The document is a newsletter from The Horton Group providing updates on healthcare reform and employee benefits topics. It includes summaries of reports on rising healthcare costs, reasons for high US healthcare spending compared to other countries, and a study finding that over half of individual health plans would not meet requirements under the Affordable Care Act. It also lists upcoming topics to be covered in future issues such as prescription drug trends, worksite wellness initiatives, industry news, and notification of upcoming workshops. The newsletter seeks to help clients reduce costs and complexity in healthcare.
This presentation discusses the impact of health reform. It begins by defining the problem, then provides an overview of legislation and the impact on business. It provides a contrarian view of the subject and explains why health reform is really insurance reform. It also introduces the concept of consumer sovereignty,
SHADAC Deputy Director Julie Sonier presents to three committees of the Minnesota House about the short-term impacts of federal health reform on Minnesota.
2 health systems advancing population health via collaborationGrant Thornton LLP
Improving community health as a fundamental mission for nonprofit hospitals and health systems, and measuring the impact were described by two local leaders and the leader of a study of collaborations.
Achieving Universal Coverage through Comprehensive Health Reform: The Vermont...soder145
Presentation by Ronald Deprez at the AcademyHealth Annual Research Meeting adjunct State Health Research and Policy Interest Group meeting panel, "Early Results from the State Health Access Reform Evaluation (SHARE) Program," Chicago, IL, June 27 2009.
Financing Healthcare: Weighing the optionsCFHI-FCASS
This presentation was given by Alexandra Constant, CHSRF's Senior Economic Specialist, to participants at CHSRF’s stakeholder event held in Ottawa on May 31, 2011.
This presentation discusses the impact of health reform. It begins by defining the problem, then provides an overview of legislation and the impact on business. It provides a contrarian view of the subject and explains why health reform is really insurance reform. It also introduces the concept of consumer sovereignty,
SHADAC Deputy Director Julie Sonier presents to three committees of the Minnesota House about the short-term impacts of federal health reform on Minnesota.
2 health systems advancing population health via collaborationGrant Thornton LLP
Improving community health as a fundamental mission for nonprofit hospitals and health systems, and measuring the impact were described by two local leaders and the leader of a study of collaborations.
Achieving Universal Coverage through Comprehensive Health Reform: The Vermont...soder145
Presentation by Ronald Deprez at the AcademyHealth Annual Research Meeting adjunct State Health Research and Policy Interest Group meeting panel, "Early Results from the State Health Access Reform Evaluation (SHARE) Program," Chicago, IL, June 27 2009.
Financing Healthcare: Weighing the optionsCFHI-FCASS
This presentation was given by Alexandra Constant, CHSRF's Senior Economic Specialist, to participants at CHSRF’s stakeholder event held in Ottawa on May 31, 2011.
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Une réflexion sur la collaboration comme moyen d'innovation. Présenté dans le cadre des Rendez-vous 2011 des professionnels montréalais en entrepreneuriat. J'y explique le modèle derrière les initiatives comme StartupCamp et Startup Festival (entre autre).
Final ProjectThe major written assignment, a Health Policy Ana.docxvoversbyobersby
Final Project
The major written assignment, a Health Policy Analysis, is due in Week Six. Completion of this paper will involve research utilizing selected websites and the Ashford Online Library.
You are employed as an analyst in a state governor’s office and have been asked to write a 15 to 20 page health policy analysis. Your analysis will include the following;
1. Problem Statement: A one to three sentence question in which you succinctly identify a health-related problem. Do not include any recommendations in your problem statement, but rather phrase your problem statement so that it lends itself to an analysis that considers several options.
2. Background: Explain why the problem has been selected for analysis. Provide statistics and background data to document the scope and nature of the problem.
3. Landscape Identification: Identify the key stakeholders and the factors that must be considered e.g. political, social, economic, practical, and legal factors when analyzing the problem. For each factor, your analysis should discuss relevant views of the identified stakeholders. You may organize this section by stakeholder or by factor. Some stakeholders may not have relevant views for all of the factors, but each stakeholder must be addressed as often as necessary to convey their policy position. The tone of the landscape section should be neutral and objective.
4. Alternatives Section: Provide three to five options to consider. This section is not just a statement of choices, but an analysis of each alternative by stating the positive/negative and pro/con aspects of pursuing each option. Analyze all your options equally, and avoid providing more detail for the option you plan to recommend. This section should be completely objective. In completing your alternatives section, you may wish to utilize any of the following criteria in your analysis: cost, cost-benefit, political feasibility, legality, administrative ease, fairness, timeliness, targeted impact. Identify and evaluate the impacts of these processes e.g. persons served, lives saved, hospital days avoided, people screened.
5. Side-by-side Tables of the Alternatives: Create descriptive or analytic tables of your alternatives in which you summarize key information. A descriptive table would provide a description of each option but not provide any analysis. An analytic table would assess the option based on the criteria chosen. Make sure to clearly label your tables.
6. Recommendations: Select one of your alternatives, and clearly differentiate it as the best option, making sure to provide a detailed explanation as to why it is preferred over the other options. Weigh the data/evidence and analyze it in terms of technical feasibility, political feasibility, or economic and financial viability. In addition, also identify what, if any, actions may be taken to mitigate or overcome the negative aspects of your selected recommendation. (You presented these in your Alternatives Secti ...
While the health care reform bill is a step in the right direction, medicare for all or single payer is what is really needed to control costs and insure all.
The Rising Costs of Medical Bills Vest 2017Cameron Leids
Medical Bills and Healthcare costs have been increasing. Vest walks you through the current trends across the industry and what needs to be done in order to combat them.
Essay On Health Care Reform
Essay on Quality Health Care
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Essay On Health Care
Tackling the Tough Topics: The public plan option, employer pay or play, and ...soder145
Presentation by Jean Abraham of the University of Minnesota at the Minnesota Senate Health and Human Services Budget Division hearing in St. Paul, MN, August 18 2009.
Discuss the following statement Health care costs are out of contr.docxrhetttrevannion
Discuss the following statement: “Health care costs are out of control in the United States, and increasing conflicts between employers and employees are likely as employers try to reduce their health benefits costs.
Your discussion is to be submitted in 12-point Times New Roman font using APA format with a minimum of two sources. Your primary post is due Wednesday by 11:59pm.
1st student response :(Supraja)
We all know that health care costs are climbing sky high in the united states and is at the brink of a huge crisis. The companies in the united states offer health care as benefit to the employees by paying the percentage of the health care leaving the rest to be paid by the employees.With the increase in the prices, it implies that the employers are now mandated to pay the huge amount.To avoid all these issues with the health care , there are few employers who do not even provide the health care benefits to the employees.From the current estimates based on the statistics it is predicted that the companies need to shell out 6.5% more to be able to afford health care to the employees.The employers have tried to handle this situation by making the employees pay more premium and also by limiting the insurances to very few which basically takes away the choice.This have in all resulted in increase in the amounts being paid for the health care but not the incomes of the employees. The employees are struggling to choose a better plan and often choose individual plans outside the employer if they are paying as much premium as the flexible plans.
References:
York JW, Lepore MR, Opelka FG, et al. A decade of decline: An analysis of Medicare reimbursement for vascular surgical procedures. Ann Vasc Surg 16(1):115–20. 2002.
Rice, Thomas & Rosenau, Pauline & Unruh, Lynn & Barnes, Andrew & Saltman, Richard & Van Ginneken, Ewout. (2013). United States of America: health system review. Health systems in transition. 15. 1-431.
2nd student response : (sudheer)
Employee health are relied upon to have an expansion in expense by five percent in 2020. Huge organizations are available to thoughts being talked about in Washington. One of these thoughts is passing medication value limits straightforwardly onto the laborers. Likewise, bigger organizations are increasingly open to the administration controlling wellbeing costs more, including growing Medicaid. Around 60% of businesses' arrangement to pass pharmaceutical limits down to laborers by 2022.This can bring about greater expense sharing premiums. In any case, it may likewise bring down over the counter expenses for remedies. Most businesses end up spread around 70% of wellbeing costs, which leaves representatives to cover around $4,400 in premiums and out-of-pocket costs. Wellbeing expenses have been rising twofold the measure of compensation raises and triple the measure of expansion. This expense is excessively high and will be exorbitant for a great many people. Numerous individuals ba.
Managed Care within Health Care covers a variety of information from nursing homes, policies, Medical, Medicare, out of pocket, and partial payment, management, contracts, government, and the Social Security State Fund. Within this working paper I will discuss a few of these mechanisms that are applied and utilized within ‘Managed Care’ today. A system within a system that brings in 25% of the United States debt.
Week #5-To Do List-CCHWeek 5 IntroductionIntroduction To Co.docxcelenarouzie
Week #5-To Do List-CCH
Week 5: Introduction
Introduction To Compliance Documentation & Reporting
Proper documentation is an inherent component of delivery of care, not an add-on. One of the oldest battles in healthcare is that between the hospital Medical Records department and the admitting Physician to complete necessary documentation for the Patient’s Chart. The most common cause of loss of admitting privileges has been from this source. This process has only become more important and necessary with the increasing recognition of the importance of proper documentation for legal and ethical defense purposes.
Documentation also serves a number of financial aspects of patient care delivery, including billing, grant writing for research projects, medical research to discover future tests, procedures, and cures, and funding for government supported agencies and programs.
Objectives
To successfully complete this learning unit, you will be expected to:
Identify the uses for health care documentation.
Learn the essential components of quality documentation.
Categorize the document guidelines under the federal False Claims Act.
Identify the documentation required for compliance under the Federal Stark Law.
List the aspects of documentation compliance with regard to electronic health records.
Identify the important issues regarding ethical coding practices.
Learn the most common illegal practices for HIM reporting.
Identify the key concerns under the federal False Claims Act that relate to reporting.
Determine the impact of the Physician Quality Reporting Initiative (PQRI) on HIM processes in physicians’ offices.
Identify the circumstances in which a health care professional is mandated to report a patient’s diagnosis.
Week 5: Discussion
Answer the following questions:
Review the various uses for health care documentation and discuss how each has an impact on the health care delivery system
Discuss procedures you might enact in your facility to avoid violating the False Claims Act
Discuss why physician offices should participate in PQRI
Week 5: Case Study Assignment
Please read and choose one of the following case studies:
Case study on page 111 of your textbook. (This Case Study is in the section for Securing EHR and starts with "NOTE: In each CMP (Civil Monetary Penalties) case resolved through a settlement agreement, . . . ")
Case study on page 127 of your textbook. (This Case Study is in the section for Phantom Patients and starts with "Two Charged in False Claims to Medicaid."
Case study on page 128 of your textbook. (This Case Study is in the section for Services not Performed and starts with "WASHINGTON—April 14, 2008—A board-certified radiologist, Fred Steinberg, M.D., his imaging centers . . ."
Case study on page 131 of your textbook. (This Case Study is in the section for Upcoding and starts with "July 2007: In Florida, a doctor was sentenced to 78 months in prison .
US Healthcare Reform Landscape - Addendum to June 2018 Presentation to the Ch...Dan Wellisch
This is an addendum to the June 2018 presentation (to the Chicago Technology For Value-Based Healthcare Meetup https://www.meetup.com/Chicago-Technology-For-Value-Based-Healthcare-Meetup/) containing interesting info. about what may replace the Affordable Care Act
Future Of Fintech In India | Evolution Of Fintech In IndiaTheUnitedIndian
Navigating the Future of Fintech in India: Insights into how AI, blockchain, and digital payments are driving unprecedented growth in India's fintech industry, redefining financial services and accessibility.
हम आग्रह करते हैं कि जो भी सत्ता में आए, वह संविधान का पालन करे, उसकी रक्षा करे और उसे बनाए रखे।" प्रस्ताव में कुल तीन प्रमुख हस्तक्षेप और उनके तंत्र भी प्रस्तुत किए गए। पहला हस्तक्षेप स्वतंत्र मीडिया को प्रोत्साहित करके, वास्तविकता पर आधारित काउंटर नैरेटिव का निर्माण करके और सत्तारूढ़ सरकार द्वारा नियोजित मनोवैज्ञानिक हेरफेर की रणनीति का मुकाबला करके लोगों द्वारा निर्धारित कथा को बनाए रखना और उस पर कार्यकरना था।
03062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
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27052024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
Welcome to the new Mizzima Weekly !
Mizzima Media Group is pleased to announce the relaunch of Mizzima Weekly. Mizzima is dedicated to helping our readers and viewers keep up to date on the latest developments in Myanmar and related to Myanmar by offering analysis and insight into the subjects that matter. Our websites and our social media channels provide readers and viewers with up-to-the-minute and up-to-date news, which we don’t necessarily need to replicate in our Mizzima Weekly magazine. But where we see a gap is in providing more analysis, insight and in-depth coverage of Myanmar, that is of particular interest to a range of readers.
role of women and girls in various terror groupssadiakorobi2
Women have three distinct types of involvement: direct involvement in terrorist acts; enabling of others to commit such acts; and facilitating the disengagement of others from violent or extremist groups.
31052024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
01062024_First India Newspaper Jaipur.pdfFIRST INDIA
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
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In a May 9, 2024 paper, Juri Opitz from the University of Zurich, along with Shira Wein and Nathan Schneider form Georgetown University, discussed the importance of linguistic expertise in natural language processing (NLP) in an era dominated by large language models (LLMs).
The authors explained that while machine translation (MT) previously relied heavily on linguists, the landscape has shifted. “Linguistics is no longer front and center in the way we build NLP systems,” they said. With the emergence of LLMs, which can generate fluent text without the need for specialized modules to handle grammar or semantic coherence, the need for linguistic expertise in NLP is being questioned.
ys jagan mohan reddy political career, Biography.pdfVoterMood
Yeduguri Sandinti Jagan Mohan Reddy, often referred to as Y.S. Jagan Mohan Reddy, is an Indian politician who currently serves as the Chief Minister of the state of Andhra Pradesh. He was born on December 21, 1972, in Pulivendula, Andhra Pradesh, to Yeduguri Sandinti Rajasekhara Reddy (popularly known as YSR), a former Chief Minister of Andhra Pradesh, and Y.S. Vijayamma.
‘वोटर्स विल मस्ट प्रीवेल’ (मतदाताओं को जीतना होगा) अभियान द्वारा जारी हेल्पलाइन नंबर, 4 जून को सुबह 7 बजे से दोपहर 12 बजे तक मतगणना प्रक्रिया में कहीं भी किसी भी तरह के उल्लंघन की रिपोर्ट करने के लिए खुला रहेगा।
1. "Be careful about reading health books. You may die of a misprint." ---Mark Twain
Mr. Twain's quote presents a good segue into my commentary....... You may have noticed a few months lapse in
my newsletter delivery. Concerned that healthcare reform news was drowning the market at such a rapid pace, I
chose not to fuel the fire on similar topics and certainly not get caught in sharing information unless through a
trusted source. Wrong information at this stage of the Health Care Reform process may not cause you to die, but
it could have a lasting impact on your benefit program, its perceived value, or cost a compliance penalty.
The Supreme Court is still tight lipped and there are too many speculations and predictions to share on which way
the healthcare market will go pending this decision, not to mention November's election.
I chose instead to research new material. A special request was made for information that can be shared (either
through link or cut and paste) on an employee level that can help communicate, educate, and build
better consumer-centric awareness needed to help control cost.
With that in mind I've added the topic "Know Your Employee Benefits" to the existing group:
Know Your Employee Benefits- Tips to become a better consumer of healthcare
Financial- Analytics, Trends, Surveys and Strategies
Legal- Compliance, Legislative Updates and Impacts
Human Resource Center- Benefit Trends: State and Federal Mandates
Worksite Wellness Initiatives-Trends in Employer Health Initiatives
Industry Spotlights- News impacting a specific industry
Horton Workshops- Notice of Train the Trainer Seminars and Webinars
I hope you find this month's issue and new format of interest.
Sincerely,
Mike
Our Mission: To Help Our Clients Drive Down Cost, Employer Workload and Anxiety
__________________________________________________________________________________________
ph: (708) 845-3126 • mike.wojcik@thehortongroup.com
2. Know Your Employee Benefits
10 Easy Ways to Stretch Your Health Care Dollars
To quote Benjamin Franklin, "An investment in knowledge pays the best interest." Since Health Insurance 101 is
not taught in school, at any academic level, we need to intervene. We can control the cost of healthcare far better
if employees understand how it works before a claim.
With that in mind "Know Your Employee Benefits" will feature key educational newsletters for you to share with
your employees.
This issue's feature, '10 Easy Ways to Stretch Your Health Care Dollars' reviews the following: Understand how
your benefit plan works; Use of in-network providers; Only go to the hospital emergency room for true
emergencies; Carefully check all medical bills; Live a healthy lifestyle; Make careful decisions about prescription
drugs and more. Click here for a copy.
Financial
Healthcare Costs for American Families in 2012 Exceed $ 20,000
Milliman, Inc. released their 2012 Health Index citing a typical American family of four receiving healthcare
through an employer-sponsored Preferred Provider Organization (PPO) plan costs $ 20,728 nationwide, in
Chicago, $ 23,551.
Some good news amongst the data was that the average increase this year was just below 7%, the lowest since
they started doing the analysis. Good as that is, by my calculations, inflating the $ 23,551 over the next 6 years at
7%, a family plan would have a projected premium of $ 35,343 which is $ 7,843 over the Cadillac tax threshold of
$ 27,500 due to start in 2018. The plan would be charged a non-deductible excise tax of $ 3,137 per family that
year.
For an overview of cost drivers, geographical cost differences, cost sharing and PPACA impacts, click here for the
full report.
Explaining High Health Care Spending in the United States
With Healthcare Reform at its midpoint of change and temporarily stalled by a Supreme Court intervention, many
are asking questions about what other countries do and how our costs compare.
A study worth the read was published by Commonwealth Fund, a private foundation aiming to promote high
performing health care with improved quality, better access and greater efficiencies.
ph: (708) 845-3126 • mike.wojcik@thehortongroup.com
3. A few key findings from the study titled: Explaining High Health Care Spending in the United States: An
International Comparison of Supply, Utilization, Prices and Quality include:
Healthcare accounts for 17% of the U.S. economy, compared with 12% or less in all other countries. It is
a key component in an industrialized country's economy providing a major source of employment for
highly skilled workers. In addition, product and technology innovation creates new markets.
In all industrialized countries with the exception of the United States, health care affordability is ensured
through universal insurance-based or tax-financed systems.
In the U.S. public funds provide insurance programs like Medicare, Medicaid and through a tax policy that
supports employer-sponsored health insurance, Veterans Health Administration and research by the
National Institute of Health.
U.S. health care spending is far greater than any other industrialized country, as much as 3 times the per
capita of Japan with far worse outcomes.
U.S. has a smaller elderly population and fewer smokers, but higher obesity rates. Prices for drugs, office
visits and procedures are highest in the U.S.
The U.S. has below-average supply and utilization of physicians and hospital beds. There are 2.4
physicians per 1,000 of population vs. as many as 3.8 in Switzerland and 4.0 in
Norway. Remarkably, Japan had the least number of physicians at 2.2 per 1,000 but also had the most
doctor consults with 13.2 per capita vs. 3.9 in the U.S.
For a copy of the full report click here.
Legal
Study Shows Individual Health Policies Don't Pass the Test
Assuming PPACA continues its course, the market will need to quickly prepare for the 2014 planning cycle with
one of the main issues being plan design requirements. The plans will need to pay at least 60 percent of
subscriber's health expenses and include "essential benefits", still to be finalized by most states, and maximum
out of pocket definitions on individual policies of $ 6,050 for individuals and $ 12,100 for families (defined by HSA
maximums).
As the market exists today, a recent study found that over 51% of all individual plans offered would not meet the
requirement for the state based Insurance Exchange. Group plans tend to be more generous in design so they
are not as much at risk. The study was conducted by The Commonwealth Fund, a New York research foundation
with lead author Jon R. Gabel from the University of Chicago.
PPACA will narrow the gap between individual and group benefit levels. Individual policies will become more
benefit-rich and cover more services than they do currently. The outcome however will mean higher costs.
Insurance premiums in the Insurance Exchange for individual policies will be considerably higher than they are
today. Until costs subside (a prediction suggested based on administrative savings due to a greater number being
insured) affordability could ultimately be a question of subsidies from the government or subsidies from one's
employer. To see a copy of the study click here.
ph: (708) 845-3126 • mike.wojcik@thehortongroup.com
4. Healthcare Reform News Alert
The Horton Group provides monthly State and Federal Legislative updates including recent rulings on Health
Care Reform (Patient Protection and Affordable Care Act- PPACA).
The current issue includes the following topics: FAQs on Summary of Benefits and Coverage (SBC); Final Rules
on Medical Loss Ratio (MLR) notices; New HSA Savings Account Contribution Limits for 2013; Calculating and
Paying the Comparative Effectiveness Research Fee and Guidance on Federally Facilitated Exchanges. For the
full newsletter click here.
Human Resource Center
Nine (9) Leading Trends in Rx Management
"Benefit providers are investing as never before to help people make better decisions to improve health
outcomes, save money and maintain robust benefits", according to a report from Express Scripts.
The Medco/Express Scripts report "9 Leading Trends in Rx Plans Management" states more than 75 percent of
plan sponsors say behavior-driven conditions are the greatest contributors to plan costs.
Last year non-adherence alone led to more than $317 billion of avoidable medical costs. Eliminating this cost
could have a major impact on Healthcare Reform.
With Pharmacy Benefits accounting for over 21% of overall healthcare costs, you will want to read this report,
click here
Worksite Wellness Initiatives
Americans Work Harder, are More Productive and Miss fewer Workdays.....
But only if you've adopted a Worksite Wellness Culture.
"Forty-one percent of workers agree that having a wellness program encourages them to work harder and
perform better at work", says a Harris Interactive Poll released by the Principal Financial Group. Also reported,
52% of workers (up from 37% last year) said they have more energy to be more productive at work by
participating in a wellness program. Another 35% (up from 28%) said they have missed fewer days of work by
participating in a wellness program.
To review other findings including: Wellness Benefits Employees Desire, Incentives, Program Outcomes and
more click here.
ph: (708) 845-3126 • mike.wojcik@thehortongroup.com
5. Industry Spotlights
Some Insurers Paying Patients Who Agree To Get Cheaper Care
In a release from Kaiser Health News: Anthem Blue Cross and Blue Shield has been testing a concept of
providing cash rewards for using lower cost providers. Individuals can receive $ 50 to $ 200 if they get a
diagnostic test or elective procedure at a less expensive facility than the one their doctor may have
recommended. The offer covers 40 services, from standard radiology tests such mammograms and MRIs to such
surgical procedures as hip and knee replacements, hernia repair, bariatric surgery and tonsillectomies.
Physician Salaries Drop This Year
According to an exclusive research report of over 24,000 physicians conducted by Medscape, an authority in the
medical field, 26% of U.S. physicians earned less this year compared with last year. Radiologist, Orthopedics and
Cardiologist still top the list.
The report also found increased dissatisfaction. If given a do-over, 54% of physicians said they would choose
medicine, down from 69% last year. Also, only 41% of physicians said they would choose the same specialty and
25% would choose the same practice setting, down from 50% last year.
To view Medscape's 2012 Physician Compensation Report to find out salaries by specialty and which specialties
are earning more this year click here.
This would probably not be a good time for the PPACA law to follow through on the scheduled 27% Doc Fix cut in
Medicare rates.
Horton Workshops
Horton Workshops are designed to keep busy professionals current on a range of insurance related topics. The
Horton Group engages some of the brightest minds in the country to help you fine-tune your professional skills
and assist in achieving your organizational goals. Our workshops are offered at several convenient locations
throughout the year. In addition, we can present these workshops at your company location or for your
association or trade group.
As always - if you would like to register for a webinar or workshop, please do so via the following link:
http://www.thehortongroup.com/Insurance_Workshops/
ph: (708) 845-3126 • mike.wojcik@thehortongroup.com