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GenSource IncomeMaxTM
Generating
Resources
for Life
Important Disclosures
Please note the likelihood of obtaining value from the IncomeMax Enhanced Death Benefit rider
decreases as issue ages increase. In order for owners issue age 75 and above to benefit from this
rider, the interest credited to your accumulation value must be significantly less than would have
been credited based on historic averages.
GenSource Financial Assurance Company, L.L.C. is a Special Purpose Vehicle Delaware
corporation offering a contractrual source of income to its clients by means of securitized
annuitization.
Depending on your age and the interest credited to your accumulation value, deferring your
income stream may significantly reduce the likelihood of obtaining value from the GenSource
IncomeMax Guaranteed Lifetime Income Payment.
1
The Fidelity Research Institute, March 2007
2
Employee Benefit Research Institute and Matthew Greenwald & Associates, Inc.,
2007 Retirement Confidence Survey
3
Annuity 2000 Mortality Table, Society of Actuaries
GenSource
Trust GenSource
to generate the
maximum amount
of income
With GenSource you
can be Confident your
security comes first.
We are proud to have
been trusted for years by
those who have placed
their trust in GenSource
to help them protect their
families’ financial futures.
GenSource has built its
reputation through
Years of quality,
service and
reliability.
What’s in your Future?
A second home on the lake?
A trip around the world?
The future can be full of opportunities when you
start planning now. That’s where a securitized
structured stream of income from GenSource
Financial Assurance Corporation, L.L.C.
(GenSource) comes in. With GenSource
IncomeMax™, you can be confident knowing
that you’re getting the most income out of the
resources that you’ve acquired to take advantage
of all the opportunities you’ve envisioned for
tomorrow. And with IncomeMax™ you retain
control of your savings. You are guaranteed an
annual income that is not only guaranteed for
life, but is also guaranteed to grow each year to
protect you and your family’s financial futures
against inflation that will last for as long as you
live, providing peace of mind for a secure finan-
cial future, while still leaving an inheritance for
your children.
Whether planning for retirement or simply
looking for another way to save, IncomeMax™
offers maximum and reliable income that can
help you realize your dreams. GenSource has
consistently been recognized for financial
strength. This means you can count on
GenSource when it matters most.
The Future can be full of opportunities when
you start planning now. That’s where a fixed
indexed annuity
from
GenSource
comes in.
Prepare for
the Future
Growing and securing your retirement nest egg
is an ongoing battle. There are many challenges
you will face when maximizing your retirement
savings, and without proper financial planning,
external factors can negatively impact the value
of your hard-earned savings.
Taxes – Taxes on interest earnings decrease the
real return on your retirement accounts.
Inflation – Inflation, coupled with taxes, reduces
the future purchasing power of today’s savings,
creating uncertainly that your current standard
of living can be continued throughout your life.
Longevity Risk – Outliving your income can be a
real concern as you plan for your retirement, due
in part to medical advances and active, healthier
lifestyles.
Economic Risk – Future negative, economic
circumstances could irreparably harm your retire-
ment accounts, increasing the risk of insufficient
income to support your standard of living.
Fortunately, financial products are now available
to help you address these risks. Structured income
products offer guaranteed and increasing income
for life, customized to meet your specific needs.
Consider IncomeMax
A Structured Income Vehicle
You have many choices to make when planning
your financial future, with savings products
offering varying degrees of security, growth and
flexibility. A structured income product provides
a variety of benefits you may not find with tradi-
tional savings methods. Advantages include:
• 	Guaranteed income for life with increases
• Principal protection against economic
	 downturns
• Tax-deferred growth
• Flexible and income options to meet your
	 retirement needs
• Protected income death benefit for
	 designated beneficiaries
With GenSource you have the opportunity to
build a secure and flexible retirement plan that
allows you to live your retirement on your terms.
IncomeMax is a structured income product
designed to maximize your retirement income,
keep pace with inflation and secure your
financial future.
Discover the benefits:
•	 Target your retirement savings for potential 	
	 growth tied to the S&P 500® Index and
	 tax-deferred interest earnings.
• 	Protect against potential stock market-related 	
	loss and guarantee that your money will be 	
	 there for you and those you love.
• 	Take control of access to your money, because 	
	 just as in years prior, plans can change in
	retirement.
IncomeMax™ offers you the opportunity to
maximize your lifetime income from your re-
tirement assets at a better interest rate than
traditional savings options, while still providing
protection against financial market declines.
The following factors will work to maximize
your retirement income:
•	 Tax Deferral: Your Contract Value grows on
a tax-deferred basis. This means you pay taxes
on your earnings only when you take withdraw-
als, allowing you to benefit from tax-deferred
compounding interest. Withdrawals of taxable
amounts are subject to ordinary income tax and
may be subject to a 10% federal tax penalty if
taken prior to age 59½.
•	 Account Strategies: Premiums can be
allocated to your choice of two strategies; one
fixed account strategy based on the S&P 500®
Index.
The Fixed Account Strategy guarantees a specified
interest rate that is reset each contract year, giving
you the comfort of knowing exactly how much
growth will occur.
The Indexed Accounts Strategies give you a menu
of Monthly strategy crediting methods to choose
from based on the S&P 500® Index, a highly re-
garded benchmark of stock market performance.
The caps reset each contract year. By utilizing an
Indexed Account Strategy you have the potential
for growing your savings at a better interest rate
than with traditional savings options.
Growth
Maximize your
retirement potential
Protection
Providing financial
security and peace of mind
IncomeMax™ offers you principal protection; positive
interest earnings and death benefit proceeds for loved
ones.
•	 Principal Protection: 100% of the money with
	 which you invest is credited immediately to your
	 Account Value. This money (less withdrawals,
	 withdrawal charges and rider charges) is 100%
	 guaranteed if held to the end of the withdrawal
	 charge period (10 full years).
•	 Death Benefit: Your beneficiaries are eligible to
	 receive a death benefit equal to the full Account
	 Value, without incurring any withdrawal charges.
	 The standard death benefit allows your beneficiaries
	 to receive a stream of guaranteed income payments
	 over a specified period of time.
Optional Riders:
•	 Increased Death Benefit Guarantee Rider: You also
	 have the option to guarantee that your death benefit
	 is equal to no less than your initial premium paid less
	 withdrawals, plus 5% increase on the Account Value
	 less withdrawals. Increased Death Benefit Guarantee
	 Factor increases until the tenth contract anniversary,
	 or until you reach age 85, whichever comes first.²
Included Waiver Riders:
•	 Nursing Home Waiver Rider³: At any time on or after
	 the first contract anniversary, if you should become
	 confined to an approved nursing facility for at least
	 60 consecutive days, you will immediately receive an
	 automatic 10% increase on your income payments.
•	 Terminal Illness Waiver Rider: Should you suffer
	 from a terminal illness, your income payments will 	
	 automatically be increased by 20% at no charge or
	 penalty to you.
*Death Benefit Rider may be added at issue only for an annual charge.
Available for issue ages 0-75.
The standard death
benefit allows your
beneficiaries to receive
the full Account Value
as a guaranteed stream
of payments over a
specified period
of time.
You have the ability
to secure a lifetime
annual income, while
maintaining access to
your money, should
your future plans
change.
Control
Flexibility in accessing
your funds
IncomeMax™ ensures you stay in control of your money.
You have the ability to secure a guaranteed lifetime income,
while maintaining access to your money, should your future
plans change.
•	 Withdrawal Priviledges: You can access your money
	 by making a withdrawal at any time. You may also
	 withdraw some money without incurring withdrawal
	 charges. The free withdrawal amount is the greater of:
•	 Death Benefit: Your beneficiaries are eligible to
	 receive a death benefit equal to the full Account
	 Value, without incurring any withdrawal charges.
	 Both death benefits allow your beneficiaries
	 to receive guaranteed payments over a specified
	 period of time.
		 -	 10% of Account Value after the first contract 		
			 year, except in year of full surrender.
		 -	 Any Required Minimum Distribution (RMD) 	
			 imposed by the IRS on this contract.
You may withdrawal in excess of your guaranteed lifetime
income payments, up to 10% of the Account Value twice
without penalty. Any amount above the guaranteed life-
time annual income benefit, but up to the 10% annual
free withdrawal amount shall incur 15% surrender charge
penalty, eliminate the enhanced death benefit and cause a
recalculation of guaranteed lifetime income payments. All
death benefit riders shall be eliminated upon a third request
to withdraw any amount in excess of the guaranteed lifetime
income payment. Carefully review your contract when con-
sidering withdrawing money in excess of your guaranteed
lifetime income amount and the effect it will have on your
future income needs.
•	 Guaranteed Lifetime Income Payments: At any time
	 after you reach 59½ (and after the first contract year),
	 you can take advantage of the Guaranteed Lifetime
	 Income Payments. This provides a guaranteed annual
	 income for as long as you and your spouse live, even if
	 your Contract Value falls to zero (assuming excess
	 withdrawals do not exceed the Guaranteed Lifetime
	 Annual Income.)
Guaranteed Lifetime
Income Payments
IncomeMax™ offers you maximum guaranteed
lifetime income three ways.
•	 First by adding an immediate 30% bonus day
one onto the initial contribution received which
is applied to the Guaranteed Lifetime Income
Value. The Guaranteed Lifetime Income Value
is not your account value and is the value used
to determine your guaranteed lifetime income
payments for future income and is not available
on cash surrender. The income bonus does not
apply to the Account Value or death benefit.
•	 Includes a guaranteed 5% annual accumula-
tion on the Guaranteed Lifetime Income Value
at each contract anniversary for the first 10
years, or until the date you activate the benefit if
earlier. The annual accumulation rate does not
apply to the Account Value or death benefit.
•	 Provides a Guaranteed Lifetime Income paid
out at a distribution rate of 7% for both yours and
your spouses lives even if the Account Value falls
to zero, making it retirement income that you
cannot outlive (assuming annual excess
withdrawals do not exceed your Guaranteed
Lifetime Income).
•	 The Guaranteed Lifetime Income is equal to
the greater of Your Account Value or your Guaran-
teed Lifetime Income Value (whichever is greater)
multiplied by 7% plus an annual 3% increase on
your payments to keep up with inflation starting
the day you activate the payments any time after
the first anniversary year.
•	 Your Account Value continues to receive
interest credits even after you begin your
guaranteed lifetime income payments offering
you the potential to increase your Guaranteed
Lifetime Income each contract anniversary with
a potential Step Up Benefit based on the current
Account Value.
Account Value Growth
Your Account Value growth is tied to your strategy
interest credits. How interest is credited depends
on the strategies you choose. Your choices include:
	 •	Indexed Crediting Methods – Interest is credited 	
	 each contract anniversary based on the sum of the 	
	 changes in the S&P 500® Indexed strategies that 	
	 you chose, where the positive percentage changes 	
	 in each month are limited to a predetermined 	
	 index cap.The monthly index cap is declared in
	 advance and is guaranteed for the entire contract 	
	year.
	 •	 Fixed Account – Interest is credited daily
	 based on a specified interest rate. The specified
	 rate is declared in advance and is guaranteed for
	 the entire contract year, but will never be less 	
	 than the minimum guaranteed annual fixed
	 account interest rate described in the contract.
How it
Works
Purchasing an IncomeMax™ structured income
product by GenSource
Upon issue, your Guaranteed Lifetime Income
Value is equal to 130% of the Account Value,
investment received.
Guaranteed Lifetime Income Value Growth
Your Guaranteed Lifetime Income Value is
guaranteed to grow at the rate of 5% per year
or equal to the Account Value, whichever is
greater, which is calculated and determined
each contract anniversary for the first ten years,
or until your first withdrawal. After that time,
the Guaranteed Lifetime Income Value will no
longer be credited the guaranteed 5% annually,
but may continue to be linked to the Account
Value for purposes of determining the Guaran-
teed Lifetime Income Value and is not available
on cash
Activate
Your Guaranteed Lifetime
Income Payments
On the day you choose to exercise your Guaranteed
Lifetime Income Payments, GenSource will determine
the maximum amount of income you can withdraw
from your contract every year going forward. To activate
this benefit you must be 59½ years old and you must
be beyond the first contract year.
Your Guaranteed Lifetime Income Payment will be
equal to the greater of the Account Value or the
Guaranteed Lifetime Income Value, multiplied by
the Guaranteed Lifetime Income Payment Factor on
the date you choose to exercise the benefit.
Guaranteed Lifetime Income Payment Factor:
	 •	 7% of the Guaranteed Lifetime Income Value for 	
			 your lifetime plus a 3% annual cost of living
			 increase.
	 •	 7% of the Guaranteed Lifetime Income Value for 	
			 your spouses lifetime plus a 3% annual cost of
			 living payment increase (3% is added to the
			 payments not the Income Value).
	 •	 3% of the Account Value as a death benefit
			 payable over a defined term specified by
			 GenSource at the time of claim, in the form
			 of income payments until the balance of the
			 Account Value reaches zero. The enhanced
			 death benefit rider includes an additional 2%
			 cost of living increase on the payments not the
			 income, account or death benefit values.
Even after electing to begin receiving your Guaranteed
Lifetime Income Payments, your Account Value contin-
ues to receive interest credits. You also maintain control
of all the Guaranteed Lifetime Income and Account
Values crediting method strategies. In addition, your
contract continues to provide death benefit protection
for your beneficiaries equal to the Account Value for the
standard death benefit and the Account Value plus 5%
annually for each year prior to the first withdrawal for
the enhanced death benefit rider.
Whether maximizing
your income in
retirement or simply
looking for another way
to make your income last,
GenSource offers flexible
and reliable options
that can help.

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GENSOURCE BROCHURE - READER SPREAD

  • 1. GenSource IncomeMaxTM Generating Resources for Life Important Disclosures Please note the likelihood of obtaining value from the IncomeMax Enhanced Death Benefit rider decreases as issue ages increase. In order for owners issue age 75 and above to benefit from this rider, the interest credited to your accumulation value must be significantly less than would have been credited based on historic averages. GenSource Financial Assurance Company, L.L.C. is a Special Purpose Vehicle Delaware corporation offering a contractrual source of income to its clients by means of securitized annuitization. Depending on your age and the interest credited to your accumulation value, deferring your income stream may significantly reduce the likelihood of obtaining value from the GenSource IncomeMax Guaranteed Lifetime Income Payment. 1 The Fidelity Research Institute, March 2007 2 Employee Benefit Research Institute and Matthew Greenwald & Associates, Inc., 2007 Retirement Confidence Survey 3 Annuity 2000 Mortality Table, Society of Actuaries GenSource
  • 2. Trust GenSource to generate the maximum amount of income With GenSource you can be Confident your security comes first. We are proud to have been trusted for years by those who have placed their trust in GenSource to help them protect their families’ financial futures. GenSource has built its reputation through Years of quality, service and reliability. What’s in your Future? A second home on the lake? A trip around the world? The future can be full of opportunities when you start planning now. That’s where a securitized structured stream of income from GenSource Financial Assurance Corporation, L.L.C. (GenSource) comes in. With GenSource IncomeMax™, you can be confident knowing that you’re getting the most income out of the resources that you’ve acquired to take advantage of all the opportunities you’ve envisioned for tomorrow. And with IncomeMax™ you retain control of your savings. You are guaranteed an annual income that is not only guaranteed for life, but is also guaranteed to grow each year to protect you and your family’s financial futures against inflation that will last for as long as you live, providing peace of mind for a secure finan- cial future, while still leaving an inheritance for your children. Whether planning for retirement or simply looking for another way to save, IncomeMax™ offers maximum and reliable income that can help you realize your dreams. GenSource has consistently been recognized for financial strength. This means you can count on GenSource when it matters most. The Future can be full of opportunities when you start planning now. That’s where a fixed indexed annuity from GenSource comes in.
  • 3. Prepare for the Future Growing and securing your retirement nest egg is an ongoing battle. There are many challenges you will face when maximizing your retirement savings, and without proper financial planning, external factors can negatively impact the value of your hard-earned savings. Taxes – Taxes on interest earnings decrease the real return on your retirement accounts. Inflation – Inflation, coupled with taxes, reduces the future purchasing power of today’s savings, creating uncertainly that your current standard of living can be continued throughout your life. Longevity Risk – Outliving your income can be a real concern as you plan for your retirement, due in part to medical advances and active, healthier lifestyles. Economic Risk – Future negative, economic circumstances could irreparably harm your retire- ment accounts, increasing the risk of insufficient income to support your standard of living. Fortunately, financial products are now available to help you address these risks. Structured income products offer guaranteed and increasing income for life, customized to meet your specific needs. Consider IncomeMax A Structured Income Vehicle You have many choices to make when planning your financial future, with savings products offering varying degrees of security, growth and flexibility. A structured income product provides a variety of benefits you may not find with tradi- tional savings methods. Advantages include: • Guaranteed income for life with increases • Principal protection against economic downturns • Tax-deferred growth • Flexible and income options to meet your retirement needs • Protected income death benefit for designated beneficiaries With GenSource you have the opportunity to build a secure and flexible retirement plan that allows you to live your retirement on your terms. IncomeMax is a structured income product designed to maximize your retirement income, keep pace with inflation and secure your financial future. Discover the benefits: • Target your retirement savings for potential growth tied to the S&P 500® Index and tax-deferred interest earnings. • Protect against potential stock market-related loss and guarantee that your money will be there for you and those you love. • Take control of access to your money, because just as in years prior, plans can change in retirement.
  • 4. IncomeMax™ offers you the opportunity to maximize your lifetime income from your re- tirement assets at a better interest rate than traditional savings options, while still providing protection against financial market declines. The following factors will work to maximize your retirement income: • Tax Deferral: Your Contract Value grows on a tax-deferred basis. This means you pay taxes on your earnings only when you take withdraw- als, allowing you to benefit from tax-deferred compounding interest. Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% federal tax penalty if taken prior to age 59½. • Account Strategies: Premiums can be allocated to your choice of two strategies; one fixed account strategy based on the S&P 500® Index. The Fixed Account Strategy guarantees a specified interest rate that is reset each contract year, giving you the comfort of knowing exactly how much growth will occur. The Indexed Accounts Strategies give you a menu of Monthly strategy crediting methods to choose from based on the S&P 500® Index, a highly re- garded benchmark of stock market performance. The caps reset each contract year. By utilizing an Indexed Account Strategy you have the potential for growing your savings at a better interest rate than with traditional savings options. Growth Maximize your retirement potential Protection Providing financial security and peace of mind IncomeMax™ offers you principal protection; positive interest earnings and death benefit proceeds for loved ones. • Principal Protection: 100% of the money with which you invest is credited immediately to your Account Value. This money (less withdrawals, withdrawal charges and rider charges) is 100% guaranteed if held to the end of the withdrawal charge period (10 full years). • Death Benefit: Your beneficiaries are eligible to receive a death benefit equal to the full Account Value, without incurring any withdrawal charges. The standard death benefit allows your beneficiaries to receive a stream of guaranteed income payments over a specified period of time. Optional Riders: • Increased Death Benefit Guarantee Rider: You also have the option to guarantee that your death benefit is equal to no less than your initial premium paid less withdrawals, plus 5% increase on the Account Value less withdrawals. Increased Death Benefit Guarantee Factor increases until the tenth contract anniversary, or until you reach age 85, whichever comes first.² Included Waiver Riders: • Nursing Home Waiver Rider³: At any time on or after the first contract anniversary, if you should become confined to an approved nursing facility for at least 60 consecutive days, you will immediately receive an automatic 10% increase on your income payments. • Terminal Illness Waiver Rider: Should you suffer from a terminal illness, your income payments will automatically be increased by 20% at no charge or penalty to you. *Death Benefit Rider may be added at issue only for an annual charge. Available for issue ages 0-75. The standard death benefit allows your beneficiaries to receive the full Account Value as a guaranteed stream of payments over a specified period of time.
  • 5. You have the ability to secure a lifetime annual income, while maintaining access to your money, should your future plans change. Control Flexibility in accessing your funds IncomeMax™ ensures you stay in control of your money. You have the ability to secure a guaranteed lifetime income, while maintaining access to your money, should your future plans change. • Withdrawal Priviledges: You can access your money by making a withdrawal at any time. You may also withdraw some money without incurring withdrawal charges. The free withdrawal amount is the greater of: • Death Benefit: Your beneficiaries are eligible to receive a death benefit equal to the full Account Value, without incurring any withdrawal charges. Both death benefits allow your beneficiaries to receive guaranteed payments over a specified period of time. - 10% of Account Value after the first contract year, except in year of full surrender. - Any Required Minimum Distribution (RMD) imposed by the IRS on this contract. You may withdrawal in excess of your guaranteed lifetime income payments, up to 10% of the Account Value twice without penalty. Any amount above the guaranteed life- time annual income benefit, but up to the 10% annual free withdrawal amount shall incur 15% surrender charge penalty, eliminate the enhanced death benefit and cause a recalculation of guaranteed lifetime income payments. All death benefit riders shall be eliminated upon a third request to withdraw any amount in excess of the guaranteed lifetime income payment. Carefully review your contract when con- sidering withdrawing money in excess of your guaranteed lifetime income amount and the effect it will have on your future income needs. • Guaranteed Lifetime Income Payments: At any time after you reach 59½ (and after the first contract year), you can take advantage of the Guaranteed Lifetime Income Payments. This provides a guaranteed annual income for as long as you and your spouse live, even if your Contract Value falls to zero (assuming excess withdrawals do not exceed the Guaranteed Lifetime Annual Income.) Guaranteed Lifetime Income Payments IncomeMax™ offers you maximum guaranteed lifetime income three ways. • First by adding an immediate 30% bonus day one onto the initial contribution received which is applied to the Guaranteed Lifetime Income Value. The Guaranteed Lifetime Income Value is not your account value and is the value used to determine your guaranteed lifetime income payments for future income and is not available on cash surrender. The income bonus does not apply to the Account Value or death benefit. • Includes a guaranteed 5% annual accumula- tion on the Guaranteed Lifetime Income Value at each contract anniversary for the first 10 years, or until the date you activate the benefit if earlier. The annual accumulation rate does not apply to the Account Value or death benefit. • Provides a Guaranteed Lifetime Income paid out at a distribution rate of 7% for both yours and your spouses lives even if the Account Value falls to zero, making it retirement income that you cannot outlive (assuming annual excess withdrawals do not exceed your Guaranteed Lifetime Income). • The Guaranteed Lifetime Income is equal to the greater of Your Account Value or your Guaran- teed Lifetime Income Value (whichever is greater) multiplied by 7% plus an annual 3% increase on your payments to keep up with inflation starting the day you activate the payments any time after the first anniversary year. • Your Account Value continues to receive interest credits even after you begin your guaranteed lifetime income payments offering you the potential to increase your Guaranteed Lifetime Income each contract anniversary with a potential Step Up Benefit based on the current Account Value.
  • 6. Account Value Growth Your Account Value growth is tied to your strategy interest credits. How interest is credited depends on the strategies you choose. Your choices include: • Indexed Crediting Methods – Interest is credited each contract anniversary based on the sum of the changes in the S&P 500® Indexed strategies that you chose, where the positive percentage changes in each month are limited to a predetermined index cap.The monthly index cap is declared in advance and is guaranteed for the entire contract year. • Fixed Account – Interest is credited daily based on a specified interest rate. The specified rate is declared in advance and is guaranteed for the entire contract year, but will never be less than the minimum guaranteed annual fixed account interest rate described in the contract. How it Works Purchasing an IncomeMax™ structured income product by GenSource Upon issue, your Guaranteed Lifetime Income Value is equal to 130% of the Account Value, investment received. Guaranteed Lifetime Income Value Growth Your Guaranteed Lifetime Income Value is guaranteed to grow at the rate of 5% per year or equal to the Account Value, whichever is greater, which is calculated and determined each contract anniversary for the first ten years, or until your first withdrawal. After that time, the Guaranteed Lifetime Income Value will no longer be credited the guaranteed 5% annually, but may continue to be linked to the Account Value for purposes of determining the Guaran- teed Lifetime Income Value and is not available on cash Activate Your Guaranteed Lifetime Income Payments On the day you choose to exercise your Guaranteed Lifetime Income Payments, GenSource will determine the maximum amount of income you can withdraw from your contract every year going forward. To activate this benefit you must be 59½ years old and you must be beyond the first contract year. Your Guaranteed Lifetime Income Payment will be equal to the greater of the Account Value or the Guaranteed Lifetime Income Value, multiplied by the Guaranteed Lifetime Income Payment Factor on the date you choose to exercise the benefit. Guaranteed Lifetime Income Payment Factor: • 7% of the Guaranteed Lifetime Income Value for your lifetime plus a 3% annual cost of living increase. • 7% of the Guaranteed Lifetime Income Value for your spouses lifetime plus a 3% annual cost of living payment increase (3% is added to the payments not the Income Value). • 3% of the Account Value as a death benefit payable over a defined term specified by GenSource at the time of claim, in the form of income payments until the balance of the Account Value reaches zero. The enhanced death benefit rider includes an additional 2% cost of living increase on the payments not the income, account or death benefit values. Even after electing to begin receiving your Guaranteed Lifetime Income Payments, your Account Value contin- ues to receive interest credits. You also maintain control of all the Guaranteed Lifetime Income and Account Values crediting method strategies. In addition, your contract continues to provide death benefit protection for your beneficiaries equal to the Account Value for the standard death benefit and the Account Value plus 5% annually for each year prior to the first withdrawal for the enhanced death benefit rider. Whether maximizing your income in retirement or simply looking for another way to make your income last, GenSource offers flexible and reliable options that can help.