This document summarizes options for homeowners facing foreclosure, including working with lenders to modify loans or pursue alternatives like short sales. It outlines early warning signs of foreclosure like credit card debt or job loss. The key steps are acting quickly, prioritizing necessities, and avoiding scams while exploring options like forbearance, loan modifications, or short sales if underwater on your mortgage. The short sale process involves gathering financial documents and statements to present to the lender for their consideration.

1. Foreclosure Prevention Seminar Presented by The Roanoke Real Estate Team