Tech scouting in Banking & Insurance Project.pptxGiorgia Zunino
This is the final report for Mastre in Fintech and Digital Transformation at LUMSA about innovation team tech scouting for insurtech startups. The analysis process was set up in 5 different steps and worked as following:
Panoramic view of Insurance market and last years trends
Identification of needs and issue about Insurance market and what industry is working on
Selection of 4 startups which are working on technology related to insurance new waves
Description of the chosen startups and the tech features involved
Our consideration about different aspects improvements:
Proliferation of Smartphones and Rising Incidents of Cyberattacks are resulti...SG Analytics
However, the adoption of cloud-based cybersecurity products and the advent of IoT security across organizations is likely to create lucrative opportunities for the entire ecosystem; businesses, governments, and cybersecurity vendors.
Visit: https://www.sganalytics.com/blog/increasing-cyberattacks-resulting-in-a-demand-for-cybersecurity-solutions/
The document discusses various topics related to cyber insurance and cyber risks. It reports on startling cybercrime numbers from Australia's cybercrime reporting network, and how Lloyd's is appealing to brokers to help standardize cyber risk data collection. It also discusses how the Australian and US governments will strengthen their partnership to combat cybercrime, and predictions that cyber insurance in Asia will significantly increase in the next few years.
The Internet of Things: P&C Carriers & the Power of DigitalCognizant
The document discusses how the growing Internet of Things can impact property and casualty insurance carriers. It states that IoT sensors collecting data from connected devices can help carriers improve underwriting, pricing, risk management, loss prevention, claims handling, and customer retention. Specifically, IoT data allows carriers to better assess risk exposures, prevent losses through remote monitoring, develop new insurance products tailored to industries and risks, and create a more personalized customer experience across the entire insurance lifecycle.
The global cybersecurity market is expected to witness high adoption, owing to rapid digitalization, higher spending on information security, and the advent of 5G. Various industrial and commercial sectors are implementing cybersecurity solutions to safeguard their data. The market is anticipated to expand at a compound annual growth rate (CAGR) of 11.6% during the period of 2017 to 2022. Read More: https://www.researchonglobalmarkets.com/global-cybersecurity-market.html
You will be happy to know that this e-zine goes to more than seven thousand select security professional in the world as direct mail and is also placed in our web-site of ICISS. The link of the web-site is given below –
http://www.wix.com/sbtyagi/iciss
I actively encourage you to join ICISS Group at ‘LinkedIn’ and also
motivate other security professionals likewise. I am confident that by
becoming active member of the ICISS Group, not only you professionally will be benefitted; the profession itself will be benefitted by your active support and contribution. The link to the ICISS Group at LinkedIn is given below –
http://www.linkedin.com/groups?home=&gid=4413505&trk=anet_ug_hm
Tech scouting in Banking & Insurance Project.pptxGiorgia Zunino
This is the final report for Mastre in Fintech and Digital Transformation at LUMSA about innovation team tech scouting for insurtech startups. The analysis process was set up in 5 different steps and worked as following:
Panoramic view of Insurance market and last years trends
Identification of needs and issue about Insurance market and what industry is working on
Selection of 4 startups which are working on technology related to insurance new waves
Description of the chosen startups and the tech features involved
Our consideration about different aspects improvements:
Proliferation of Smartphones and Rising Incidents of Cyberattacks are resulti...SG Analytics
However, the adoption of cloud-based cybersecurity products and the advent of IoT security across organizations is likely to create lucrative opportunities for the entire ecosystem; businesses, governments, and cybersecurity vendors.
Visit: https://www.sganalytics.com/blog/increasing-cyberattacks-resulting-in-a-demand-for-cybersecurity-solutions/
The document discusses various topics related to cyber insurance and cyber risks. It reports on startling cybercrime numbers from Australia's cybercrime reporting network, and how Lloyd's is appealing to brokers to help standardize cyber risk data collection. It also discusses how the Australian and US governments will strengthen their partnership to combat cybercrime, and predictions that cyber insurance in Asia will significantly increase in the next few years.
The Internet of Things: P&C Carriers & the Power of DigitalCognizant
The document discusses how the growing Internet of Things can impact property and casualty insurance carriers. It states that IoT sensors collecting data from connected devices can help carriers improve underwriting, pricing, risk management, loss prevention, claims handling, and customer retention. Specifically, IoT data allows carriers to better assess risk exposures, prevent losses through remote monitoring, develop new insurance products tailored to industries and risks, and create a more personalized customer experience across the entire insurance lifecycle.
The global cybersecurity market is expected to witness high adoption, owing to rapid digitalization, higher spending on information security, and the advent of 5G. Various industrial and commercial sectors are implementing cybersecurity solutions to safeguard their data. The market is anticipated to expand at a compound annual growth rate (CAGR) of 11.6% during the period of 2017 to 2022. Read More: https://www.researchonglobalmarkets.com/global-cybersecurity-market.html
You will be happy to know that this e-zine goes to more than seven thousand select security professional in the world as direct mail and is also placed in our web-site of ICISS. The link of the web-site is given below –
http://www.wix.com/sbtyagi/iciss
I actively encourage you to join ICISS Group at ‘LinkedIn’ and also
motivate other security professionals likewise. I am confident that by
becoming active member of the ICISS Group, not only you professionally will be benefitted; the profession itself will be benefitted by your active support and contribution. The link to the ICISS Group at LinkedIn is given below –
http://www.linkedin.com/groups?home=&gid=4413505&trk=anet_ug_hm
This document is the April 2018 issue of VAR India magazine. It contains several articles about the data center market including how cloud computing is driving growth in the present data center market. It also includes articles on cybersecurity risks in the digital transformation age, Microsoft investing in IoT, and whether Google is acquiring Nokia's airborne broadband system. The magazine provides news and analysis for IT resellers and solution providers.
This document provides an overview of ISO/IEC 27001 certification from APMG. It discusses the benefits of ISO/IEC 27001 certification, which provides a framework for establishing an Information Security Management System. The certification helps organizations select suitable security controls, comply with regulations, and demonstrate mature governance. It also allows organizations to integrate information security with other management standards like ISO 9001 for quality and ISO 14001 for environmental management. The document recommends APMG's Foundation and Practitioner qualifications to understand and apply the ISO/IEC 27001 standard.
Technology and Innovation in Insurance– Present and Future Technology in Indi...Dr. Amarjeet Singh
Insurance companies are unique — most of their interactions with customers happen through an agent. In effect, a chunk of technology investment goes into improving agent experience. Insurers have developed systems to advise agents on products tailored for specific customers, depending on their history with the insurer and income band. Bajaj Allianz Life Insurance has a mobile app to hire agents. This helps in training, exams and licensing. It has brought on board 15,700 consultants digitally in the past year, cutting down processing time by half.
Insurers have launched mobile phone apps, making it easier for customers to transact with them. They are, slowly and surely, moving towards paperless claims as well. These are, however, only the first steps in digital transformation. Changing core systems is expensive and complicated. So, most transformation initiatives focus on improving systems of engagement with customers.
With the constant advancements and better use of digital tools in the last few years; most of these challenges seem to be addressed efficiently. While technologies such as Robotic Process Automation (RPA), Artificial Intelligence (AI), Block chain, and Advanced Analytics are working as promoters to enhance the importance of insurance, the insurers are working hard to create a more streamlined and integrated insurance system.
Future Risk: 12 Key Issues for Insurance in the Next DecadeFuture Agenda
The insurance sector is facing major change - from both within and outside. What will be the major shifts over the next decade that have greatest impact? As part of the World in 2030 project, this is an initial view of 12 major trends that will influence insurance globally - looking across data shifts, market trends and in-sector innovations.
What do you think? Which will have greatest impact? Will it be automatic insurance? or N=1 personalisation?
Let us know your views and we can include them in an updated foresight in the next month or so.
Get in touch via douglas.jones@futureagenda.org
For more on The World in 2030 see: https://www.futureagenda.org/the-world-in-2030/
The Singapore FinTech Consortium - Introduction to InsurTechFinTech Consortium
When you hear of “insurance”, the words “innovation” and “technology” would not come to mind intuitively – but they should now. At this day and age, insurance technology has the potential to affect nearly every essential insurance function, ranging from distribution methods to actuarial number crunching. InsurTech is now being implemented across every stage of the insurance value chain.
InsurTech 2016 Conference is a global gathering of the world's leading thinkers and doers in Insurance innovations and technology. It's a gathering of the planet's businesses, large and small, who are being impacted by new innovations to want to meet the demands of the insurance market.
This year, over 300 attendees will make the trip from all corners of the globe to hear from 80 industry thought leaders who will deliver the knowledge you're looking for to succeed in this arena.
InsurTech 2016 will assure that you meet the top insurance and technology professionals - leading 22 interactive and insightful sessions across all the insurtech spectrum, including:
Digital distribution channel
Blockchain
Data Analytics
Wealth Management
IoT & Telematics
Auto Tech
Health Tech & Wearables
Book your delegate ticket now for additional 15% Discount @ http://bit.ly/2bmXVxG
The document is a cyber security opportunity analysis report that examines trends in cyber security and evaluates Ireland's potential to become a leader in the cyber security field. Some of the key points summarized:
1) Increased regulation of data privacy and rising cyber crimes are major trends expected over the next five years, according to industry experts surveyed in the report.
2) Ireland is uniquely positioned to benefit from growing global investment in cyber security due to its existing tech sector strengths and growing cyber cluster.
3) The report finds that Ireland has significant potential to develop a cyber cluster and become a global leader in cyber security, an increasingly important industry.
The document discusses how technology is impacting the insurance sector. It begins with an introduction of Chedid Re, a reinsurance broker, and how they utilize technology. It then covers global trends in insurance technology, including blockchain and how it can improve processes. Artificial intelligence is discussed as it applies to claims processing, marketing and underwriting. The Internet of Things is presented and how it will generate data to impact pricing, distribution and underwriting. Regulations regarding technology are also mentioned.
CIR Magazine - Cyber Readiness, key to survivalMorgan Jones
Cybersecurity risks pose an increasing threat to organizations as technological change accelerates. A review of cyber attacks in 2019 found a rise in ransomware attacks that disrupted company operations. Looking ahead, emerging technologies like artificial intelligence could introduce new vulnerabilities if not properly governed. Experts call for increased international cooperation to address ongoing and future cybersecurity challenges posed by new technologies.
The document discusses how the Internet of Things (IoT) will disrupt the property and casualty (P&C) insurance industry through connected devices and sensors that generate vast amounts of data. It identifies opportunities for insurers, including using data to better understand customer risks and behaviors, improving core business models, and developing new customer value propositions. Insurers need to prepare for IoT by partnering with emerging companies, developing new offerings, and using data to differentiate themselves as the industry becomes more commoditized.
This document provides an overview of digital disruption in the insurance industry. It analyzes forces driving disruption like the Internet of Things, big data & analytics, sharing economy, and online intermediaries. These forces are transforming the industry and creating opportunities for new competitors. The document also examines how property/casualty and health insurance sectors will be affected. It argues that insurance companies must quickly adapt to remain competitive against new digital-native rivals. The future landscape may involve different types of ecosystems where insurers take on new roles like preventative risk advisors rather than just reactive claims payers.
REFASHIOND - State of Supply Chain 2022 FULL.pdfREFASHIOND
The Future of Global Supply Chains Has Never Looked More Promising
Supply chains around the world face a number of difficult and entrenched challenges: Geopolitical Hostilities; The Climate Crisis; Population Growth & Consumer Behavior. The daily drumbeat of news paints a depressing picture.
But, there’s a small, committed, tenacious, tireless, and obsessive group of builders, optimists, enthusiasts, rule-breakers, outsiders, and trouble-makers willing the supply chain networks, platforms, and ecosystems of our future into existence; refashioning them to be better for people, planet, and profits.
These are there stories.
The document discusses the key shifts underway in the insurance industry as it transitions to a digital model. Empowered consumers demanding personalized experiences, innovative competitors, and new technologies are driving insurers to move from a policy-centric model to one focused on the customer. Insurers must utilize data and analytics to develop new products that anticipate customer needs and can be purchased through any channel. They also need to build ecosystems of partners and modernize legacy systems to keep pace with these changes and remain competitive in the digital insurance landscape.
1. Smartphones have become the dominant internet device in the UK, used by 66% of people. The insurance industry could benefit from adopting mobile trends to better engage with customers.
2. Insurance companies should aim to be more customer-centric, engage in two-way dialogs, adopt agile models and increase awareness through personalized mobile content.
3. While insurance has traditionally been paper-based, mobile provides opportunities for customer insights, personalization, and social media engagement that companies should pursue.
Digital Forensics Market, Size, Global Forecast 2023-2028Renub Research
Global Digital Forensics Market is forecasted to hit US$ 13.93 Billion by 2028, according to Renub Research. The modern world has witnessed an increased dependence on the latest digital technology. With the widespread adoption of the internet, smartphones, social media platforms like Facebook, Internet of Things (IoT), GPS, fitness trackers, and even smart cars, it has become increasingly difficult for digital forensics investigators to retrieve digital data.
Quick Start Guide to IT Security for BusinessesCompTIA
IT security is constantly changing, which means it can be hard for businesses to keep up. This guide from CompTIA educates IT solution providers on the importance of providing clients with up-to-date IT security, identifies the risks of inadequate or poor security, and examines the technology shifts and factors affecting security in in the workplace.
Accounting for Cyber Risks - How much does Cyber actually cost the Industry?Jef Lacson
The document discusses how cyber risks are costly for the insurance industry. It provides statistics on the global costs of cybercrime and cyber security spending. While insurance can help mitigate some cyber risks, the full costs to the industry are difficult to quantify due to undetected breaches, slow-burn costs from attacks, and impacts on reputation. The insurance industry faces cyber risks both from covering policyholders and securing their own systems and data.
US House of Representatives Relies on Oxford BioChronometrics Study for HearingJeff Martinez
British cyber security firm's studies and statement used by Subcommittee on Digital Commerce to form official memorandum for its hearing on the digital advertising ecosystem.
This document contains a summary of articles from the (IN)SECURE Magazine issue for October/November 2016. It lists the editor and contributors and provides contact information. It then summarizes several articles:
1) It discusses an Online Trust Alliance report finding that most IoT device vulnerabilities could have been avoided through better security practices during development.
2) It summarizes updates to the PCI payment device security standard to require more robust protections against physical tampering and malware.
3) It provides projections for growth in the public cloud services market to $208.6 billion in 2016, with infrastructure as a service growing the most at 42.8%.
Dear Reader,
Welcome to the first edition of The Holography Times (THT) in year 2013.
This is our 20th edition and we would like to thank all our readers and members for overwhelming response and support.
We deeply valued the trust you have shown in us and ensure our endeavour to serve you better.
Currently brand owners / government authorities are facing problem in selection of authentication technologies. The International Standard Organisation (ISO) has solve the problem by releasing new standard ISO 12931 which provides the guidelines on how to protect brand and products from counterfeits.
Our current issue highlights on “Steps to identify authentication solutions to curb counterfeiting” along-with an article on ISO 12931. This issue also covers an interview of Mr. Anil Rajput, Chairman, FICCI CASCADE on anti-counterfeiting campaign running across the country.
Lastly on behalf of THT team, we look forward to 2013 with great hopes and wish all our reviewers, members, advertisers, advisers and above all, our readers a very happy and prosperous New Year.
C S Jeena
Editor
With its business changing and traditional work drying up, University of Minnesota Printing Services embarked on an ambitious self-evaluation project. The result is a new communications strategy, which will help guide the in-plant to future success
This document is the April 2018 issue of VAR India magazine. It contains several articles about the data center market including how cloud computing is driving growth in the present data center market. It also includes articles on cybersecurity risks in the digital transformation age, Microsoft investing in IoT, and whether Google is acquiring Nokia's airborne broadband system. The magazine provides news and analysis for IT resellers and solution providers.
This document provides an overview of ISO/IEC 27001 certification from APMG. It discusses the benefits of ISO/IEC 27001 certification, which provides a framework for establishing an Information Security Management System. The certification helps organizations select suitable security controls, comply with regulations, and demonstrate mature governance. It also allows organizations to integrate information security with other management standards like ISO 9001 for quality and ISO 14001 for environmental management. The document recommends APMG's Foundation and Practitioner qualifications to understand and apply the ISO/IEC 27001 standard.
Technology and Innovation in Insurance– Present and Future Technology in Indi...Dr. Amarjeet Singh
Insurance companies are unique — most of their interactions with customers happen through an agent. In effect, a chunk of technology investment goes into improving agent experience. Insurers have developed systems to advise agents on products tailored for specific customers, depending on their history with the insurer and income band. Bajaj Allianz Life Insurance has a mobile app to hire agents. This helps in training, exams and licensing. It has brought on board 15,700 consultants digitally in the past year, cutting down processing time by half.
Insurers have launched mobile phone apps, making it easier for customers to transact with them. They are, slowly and surely, moving towards paperless claims as well. These are, however, only the first steps in digital transformation. Changing core systems is expensive and complicated. So, most transformation initiatives focus on improving systems of engagement with customers.
With the constant advancements and better use of digital tools in the last few years; most of these challenges seem to be addressed efficiently. While technologies such as Robotic Process Automation (RPA), Artificial Intelligence (AI), Block chain, and Advanced Analytics are working as promoters to enhance the importance of insurance, the insurers are working hard to create a more streamlined and integrated insurance system.
Future Risk: 12 Key Issues for Insurance in the Next DecadeFuture Agenda
The insurance sector is facing major change - from both within and outside. What will be the major shifts over the next decade that have greatest impact? As part of the World in 2030 project, this is an initial view of 12 major trends that will influence insurance globally - looking across data shifts, market trends and in-sector innovations.
What do you think? Which will have greatest impact? Will it be automatic insurance? or N=1 personalisation?
Let us know your views and we can include them in an updated foresight in the next month or so.
Get in touch via douglas.jones@futureagenda.org
For more on The World in 2030 see: https://www.futureagenda.org/the-world-in-2030/
The Singapore FinTech Consortium - Introduction to InsurTechFinTech Consortium
When you hear of “insurance”, the words “innovation” and “technology” would not come to mind intuitively – but they should now. At this day and age, insurance technology has the potential to affect nearly every essential insurance function, ranging from distribution methods to actuarial number crunching. InsurTech is now being implemented across every stage of the insurance value chain.
InsurTech 2016 Conference is a global gathering of the world's leading thinkers and doers in Insurance innovations and technology. It's a gathering of the planet's businesses, large and small, who are being impacted by new innovations to want to meet the demands of the insurance market.
This year, over 300 attendees will make the trip from all corners of the globe to hear from 80 industry thought leaders who will deliver the knowledge you're looking for to succeed in this arena.
InsurTech 2016 will assure that you meet the top insurance and technology professionals - leading 22 interactive and insightful sessions across all the insurtech spectrum, including:
Digital distribution channel
Blockchain
Data Analytics
Wealth Management
IoT & Telematics
Auto Tech
Health Tech & Wearables
Book your delegate ticket now for additional 15% Discount @ http://bit.ly/2bmXVxG
The document is a cyber security opportunity analysis report that examines trends in cyber security and evaluates Ireland's potential to become a leader in the cyber security field. Some of the key points summarized:
1) Increased regulation of data privacy and rising cyber crimes are major trends expected over the next five years, according to industry experts surveyed in the report.
2) Ireland is uniquely positioned to benefit from growing global investment in cyber security due to its existing tech sector strengths and growing cyber cluster.
3) The report finds that Ireland has significant potential to develop a cyber cluster and become a global leader in cyber security, an increasingly important industry.
The document discusses how technology is impacting the insurance sector. It begins with an introduction of Chedid Re, a reinsurance broker, and how they utilize technology. It then covers global trends in insurance technology, including blockchain and how it can improve processes. Artificial intelligence is discussed as it applies to claims processing, marketing and underwriting. The Internet of Things is presented and how it will generate data to impact pricing, distribution and underwriting. Regulations regarding technology are also mentioned.
CIR Magazine - Cyber Readiness, key to survivalMorgan Jones
Cybersecurity risks pose an increasing threat to organizations as technological change accelerates. A review of cyber attacks in 2019 found a rise in ransomware attacks that disrupted company operations. Looking ahead, emerging technologies like artificial intelligence could introduce new vulnerabilities if not properly governed. Experts call for increased international cooperation to address ongoing and future cybersecurity challenges posed by new technologies.
The document discusses how the Internet of Things (IoT) will disrupt the property and casualty (P&C) insurance industry through connected devices and sensors that generate vast amounts of data. It identifies opportunities for insurers, including using data to better understand customer risks and behaviors, improving core business models, and developing new customer value propositions. Insurers need to prepare for IoT by partnering with emerging companies, developing new offerings, and using data to differentiate themselves as the industry becomes more commoditized.
This document provides an overview of digital disruption in the insurance industry. It analyzes forces driving disruption like the Internet of Things, big data & analytics, sharing economy, and online intermediaries. These forces are transforming the industry and creating opportunities for new competitors. The document also examines how property/casualty and health insurance sectors will be affected. It argues that insurance companies must quickly adapt to remain competitive against new digital-native rivals. The future landscape may involve different types of ecosystems where insurers take on new roles like preventative risk advisors rather than just reactive claims payers.
REFASHIOND - State of Supply Chain 2022 FULL.pdfREFASHIOND
The Future of Global Supply Chains Has Never Looked More Promising
Supply chains around the world face a number of difficult and entrenched challenges: Geopolitical Hostilities; The Climate Crisis; Population Growth & Consumer Behavior. The daily drumbeat of news paints a depressing picture.
But, there’s a small, committed, tenacious, tireless, and obsessive group of builders, optimists, enthusiasts, rule-breakers, outsiders, and trouble-makers willing the supply chain networks, platforms, and ecosystems of our future into existence; refashioning them to be better for people, planet, and profits.
These are there stories.
The document discusses the key shifts underway in the insurance industry as it transitions to a digital model. Empowered consumers demanding personalized experiences, innovative competitors, and new technologies are driving insurers to move from a policy-centric model to one focused on the customer. Insurers must utilize data and analytics to develop new products that anticipate customer needs and can be purchased through any channel. They also need to build ecosystems of partners and modernize legacy systems to keep pace with these changes and remain competitive in the digital insurance landscape.
1. Smartphones have become the dominant internet device in the UK, used by 66% of people. The insurance industry could benefit from adopting mobile trends to better engage with customers.
2. Insurance companies should aim to be more customer-centric, engage in two-way dialogs, adopt agile models and increase awareness through personalized mobile content.
3. While insurance has traditionally been paper-based, mobile provides opportunities for customer insights, personalization, and social media engagement that companies should pursue.
Digital Forensics Market, Size, Global Forecast 2023-2028Renub Research
Global Digital Forensics Market is forecasted to hit US$ 13.93 Billion by 2028, according to Renub Research. The modern world has witnessed an increased dependence on the latest digital technology. With the widespread adoption of the internet, smartphones, social media platforms like Facebook, Internet of Things (IoT), GPS, fitness trackers, and even smart cars, it has become increasingly difficult for digital forensics investigators to retrieve digital data.
Quick Start Guide to IT Security for BusinessesCompTIA
IT security is constantly changing, which means it can be hard for businesses to keep up. This guide from CompTIA educates IT solution providers on the importance of providing clients with up-to-date IT security, identifies the risks of inadequate or poor security, and examines the technology shifts and factors affecting security in in the workplace.
Accounting for Cyber Risks - How much does Cyber actually cost the Industry?Jef Lacson
The document discusses how cyber risks are costly for the insurance industry. It provides statistics on the global costs of cybercrime and cyber security spending. While insurance can help mitigate some cyber risks, the full costs to the industry are difficult to quantify due to undetected breaches, slow-burn costs from attacks, and impacts on reputation. The insurance industry faces cyber risks both from covering policyholders and securing their own systems and data.
US House of Representatives Relies on Oxford BioChronometrics Study for HearingJeff Martinez
British cyber security firm's studies and statement used by Subcommittee on Digital Commerce to form official memorandum for its hearing on the digital advertising ecosystem.
This document contains a summary of articles from the (IN)SECURE Magazine issue for October/November 2016. It lists the editor and contributors and provides contact information. It then summarizes several articles:
1) It discusses an Online Trust Alliance report finding that most IoT device vulnerabilities could have been avoided through better security practices during development.
2) It summarizes updates to the PCI payment device security standard to require more robust protections against physical tampering and malware.
3) It provides projections for growth in the public cloud services market to $208.6 billion in 2016, with infrastructure as a service growing the most at 42.8%.
Dear Reader,
Welcome to the first edition of The Holography Times (THT) in year 2013.
This is our 20th edition and we would like to thank all our readers and members for overwhelming response and support.
We deeply valued the trust you have shown in us and ensure our endeavour to serve you better.
Currently brand owners / government authorities are facing problem in selection of authentication technologies. The International Standard Organisation (ISO) has solve the problem by releasing new standard ISO 12931 which provides the guidelines on how to protect brand and products from counterfeits.
Our current issue highlights on “Steps to identify authentication solutions to curb counterfeiting” along-with an article on ISO 12931. This issue also covers an interview of Mr. Anil Rajput, Chairman, FICCI CASCADE on anti-counterfeiting campaign running across the country.
Lastly on behalf of THT team, we look forward to 2013 with great hopes and wish all our reviewers, members, advertisers, advisers and above all, our readers a very happy and prosperous New Year.
C S Jeena
Editor
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With its business changing and traditional work drying up, University of Minnesota Printing Services embarked on an ambitious self-evaluation project. The result is a new communications strategy, which will help guide the in-plant to future success
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Foiling Counterfeiters and Hackers | PrintAction
1. 16 PRINTACTION · April 2020 PRINTACTION.COM
Konica Minolta’s Adrian Wilkinson
talks security printing solutions
By Victoria Gaitskell
D
edicated technology
that can combine digital
spot varnish and spot
foil processes to pro-
duce holographic ef-
fects gives printers an
entry point into the
high-margin field of
security printing, says
Adrian Wilkinson, product marketing
manager of production for Konica Min-
olta Business Solutions (iCanada) Ltd. in
Mississauga, Ont.
Wilkinson explains that Konica Min-
olta’s MGI iFOIL S Printing Press works
in combination with the JETvarnish 3DS
to perform inline embossing and hot foil
stamping through a 100-per-cent digital
process.Among the spectacular visual and
tactile effects that can result from this
equipment pairing is Authentication
Hologram Digital Printing (AHDP), a
patented process using specially formulat-
ed toner and foil to produce holographic
effects that can be used to create custom-
ized security authentication options for
brands or products. Wilkinson says the
advantages of AHDP technology include
that it can be combined with variable data
printing and executed much more easily,
quickly, and inexpensively – without the
need for films, expensive dies, and lengthy
makeready – in contrast to traditional spot
varnish and cold foil stamping.
Brand and packaging security
Other security measures that can be ap-
plied to packaging as variable data appli-
cations include serial numbers or other
unique identification codes, says Wilkin-
son. Still, other security devices that he
expects will become more prevalent in
packaging designs of the future include
radio-frequency identification (RFID)
chips and augmented reality (AR). Both
RFID and AR technologies enable users
FOILINGCOUNTERFEITERS
AND HACKERS
PRINT SECURITY
Radio-frequency
identification
(RFID) chips are
expected to
become more
prevalent in
packaging designs
of the future.
JACOB
H/
ISTOCK
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IMAGES
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GETTY
IMAGES.
2. PRINTACTION.COM April 2020 · PRINTACTION 17
to access digital content from a package
using their smartphone or other mobile
device.
“Although serial numbers,identification
codes, AR, and RFID are not necessarily
directly related to security printing, they
are design features the brand owner can
build in, to ensure product authentication
and that their brand is not being imperson-
ated by someone else,” saysWilkinson.
Trends inTrade in Counterfeit and Pirated
Goods, a 2019 report published by the Or-
ganization for Economic Cooperation and
Development (OECD), states that the
current boom in e-commerce sales is
driving a global surge in fake and pirated
merchandise with an estimated value of
half-a-trillion U.S. dollars or 3.3 per cent
of the world’s entire trade volumes.
“Small parcels sent by post or express
courier are a prime and growing conduit
for counterfeit goods,” the OECD report
states.
The website of the Canadian An-
ti-Counterfeiting Network (CACN) re-
ports that the 11 counterfeit goods most
often seized by customs (in descending
order of frequency) include:shoes,knitted
clothing, leather goods, electrical machin-
ery and equipment, watches, medical in-
struments,non-knitted clothing,perfumes
and cosmetics,toys,pharmaceuticals,and
jewellery. This list provides confirmation
of many types of brand owners who would
likely benefit by incorporating security
features into their packaging designs, and
there are probably many more.
However, Wilkinson says that in his
experience, rather than being primarily
focused on security concerns, brand
owners are typically more focused on
making their brand or product appear
unique.Thus, at the present time,they are
more interested in using spot varnish and
foil to grab consumers’ attention.
“A lot of times these effects are used for
short-run boutique projects,” he says.
For example, an automobile manufac-
turermightinvestincustomizedpackaging
with a deluxe, exclusive feel to hold keys
and accessories for a newly purchased
high-end car. Purchasers would receive
this special presentation package at the
time of delivery of their new premium
vehicle.
“I do not often hear of security holo-
grams being expressed as a primary need
from a brand ownership perspective,”
continues Wilkinson. “But even though
security may not be a forefront discussion,
it’s definitely something printers can ex-
plore in their dialogue with brand owners
and suggest they incorporate into their
packaging along with decorative spot var-
nish and spot foil effects.”
In fact, a report by global business
management consulting firm Smithers
confirms that the market potential for
brand protection,anti-counterfeiting,and
security packaging components is growing.
“As the brand protection industry is
moving from optical to digital authentica-
tion methods,andtrack-and-trace systems
emphasize coded systems to create integ-
rity in the supply chain, there is an oppor-
tunity for holographic marks that can be
authenticated automatically or via a smart
device,”reads Smithers’online synopsis of
the report.The Smithers report forecasts
global growth for anti-counterfeiting
packaging during the period 2019-24 at a
compound annual growth rate (CAGR) of
4.4 per cent to over US $4 billion.
Data security
Wilkinson says that Konica Minolta sup-
ports another completely different aspect
of security printing by means of a compre-
hensive multi-tieredTotal Security System
for its bizhub multifunction printers.
These devices combine printing, copying,
and scanning functions.
Every Konica Minolta multifunction
printer comes equipped with bizhub
SECURE,a security service for the device,
consisting of such features as a password
lock, hard drive encryption, auto-deletion
of temporary data, and antivirus protec-
tion.Wilkinson says an extensive penetra-
tion test by global cybersecurity organiza-
tion NTT Data,involving over 80 hours of
simulated attacks by sources ranging from
hackers to malware, has certified that
Konica Minolta’s multifunction printers
maintain the privacy and integrity of all
stored information against compromise or
extraction.
Other components of Konica Minolta’s
Total Security System that can be activat-
ed, depending on a particular company’s
individual needs for information privacy
and security, include:
• Access control to restrict device
usage to registered authorized users
• A document security system that
monitors digital activity to and from print-
ers.This feature provides a full document
audit trail by depositing copies of docu-
ments into a searchable, monitored re-
pository with a breach-alert notification
system
• Comprehensive assessment of a
company’s vulnerabilities and risk profile
• Physical securityvia advancedvideo
surveillance technology
• Managed security services.
How businesses collect, store, use, and
share personal information about Can-
adians is governed by the Personal Infor-
mation Protection and Electronic Docu-
ments Act (PIPEDA). But critics have
long argued that the current privacy
legislation lacks teeth, especially in an age
when major data breaches are common-
place and social media platforms that
amass personal information about Can-
adians abound. Critics have urged such
reforms as significant fines for companies
that breach privacy rules and empowering
the Office of the Privacy Commissioner of
Canada,the nation’s privacy watchdog,to
order private companies to comply.
In response last May, Canada’s gov-
erning Liberal Party released a “Digital
Charter” setting out 10 broad principles
on how they intend to deal with issues like
data ownership and privacy protections.
Recently, Federal Minister of Innovation,
Science and Industry Navdeep Bains told
the Toronto Star that he expects to back up
those principles with legislation within a
matter of months.Between these expected
reforms and the growing concerns of
Canadians about their privacy, data and
document security are likely to become
even higher priorities. Prospective clients
will be even more likely to choose to do
business with companies that can demon-
strate they will handle personal informa-
tion with the appropriate level of care.
“We are definitely trying to raise aware-
ness of the importance of preventative in-
formation security and provide expert as-
sistance to guide printers and other clients
through the steps involved in maintaining
it.But in unfortunate instances [of breach-
es] where the horses have already left the
barn,we can assist in the recovery process
as well,” saysWilkinson.
The percentage of
global trade volumes
that are believed to
be fake and pirated
merchandise.
MGI JETvarnish
3DS and
MGI iFOIL S
3.3%