1. Group Benefits – What Keeps You Up At Night?
How are you staying up to date on Healthcare Reform and its effect on your business?
Do you know what taxes and fees will be assessed to you based on your benefits choices?
Are you providing the correct notices based on the regulations effective September 23, 2010?
Do you understand how the Reform will impact you and your employees both short and long term?
Are you certain that your benefits package is compliant currently?
Are you in compliance with all 41 unique requirements of a typical benefits package?
Is your Section 125 plan set up correctly and have you updated your SPD accordingly?
Do you have to file a 5500 and who is helping you prepare and complete it annually?
Is the money you spend on employee benefits used as efficiently as possible?
As the economy continues to change are you staying within industry trends in terms of package
offerings?
Can you be more creative with how you share cost with employees so no one employee is
overburdened?
Have you been educated on Consumer Driven Health Care and how it could help control costs?
Do you know how to structure your medical plan to reduce premiums and control cost long term?
Do you know the difference between all of the funding vehicles currently out there – HSA, HRA,
FSA, etc.?
How are employees educated about the inherent value in the benefit programs you provide?
Do employees realize how big a part of their compensation packages benefits are?
Have employees been made aware of the discounts and added values included in every benefit
program?
Are the benefits consolidated and presented annually in a way that is easy for employees to
understand?
What about my other offices domestically and abroad – what can I do for those employees?
Does your broker have the scope and resources to properly service your multiple locations?
How do you protect employees when traveling nationally and internationally?
Do you have programs in place for local nationals and ex-pats in your international locations?
Partnering with Lenox Advisors allows you to work with knowledgeable, experienced professionals who
can help you develop and manage every aspect of your benefits package. By becoming an extension of
you and your company, we help you become more strategic (and less administrative), allowing you to
focus on your other responsibilities.
Lenox Advisors. Integrating financial security into financial success.
Learn more at www.lenoxadvisors.com
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