capacity to give expert advice on investments.
Our team of multilingual professionals based in the two countries will give advice to our clients in different languages
such as Portuguese, Spanish, English, Russian and French. For other languages, we will look for interpreters if necessary.
The team has the culture of developing a close working relationship with clients with the aim of offering valuable and
continuous advice to clients.
We are driven by our entrepreneurial spirit, integrity and partnering with clients. We emphasize our promise to servicing
clients as if they were ourselves, which has proven to be the best way to develop our business and maintain our
reputation.
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12. Our Executive Management team includes:
Victor Artola (CEO Spain), previous 20 years working in international banking, currently CEO of GEV Spain
and of FCB&A Spain where he carries out M&A, Corporate Finance and international trade transactions as
well as consulting. He has been advisor and board member of several national and international
organizations such as, NOSCIRA (BIOTECH), XYLATEL, TRITON CAPITAL, FLIGHTECH SYSTEMS EUROPE among
others. He is also Founder and Director of the CAICO FOUNDATION, a non-profit organization committed to
children suffering from cancer.
Gonçalo Almeida Garrett (CEO Portugal), more than 1 year experience with Golden Visa and former CFO
amongst others at Prebuild and Novopca in Sochi, Russia, holding on-site exclusive responsibility for the
local project and developing relationships with the Russian partners.
Pilar Bilbao (General Manager Spain), 15 years as a Manager at Real Estate Developers such as PLATYA and
VITYLO. Areas s of expertise: negotiations with land and building vendors, banks, market research, control
and monitoring of projects and aiding clients both during and after sales.
Mónica Santiago (General Manager Portugal), 9 months experience with Golden Visa and former Senior
(world) Partner at Mercer Consulting, has a 25-year career throughout Europe as Board Member of
Insurance Companies and Pension Fund Management Companies.

13. Our main offices are in Madrid and Lisbon, but we also have offices in Barcelona, Ibiza and
Luxembourg.
We have local Fiscal Representatives for our clients, ensuring compliance with the tax
legislation.
Several international banks and law firms, have chosen Golden Euroresidence Visas as the
preferred company which offers the best comprehensive services to their international clients to
maximize the benefits (now and in the future) of the Portuguese and Spanish Golden Visas
offers, for many of their clients.
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14. GOLDEN EURORESIDENCE VISAS, S.L.
info@golden-eurovisa.com
http://www.golden-eurovisa.com
(+34) 91 781 95 70
C/Fray Juan Gil 5 – bajo
28002 MADRID - SPAIN
© 2014 GOLDEN EURORESIDENCE VISAS
This document has been prepared by Golden
Euroresidence Visas. It contains proprietary
information. Any disclosure, distribution or
copying of the contents of this document, in
whole or in part, requires the express written
permission of Golden Euroresidence Visas.
GOLDEN EURORESIDENCE VISAS
Monica.santiago@golden-eurovisa.com
http://www.golden-eurovisa.com
(+351) 213 971 341
(+351) 911 964 440
(+351) 913 726 232
R. Rodrigo da Fonseca 83 - 3º dto
1250-190 LISBON - PORTUGAL