This document provides a summary of Stephen J. Rutter's extensive career experience in financial technology spanning over 40 years. He has held many senior level positions at major financial institutions in both the UK and US, including JPMorgan Chase, American Express, Lloyds Bank, and Nordic Bank. The summary highlights his deep experience managing technology for capital markets businesses and supporting a wide range of financial products.

1. Stephen J. Rutter 9/28/2016
203 – 912 – 2478 (c)
203 - 329 - 7992 (h)
Over 40+ years in the financial industry, held many positions in UK and USA, retired from JPMorgan
Chase in Dec 2015.
Attained real estate license in March 2016 for Fairfield County , CT.
Deep experience and knowledge in the management of technology for the Financial sector
(Lloyds Bank, American Express and JPM Chase).
Supported a wide range of products for Capital Markets business.
Extensive system integration experience having been part of the following mergers:
Amex/Shearson Lehman, Chase/Chemical, Chase/JPM, Chase/Bank One.
Work Experience:
Jan 2010 to Dec 2015 – Executive Director JPM Chase (Technology)
Responsible for a team of developers/business analysts in support of the Alternatives business (Hedge
Funds/PE), covers all applications, front end (trade capture), middle office, accounting, reporting and
risk.
Dec 07 to Dec 2009 SJR Consulting/JPM Hedge Fund Services
● Project management for OTC roadmap. Automation of trade capture, accounting, settlement and
confirmation processing for Option based/Swap based instruments. Successfully completed Equity
Options, CDS, IRS/TRS/CFD.
● Project management - on boarding of major new client to the Hedge Fund services platform.
Analysis of client’s requirements for trade capture, accounting, settlement and cash instructions,
provision of monthly NAV, plus integration of loan processing platform. (WSO to Advent/Geneva
package).
May 06 to Sept 07
Eikos Partners
● Formed a partnership with 3 other business colleagues to provide consultancy to Capital Markets
Firms.
● Offerings included: strategic business analysis, project management, technology reviews,
infrastructure management, application portfolio analysis, architecture reviews, SOA and .NET
March ’01 to Dec ‘05​ JPMorgan Chase Bank, New York
Managing Director, CTO Rates & Market Risk
● Working directly for the CIO of the Investment Bank, had responsibility for ongoing support and
investment initiatives for the Fixed Income business globally​.
● Products covered FX, FXOptions, Commodities, Exotics, Swaps and Fixed Income. All aspects of
the technology lifecycle from plan through build and operate. Applications managed used by
traders, middle office, settlements and accounting functions (pre-trade, trade capture and
post-trade activities). Team size of over 800 staff.
● Responsibility for the Back Office processing platforms for IB covering all derivative products
(Rates/Credit & Equities), FX FXO & Commodities and Fixed Income for North America Rates.
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2. ● Responsible for support/development of VARS Market Risk System supporting Daily Market Risk
valuations for JPMorgan Chase.
July ’99 to March ’01 Chase Manhattan Bank, New York
Vice President, Global Technology
● Responsible for application set supporting the IB America Capital Markets, 3 primary lines of
business -Global Trading, US Securities and Domestic Treasury.
● Managed 2 enterprise wide systems – GlobalNet (Cross product Credit) and VARS (Market Risk).
● Staff of approximately 180 people, all based in NY. The systems supported all Front Office/Middle
Office functions such as Pricing, Trade capture, Position monitoring/Risk calculations, Market data,
Electronic exchanges, and Web-based products and typically performed in a client server mode
(Oracle/Sybase, NT front end).
● Co-managed the technology group supporting the Ecommerce activities for Global Markets.
Web-based projects to support trade capture, research information and various analytical routines
for client driven business.
Jan ’98 to June ’99 Chase Manhattan Bank, New York
Vice President, Global Technology
● Moved to a full time position working for the Head of Architecture and Infrastructure. I also retained
responsibility for the Credit Risk and Market Risk systems.
● Responsible for global coordination of project plans covering areas such as NT rollout, Unix
upgrades, Office 97 rollout, Market data projects, implementation of new server hardware/software,
XML messaging, Message router, ASAP messaging and CORBA standards (Architecture).
● Main function of the position was to coordinate amongst the various groups that worked for the
Infrastructure/Architecture group (450 people worldwide) plus creating “handshakes” with the
application development groups.
March ’95 to Dec. ’97 Chemical Bank, New York
Consultant, Global Bank Technology
● Assisted and advised in merger-related activities for the FX/IRMG business (FX and Derivatives) to
ensure coordination of project plans globally. This was to enable the new organization to function
from Day 1 of merger date. (Chemical/Chase) This included front office and mid/back office trading.
● Risk systems – Hired as a consultant to advise and co-managed a new system intended to capture
all outstanding transactions for the Global Bank and report Credit Risk information on a daily basis.
System was client server based using Oracle/NT.
October ’84 to Feb. ’95 ​American Express Bank, New York
Senior Director, Global Systems
Apr. ‘93 to Feb. ’95 Global Treasury
● Responsible for the support and development of technology for Global Treasury division.
● Successfully implemented a system to handle the front-end trading and back office processing for
FX and Money Market activities. Installed in New York, London, and Singapore using client/server,
LAN based, C+ environment.
● Installed a vendor package to handle Derivatives for Singapore and London trading business.
July ’88 – April ‘ 93 Western Hemisphere, American Express New York
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3. ● Responsible for the range of applications supporting : Private Banking, Commercial Banking,
Treasury and HQ (Finance, Human Resources). Managed a staff of 41, with skill sets covering
programming, analysis, and design. Technologies used IDMS, COBOL, NOMAD, C, SQL
● Replacement of all APL based systems to NOMAD for the Finance dept. for worldwide consolidation
of Trial balances (legal level), Budgets and Cash flows. Installation of a new vendor supported
General Ledger Package.
● Implemented a new system designed to capture data from the Bank’s back office systems to enable
the Private Banking division produce management reporting and marketing information at a Client
relationship level, cost center level and team level.
● Implemented a full reporting analysis package to enable senior management to track worldwide
costs for the Global systems department, together with allocation of the costs to the various
businesses lines in the Bank.
Oct. ’84 – July ’88 Financial Administration/HQ, American Express New York
● Reporting directly to the CFO, responsible for organizing the ongoing change and development for
the Bank’s major reporting systems, both at legal level and management reporting level. Managed
a staff of 8, with skill sets in business analysis and design.
● Installed a client profitability system designed to track revenue and cost by client at the Bank’s major
locations. Installed in New York, London, Frankfurt, Singapore, Zurich, and Hong Kong. This
included a unit cost model designed to calculate transaction costs of products as marketed by the
relationship managers.
● Installed a new financial consolidation system based on NOMAD, enabling the Bank to consolidate
40 countries to both legal and management level results.
Nov. ’82 – Oct. ’84 ​Lloyds Bank International, New York
Vice President, Computer Services
● Responsible for the ARBAT Banking systems in the US, with heavy emphasis on the US Accounting
project. Managed a staff of 13, including analysis and programming. The US Accounting project
was based on the implementation and further enhancement of the ARBAT Banking package.
Jan. ’76 – Nov. ’82 ​Nordic Bank Limited, London
Manager, Computer Services
● Responsible for group systems covering London, Singapore and Hong Kong. Technology used was
based on the ARBAT Banking package. Managed a staff of 16.
● Installed the ARBAT Banking system to cater for the expansion of the Bank’s business worldwide.
This included FX, Money Market, EuroBonds, Commercial Lending and management reporting.
Jointly developed, with vendor, a full commercial Loans module. Installed a SWIFT message
system.
Sept. ’72 – Jan. ’76 Burroughs Machines Ltd., London
Account Representative
● Marketing to the Banking industry.
● Education: ​Hull University, England, Bachelor of Science, Economics Graduate, 1972.
● Nationality: ​American
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